Table 34. Western region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002-2003 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 21,066 973 1,436 1,659 1,553 2,856 2,442 1,994 2,884 5,269 Income before taxes a/ ...................... $52,267 $354 $7,763 $12,480 $17,197 $24,649 $34,422 $44,327 $59,200 $119,299 Income after taxes a/ ....................... 49,346 364 7,701 12,619 17,017 24,263 33,157 42,540 56,290 110,706 Age of the reference person.................. 47.1 40.1 47.9 51.8 50.0 48.7 47.7 47.1 46.1 45.3 Average number in consumer unit: Persons..................................... 2.6 1.7 1.6 1.9 2.4 2.5 2.5 2.7 2.8 3.1 Children under 18........................... .7 .3 .3 .5 .7 .7 .7 .7 .8 .9 Persons 65 and over......................... .3 .2 .4 .4 .5 .4 .3 .3 .2 .1 Earners..................................... 1.4 .9 .6 .7 .9 1.1 1.3 1.5 1.7 2.0 Vehicles.................................... 2.1 1.2 1.0 1.2 1.4 1.7 2.0 2.2 2.5 2.9 Percent distribution: Male........................................ 52 50 39 40 48 47 52 53 57 61 Female...................................... 48 50 61 60 52 53 48 47 43 39 Homeowner................................... 61 34 34 42 42 52 59 61 73 85 With mortgage.............................. 42 20 11 12 15 28 39 44 57 74 Without mortgage........................... 19 15 23 29 28 25 20 18 16 11 Renter...................................... 39 66 66 58 58 48 41 39 27 15 Black or African American................... 4 5 6 5 4 5 4 4 5 3 White, Asian, and All Other Races........... 96 95 94 95 96 95 96 96 95 97 Elementary (1-8)............................ 6 7 12 11 15 11 7 5 2 1 High school (9-12).......................... 29 27 34 43 37 39 33 32 28 15 College..................................... 64 65 53 46 46 50 60 62 69 84 Never attended and other.................... 1 1 1 1 2 1 b/ b/ b/ b/ At least one vehicle owned or leased........ 91 69 64 77 86 91 97 97 98 99 Average annual expenditures.................. $46,878 $24,140 $18,223 $21,672 $25,504 $31,594 $39,090 $43,402 $54,073 $81,937 Food........................................ 6,035 3,831 2,870 3,216 4,249 5,142 5,380 5,636 6,740 9,044 Food at home............................. 3,499 2,441 1,841 2,187 2,878 3,324 3,336 3,431 3,862 4,626 Cereals and bakery products............ 496 339 265 329 407 465 449 522 564 642 Cereals and cereal products.......... 175 111 108 116 148 173 164 192 213 204 Bakery products...................... 321 228 157 213 258 292 285 329 351 439 Meats, poultry, fish, and eggs......... 832 573 407 539 663 891 834 750 905 1,065 Beef................................. 246 167 106 155 207 267 246 225 274 312 Pork................................. 163 134 91 92 146 213 158 132 158 199 Other meats.......................... 93 53 49 66 87 89 85 85 103 125 Poultry.............................. 153 98 73 111 92 162 154 151 169 196 Fish and seafood..................... 132 81 61 78 89 103 144 113 159 187 Eggs................................. 45 38 28 36 42 55 48 44 43 48 Dairy products......................... 384 290 205 249 327 359 354 417 402 501 Fresh milk and cream................. 147 125 83 107 130 157 140 145 154 177 Other dairy products................. 236 165 121 142 197 202 214 272 247 324 Fruits and vegetables.................. 660 437 356 442 540 662 652 604 687 873 Fresh fruits......................... 219 137 122 137 185 220 225 199 224 292 Fresh vegetables..................... 226 138 116 167 187 229 230 200 236 295 Processed fruits..................... 132 109 73 86 97 132 118 121 136 180 Processed vegetables................. 83 53 44 51 71 80 79 85 92 106 Other food at home..................... 1,128 802 608 630 942 948 1,046 1,137 1,304 1,543 Sugar and other sweets............... 