Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 19,643 837 1,454 1,844 1,546 2,737 2,261 2,046 2,849 4,068 Income before taxes a/ ...................... $46,093 $2,126 $7,647 $12,238 $17,295 $24,486 $34,612 $44,239 $59,246 $107,802 Income after taxes a/ ....................... 42,539 2,132 7,564 12,078 16,987 23,631 32,839 41,534 54,937 96,803 Age of the reference person.................. 48.2 40.6 54.4 57.1 54.0 50.6 46.2 45.1 44.1 45.2 Average number in consumer unit: Persons..................................... 2.4 1.8 1.5 1.7 2.0 2.2 2.3 2.5 2.9 3.2 Children under 18........................... .6 .4 .3 .4 .4 .5 .6 .7 .8 .9 Persons 65 and over......................... .3 .2 .5 .5 .6 .5 .3 .2 .1 .1 Earners..................................... 1.4 .9 .6 .6 .8 1.1 1.4 1.6 1.9 2.2 Vehicles.................................... 2.2 1.2 .9 1.2 1.6 1.8 2.1 2.4 2.7 3.3 Percent distribution: Male........................................ 53 43 30 37 43 50 54 55 63 65 Female...................................... 47 57 70 63 57 50 46 45 37 35 Homeowner................................... 69 36 36 55 57 63 65 74 85 92 With mortgage.............................. 42 18 9 10 18 25 39 52 66 73 Without mortgage........................... 27 18 28 45 39 38 26 22 19 19 Renter...................................... 31 64 64 45 43 37 35 26 15 8 Black....................................... 9 18 15 13 12 9 9 7 6 5 White and other............................. 91 82 85 87 88 91 91 93 94 95 Elementary (1-8)............................ 4 3 17 9 7 4 3 2 1 b/ High school (9-12).......................... 40 41 50 53 56 48 42 42 33 22 College..................................... 56 56 31 38 36 48 55 56 66 78 Never attended and other.................... b/ c/ 1 b/ c/ b/ c/ c/ b/ b/ At least one vehicle owned or leased........ 90 64 59 75 89 93 95 98 98 99 Average annual expenditures.................. $41,436 $19,835 $15,640 $20,943 $24,942 $31,380 $35,903 $41,459 $50,037 $73,952 Food........................................ 5,502 3,419 2,712 3,030 3,541 4,583 4,826 5,762 6,618 8,589 Food at home............................. 3,101 1,862 1,748 1,991 2,226 2,891 2,877 3,292 3,451 4,435 Cereals and bakery products............ 469 294 263 307 357 426 417 488 525 682 Cereals and cereal products.......... 160 93 97 92 130 149 142 173 177 229 Bakery products...................... 309 201 166 216 227 277 274 315 348 453 Meats, poultry, fish, and eggs......... 756 503 439 498 578 801 718 715 827 1,028 Beef................................. 245 179 133 161 159 304 259 218 261 311 Pork................................. 168 122 100 123 164 171 147 150 193 218 Other meats.......................... 102 61 60 60 72 109 96 100 123 136 Poultry.............................. 130 73 84 72 110 116 127 129 149 183 Fish and seafood..................... 81 52 41 60 48 72 60 88 72 143 Eggs................................. 29 16 21 21 26 29 28 30 29 37 Dairy products......................... 353 161 187 208 273 317 332 397 396 508 Fresh milk and cream................. 145 71 97 88 119 126 146 167 155 199 Other dairy products................. 208 90 90 120 154 192 185 230 241 309 Fruits and vegetables.................. 489 334 301 346 352 452 469 505 505 700 Fresh fruits......................... 152 108 86 111 108 138 147 161 139 234 Fresh vegetables..................... 142 95 71 111 102 130 135 154 146 202 Processed fruits..................... 111 75 83 77 75 106 97 109 124 158 Processed vegetables................. 83 55 61 46 67 78 90 82 96 106 Other food at home..................... 1,034 570 559 632 665 895 943 1,187 1,198 1,517 Sugar and other sweets............... 