Table 3850. Consumer units with reference person age 65 and over by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002-2003 Total Item 65 and Northeast Midwest South West over Number of consumer units (in thousands)...... 22,448 4,596 5,314 7,981 4,557 Income before taxes a/ ...................... $30,085 $30,745 $29,296 $28,792 $32,608 Income after taxes a/ ....................... 28,615 29,830 28,078 26,919 31,043 Age of the reference person.................. 75.0 75.4 75.1 74.6 75.4 Average number in consumer unit: Persons..................................... 1.7 1.7 1.6 1.7 1.8 Children under 18........................... .1 b/ .1 .1 .1 Persons 65 and over......................... 1.4 1.3 1.3 1.4 1.4 Earners..................................... .5 .4 .5 .4 .5 Vehicles.................................... 1.5 1.2 1.6 1.6 1.8 Percent distribution: Male........................................ 46 47 43 46 48 Female...................................... 54 53 57 54 52 Homeowner................................... 80 73 80 85 80 With mortgage.............................. 18 14 14 19 24 Without mortgage........................... 63 59 66 67 56 Renter...................................... 20 27 20 15 20 Black or African American................... 9 9 7 14 4 White, Asian, and All Other Races........... 91 91 93 86 96 Elementary (1-8)............................ 14 15 13 18 9 High school (9-12).......................... 46 52 54 43 39 College..................................... 39 33 34 39 51 Never attended and other.................... 1 c/ c/ 1 1 At least one vehicle owned or leased........ 82 71 85 84 86 Average annual expenditures.................. $28,754 $27,866 $28,302 $27,438 $32,461 Food........................................ 3,903 3,971 3,690 3,619 4,570 Food at home............................. 2,562 2,547 2,356 2,455 3,010 Cereals and bakery products............ 387 403 355 361 449 Cereals and cereal products.......... 120 112 107 116 152 Bakery products...................... 266 292 248 244 297 Meats, poultry, fish, and eggs......... 651 660 594 631 744 Beef................................. 176 161 171 178 198 Pork................................. 150 128 147 160 164 Other meats.......................... 84 100 82 71 89 Poultry.............................. 107 120 89 102 123 Fish and seafood..................... 100 120 78 87 126 Eggs................................. 33 30 27 33 44 Dairy products......................... 275 278 251 264 321 Fresh milk and cream................. 107 103 103 107 119 Other dairy products................. 168 175 148 157 201 Fruits and vegetables.................. 497 498 464 460 596 Fresh fruits......................... 161 154 156 145 200 Fresh vegetables..................... 161 167 141 143 209 Processed fruits..................... 99 104 96 92 110 Processed vegetables................. 76 73 71 80 78 Other food at home..................... 752 707 692 740 899 Sugar and other sweets............... 104 98 105 99 118 Fats and oils........................ 79 78 69 76 97 Miscellaneous foods.................. 353 323 326 354 422 Nonalcoholic beverages............... 185 181 164 184 217 Food prepared by consumer unit on out-of-town trips................... 31 28 28 27 46 Food away from home.................... 1,341 1,424 1,334 1,163 1,561 Alcoholic beverages......................... 210 234 170 166 304 Housing..................................... 9,458 9,839 8,839 8,827 10,923 Shelter.................................. 5,021 5,678 4,743 4,232 6,066 Owned dwellings........................ 3,342 3,581 3,021 3,089 3,920 Mortgage interest and charges........ 874 669 637 819 1,452 Property taxes....................... 1,301 1,840 1,378 1,023 1,156 Maintenance, repairs, insurance,other expenses............................ 1,168 1,072 1,007 1,248 1,312 Rented dwellings....................... 1,296 1,753 1,367 803 1,613 Other lodging.......................... 383 344 355 340 532 Utilities, fuels, and public services.... 2,429 2,407 2,407 2,525 2,307 Natural gas............................ 367 509 473 243 318 Electricity............................ 921 736 856 1,133 810 Fuel oil and other fuels............... 128 296 112 89 48 Telephone services..................... 681 619 669 727 676 Water and other public services........ 332 247 296 334 454 Household operations..................... 619 569 326 785 722 Personal services...................... 212 258 33 331 167 Other household expenses............... 407 312 293 455 554 Housekeeping supplies.................... 476 417 544 434 534 Laundry and cleaning supplies.......... 106 92 111 103 123 Other household products............... 230 181 281 223 238 Postage and stationery................. 139 144 152 108 173 Household furnishings and equipment...... 913 767 820 850 1,295 Household textiles..................... 98 74 88 85 159 Furniture.............................. 185 176 163 157 267 Floor coverings........................ 39 45 40 24 58 Major appliances....................... 152 125 127 156 201 Small appliances, miscellaneous housewares............................ 65 57 64 63 82 Miscellaneous household equipment...... 373 290 337 363 528 Apparel and services........................ 939 1,002 974 849 983 Men and boys............................. 189 196 180 171 222 Men, 16 and over....................... 166 181 148 151 196 Boys, 2 to 15.......................... 23 15 32 20 26 Women and girls.......................... 434 477 494 389 388 Women, 16 and over..................... 405 439 469 361 360 Girls, 2 to 15......................... 29 38 25 28 28 Children under 2......................... 