136 90 74 87 130 126 121 131 141 187 Fats and oils........................ 91 65 50 52 89 96 86 93 100 111 Miscellaneous foods.................. 547 373 303 300 438 432 498 567 684 740 Nonalcoholic beverages............... 298 250 157 159 263 260 290 305 326 399 Food prepared by consumer unit on out-of-town trips................... 55 24 25 31 22 34 52 41 52 106 Food away from home.................... 2,536 1,390 1,029 1,029 1,370 1,817 2,044 2,206 2,879 4,418 Alcoholic beverages......................... 474 209 176 187 234 304 378 363 500 904 Housing..................................... 15,497 8,414 6,593 8,241 9,373 10,991 12,809 14,378 17,561 26,230 Shelter.................................. 9,728 5,522 4,411 5,262 6,150 6,770 8,149 9,132 10,852 16,358 Owned dwellings........................ 6,192 2,588 1,284 1,794 2,086 3,158 4,431 5,123 7,374 13,009 Mortgage interest and charges........ 4,020 1,578 533 769 876 1,731 2,735 3,342 4,863 9,003 Property taxes....................... 1,130 547 385 505 461 642 804 896 1,370 2,206 Maintenance, repairs, insurance,other expenses............................ 1,043 463 366 520 749 784 893 885 1,141 1,801 Rented dwellings....................... 2,994 2,512 2,909 3,259 3,735 3,330 3,448 3,657 3,006 2,156 Other lodging.......................... 541 422 218 209 329 283 270 352 472 1,193 Utilities, fuels, and public services.... 2,515 1,570 1,262 1,568 1,722 2,055 2,304 2,530 2,978 3,653 Natural gas............................ 304 173 141 192 196 241 290 290 357 455 Electricity............................ 822 527 450 540 608 715 752 836 949 1,146 Fuel oil and other fuels............... 42 c/ 45 c/ 17 48 39 33 37 31 51 54 Telephone services..................... 943 622 499 567 608 772 855 951 1,125 1,370 Water and other public services........ 405 204 154 220 270 294 370 422 496 628 Household operations..................... 807 256 188 346 292 472 516 641 806 1,752 Personal services...................... 317 c/ 13 50 99 86 155 143 221 315 790 Other household expenses............... 489 243 138 247 206 316 373 420 491 962 Housekeeping supplies.................... 583 297 254 331 399 521 461 504 702 888 Laundry and cleaning supplies.......... 142 73 62 99 154 155 124 137 155 178 Other household products............... 272 128 122 126 162 222 187 220 302 471 Postage and stationery................. 170 96 70 107 83 144 150 146 245 238 Household furnishings and equipment...... 1,864 769 478 733 810 1,173 1,379 1,572 2,225 3,579 Household textiles..................... 184 78 78 65 132 204 115 138 157 331 Furniture.............................. 455 163 104 148 166 233 295 291 574 980 Floor coverings........................ 56 c/ 49 c/ 7 55 36 19 36 42 44 116 Major appliances....................... 235 70 56 140 105 153 215 234 291 403 Small appliances, miscellaneous housewares............................ 122 42 29 58 81 75 119 76 116 235 Miscellaneous household equipment...... 813 367 205 267 291 490 600 791 1,043 1,514 Apparel and services........................ 1,938 1,108 772 937 1,022 1,316 1,600 1,505 2,261 3,401 Men and boys............................. 451 303 142 192 188 282 384 303 512 846 Men, 16 and over....................... 358 259 116 156 141 217 299 238 397 679 Boys, 2 to 15.......................... 93 44 26 37 47 65 84 64 115 167 Women and girls.......................... 790 413 338 351 391 532 633 605 968 1,384 Women, 16 and over..................... 671 346 313 301 307 425 541 509 796 1,206 Girls, 2 to 15......................... 118 67 26 50 83 107 93 96 172 179 Children under 2......................... 91 46 14 45 49 71 92 78 90 157 Footwear................................. 