128 57 72 86 87 105 108 145 140 199 Fats and oils........................ 80 49 45 67 60 76 77 87 89 104 Miscellaneous foods.................. 505 236 250 293 323 424 462 595 593 755 Nonalcoholic beverages............... 279 197 177 166 177 259 265 326 319 376 Food prepared by consumer unit on out-of-town trips................... 43 31 15 20 18 31 31 35 56 82 Food away from home.................... 2,401 1,557 964 1,039 1,315 1,692 1,949 2,470 3,167 4,154 Alcoholic beverages......................... 404 380 182 227 214 294 360 486 414 684 Housing..................................... 12,310 7,155 5,231 7,181 7,949 9,139 10,474 12,339 14,768 21,229 Shelter.................................. 6,846 4,138 2,879 3,885 4,467 4,772 5,985 6,749 8,304 11,969 Owned dwellings........................ 4,736 2,230 925 1,717 2,042 2,553 3,552 4,690 6,526 9,900 Mortgage interest and charges........ 2,575 1,157 309 343 592 877 1,815 2,613 3,960 6,015 Property taxes....................... 1,189 634 385 702 729 826 920 975 1,408 2,335 Maintenance, repairs, insurance,other expenses............................ 972 440 230 672 722 850 818 1,102 1,158 1,550 Rented dwellings....................... 1,596 1,431 1,856 2,014 2,229 1,924 2,153 1,707 1,172 817 Other lodging.......................... 515 477 98 155 196 295 280 351 607 1,252 Utilities, fuels, and public services.... 2,629 1,471 1,514 1,903 2,084 2,403 2,558 2,786 2,952 3,687 Natural gas............................ 503 266 269 383 373 464 477 531 538 740 Electricity............................ 852 487 528 665 725 834 825 925 932 1,110 Fuel oil and other fuels............... 78 d/ 39 62 71 84 82 93 73 78 84 Telephone services..................... 898 539 531 585 680 751 890 948 1,041 1,305 Water and other public services........ 298 141 123 199 222 271 274 309 363 448 Household operations..................... 638 537 178 296 357 489 365 559 759 1,289 Personal services...................... 342 284 d/ 66 164 156 259 149 291 462 710 Other household expenses............... 295 253 113 133 201 230 216 268 297 579 Housekeeping supplies.................... 561 278 263 302 361 407 459 553 745 915 Laundry and cleaning supplies.......... 145 93 83 89 113 110 112 153 187 220 Other household products............... 260 117 107 147 169 165 238 247 367 416 Postage and stationery................. 155 68 73 67 79 132 108 153 191 279 Household furnishings and equipment...... 1,637 732 397 794 679 1,068 1,107 1,692 2,007 3,370 Household textiles..................... 124 35 35 66 30 74 69 155 166 248 Furniture.............................. 372 127 88 128 177 214 253 378 436 833 Floor coverings........................ 45 d/ 52 d/ 5 9 d/ 9 32 32 65 78 73 Major appliances....................... 192 78 48 120 70 203 113 209 232 349 Small appliances, miscellaneous housewares............................ 97 178 28 35 81 69 67 111 128 150 Miscellaneous household equipment...... 807 262 195 437 312 477 574 774 968 1,718 Apparel and services........................ 1,908 1,010 684 879 1,072 1,234 1,495 1,919 2,245 3,672 Men and boys............................. 492 342 78 143 266 302 305 391 671 1,053 Men, 16 and over....................... 393 309 50 107 218 219 245 284 555 853 Boys, 2 to 15.......................... 99 33 29 35 48 82 60 106 116 200 Women and girls.......................... 776 407 334 358 445 482 643 855 859 1,461 Women, 16 and over..................... 645 378 288 303 379 382 519 712 736 1,203 Girls, 2 to 15......................... 131 29 46 55 66 100 124 143 123 258 Children under 2......................... 100 39 22 58 70 64 94 106 119 176 Footwear................................. 306 d/ 103 151 201 176 222 260 341 339 520 Other apparel products and services...... 