Table 31. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001-2002 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 17,081 860 1,202 1,446 1,279 2,153 1,819 1,484 2,563 4,274 Income before taxes a/ ...................... $52,296 $2,295 $7,720 $12,327 $17,228 $24,467 $34,355 $44,506 $59,136 $119,170 Income after taxes a/ ....................... 49,830 2,209 7,666 12,297 17,044 23,893 33,150 42,750 56,146 112,617 Age of the reference person.................. 49.3 38.3 53.8 60.2 57.3 53.4 48.9 46.8 44.8 45.8 Average number in consumer unit: Persons..................................... 2.4 1.5 1.6 1.8 2.0 2.2 2.3 2.5 2.8 3.2 Children under 18........................... .6 .2 .3 .4 .4 .5 .5 .6 .8 .9 Persons 65 and over......................... .3 .2 .5 .6 .6 .6 .3 .2 .1 .1 Earners..................................... 1.3 .8 .5 .6 .7 1.0 1.2 1.5 1.7 2.1 Vehicles.................................... 1.7 .7 .6 .9 1.1 1.3 1.6 1.8 2.1 2.5 Percent distribution: Male........................................ 52 49 30 34 40 51 52 54 54 66 Female...................................... 48 51 70 66 60 49 48 46 46 34 Homeowner................................... 63 24 31 45 56 54 60 69 74 86 With mortgage.............................. 37 7 5 9 15 20 33 44 52 69 Without mortgage........................... 26 17 26 37 41 34 27 25 22 17 Renter...................................... 37 76 69 55 44 46 40 31 26 14 Black....................................... 10 17 16 12 11 12 13 12 7 5 White and other............................. 90 83 84 88 89 88 87 88 93 95 Elementary (1-8)............................ 6 7 14 16 12 10 3 2 1 1 High school (9-12).......................... 40 35 55 48 49 51 50 42 35 23 College..................................... 54 57 31 35 39 39 46 56 64 76 Never attended and other.................... b/ b/ c/ b/ b/ b/ b/ b/ b/ c/ At least one vehicle owned or leased........ 81 43 46 58 75 79 84 91 94 95 Average annual expenditures.................. $43,395 $20,391 $17,164 $20,976 $24,934 $28,203 $34,361 $41,181 $49,341 $77,308 Food........................................ 6,021 3,900 3,470 3,366 3,686 4,567 5,385 6,012 6,747 9,369 Food at home............................. 3,494 2,435 2,342 2,255 2,579 3,142 3,185 3,597 3,663 4,898 Cereals and bakery products............ 531 371 387 373 438 494 471 487 549 735 Cereals and cereal products.......... 180 156 154 115 146 166 165 156 181 247 Bakery products...................... 351 215 233 258 292 328 305 331 368 488 Meats, poultry, fish, and eggs......... 935 752 646 594 679 827 864 1,051 963 1,271 Beef................................. 246 234 180 131 182 195 255 249 263 340 Pork................................. 185 159 130 116 143 200 163 200 200 229 Other meats.......................... 126 79 104 85 99 111 115 136 136 168 Poultry.............................. 184 134 111 120 120 157 153 203 203 265 Fish and seafood..................... 156 112 93 113 108 128 143 220 127 223 Eggs................................. 37 34 28 29 29 36 36 43 36 47 Dairy products......................... 380 235 250 222 303 362 352 389 389 533 Fresh milk and cream................. 141 96 107 98 127 142 136 144 144 176 Other dairy products................. 239 139 143 124 177 220 215 245 245 356 Fruits and vegetables.................. 631 407 412 424 510 559 619 597 648 888 Fresh fruits......................... 200 146 138 125 161 176 198 180 197 288 Fresh vegetables..................... 198 109 112 128 165 169 193 202 213 278 Processed fruits..................... 142 100 98 94 118 125 152 128 144 194 Processed vegetables................. 92 51 64 77 66 90 78 88 93 129 Other food at home..................... 1,017 670 647 642 648 900 879 1,072 1,114 1,471 Sugar and other sweets............... 