TABLE18: AGE OF REFERENCE PERSON AND INCOME BEFORE TAXES, AGE 35 TO 44, CONSUMER EXPENDITURE SURVEY, 1986-87 TOT COMPL ITEM REPORTERS <5000 5-9.9 10-14.9 15-19.9 20-29.9 30-39.9 40-49.9 50_OVER Number of consumer units (in thousands)......... 16251 953 1172 1320 1315 3058 2980 2188 3264 Number of sample interviews..................... 14297 718 1010 1050 1193 2591 2662 2013 3060 Income before taxes 1/.......................... 35220 975 7636 12490 17404 24773 34594 44406 75694 Income after taxes 1/........................... 31891 881 7473 12001 16310 22619 31282 40334 67621 Average number of persons in consumer unit...... 3.4 3.2 3.2 3.3 3 3.3 3.5 3.7 3.5 Age of reference person......................... 39.1 39.2 38.8 39 38.4 38.9 39.1 39.2 39.7 Average number of: Earners...................................... 1.8 1.2 1.2 1.5 1.6 1.8 1.9 2.1 2.1 Vehicles..................................... 2.4 1.6 1.4 1.7 1.8 2.4 2.7 3.1 3 Children under 18............................ 1.5 1.5 1.6 1.5 1.3 1.5 1.5 1.6 1.3 Persons 65 and over.......................... 0 0 0 0 0 0 0 0 0 Percent distribution: Male......................................... 72 51 44 58 56 70 82 86 85 Female....................................... 28 49 56 42 44 30 18 14 15 Homeowner with mortgage...................... 59 34 19 31 38 54 67 78 85 Homeowner without mortgage................... 9 12 12 11 11 11 10 5 4 Renter....................................... 32 54 68 58 51 35 23 16 12 Black........................................ 10 21 22 15 17 11 7 6 3 White and other.............................. 90 79 78 85 83 89 93 94 97 Elementary (1-8)............................. 5 12 12 11 7 4 3 2 1 High school (9-12)........................... 40 54 54 51 55 45 39 35 20 College...................................... 55 34 33 37 38 51 58 63 78 Never attended and other..................... 0 0 1 1 0 0 0 0 0 At least one vehicle owned................... 92 68 73 87 91 95 97 98 97 Average annual expenditures..................... 31919 16798 14156 18101 20070 25526 31536 38231 54441 Food......................................... 4698 2449 2773 3000 3359 4140 4768 5620 6736 Food at home.............................. 2595 1495 1971 1972 2138 2333 2723 3093 3186 Cereals and bakery products............ 374 192 282 281 323 335 396 459 447 Cereals and cereal products......... 130 71 121 107 125 120 136 160 137 Bakery products..................... 244 121 161 174 198 216 260 299 311 Meats, poultry, fish, and eggs......... 710 481 607 592 600 663 754 822 800 Beef................................ 248 216 197 219 200 238 251 302 271 Pork................................ 145 87 131 114 105 139 159 174 160 Other meats......................... 104 70 70 90 96 91 116 127 114 Poultry............................. 104 51 122 78 94 91 117 104 121 Fish and seafood.................... 75 33 51 57 69 68 73 85 102 Eggs................................ 34 25 37 34 36 35 38 30 32 Dairy products......................... 337 189 242 251 291 300 362 409 403 Fresh milk and cream................ 160 107 143 142 155 144 176 181 166 Other dairy products................ 177 82 100 108 136 156 186 228 237 Fruits and vegetables.................. 400 260 311 289 334 345 411 466 513 Fresh fruits........................ 123 78 75 79 112 102 125 154 162 Fresh vegetables.................... 119 74 93 93 98 103 128 127 152 Processed fruits.................... 93 55 68 64 72 83 85 110 129 Processed vegetables................ 66 53 75 53 53 58 72 74 69 Other food at home..................... 732 348 514 542 569 663 751 888 947 Sugar and other sweets.............. 94 43 62 75 76 83 94 115 126 Fats and oils....................... 64 36 54 50 47 59 72 74 72 Miscellaneous foods................. 324 119 194 207 237 293 332 412 440 Nonalcoholic beverages.............. 251 149 203 210 210 227 253 288 310 Food pre. by cu on out of town trips... 41 24 16 18 19 27 49 50 75 Food away from home....................... 2104 954 801 1028 1222 1806 2046 2526 3551 Alcoholic beverages.......................... 