Table 36. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 59,031 1,467 2,326 3,848 4,222 8,082 7,003 6,193 10,068 15,822 Income before taxes a/ ...................... $55,097 $649 $7,692 $12,557 $17,396 $24,605 $34,579 $44,506 $59,022 $113,829 Income after taxes a/ ....................... 51,614 550 7,870 12,749 17,429 24,192 33,473 42,579 55,638 104,368 Age of the reference person.................. 46.5 44.6 46.8 49.1 52.0 48.8 46.5 44.7 44.4 45.2 Average number in consumer unit: Persons..................................... 3.1 3.0 2.9 3.0 2.9 3.0 3.1 3.2 3.2 3.3 Children under 18........................... 1.0 1.1 1.0 1.0 .8 .9 .9 1.0 1.0 1.0 Persons 65 and over......................... .3 .2 .3 .5 .7 .5 .3 .2 .2 .1 Earners..................................... 1.7 1.1 1.0 1.0 1.0 1.3 1.6 1.8 2.0 2.2 Vehicles.................................... 2.3 1.6 1.3 1.5 1.7 1.9 2.2 2.4 2.7 3.0 Percent distribution: Male........................................ 56 38 30 41 49 53 55 60 61 64 Female...................................... 44 62 70 59 51 47 45 40 39 36 Homeowner................................... 72 47 44 50 57 61 66 72 81 89 With mortgage.............................. 48 25 16 19 21 28 40 49 60 73 Without mortgage........................... 24 22 28 31 36 33 27 22 20 16 Renter...................................... 28 53 56 50 43 39 34 28 19 11 Black....................................... 12 22 25 23 15 13 14 11 8 6 White and other............................. 88 78 75 77 85 87 86 89 92 94 Elementary (1-8)............................ 5 10 13 14 12 9 5 4 2 1 High school (9-12).......................... 40 50 59 53 55 51 47 44 35 20 College..................................... 55 38 26 33 31 39 47 52 63 78 Never attended and other.................... b/ 1 1 1 1 b/ b/ b/ b/ b/ At least one vehicle owned or leased........ 93 73 72 78 87 92 96 97 98 98 Average annual expenditures.................. $47,868 $28,579 $21,762 $24,461 $26,999 $31,544 $37,795 $43,577 $51,111 $77,242 Food........................................ 6,572 4,374 4,177 4,198 4,357 5,155 5,601 6,654 7,091 9,114 Food at home............................. 3,856 2,836 2,985 2,936 3,083 3,450 3,509 3,981 3,985 4,743 Cereals and bakery products............ 575 397 435 438 456 529 522 566 593 717 Cereals and cereal products.......... 201 152 179 161 167 199 185 208 200 232 Bakery products...................... 374 245 256 277 288 330 336 358 393 485 Meats, poultry, fish, and eggs......... 1,031 813 876 865 903 999 979 1,062 1,024 1,180 Beef................................. 313 239 258 256 281 311 303 316 308 356 Pork................................. 220 180 228 205 205 224 213 219 218 233 Other meats.......................... 128 104 96 104 102 125 125 132 132 147 Poultry.............................. 189 147 154 166 157 172 175 198 197 218 Fish and seafood..................... 138 106 97 96 118 122 113 149 129 183 Eggs................................. 43 37 42 39 40 43 49 48 40 43 Dairy products......................... 416 273 307 294 326 363 386 433 441 516 Fresh milk and cream................. 171 131 150 142 147 159 170 178 173 194 Other dairy products................. 245 141 157 152 180 204 216 255 268 322 Fruits and vegetables.................. 644 466 506 496 531 587 588 655 631 805 Fresh fruits......................... 197 141 156 144 161 186 173 197 187 253 Fresh vegetables..................... 198 146 145 155 159 179 185 200 192 251 Processed fruits..................... 143 107 120 108 116 125 131 140 146 179 Processed vegetables................. 106 73 84 89 96 97 99 118 107 121 Other food at home..................... 1,191 887 861 843 867 973 1,035 1,265 1,296 1,526 Sugar and other sweets............... 