128 89 95 94 102 121 107 137 131 172 Fats and oils........................ 97 84 82 64 63 89 92 97 111 125 Miscellaneous foods.................. 475 256 279 281 303 428 390 512 508 716 Nonalcoholic beverages............... 275 224 178 180 167 230 246 289 322 382 Food prepared by consumer unit on out-of-town trips................... 42 16 d/ 14 23 d/ 12 32 44 37 42 75 Food away from home.................... 2,528 1,465 1,128 1,110 1,107 1,426 2,200 2,415 3,084 4,471 Alcoholic beverages......................... 477 388 311 200 240 194 468 530 531 814 Housing..................................... 14,569 6,786 6,322 8,020 9,470 10,144 11,812 13,471 15,929 25,193 Shelter.................................. 8,883 4,155 3,844 4,706 5,881 6,218 6,978 8,348 9,637 15,452 Owned dwellings........................ 5,664 1,218 1,147 1,705 2,954 2,709 3,664 4,832 6,325 12,212 Mortgage interest and charges........ 2,756 454 287 346 742 928 1,604 2,306 3,446 6,484 Property taxes....................... 1,915 543 583 865 1,454 1,098 1,357 1,521 1,980 3,806 Maintenance, repairs, insurance,other expenses............................ 994 222 277 495 758 683 704 1,006 899 1,922 Rented dwellings....................... 2,615 2,496 2,527 2,830 2,769 3,252 3,011 3,078 2,636 1,881 Other lodging.......................... 605 441 171 170 158 258 303 439 676 1,359 Utilities, fuels, and public services.... 2,776 1,317 1,435 2,005 2,153 2,418 2,703 2,726 3,162 3,892 Natural gas............................ 468 187 267 364 382 478 523 476 526 577 Electricity............................ 856 396 446 583 700 741 843 840 971 1,201 Fuel oil and other fuels............... 277 177 151 200 240 277 244 245 279 395 Telephone services..................... 932 493 494 671 653 729 895 928 1,086 1,343 Water and other public services........ 243 64 77 186 178 193 199 237 300 376 Household operations..................... 762 106 152 399 324 366 487 459 612 1,832 Personal services...................... 370 d/ 12 d/ 40 118 125 141 207 166 277 1,004 Other household expenses............... 392 95 111 281 198 225 281 293 334 827 Housekeeping supplies.................... 589 351 360 307 418 425 482 535 822 865 Laundry and cleaning supplies.......... 137 109 115 79 122 101 129 145 153 185 Other household products............... 299 153 174 112 175 199 245 250 472 458 Postage and stationery................. 153 89 70 116 122 125 108 139 197 222 Household furnishings and equipment...... 1,558 856 531 603 695 718 1,162 1,403 1,696 3,153 Household textiles..................... 148 63 38 46 43 66 97 154 155 323 Furniture.............................. 396 99 95 173 136 187 226 338 371 905 Floor coverings........................ 50 d/ 13 d/ 25 d/ 30 d/ 34 14 26 35 27 122 Major appliances....................... 179 58 d/ 34 91 80 96 137 147 185 374 Small appliances, miscellaneous housewares............................ 96 49 44 41 39 60 108 106 105 161 Miscellaneous household equipment...... 689 574 296 221 362 295 568 622 853 1,268 Apparel and services........................ 2,173 1,246 1,266 963 1,539 1,155 1,851 2,147 2,195 3,894 Men and boys............................. 526 275 348 202 376 297 510 510 609 864 Men, 16 and over....................... 427 233 311 158 298 231 433 410 505 687 Boys, 2 to 15.......................... 99 43 37 44 78 66 77 100 104 176 Women and girls.......................... 865 441 496 432 677 430 664 887 850 1,576 Women, 16 and over..................... 718 353 464 360 554 332 570 805 702 1,278 Girls, 2 to 15......................... 147 88 31 72 122 98 94 83 148 298 Children under 2......................... 87 32 26 32 82 39 82 60 99 164 Footwear................................. 