Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002-2003 Item Total Northeast Midwest South West 25-34 Number of consumer units (in thousands)...... 19,363 3,267 4,577 6,833 4,686 Income before taxes a/ ...................... $49,779 $58,125 $49,661 $44,461 $52,246 Income after taxes a/ ....................... 47,665 56,006 47,461 42,770 49,574 Age of the reference person.................. 29.7 29.9 29.8 29.7 29.7 Average number in consumer unit: Persons..................................... 2.9 2.7 2.9 2.9 2.9 Children under 18........................... 1.1 .9 1.2 1.1 1.1 Persons 65 and over......................... b/ b/ b/ b/ b/ Earners..................................... 1.5 1.5 1.5 1.5 1.5 Vehicles.................................... 1.8 1.5 2.0 1.7 1.8 Percent distribution: Male........................................ 52 54 52 51 51 Female...................................... 48 46 48 49 49 Homeowner................................... 49 46 55 49 45 With mortgage.............................. 42 40 47 40 40 Without mortgage........................... 7 6 8 9 5 Renter...................................... 51 54 45 51 55 Black or African American................... 13 10 13 22 4 White, Asian, and All Other Races........... 87 90 87 78 96 Elementary (1-8)............................ 3 2 2 4 5 High school (9-12).......................... 32 30 34 34 27 College..................................... 65 68 64 62 68 Never attended and other.................... c/ c/ c/ c/ c/ At least one vehicle owned or leased........ 89 79 91 91 92 Average annual expenditures.................. $40,424 $41,707 $39,932 $37,291 $44,546 Food........................................ 5,393 5,693 5,008 5,191 5,837 Food at home............................. 3,033 3,065 2,843 3,039 3,180 Cereals and bakery products............ 431 440 412 429 446 Cereals and cereal products.......... 159 165 152 158 165 Bakery products...................... 272 275 261 271 281 Meats, poultry, fish, and eggs......... 792 830 682 851 786 Beef................................. 239 229 219 261 235 Pork................................. 152 143 127 178 144 Other meats.......................... 93 108 96 93 81 Poultry.............................. 155 181 122 161 159 Fish and seafood..................... 118 131 92 125 125 Eggs................................. 35 38 26 33 43 Dairy products......................... 321 320 317 303 350 Fresh milk and cream................. 128 125 129 120 142 Other dairy products................. 193 195 188 184 208 Fruits and vegetables.................. 508 544 441 483 581 Fresh fruits......................... 155 163 136 142 187 Fresh vegetables..................... 160 187 123 142 201 Processed fruits..................... 111 116 101 107 121 Processed vegetables................. 82 79 80 92 73 Other food at home..................... 981 931 991 973 1,017 Sugar and other sweets............... 103 92 101 101 114 Fats and oils........................ 78 74 72 84 80 Miscellaneous foods.................. 511 479 522 518 511 Nonalcoholic beverages............... 258 257 265 244 273 Food prepared by consumer unit on out-of-town trips................... 31 30 30 26 39 Food away from home.................... 2,360 2,628 2,165 2,152 2,657 Alcoholic beverages......................... 421 557 446 329 436 Housing..................................... 14,066 16,173 13,461 12,629 15,282 Shelter.................................. 8,697 10,695 7,951 7,273 10,108 Owned dwellings........................ 4,770 5,539 4,939 3,939 5,281 Mortgage interest and charges........ 3,331 3,526 3,334 2,786 3,985 Property taxes....................... 867 1,231 1,049 629 783 Maintenance, repairs, insurance,other expenses............................ 573 783 557 523 513 Rented dwellings....................... 3,659 4,728 2,793 3,138 4,521 Other lodging.......................... 267 428 218 197 306 Utilities, fuels, and public services.... 2,542 2,537 2,665 2,672 2,236 Natural gas............................ 315 425 500 175 262 Electricity............................ 890 767 833 1,122 693 Fuel oil and other fuels............... 58 157 68 29 23 Telephone services..................... 1,016 1,028 1,007 1,057 959 Water and other public services........ 262 160 257 289 299 Household operations..................... 883 942 879 882 847 Personal services...................... 610 619 660 614 546 Other household expenses............... 274 323 219 268 301 Housekeeping supplies.................... 423 438 423 425 410 Laundry and cleaning supplies.......... 133 145 145 133 113 Other household products............... 189 186 168 209 180 Postage and stationery................. 102 108 109 83 117 Household furnishings and equipment...... 1,521 1,560 1,544 1,376 1,680 Household textiles..................... 118 125 95 110 146 Furniture.............................. 485 510 497 488 453 Floor coverings........................ 31 48 23 24 36 Major appliances....................... 183 175 176 192 180 Small appliances, miscellaneous housewares............................ 88 67 73 65 151 Miscellaneous household equipment...... 616 634 680 496 715 Apparel and services........................ 1,918 2,116 1,850 1,682 2,181 Men and boys............................. 438 540 404 334 547 Men, 16 and over....................... 320 437 268 211 443 Boys, 2 to 15.......................... 118 103 136 123 105 Women and girls.......................... 636 595 658 533 788 Women, 16 and over..................... 498 468 510 392 658 Girls, 2 to 15......................... 138 128 148 141 130 Children under 2......................... 