148 102 115 104 109 127 124 159 157 193 Fats and oils........................ 106 77 95 92 89 102 98 112 110 118 Miscellaneous foods.................. 565 431 366 378 389 445 483 600 628 745 Nonalcoholic beverages............... 321 238 262 244 257 267 297 350 349 384 Food prepared by consumer unit on out-of-town trips................... 50 40 23 24 23 33 34 44 53 86 Food away from home.................... 2,716 1,538 1,192 1,262 1,273 1,704 2,092 2,673 3,106 4,370 Alcoholic beverages......................... 420 318 139 184 195 246 297 362 478 726 Housing..................................... 14,780 10,432 7,533 8,492 8,559 9,904 11,607 12,867 15,377 23,721 Shelter.................................. 8,349 6,174 3,937 4,634 4,695 5,385 6,462 7,055 8,602 13,774 Owned dwellings........................ 5,805 3,342 1,626 2,072 2,141 2,694 3,799 4,519 6,353 11,166 Mortgage interest and charges........ 3,490 2,044 752 854 856 1,228 2,160 2,747 3,966 7,101 Property taxes....................... 1,321 833 567 600 687 762 918 922 1,384 2,400 Maintenance, repairs, insurance,other expenses............................ 995 465 306 618 598 705 721 851 1,003 1,665 Rented dwellings....................... 1,977 2,466 2,194 2,429 2,337 2,412 2,377 2,213 1,708 1,375 Other lodging.......................... 567 365 117 133 217 279 286 323 541 1,233 Utilities, fuels, and public services.... 3,011 2,414 2,190 2,295 2,343 2,572 2,818 2,932 3,131 3,803 Natural gas............................ 406 297 278 299 305 329 362 381 432 540 Electricity............................ 1,097 919 915 907 917 1,013 1,064 1,083 1,119 1,281 Fuel oil and other fuels............... 117 101 84 108 100 114 112 107 108 142 Telephone services..................... 1,026 828 700 743 755 815 960 1,007 1,075 1,346 Water and other public services........ 366 270 213 238 266 301 318 354 396 494 Household operations..................... 832 359 341 286 362 438 513 608 828 1,641 Personal services...................... 415 96 125 121 178 229 262 319 456 797 Other household expenses............... 417 263 216 165 184 208 251 288 372 844 Housekeeping supplies.................... 672 443 391 421 416 472 552 641 768 975 Laundry and cleaning supplies.......... 181 140 156 129 148 138 165 178 192 232 Other household products............... 326 227 167 171 192 210 280 297 403 477 Postage and stationery................. 164 76 68 120 76 123 106 166 173 266 Household furnishings and equipment...... 1,916 1,042 675 857 743 1,037 1,262 1,632 2,048 3,528 Household textiles..................... 145 69 34 86 71 91 94 123 157 255 Furniture.............................. 484 243 178 281 166 254 290 355 449 962 Floor coverings........................ 58 c/ 31 18 27 17 22 37 50 52 120 Major appliances....................... 230 156 114 135 108 164 152 203 264 369 Small appliances, miscellaneous housewares............................ 110 142 57 38 55 72 69 94 118 187 Miscellaneous household equipment...... 889 402 275 290 326 434 618 808 1,009 1,636 Apparel and services........................ 2,286 1,442 1,143 1,147 1,445 1,360 1,760 2,020 2,365 3,809 Men and boys............................. 562 258 254 229 339 304 435 415 614 991 Men, 16 and over....................... 431 142 189 150 233 202 328 302 478 798 Boys, 2 to 15.......................... 131 117 65 79 105 102 107 113 136 192 Women and girls.......................... 880 568 399 394 529 511 652 856 928 1,468 Women, 16 and over..................... 709 443 286 291 415 396 483 701 769 1,211 Girls, 2 to 15......................... 171 124 113 103 115 116 169 155 160 257 Children under 2......................... 