401 391 279 168 218 222 381 413 393 682 Other apparel products and services...... 295 106 117 129 186 167 215 276 244 609 Transportation.............................. 7,350 3,160 1,876 3,509 3,156 4,384 5,711 8,417 9,451 12,830 Vehicle purchases (net outlay)........... 3,174 d/ 1,681 d/ 614 1,723 d/ 1,006 1,723 2,297 3,747 4,484 5,452 Cars and trucks, new................... 1,662 d/ 1,339 c/ d/ 516 d/ 445 989 1,089 2,439 2,343 2,852 Cars and trucks, used.................. 1,472 d/ 342 613 1,208 561 734 1,207 1,208 2,051 2,533 Other vehicles......................... 39 c/ d/ 1 c/ c/ c/ c/ d/ 99 d/ 90 d/ 67 Gasoline and motor oil................... 1,082 449 357 461 601 787 990 1,098 1,391 1,765 Other vehicle expenses................... 2,481 730 678 1,035 1,207 1,510 1,947 3,024 2,949 4,441 Vehicle finance charges................ 285 53 49 57 107 180 232 328 428 503 Maintenance and repairs................ 665 230 243 324 371 441 601 1,107 664 1,042 Vehicle insurance...................... 890 292 285 426 555 619 727 1,004 1,091 1,485 Vehicle rental, leases, licenses, other charges.............................. 641 155 100 227 174 270 386 585 766 1,411 Public transportation.................... 613 300 227 290 343 363 478 549 627 1,171 Health care................................. 2,180 814 1,138 1,765 2,354 2,173 2,082 1,897 2,173 2,984 Health insurance......................... 1,110 430 730 974 1,323 1,085 1,118 918 1,079 1,429 Medical services......................... 539 155 114 265 404 441 481 457 608 930 Drugs.................................... 421 153 234 446 516 564 368 433 379 458 Medical supplies......................... 111 75 60 79 112 83 115 89 107 167 Entertainment............................... 2,133 809 655 803 1,018 1,223 1,477 1,854 2,562 4,172 Fees and admissions...................... 618 259 155 160 218 242 371 473 630 1,434 Television, radios, sound equipment...... 709 334 341 454 492 552 630 764 820 1,064 Pets, toys, and playground equipment..... 376 145 101 127 215 267 277 365 423 700 Other entertainment supplies, equipment,and services.................. 431 71 58 62 94 162 199 251 690 974 Personal care products and services......... 525 390 355 276 332 412 432 544 590 799 Reading..................................... 172 67 74 118 110 131 128 164 202 283 Education................................... 894 1,798 609 208 302 536 371 353 653 1,938 Tobacco products and smoking supplies....... 315 204 244 246 286 277 353 331 451 304 Miscellaneous............................... 818 145 229 320 448 596 711 678 1,062 1,460 Cash contributions.......................... 1,185 318 259 442 751 806 810 978 1,202 2,414 Personal insurance and pensions............. 4,583 366 358 740 1,242 1,606 2,770 3,805 5,594 10,853 Life and other personal insurance........ 443 219 175 359 279 189 281 365 464 852 Pensions and Social Security............. 4,140 147 183 382 963 1,417 2,489 3,440 5,130 10,002 Sources of income and personal taxes: a/ Money income before taxes.................. 52,296 2,295 7,720 12,327 17,228 24,467 34,355 44,506 59,136 119,170 Wages and salaries....................... 43,504 1,479 2,055 3,606 6,497 13,740 25,482 35,278 51,286 109,045 Self-employment income................... 1,777 -103 d/ 143 d/ 91 367 642 1,272 1,794 1,655 4,459 Social Security, private and government retirement................... 5,322 397 3,585 6,966 8,691 8,611 5,982 5,830 4,451 3,646 Interest, dividends, rental income, other property income................... 699 40 49 150 284 487 749 676 789 1,364 Unemployment and workers'' compensation, veterans'' benefits..................... 234 d/ 42 d/ 118 d/ 92 306 183 233 343 375 237 Public assistance, supplemental security, income, food stamps..................... 