Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Item Total Northeast Midwest South West 65-74 Number of consumer units (in thousands)...... 11,440 2,361 2,673 4,273 2,133 Income before taxes a/ ...................... $30,878 $31,701 $31,841 $29,416 $31,770 Income after taxes a/ ....................... 29,199 29,796 30,073 28,082 29,759 Age of the reference person.................. 69.4 69.6 69.5 69.1 69.4 Average number in consumer unit: Persons..................................... 1.9 1.8 1.8 1.9 2.0 Children under 18........................... .1 .1 .1 .1 .1 Persons 65 and over......................... 1.4 1.3 1.4 1.4 1.4 Earners..................................... .6 .6 .6 .6 .7 Vehicles.................................... 1.8 1.6 1.8 1.8 2.0 Percent distribution: Male........................................ 51 55 48 51 52 Female...................................... 49 45 52 49 48 Homeowner................................... 82 76 84 86 80 With mortgage.............................. 24 16 22 26 32 Without mortgage........................... 58 60 62 60 47 Renter...................................... 18 24 16 14 20 Black....................................... 11 10 9 16 4 White and other............................. 89 90 91 84 96 Elementary (1-8)............................ 10 10 8 13 9 High school (9-12).......................... 49 52 56 47 41 College..................................... 40 37 36 40 49 Never attended and other.................... b/ b/ b/ b/ 1 At least one vehicle owned or leased........ 87 81 89 89 89 Average annual expenditures.................. $31,370 $33,786 $31,736 $28,221 $34,674 Food........................................ 4,194 4,652 4,146 3,653 4,896 Food at home............................. 2,679 3,001 2,517 2,526 2,835 Cereals and bakery products............ 400 475 361 395 371 Cereals and cereal products.......... 128 145 116 128 126 Bakery products...................... 272 330 245 267 245 Meats, poultry, fish, and eggs......... 712 796 712 659 729 Beef................................. 216 214 297 170 212 Pork................................. 164 163 144 181 158 Other meats.......................... 83 104 83 76 73 Poultry.............................. 121 143 99 123 120 Fish and seafood..................... 96 139 64 74 134 Eggs................................. 32 33 25 35 31 Dairy products......................... 292 342 269 276 296 Fresh milk and cream................. 115 125 105 116 115 Other dairy products................. 177 217 164 160 181 Fruits and vegetables.................. 511 594 435 456 633 Fresh fruits......................... 162 193 136 137 216 Fresh vegetables..................... 159 193 131 139 198 Processed fruits..................... 112 131 98 101 130 Processed vegetables................. 78 78 70 79 89 Other food at home..................... 763 793 741 740 807 Sugar and other sweets............... 102 114 104 97 97 Fats and oils........................ 83 85 76 88 79 Miscellaneous foods.................. 337 341 330 322 374 Nonalcoholic beverages............... 198 201 187 202 201 Food prepared by consumer unit on out-of-town trips................... 43 52 45 31 56 Food away from home.................... 1,515 1,651 1,628 1,126 2,061 Alcoholic beverages......................... 247 289 230 164 404 Housing..................................... 10,146 12,261 9,259 8,837 11,562 Shelter.................................. 5,351 6,937 4,710 4,303 6,499 Owned dwellings........................ 3,818 4,868 3,292 3,247 4,457 Mortgage interest and charges........ 1,215 901 918 1,210 1,943 Property taxes....................... 1,391 2,528 1,345 942 1,088 Maintenance, repairs, insurance,other expenses............................ 1,212 1,439 1,029 1,094 1,426 Rented dwellings....................... 975 1,414 822 615 1,401 Other lodging.......................... 559 655 595 441 641 Utilities, fuels, and public services.... 2,568 2,650 2,468 2,651 2,435 Natural gas............................ 376 486 475 266 351 Electricity............................ 965 795 880 1,189 812 Fuel oil and other fuels............... 153 410 95 79 91 Telephone services..................... 733 705 708 764 733 Water and other public services........ 340 255 310 353 448 Household operations..................... 609 949 432 496 685 Personal services...................... 97 c/ 103 c/ 97 113 56 Other household expenses............... 513 846 335 383 629 Housekeeping supplies.................... 496 584 464 432 573 Laundry and cleaning supplies.......... 115 114 101 126 109 Other household products............... 232 263 224 194 289 Postage and stationery................. 149 207 139 111 175 Household furnishings and equipment...... 1,122 1,140 1,185 956 1,371 Household textiles..................... 108 171 89 90 100 Furniture.............................. 262 290 240 222 342 Floor coverings........................ 44 24 59 46 46 Major appliances....................... 178 124 216 157 238 Small appliances, miscellaneous housewares............................ 71 72 90 56 77 Miscellaneous household equipment...... 458 460 490 385 568 Apparel and services........................ 1,141 1,396 1,017 1,005 1,296 Men and boys............................. 267 291 253 269 251 Men, 16 and over....................... 234 236 231 238 225 Boys, 2 to 15.......................... 33 55 22 31 26 Women and girls.......................... 491 594 452 398 625 Women, 16 and over..................... 455 558 417 362 591 Girls, 2 to 15......................... 35 36 35 36 34 Children under 2......................... 28 49 19 24 23 Footwear................................. 