235 119 99 119 116 165 193 226 256 462 Transportation.............................. 7,801 3,100 2,959 3,522 4,510 6,237 7,561 8,359 9,743 13,233 Vehicle purchases (net outlay)........... 3,596 d/ 1,024 1,613 1,620 1,936 3,171 3,797 3,893 4,412 5,812 Cars and trucks, new................... 1,420 c/ d/ 845 d/ 411 d/ 799 1,164 1,189 1,272 1,865 2,675 Cars and trucks, used.................. 2,111 1,024 727 1,209 1,137 1,967 2,599 2,563 2,430 2,983 Other vehicles......................... 65 c/ d/ 40 c/ c/ d/ 40 d/ 10 d/ 58 117 154 Gasoline and motor oil................... 1,373 865 493 665 933 1,090 1,305 1,509 1,747 2,181 Other vehicle expenses................... 2,453 1,074 727 1,031 1,452 1,714 2,223 2,672 3,118 4,425 Vehicle finance charges................ 361 119 55 90 184 275 349 438 558 596 Maintenance and repairs................ 655 349 275 342 490 439 604 676 851 1,084 Vehicle insurance...................... 805 267 277 392 519 651 775 959 1,070 1,260 Vehicle rental, leases, licenses, other charges.............................. 632 339 120 207 260 348 495 599 640 1,486 Public transportation.................... 379 137 126 206 189 263 236 285 466 815 Health care................................. 2,283 1,130 1,345 2,323 2,210 2,369 2,398 2,450 2,343 2,612 Health insurance......................... 1,097 568 734 1,013 1,062 1,145 1,129 1,214 1,167 1,230 Medical services......................... 597 283 204 530 466 564 709 613 659 789 Drugs.................................... 469 239 363 711 594 574 440 467 371 409 Medical supplies......................... 120 39 44 69 87 86 120 156 147 183 Entertainment............................... 2,232 987 641 819 1,728 1,451 1,925 2,051 2,611 4,381 Fees and admissions...................... 601 230 159 149 171 338 362 462 709 1,509 Television, radios, sound equipment...... 697 410 325 352 431 482 693 676 825 1,211 Pets, toys, and playground equipment..... 388 169 92 164 220 313 322 422 527 666 Other entertainment supplies, equipment,and services.................. 546 177 64 153 906 318 548 490 550 995 Personal care products and services......... 545 356 279 371 365 445 545 532 603 840 Reading..................................... 173 77 74 104 108 138 140 169 219 294 Education................................... 684 896 411 314 330 198 351 453 900 1,518 Tobacco products and smoking supplies....... 385 365 273 264 353 401 422 517 415 377 Miscellaneous............................... 809 301 202 503 481 712 666 892 1,069 1,308 Cash contributions.......................... 1,774 323 335 822 1,124 2,419 1,532 1,206 1,592 3,382 Personal insurance and pensions............. 4,626 336 312 586 958 1,760 3,209 4,324 6,499 11,831 Life and other personal insurance........ 465 182 108 212 224 252 415 417 610 952 Pensions and Social Security............. 4,161 155 203 374 734 1,507 2,795 3,908 5,888 10,879 Sources of income and personal taxes: a/ Money income before taxes.................. 46,093 2,126 7,647 12,238 17,295 24,486 34,612 44,239 59,246 107,802 Wages and salaries....................... 37,495 1,414 2,138 3,860 8,252 14,731 27,077 36,570 53,133 94,530 Self-employment income................... 1,912 -350 d/ 143 -39 265 872 1,022 1,508 1,059 6,517 Social Security, private and government retirement................... 4,884 568 4,021 7,188 7,595 7,405 5,272 4,552 3,440 3,272 Interest, dividends, rental income, other property income................... 917 40 31 207 386 525 635 812 841 2,465 Unemployment and workers'' compensation, veterans'' benefits..................... 166 d/ 24 d/ 17 d/ 66 77 242 159 144 226 250 Public assistance, supplemental security, income, food stamps..................... 