378 245 1,342 1,007 570 440 125 155 223 112 Regular contributions for support........ 241 d/ 53 183 283 252 242 343 376 217 202 Other income............................. 140 141 245 131 260 122 169 54 140 105 Personal taxes............................. 2,466 86 54 30 183 574 1,205 1,755 2,989 6,552 Federal income taxes..................... 1,769 30 -12 -40 53 315 721 1,109 2,063 4,976 State and local income taxes............. 534 11 7 11 33 145 331 492 725 1,297 Other taxes.............................. 163 d/ 45 59 60 97 114 152 155 202 280 Income after taxes......................... 49,830 2,209 7,666 12,297 17,044 23,893 33,150 42,750 56,146 112,617 Net change in total assets and liabilities... -4,495 -1,240 665 1,644 -4,591 -749 1,563 -1,025 -8,670 -11,818 Net change in total assets............... 4,373 674 2,138 2,359 -3,336 1,373 3,318 10,250 1,540 10,353 Net change in total liabilities.......... 8,868 1,914 1,474 715 1,255 2,122 1,755 11,275 10,209 22,171 Other financial information: Other money receipts..................... 438 d/ 470 d/ 267 430 320 143 341 464 1,033 343 Mortgage principal paid on owned property................................ -1,479 -230 -131 -489 -484 -551 -988 -1,273 -1,699 -3,356 Estimated market value of owned home..... 112,475 38,093 35,541 58,265 78,721 64,115 80,022 89,758 115,580 221,721 Estimated monthly rental value of owned home.................................... 787 257 284 475 584 534 613 692 839 1,404 Gifts of goods and services................. 1,279 677 514 473 682 810 889 947 1,354 2,554 Food..................................... 114 42 d/ 18 30 68 53 104 43 89 275 Alcoholic beverages...................... 16 d/ 57 d/ 28 d/ 6 d/ 4 12 d/ 5 d/ 4 18 25 Housing.................................. 291 163 101 80 142 220 300 242 336 509 Housekeeping supplies.................. 56 d/ 29 d/ 19 23 32 57 53 54 69 83 Household textiles..................... 23 d/ 16 c/ d/ 8 d/ 2 d/ 32 d/ 16 d/ 28 d/ 10 46 Appliances and miscellaneous housewares........................... 31 d/ 7 d/ 11 d/ 5 d/ 5 d/ 10 30 d/ 57 21 64 Major appliances..................... 8 c/ c/ d/ 1 b/ d/ 5 d/ 8 d/ 24 d/ 2 13 Small appliances and miscellaneous housewares......................... 23 d/ 7 d/ 11 d/ 3 d/ 5 d/ 5 d/ 22 d/ 33 20 51 Miscellaneous household equipment...... 73 68 5 17 31 28 91 69 118 116 Other housing.......................... 109 d/ 42 66 27 72 93 110 34 118 201 Apparel and services..................... 323 237 290 121 225 166 289 332 265 585 Males, 2 and over...................... 93 66 121 54 77 62 75 125 68 139 Females, 2 and over.................... 126 112 115 30 95 59 102 108 101 245 Children under 2....................... 47 21 16 15 38 19 40 44 61 86 Other apparel products and services.... 57 d/ 38 d/ 38 d/ 22 d/ 15 26 72 55 35 115 Jewelry and watches.................. 24 d/ 7 d/ 13 d/ 3 d/ 8 d/ 7 22 34 10 58 All other apparel products and services............................ 33 d/ 30 d/ 24 d/ 19 d/ 7 d/ 20 d/ 51 d/ 21 d/ 25 58 Transportation........................... 59 12 4 114 13 4 5 21 244 32 Health care.............................. 40 d/ 3 d/ 8 d/ 4 d/ 9 d/ 13 d/ 10 d/ 55 23 109 Entertainment............................ 77 32 26 48 39 56 49 74 87 141 Toys, games, hobbies, and tricycles.... 36 d/ 16 15 18 14 20 29 37 49 61 Other entertainment.................... 42 16 11 30 24 36 20 37 38 80 Personal care products and services...... 21 d/ 42 d/ 14 15 d/ 9 42 10 11 17 24 Reading.................................. 1 d/ 1 d/ 1 1 b/ 1 2 2 2 2 Education................................ 226 61 d/ 16 d/ 30 d/ 158 190 68 63 100 622 All other gifts.......................... 110 27 10 26 16 52 47 102 174 230 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.