178 222 138 169 196 Other apparel products and services...... 177 240 155 144 200 Transportation.............................. 5,738 5,389 5,976 5,445 6,415 Vehicle purchases (net outlay)........... 2,555 2,136 2,762 2,572 2,724 Cars and trucks, new................... 1,418 1,506 1,393 1,373 1,439 Cars and trucks, used.................. 1,127 604 1,363 1,198 1,265 Other vehicles......................... c/ 11 c/ 26 c/ 6 d/ c/ 20 Gasoline and motor oil................... 976 894 1,023 939 1,084 Other vehicle expenses................... 1,759 1,788 1,756 1,589 2,071 Vehicle finance charges................ 184 126 152 193 266 Maintenance and repairs................ 542 563 495 484 696 Vehicle insurance...................... 686 703 624 672 772 Vehicle rental, leases, licenses, other charges.............................. 347 396 484 240 337 Public transportation.................... 449 572 435 346 535 Health care................................. 3,371 2,917 3,674 3,453 3,330 Health insurance......................... 1,682 1,530 1,815 1,716 1,618 Medical services......................... 775 623 890 738 874 Drugs.................................... 776 621 834 881 666 Medical supplies......................... 138 144 135 118 171 Entertainment............................... 1,350 1,288 1,541 1,159 1,564 Fees and admissions...................... 397 412 448 304 505 Television, radios, sound equipment...... 484 566 431 454 521 Pets, toys, and playground equipment..... 234 184 236 234 290 Other entertainment supplies, equipment,and services.................. 234 127 426 167 248 Personal care products and services......... 461 492 441 418 541 Reading..................................... 162 190 169 127 193 Education................................... 175 318 59 112 287 Tobacco products and smoking supplies....... 220 199 200 246 214 Miscellaneous............................... 973 2,074 571 668 874 Cash contributions.......................... 1,707 921 3,126 1,396 1,419 Personal insurance and pensions............. 1,486 1,399 1,326 1,537 1,679 Life and other personal insurance........ 507 435 389 640 467 Pensions and Social Security............. 979 965 937 897 1,213 Sources of income and personal taxes: a/ Money income before taxes.................. 30,878 31,701 31,841 29,416 31,770 Wages and salaries....................... 10,038 10,919 10,783 9,126 10,046 Self-employment income................... 1,038 720 1,286 735 1,683 Social Security, private and government retirement................... 17,315 17,666 17,339 17,440 16,675 Interest, dividends, rental income, other property income................... 1,888 1,920 1,700 1,697 2,439 Unemployment and workers'' compensation, veterans'' benefits..................... 127 106 152 139 98 Public assistance, supplemental security, income, food stamps..................... 292 275 256 153 621 Regular contributions for support........ 96 c/ 30 99 106 141 Other income............................. 84 c/ 66 c/ 226 c/ 19 67 Personal taxes............................. 1,679 1,905 1,768 1,334 2,011 Federal income taxes..................... 1,259 1,345 1,285 1,072 1,507 State and local income taxes............. 202 285 233 102 273 Other taxes.............................. 217 275 250 160 231 Income after taxes......................... 29,199 29,796 30,073 28,082 29,759 Net change in total assets and liabilities... 4,630 26,778 2,474 480 -8,869 Net change in total assets............... 6,603 27,423 3,372 2,025 -3,224 Net change in total liabilities.......... 1,972 646 898 1,544 5,645 Other financial information: Other money receipts..................... 763 146 596 984 1,213 Mortgage principal paid on owned property................................ -1,009 -686 -1,141 -1,041 -1,139 Estimated market value of owned home..... 136,176 216,961 98,722 92,202 181,790 Estimated monthly rental value of owned home.................................... 745 817 674 652 942 Gifts of goods and services................. 970 919 991 865 1,219 Food..................................... 27 29 34 16 40 Alcoholic beverages...................... 5 c/ 3 c/ 2 5 10 Housing.................................. 259 245 339 185 327 Housekeeping supplies.................. 35 38 55 18 39 Household textiles..................... 19 33 20 11 19 Appliances and miscellaneous housewares........................... 27 22 47 17 30 Major appliances..................... 8 c/ 9 c/ 8 7 c/ 8 Small appliances and miscellaneous housewares......................... 19 c/ 13 39 10 22 Miscellaneous household equipment...... 75 91 119 37 80 Other housing.......................... 103 61 98 102 159 Apparel and services..................... 217 296 205 193 191 Males, 2 and over...................... 70 65 63 74 76 Females, 2 and over.................... 72 96 87 54 65 Children under 2....................... 25 48 17 19 22 Other apparel products and services.... 49 87 38 46 28 Jewelry and watches.................. 24 63 14 17 8 All other apparel products and services............................ 25 c/ 24 c/ 24 29 20 Transportation........................... 72 17 34 42 243 Health care.............................. 106 c/ 75 c/ 166 119 38 Entertainment............................ 93 73 82 107 101 Toys, games, hobbies, and tricycles.... 38 43 40 33 41 Other entertainment.................... 55 30 42 74 60 Personal care products and services...... 9 c/ 3 7 9 17 Reading.................................. 3 3 4 2 5 Education................................ 45 56 24 42 65 All other gifts.......................... 135 117 94 146 182 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.