121 103 80 110 95 79 109 122 133 160 Footwear................................. 416 334 283 272 325 286 367 408 429 589 Other apparel products and services...... 306 179 126 142 158 180 197 219 261 601 Transportation.............................. 9,373 5,543 4,193 4,910 5,365 6,270 8,244 9,526 10,350 14,049 Vehicle purchases (net outlay)........... 4,461 2,554 2,170 2,479 2,579 2,946 4,142 4,745 4,827 6,531 Cars and trucks, new................... 2,027 c/ 969 744 535 847 1,122 1,466 2,095 2,085 3,640 Cars and trucks, used.................. 2,383 1,553 1,402 1,943 1,732 1,816 2,671 2,583 2,668 2,788 Other vehicles......................... 51 c/ 32 c/ 25 d/ d/ c/ 9 c/ 5 68 75 103 Gasoline and motor oil................... 1,575 1,050 803 910 1,059 1,202 1,444 1,641 1,797 2,117 Other vehicle expenses................... 2,864 1,628 1,026 1,316 1,485 1,877 2,350 2,856 3,279 4,464 Vehicle finance charges................ 442 183 133 155 185 280 396 475 588 647 Maintenance and repairs................ 789 479 344 442 458 581 686 844 856 1,145 Vehicle insurance...................... 973 540 383 485 589 737 894 1,041 1,141 1,343 Vehicle rental, leases, licenses, other charges.............................. 659 426 166 233 252 280 374 496 694 1,329 Public transportation.................... 473 310 193 206 243 245 308 284 446 937 Health care................................. 2,466 1,747 1,408 1,705 2,311 2,299 2,414 2,446 2,581 2,958 Health insurance......................... 1,175 802 678 842 1,074 1,148 1,211 1,236 1,239 1,325 Medical services......................... 675 537 403 295 468 496 592 608 752 979 Drugs.................................... 494 317 274 497 676 559 502 476 455 488 Medical supplies......................... 123 91 53 71 93 97 109 127 134 166 Entertainment............................... 2,372 1,376 880 1,094 1,265 1,365 1,736 2,077 2,657 4,023 Fees and admissions...................... 642 342 191 195 198 272 355 413 617 1,385 Television, radios, sound equipment...... 755 504 419 433 449 534 657 750 812 1,111 Pets, toys, and playground equipment..... 428 270 155 195 220 269 340 418 486 682 Other entertainment supplies, equipment,and services.................. 547 260 115 271 398 291 385 496 743 845 Personal care products and services......... 641 497 384 369 418 481 546 635 686 918 Reading..................................... 165 81 62 69 89 110 121 136 182 281 Education................................... 733 492 306 195 345 312 401 484 788 1,475 Tobacco products and smoking supplies....... 384 413 395 366 347 382 411 469 407 334 Miscellaneous............................... 894 663 450 472 549 683 670 902 926 1,357 Cash contributions.......................... 1,441 621 252 350 571 1,130 1,073 1,008 1,346 2,742 Personal insurance and pensions............. 5,340 580 439 908 1,181 1,846 2,916 3,989 5,875 11,736 Life and other personal insurance........ 525 348 172 354 253 337 403 410 547 887 Pensions and Social Security............. 4,816 232 267 554 929 1,509 2,513 3,580 5,328 10,849 Sources of income and personal taxes: a/ Money income before taxes.................. 55,097 649 7,692 12,557 17,396 24,605 34,579 44,506 59,022 113,829 Wages and salaries....................... 45,470 1,648 2,746 5,519 8,408 15,584 26,103 36,227 51,379 99,116 Self-employment income................... 2,727 -2,340 198 255 260 685 1,199 1,696 1,747 7,574 Social Security, private and government retirement................... 4,865 618 2,712 4,749 7,273 6,987 5,896 5,005 4,360 3,688 Interest, dividends, rental income, other property income................... 951 -39 36 103 120 259 494 611 675 2,470 Unemployment and workers'' compensation, veterans'' benefits..................... 