344 152 92 136 240 355 299 329 623 Housing...................................... 9690 6133 4966 5969 6179 7509 8810 11374 16961 Shelter................................... 5446 3426 2848 3494 3547 4151 4820 6288 9743 Owned dwellings........................ 3545 1823 896 1188 1348 2275 3242 4662 7555 Mortgage interest................... 2563 1148 592 817 937 1578 2414 3454 5505 Property taxes...................... 469 409 146 166 191 320 402 580 964 Maint., rep., ins., other expenses.. 513 266 158 206 221 378 425 628 1086 Rented dwellings....................... 1327 1274 1819 2010 2040 1601 1123 942 790 Other lodging.......................... 574 328 133 296 158 275 455 684 1398 Utilities, fuels, and public services..... 1937 1707 1384 1487 1576 1810 1956 2126 2505 Natural gas............................ 265 229 225 194 215 243 261 309 331 Electricity............................ 835 795 558 665 667 785 831 915 1078 Fuel oil and other fuels............... 90 95 54 47 77 81 112 86 114 Telephone.............................. 562 465 444 461 506 536 562 576 710 Water and other public services........ 186 123 103 120 111 165 191 240 273 Household operations...................... 508 252 126 147 151 334 377 571 1250 Personal services...................... 272 80 81 79 85 226 245 414 524 Other household expenses............... 236 173 46 69 66 108 132 157 726 Housekeeping supplies..................... 424 214 218 296 298 340 444 569 582 Laundry and cleaning supplies.......... 125 103 105 105 113 114 123 137 151 Other household products............... 176 72 72 130 97 136 180 240 266 Postage and stationery................. 123 39 41 61 88 90 141 192 165 Household furnishings and equipment....... 1375 534 390 545 606 874 1213 1820 2881 Household textiles..................... 127 24 47 96 29 74 115 145 276 Furniture.............................. 444 131 121 173 175 259 332 500 1107 Floor coverings........................ 72 34 11 16 37 44 56 87 171 Major appliances....................... 183 105 82 67 106 171 203 218 288 Small appliances & misc. housewares.... 75 28 35 26 36 56 80 101 134 Miscellaneous household equipment...... 474 212 94 168 221 269 428 768 905 Apparel and services......................... 1973 910 1072 1133 1029 1465 2076 2312 3340 Men and boys.............................. 538 216 289 343 217 394 622 631 884 Men, 16 and over....................... 383 152 178 186 127 274 443 434 692 Boys, 2 to 15.......................... 154 64 112 157 90 121 179 197 192 Women and girls........................... 808 437 460 441 418 582 865 935 1354 Women, 16 and over..................... 636 323 373 318 316 457 674 697 1111 Girls, 2 to 15......................... 173 114 88 123 102 125 191 238 243 Children under 2.......................... 58 23 39 25 48 42 61 75 87 Footwear.................................. 255 62 149 182 146 223 248 312 392 Other apparel products and services....... 314 172 135 142 200 224 280 358 623 Transportation............................... 6070 3560 2456 3807 3719 4879 6325 7367 9957 Vehicle purchases......................... 2823 1647 1067 1858 1551 2060 3013 3439 4829 Cars and trucks, new (net outlay)...... 1634 871 674 682 681 1068 1536 2039 3318 Cars and trucks, used (net outlay)..... 1152 776 378 1130 859 980 1439 1331 1446 Other vehicles......................... 37 0 15 46 12 11 38 69 66 Gasoline and motor oil.................... 1132 744 609 826 901 1087 1242 1340 1452 Other vehicle expenses.................... 1814 919 631 1001 1074 1514 1829 2338 3023 Vehicle finance charges................ 387 186 113 196 188 284 404 543 676 Maintenance and repairs................ 657 282 247 449 441 577 616 727 1132 Vehicle insurance...................... 537 294 204 266 318 484 576 755 792 Vehicle rent., licenses, other charges. 233 157 67 90 128 169 232 312 423 Public transportation..................... 