182 173 214 157 193 Footwear................................. 357 456 317 331 366 Other apparel products and services...... 305 351 258 328 286 Transportation.............................. 8,262 6,650 8,324 7,958 9,766 Vehicle purchases (net outlay)........... 4,097 2,575 4,111 4,051 5,213 Cars and trucks, new................... 1,748 1,118 1,447 1,853 2,329 Cars and trucks, used.................. 2,263 1,375 2,546 2,129 2,802 Other vehicles......................... 86 d/ 81 118 d/ 69 81 Gasoline and motor oil................... 1,324 1,105 1,355 1,325 1,445 Other vehicle expenses................... 2,475 2,351 2,576 2,327 2,677 Vehicle finance charges................ 500 372 550 525 502 Maintenance and repairs................ 583 439 551 582 712 Vehicle insurance...................... 891 860 887 869 950 Vehicle rental, leases, licenses, other charges.............................. 502 680 588 352 512 Public transportation.................... 365 619 282 254 432 Health care................................. 1,443 1,251 1,534 1,499 1,405 Health insurance......................... 786 699 839 805 768 Medical services......................... 393 291 396 437 396 Drugs.................................... 206 200 229 209 181 Medical supplies......................... 58 61 70 48 60 Entertainment............................... 1,992 2,081 2,131 1,657 2,281 Fees and admissions...................... 445 551 412 349 543 Television, radios, sound equipment...... 765 781 788 727 786 Pets, toys, and playground equipment..... 386 405 404 344 415 Other entertainment supplies, equipment,and services.................. 396 344 527 236 536 Personal care products and services......... 493 527 479 465 522 Reading..................................... 101 130 102 74 119 Education................................... 629 831 653 359 857 Tobacco products and smoking supplies....... 300 282 399 295 221 Miscellaneous............................... 604 580 565 604 657 Cash contributions.......................... 749 469 826 787 812 Personal insurance and pensions............. 4,056 4,367 4,154 3,763 4,171 Life and other personal insurance........ 215 216 237 219 187 Pensions and Social Security............. 3,841 4,150 3,918 3,544 3,984 Sources of income and personal taxes: a/ Money income before taxes.................. 49,779 58,125 49,661 44,461 52,246 Wages and salaries....................... 46,825 54,980 46,918 42,095 48,324 Self-employment income................... 1,269 1,493 1,210 990 1,597 Social Security, private and government retirement................... 366 208 374 373 456 Interest, dividends, rental income, other property income................... 246 164 170 122 562 Unemployment and workers'' compensation, veterans'' benefits..................... 256 397 275 100 379 Public assistance, supplemental security, income, food stamps..................... 315 372 275 347 266 Regular contributions for support........ 340 326 331 303 414 Other income............................. 163 185 108 132 247 Personal taxes............................. 2,115 2,119 2,200 1,691 2,672 Federal income taxes..................... 1,484 1,338 1,434 1,242 2,000 State and local income taxes............. 545 628 681 392 589 Other taxes.............................. 85 154 84 57 82 Income after taxes......................... 47,665 56,006 47,461 42,770 49,574 Net change in total assets and liabilities... -13,466 -19,513 -9,673 -7,836 -21,165 Net change in total assets............... 12,215 13,949 12,047 8,879 16,034 Net change in total liabilities.......... 25,681 33,461 21,720 16,715 37,199 Other financial information: Other money receipts..................... 200 144 265 173 216 Mortgage principal paid on owned property................................ -1,004 -1,064 -1,111 -820 -1,126 Estimated market value of owned home..... 75,885 85,963 73,577 58,735 96,123 Estimated monthly rental value of owned home.................................... 533 615 526 457 594 Gifts of goods and services................. 663 696 598 522 905 Food..................................... 29 32 25 18 45 Alcoholic beverages...................... 17 25 15 18 13 Housing.................................. 176 139 161 169 223 Housekeeping supplies.................. 32 34 24 22 52 Household textiles..................... 9 d/ 17 5 5 14 Appliances and miscellaneous housewares........................... 13 14 9 15 13 Major appliances..................... 2 d/ 3 d/ 2 d/ 1 4 Small appliances and miscellaneous housewares......................... 11 11 7 14 10 Miscellaneous household equipment...... 43 42 41 27 67 Other housing.......................... 79 31 83 100 78 Apparel and services..................... 234 299 199 168 317 Males, 2 and over...................... 46 85 37 20 66 Females, 2 and over.................... 70 89 57 33 121 Children under 2....................... 54 69 53 40 63 Other apparel products and services.... 65 56 53 75 67 Jewelry and watches.................. 47 23 39 68 39 All other apparel products and services............................ 18 d/ 32 14 d/ 6 29 Transportation........................... 50 21 23 14 149 Health care.............................. 9 d/ 12 15 7 5 Entertainment............................ 60 55 67 52 68 Toys, games, hobbies, and tricycles.... 21 16 18 27 20 Other entertainment.................... 38 39 49 25 48 Personal care products and services...... 14 16 19 12 10 Reading.................................. 1 c/ 1 c/ 1 Education................................ 29 56 21 23 29 All other gifts.......................... 44 39 52 41 45 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. n.a. Not applicable.