319 219 168 186 239 250 278 257 401 467 Other apparel products and services...... 288 126 110 162 155 181 214 262 290 546 Transportation.............................. 8,795 4,403 3,064 3,642 4,503 5,705 7,669 9,155 11,669 14,542 Vehicle purchases (net outlay)........... 4,122 2,229 1,481 1,644 1,741 2,450 3,539 4,517 5,875 6,742 Cars and trucks, new................... 2,130 c/ 1,403 c/ 282 993 c/ 520 904 2,004 2,303 2,690 3,951 Cars and trucks, used.................. 1,919 826 1,199 640 1,220 1,468 1,522 2,130 3,109 2,622 Other vehicles......................... 73 b/ c/ 1 c/ 10 d/ c/ 78 c/ 13 c/ 84 c/ 75 168 Gasoline and motor oil................... 1,420 750 566 757 949 1,078 1,381 1,455 1,763 2,126 Other vehicle expenses................... 2,781 1,226 864 1,069 1,572 1,881 2,372 2,797 3,448 4,787 Vehicle finance charges................ 391 152 88 88 127 224 405 378 528 704 Maintenance and repairs................ 888 409 305 392 626 644 724 907 1,054 1,476 Vehicle insurance...................... 958 353 361 419 621 727 933 1,046 1,171 1,489 Vehicle rental, leases, licenses, other charges.............................. 544 312 110 171 199 286 311 465 695 1,119 Public transportation.................... 473 197 153 172 241 296 377 386 584 886 Health care................................. 2,447 1,277 1,204 1,588 1,766 2,299 2,369 2,611 2,696 3,389 Health insurance......................... 1,164 635 585 773 904 1,079 1,127 1,242 1,334 1,561 Medical services......................... 698 331 180 306 342 522 649 840 780 1,156 Drugs.................................... 450 255 374 354 424 540 445 432 448 505 Medical supplies......................... 135 56 65 156 96 159 148 96 135 167 Entertainment............................... 2,510 1,055 736 960 997 1,358 2,205 2,192 2,726 4,940 Fees and admissions...................... 631 334 209 173 213 311 390 537 706 1,348 Television, radios, sound equipment...... 758 399 363 383 410 551 653 798 892 1,224 Pets, toys, and playground equipment..... 436 148 117 199 224 312 326 548 535 724 Other entertainment supplies, equipment,and services.................. 685 174 47 204 151 184 837 310 593 1,644 Personal care products and services......... 630 356 304 411 349 462 500 652 665 1,030 Reading..................................... 157 68 52 93 94 106 119 160 174 275 Education................................... 907 1,480 1,228 754 758 351 476 455 546 1,674 Tobacco products and smoking supplies....... 246 136 146 191 224 282 236 319 314 239 Miscellaneous............................... 849 544 375 278 356 667 882 720 1,117 1,337 Cash contributions.......................... 1,523 804 316 632 600 1,039 1,626 1,090 1,413 2,976 Personal insurance and pensions............. 4,868 455 387 541 979 1,572 2,842 4,165 5,691 11,956 Life and other personal insurance........ 365 161 93 70 111 165 231 263 383 846 Pensions and Social Security............. 4,503 294 294 471 868 1,407 2,611 3,902 5,308 11,110 Sources of income and personal taxes: a/ Money income before taxes.................. 52,267 354 7,763 12,480 17,197 24,649 34,422 44,327 59,200 119,299 Wages and salaries....................... 40,849 1,615 2,861 4,793 8,686 14,698 24,986 33,972 48,161 99,407 Self-employment income................... 3,138 -2,962 93 277 546 842 954 1,718 2,986 9,635 Social Security, private and government retirement................... 5,430 1,071 2,830 4,936 5,607 6,910 6,512 6,102 5,806 5,282 Interest, dividends, rental income, other property income................... 1,446 -120 192 198 463 559 760 1,345 859 3,919 Unemployment and workers'' compensation, veterans'' benefits..................... 346 c/ 92 65 370 216 361 343 514 473 359 Public assistance, supplemental security, income, food stamps..................... 