301 250 149 122 193 217 241 250 654 Health care.................................. 1083 776 469 737 1024 992 1122 1177 1538 Health insurance.......................... 317 291 147 211 265 348 345 338 383 Medical services.......................... 536 350 193 327 598 429 523 573 858 Drugs..................................... 159 108 93 146 107 169 174 168 193 Medical supplies.......................... 71 27 36 53 53 47 79 97 105 Entertainment................................ 1736 822 625 829 1007 1286 1858 2093 3116 Fees and admissions....................... 472 206 126 151 235 305 431 539 1047 Television, radios, sound equipment....... 507 298 287 278 294 424 553 670 753 Pets, toys, and playground equipment...... 319 136 137 161 227 265 376 386 482 Other ent. sup., equip., and services..... 438 182 75 239 251 292 498 498 834 Personal care products and services.......... 415 216 164 237 255 359 429 466 673 Reading...................................... 179 92 74 88 116 158 168 227 303 Education.................................... 434 289 213 208 241 306 310 516 904 Tobacco products and smoking supplies........ 275 261 260 311 249 286 300 284 240 Miscellaneous................................ 750 346 292 367 577 598 709 873 1342 Cash contributions........................... 861 302 177 265 444 731 694 967 1884 Personal insurance and pensions.............. 3410 491 523 1014 1630 2463 3666 4626 6823 Life and other personal insurance......... 385 184 142 179 202 335 431 512 609 Pensions and Social Security.............. 3024 307 380 834 1428 2128 3234 4114 6214 Money income before taxes....................... 35220 975 7636 12490 17404 24773 34594 44406 75694 Wages and salaries........................... 30099 1567 4122 9661 14450 21748 31822 41145 61175 Self-employment income....................... 3092 -2159 318 554 1070 1426 1710 1947 11054 S. Security, private and gvrnmnt retirement.. 401 248 445 501 604 368 190 317 589 Int.,divid.,rent. income,other prop. income.. 610 136 146 110 210 203 330 392 2063 Unemp. and workers' compen., veterans' ben... 251 92 336 329 378 374 191 222 141 Pub. ass., supp. sec. income, foodstamps..... 297 859 1797 831 245 49 80 12 18 Regular contributions for support............ 389 171 407 331 312 543 220 311 565 Other income................................. 80 63 64 173 135 62 49 60 89 Personal taxes.................................. 3328 95 163 489 1094 2154 3313 4072 8074 Federal income taxes......................... 2622 -27 102 365 885 1686 2547 3175 6486 State and local income taxes................. 638 69 41 105 188 428 706 800 1443 Other taxes.................................. 68 53 19 18 21 40 59 98 145 Income after taxes.............................. 31891 881 7473 12001 16310 22619 31282 40334 67621 Net change in total assets................... 5636 -955 -557 -1300 1820 2619 5402 6059 16883 Net change in total liabilities.............. 4065 -2513 144 1109 1328 2349 4335 5113 10351 Other money receipts......................... 487 133 77 1942 117 239 335 226 844 Mortgage principal paid on owned property.... -682 -544 -169 -332 -395 -458 -647 -873 -1279 Estimated market value of owned home......... 61196 44919 17955 23612 27678 44093 55448 73796 123000 Estimated monthly rental value of owned home. 396 242 121 167 194 282 393 497 756 Gifts of: Clothing, males 2 and over................... 66 16 67 40 18 52 73 71 105 Clothing, females 2 and over................. 74 23 22 22 39 69 93 61 129 Clothing, infants less than 2................ 26 7 7 9 16 18 34 27 48 Jewelry and watches.......................... 22 17 6 10 21 18 20 19 43 Small appliances & misc. housewares.......... 17 2 5 5 9 10 25 18 32 Household textiles........................... 12 3 3 8 7 13 10 17 17 All other gifts.............................. 529 154 166 198 308 320 455 649 1146 ------------------------------------------------------------------------------------------------------------------------- 1/ Components of income and taxes are drived from "Complete income reporters" only; see glossary.