19 22 20 18 17 Footwear................................. 163 150 159 153 202 Other apparel products and services...... 134 157 121 119 154 Transportation.............................. 4,656 4,084 4,796 4,626 5,120 Vehicle purchases (net outlay)........... 2,037 1,726 2,251 2,152 1,898 Cars and trucks, new................... 1,320 1,085 1,452 1,363 1,329 Cars and trucks, used.................. 698 642 741 777 567 Other vehicles......................... d/ 19 e/ d/ 58 d/ 12 d/ 3 Gasoline and motor oil................... 784 640 792 790 911 Other vehicle expenses................... 1,535 1,400 1,466 1,457 1,891 Vehicle finance charges................ 139 107 135 156 144 Maintenance and repairs................ 474 401 447 434 652 Vehicle insurance...................... 653 576 614 685 720 Vehicle rental, leases, licenses, other charges.............................. 270 315 271 182 375 Public transportation.................... 299 319 288 226 419 Health care................................. 3,665 3,071 4,042 3,697 3,773 Health insurance......................... 1,945 1,829 2,153 1,889 1,919 Medical services......................... 637 468 712 630 728 Drugs.................................... 929 645 1,029 1,051 893 Medical supplies......................... 154 129 149 128 232 Entertainment............................... 1,307 1,278 1,079 1,169 1,826 Fees and admissions...................... 307 304 275 260 431 Television, radios, sound equipment...... 475 496 452 452 519 Pets, toys, and playground equipment..... 256 378 213 196 265 Other entertainment supplies, equipment,and services.................. 269 101 139 261 611 Personal care products and services......... 445 402 457 444 484 Reading..................................... 144 160 154 115 168 Education................................... 165 192 139 133 222 Tobacco products and smoking supplies....... 157 157 153 171 138 Miscellaneous............................... 608 498 601 652 648 Cash contributions.......................... 1,827 1,754 1,849 1,763 1,986 Personal insurance and pensions............. 1,268 1,223 1,358 1,208 1,316 Life and other personal insurance........ 397 345 468 405 352 Pensions and Social Security............. 872 878 890 803 963 Sources of income and personal taxes: a/ Money income before taxes.................. 30,085 30,745 29,296 28,792 32,608 Wages and salaries....................... 7,849 10,573 6,721 7,084 7,847 Self-employment income................... 1,384 569 1,879 1,300 1,766 Social Security, private and government retirement................... 18,365 17,580 18,222 18,457 19,112 Interest, dividends, rental income, other property income................... 1,820 1,388 1,728 1,489 2,918 Unemployment and workers'' compensation, veterans'' benefits..................... 97 122 56 67 173 Public assistance, supplemental security, income, food stamps..................... 271 297 116 250 452 Regular contributions for support........ 169 d/ 84 393 105 118 Other income............................. 128 133 180 40 223 Personal taxes............................. 1,470 915 1,218 1,873 1,565 Federal income taxes..................... 1,142 559 731 1,640 1,271 State and local income taxes............. 129 120 172 64 204 Other taxes.............................. 199 236 315 169 90 Income after taxes......................... 28,615 29,830 28,078 26,919 31,043 Net change in total assets and liabilities... -4,071 -383 -4,382 -5,054 -5,708 Net change in total assets............... -1,351 -126 -2,616 -2,518 935 Net change in total liabilities.......... 2,721 257 1,766 2,536 6,643 Other financial information: Other money receipts..................... 447 275 423 296 915 Mortgage principal paid on owned property................................ -683 -591 -613 -612 -981 Estimated market value of owned home..... 122,138 131,360 98,129 97,381 184,200 Estimated monthly rental value of owned home.................................... 773 833 650 687 1,005 Gifts of goods and services................. 853 809 1,037 707 938 Food..................................... 49 75 41 38 53 Alcoholic beverages...................... 9 3 9 6 20 Housing.................................. 202 202 183 193 241 Housekeeping supplies.................. 37 39 39 27 48 Household textiles..................... 11 9 15 10 11 Appliances and miscellaneous housewares........................... 23 17 21 21 37 Major appliances..................... 7 5 3 7 15 Small appliances and miscellaneous housewares......................... 16 11 18 14 22 Miscellaneous household equipment...... 53 45 54 50 66 Other housing.......................... 78 93 54 85 79 Apparel and services..................... 191 192 255 140 200 Males, 2 and over...................... 55 44 57 46 83 Females, 2 and over.................... 81 89 134 47 66 Children under 2....................... 17 18 19 17 14 Other apparel products and services.... 37 41 45 29 37 Jewelry and watches.................. 15 26 10 11 16 All other apparel products and services............................ 22 15 35 18 21 Transportation........................... 33 34 21 41 31 Health care.............................. 83 44 184 59 46 Entertainment............................ 55 52 74 37 66 Toys, games, hobbies, and tricycles.... 25 23 33 21 25 Other entertainment.................... 30 29 41 16 42 Personal care products and services...... 17 19 18 16 12 Reading.................................. 3 2 3 2 4 Education................................ 114 125 110 89 151 All other gifts.......................... 99 61 140 86 113 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. e No data reported. n.a. Not applicable.