298 288 950 663 461 275 136 62 148 170 Regular contributions for support........ 288 70 189 147 143 344 245 526 260 374 Other income............................. 131 71 159 146 115 92 66 66 138 224 Personal taxes............................. 3,553 -6 82 160 308 855 1,773 2,706 4,310 10,999 Federal income taxes..................... 2,587 -26 -1 29 145 543 1,202 1,885 3,061 8,303 State and local income taxes............. 815 1 18 53 61 218 447 660 1,076 2,400 Other taxes.............................. 151 d/ 20 66 78 101 93 124 161 173 296 Income after taxes......................... 42,539 2,132 7,564 12,078 16,987 23,631 32,839 41,534 54,937 96,803 Net change in total assets and liabilities... -2,462 1,474 766 -44 1,836 253 -2,408 -3,292 -10,415 -3,022 Net change in total assets............... 5,164 4,778 2,248 551 3,490 4,529 2,385 3,175 4,254 12,624 Net change in total liabilities.......... 7,626 3,304 1,482 595 1,655 4,276 4,794 6,467 14,669 15,646 Other financial information: Other money receipts..................... 629 d/ 59 102 520 274 484 1,283 705 234 1,092 Mortgage principal paid on owned property................................ -1,309 -441 -140 -659 -357 -486 -840 -1,193 -1,672 -3,180 Estimated market value of owned home..... 85,741 41,384 36,460 49,412 51,688 60,277 62,059 75,643 104,488 164,129 Estimated monthly rental value of owned home.................................... 618 309 222 362 393 450 477 571 767 1,134 Gifts of goods and services................. 1,270 512 415 783 806 815 1,015 963 1,417 2,599 Food..................................... 95 d/ 26 26 23 28 27 71 48 136 245 Alcoholic beverages...................... 16 d/ 25 16 d/ 10 d/ 3 8 10 d/ 8 10 39 Housing.................................. 345 118 131 305 202 229 246 298 394 650 Housekeeping supplies.................. 53 d/ 22 d/ 18 32 38 40 48 55 71 83 Household textiles..................... 19 d/ 3 d/ 2 d/ 11 d/ 5 10 5 12 29 48 Appliances and miscellaneous housewares........................... 37 d/ 14 d/ 18 d/ 9 d/ 47 33 27 50 49 49 Major appliances..................... 11 d/ 12 d/ 14 d/ 5 d/ 4 d/ 11 d/ 7 21 12 10 Small appliances and miscellaneous housewares......................... 26 d/ 2 d/ 4 d/ 4 d/ 43 21 20 29 37 39 Miscellaneous household equipment...... 94 11 27 93 55 76 86 79 114 156 Other housing.......................... 141 68 65 160 57 70 81 101 131 315 Apparel and services..................... 277 96 89 142 301 216 212 227 301 508 Males, 2 and over...................... 70 d/ 57 13 21 145 70 60 36 85 96 Females, 2 and over.................... 104 d/ 18 23 42 90 55 60 87 105 243 Children under 2....................... 54 12 14 30 45 34 53 60 51 104 Other apparel products and services.... 49 d/ 8 d/ 39 d/ 49 22 58 40 44 59 65 Jewelry and watches.................. 20 d/ 8 d/ 2 d/ 18 d/ 18 23 19 14 20 33 All other apparel products and services............................ 29 d/ 1 d/ 37 d/ 31 d/ 4 d/ 35 d/ 21 d/ 30 39 32 Transportation........................... 64 14 53 13 15 21 59 40 42 178 Health care.............................. 47 d/ 10 d/ 2 d/ 163 d/ 52 70 d/ 52 33 15 31 Entertainment............................ 104 75 27 24 45 79 138 106 122 177 Toys, games, hobbies, and tricycles.... 40 d/ 12 9 12 23 42 47 54 51 58 Other entertainment.................... 63 63 18 12 22 36 91 52 71 119 Personal care products and services...... 36 d/ 63 d/ 11 15 d/ 25 17 81 31 41 37 Reading.................................. 3 b/ 2 d/ 1 1 2 3 3 3 4 Education................................ 197 d/ 52 40 d/ 37 d/ 110 34 57 103 245 588 All other gifts.......................... 87 32 17 48 24 112 85 66 108 142 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.