215 c/ 59 76 112 159 228 231 339 236 215 Public assistance, supplemental security, income, food stamps..................... 406 514 1,531 1,464 775 395 244 197 177 180 Regular contributions for support........ 334 97 266 231 283 365 329 338 309 406 Other income............................. 129 93 127 123 118 102 82 92 140 178 Personal taxes............................. 3,483 99 -179 -192 -33 412 1,106 1,927 3,384 9,461 Federal income taxes..................... 2,678 13 -216 -246 -125 212 739 1,372 2,526 7,535 State and local income taxes............. 651 47 -2 24 17 117 247 409 692 1,647 Other taxes.............................. 154 39 40 30 75 84 120 146 166 279 Income after taxes......................... 51,614 550 7,870 12,749 17,429 24,192 33,473 42,579 55,638 104,368 Net change in total assets and liabilities... -2,034 29,639 914 -1,535 -742 112 -2,681 -3,219 -7,254 -2,895 Net change in total assets............... 7,003 31,914 3,116 -349 983 4,212 3,190 5,462 3,361 14,691 Net change in total liabilities.......... 9,036 2,274 2,202 1,186 1,725 4,100 5,871 8,681 10,615 17,586 Other financial information: Other money receipts..................... 602 293 640 222 531 243 513 542 641 959 Mortgage principal paid on owned property................................ -1,584 -952 -349 -490 -466 -593 -954 -1,128 -1,564 -3,367 Estimated market value of owned home..... 108,909 65,636 51,227 54,530 60,621 66,572 74,732 84,009 111,246 192,526 Estimated monthly rental value of owned home.................................... 743 429 300 393 446 475 556 622 788 1,239 Gifts of goods and services................. 1,248 718 567 514 577 720 847 963 1,157 2,378 Food..................................... 87 51 11 12 29 33 46 56 81 199 Alcoholic beverages...................... 18 c/ 26 c/ 5 c/ 6 8 7 13 10 13 38 Housing.................................. 335 174 150 161 137 206 228 277 333 611 Housekeeping supplies.................. 52 44 16 17 23 36 39 46 62 86 Household textiles..................... 17 c/ 2 c/ 6 c/ 1 c/ 2 17 8 18 22 30 Appliances and miscellaneous housewares........................... 34 c/ 26 c/ 9 c/ 12 16 18 18 39 39 58 Major appliances..................... 9 c/ 1 d/ c/ 4 c/ 2 2 5 14 11 15 Small appliances and miscellaneous housewares......................... 25 c/ 25 c/ 9 c/ 8 13 15 13 26 29 42 Miscellaneous household equipment...... 74 20 31 18 31 49 67 66 81 126 Other housing.......................... 157 82 87 114 66 87 97 108 129 310 Apparel and services..................... 297 233 209 147 212 169 271 252 260 495 Males, 2 and over...................... 79 55 52 25 66 46 64 58 77 135 Females, 2 and over.................... 111 115 77 44 67 56 105 78 79 210 Children under 2....................... 57 27 27 38 38 36 50 61 65 83 Other apparel products and services.... 50 c/ 36 54 39 41 31 53 55 38 68 Jewelry and watches.................. 14 c/ 21 c/ 5 5 9 7 14 17 12 22 All other apparel products and services............................ 36 c/ 16 c/ 48 c/ 34 32 24 39 39 26 46 Transportation........................... 88 12 45 7 28 64 31 109 72 175 Health care.............................. 33 c/ 7 c/ 3 c/ 19 c/ 32 31 31 17 18 59 Entertainment............................ 98 89 45 48 39 75 84 82 93 161 Toys, games, hobbies, and tricycles.... 34 20 11 19 16 26 30 35 38 51 Other entertainment.................... 64 69 35 28 24 49 54 47 55 110 Personal care products and services...... 22 39 16 c/ 7 4 17 14 27 27 32 Reading.................................. 2 c/ 1 2 1 b/ 1 2 2 2 3 Education................................ 182 44 20 47 44 50 69 62 158 466 All other gifts.......................... 88 41 61 60 43 67 57 71 98 139 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.