388 181 925 1,020 788 502 344 159 244 86 Regular contributions for support........ 405 252 430 597 523 438 400 295 456 332 Other income............................. 266 226 367 288 367 339 124 223 216 279 Personal taxes............................. 2,922 -10 63 -139 179 386 1,265 1,787 2,910 8,593 Federal income taxes..................... 2,184 -43 34 -94 71 234 900 1,302 2,151 6,526 State and local income taxes............. 586 -2 15 22 67 90 261 357 576 1,694 Other taxes.............................. 151 c/ 35 13 -67 41 62 104 127 183 372 Income after taxes......................... 49,346 364 7,701 12,619 17,017 24,263 33,157 42,540 56,290 110,706 Net change in total assets and liabilities... -19,810 -3,267 -557 -2,838 -7,139 -7,183 -10,792 -14,525 -20,056 -50,081 Net change in total assets............... 7,968 1,966 1,590 62 -2,163 5,376 6,311 1,769 8,310 20,621 Net change in total liabilities.......... 27,778 5,233 2,147 2,900 4,976 12,559 17,103 16,294 28,366 70,702 Other financial information: Other money receipts..................... 613 258 223 103 748 496 995 778 647 712 Mortgage principal paid on owned property................................ -1,629 -796 -365 -254 -327 -729 -1,105 -1,118 -1,806 -3,769 Estimated market value of owned home..... 148,810 73,655 67,795 68,473 69,888 92,773 106,367 121,524 162,629 286,132 Estimated monthly rental value of owned home.................................... 840 452 359 437 435 574 674 773 937 1,482 Gifts of goods and services................. 1,090 402 338 436 535 668 710 745 1,179 2,257 Food..................................... 82 33 c/ 13 17 86 70 33 41 84 173 Alcoholic beverages...................... 19 c/ 3 c/ 15 c/ 1 c/ 40 17 7 8 22 34 Housing.................................. 269 69 79 113 161 164 200 224 293 525 Housekeeping supplies.................. 58 c/ 14 c/ 17 36 40 37 46 37 110 84 Household textiles..................... 15 c/ 3 c/ 18 c/ 13 c/ 7 7 8 8 11 30 Appliances and miscellaneous housewares........................... 29 c/ 3 c/ 3 c/ 17 c/ 11 17 42 33 33 47 Major appliances..................... 9 d/ b/ b/ c/ 3 c/ 1 c/ 13 c/ 21 12 15 Small appliances and miscellaneous housewares......................... 20 c/ 3 c/ 3 c/ 17 c/ 8 16 28 11 20 32 Miscellaneous household equipment...... 72 10 19 19 71 47 57 73 82 128 Other housing.......................... 95 40 22 28 33 57 47 74 57 235 Apparel and services..................... 264 172 125 134 112 246 208 165 297 448 Males, 2 and over...................... 75 52 47 38 44 79 53 37 73 127 Females, 2 and over.................... 98 76 42 36 28 93 65 36 130 177 Children under 2....................... 41 c/ 16 11 25 23 32 44 36 50 62 Other apparel products and services.... 50 c/ 27 c/ 25 35 c/ 18 42 46 55 45 82 Jewelry and watches.................. 25 c/ 5 c/ 19 c/ 16 c/ 8 5 24 46 28 38 All other apparel products and services............................ 26 c/ 22 c/ 7 c/ 19 c/ 10 37 c/ 22 c/ 9 18 44 Transportation........................... 63 9 7 34 c/ 7 13 37 58 111 128 Health care.............................. 32 c/ 7 c/ 8 c/ 48 c/ 44 c/ 10 18 c/ 23 28 60 Entertainment............................ 79 29 18 21 29 70 56 70 98 144 Toys, games, hobbies, and tricycles.... 25 c/ 9 6 10 12 18 21 31 38 40 Other entertainment.................... 54 20 12 11 17 53 35 39 60 104 Personal care products and services...... 23 13 27 29 c/ 5 9 8 42 17 35 Reading.................................. 2 c/ 2 c/ 1 c/ 1 1 2 2 4 3 2 Education................................ 165 40 c/ 16 c/ 15 c/ 24 12 42 62 119 519 All other gifts.......................... 92 25 30 23 25 54 97 49 107 188 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.