TABLE16: AGE OF REFERENCE PERSON AND INCOME BEFORE TAXES, UNDER AGE 25, CONSUMER EXPENDITURE SURVEY, 1986-87 TOT COMPL ITEM REPORTERS <5000 5-9.9 10-14.9 15-19.9 20-29.9 30-39.9 40-49.9 50_OVER Number of consumer units (in thousands)......... 7537 2302 1654 1112 888 970 392 123 96 Number of sample interviews..................... 6539 1982 1398 955 788 847 366 118 85 Income before taxes 1/.......................... 12525 2607 7281 12213 17109 23636 34155 43836 60941 Income after taxes 1/........................... 11602 2570 6982 11474 15689 21698 30831 39870 54462 Average number of persons in consumer unit...... 1.8 1.3 1.7 1.8 2.1 2.2 2.3 2.6 2.7 Age of reference person......................... 21.6 20.4 21.5 21.9 22.3 22.5 22.8 23.2 23.2 Average number of: Earners...................................... 1.2 0.9 1 1.2 1.5 1.7 1.9 2 2.1 Vehicles..................................... 1.2 0.5 0.9 1.3 1.7 1.9 2.4 2.5 2.7 Children under 18............................ 0.4 0.2 0.5 0.4 0.4 0.4 0.3 0.5 0.5 Persons 65 and over.......................... 0 0 0 0 0 0 0 0 0 Percent distribution: Male......................................... 56 45 46 55 71 73 74 86 75 Female....................................... 44 55 54 45 29 27 26 14 25 Homeowner with mortgage...................... 9 2 3 5 11 21 31 30 54 Homeowner without mortgage................... 3 1 3 4 4 3 3 9 0 Renter....................................... 88 97 93 91 85 76 66 62 46 Black........................................ 11 16 10 11 9 7 4 4 5 White and other.............................. 89 84 90 89 91 93 96 96 95 Elementary (1-8)............................. 2 2 3 3 3 1 1 High school (9-12)........................... 45 38 44 46 53 56 47 43 32 College...................................... 53 60 53 52 44 43 53 52 68 Never attended and other..................... 0 3 At least one vehicle owned................... 70 44 65 80 89 92 97 100 100 Average annual expenditures..................... 14693 7194 11116 15166 19338 22243 27932 36433 43060 Food......................................... 2250 1294 1907 2103 2810 3211 3510 5250 5050 Food at home.............................. 1071 552 1032 1038 1441 1569 1535 1544 1805 Cereals and bakery products............ 149 91 143 138 187 212 227 176 217 Cereals and cereal products......... 58 33 66 61 71 72 83 46 60 Bakery products..................... 91 58 77 77 116 140 144 130 158 Meats, poultry, fish, and eggs......... 260 121 227 270 375 393 365 466 484 Beef................................ 91 43 72 100 128 135 119 261 190 Pork................................ 49 18 51 45 78 66 91 29 128 Other meats......................... 38 23 26 43 52 57 55 73 37 Poultry............................. 41 18 40 43 53 70 52 48 29 Fish and seafood.................... 26 10 24 22 46 43 33 17 68 Eggs................................ 15 8 15 17 18 22 15 38 32 Dairy products......................... 152 71 171 141 212 208 207 181 227 Fresh milk and cream................ 84 38 112 78 104 101 118 93 123 Other dairy products................ 68 33 59 63 109 107 89 88 104 Fruits and vegetables.................. 157 86 140 146 229 234 235 199 190 Fresh fruits........................ 42 23 33 39 58 72 58 86 52 Fresh vegetables.................... 46 26 45 40 66 66 72 42 46 Processed fruits.................... 39 21 39 36 53 56 63 44 40 Processed vegetables................ 29 15 23 31 51 40 42 27 52 Other food at home..................... 340 180 338 328 418 504 466 507 652 Sugar and other sweets.............. 36 27 28 34 47 52 41 54 92 Fats and oils....................... 22 13 20 23 31 30 28 15 29 Miscellaneous foods................. 161 76 143 159 212 258 242 276 271 Nonalcoholic beverages.............. 121 65 147 112 128 165 156 162 260 Food pre. by cu on out of town trips... 13 4 14 14 20 17 34 14 35 Food away from home....................... 1179 742 875 1065 1368 1642 1975 3707 3245 Alcoholic beverages.......................... 313 206 251 347 399 366 479 599 773 Housing...................................... 4332 2043 3283 4301 6143 6650 8159 10130 13554 Shelter................................... 2685 1325 2088 2656 3735 4031 5145 6246 7969 Owned dwellings........................ 385 47 76 145 307 941 1694 2169 4043 Mortgage interest................... 276 32 43 64 223 598 1337 1832 3487 Property taxes...................... 29 9 8 8 16 97 103 40 241 Maint., rep., ins., other expenses.. 79 6 24 73 68 246 254 296 315 Rented dwellings....................... 2112 1093 1830 2356 3303 2967 3183 3523 2730 Other lodging.......................... 188 185 183 155 125 124 268 555 1196 Utilities, fuels, and public services..... 809 409 686 918 1083 1170 1336 1634 1892 Natural gas............................ 80 41 73 109 92 104 140 129 159 Electricity............................ 299 122 250 328 412 468 564 719 677 Fuel oil and other fuels............... 25 7 18 27 39 43 48 74 66 Telephone.............................. 363 222 309 404 489 493 497 631 813 Water and other public services........ 43 17 36 50 52 62 86 82 177 Household operations...................... 140 31 71 158 217 301 236 587 416 Personal services...................... 97 9 45 118 168 197 163 494 387 Other household expenses............... 43 22 26 39 49 104 73 93 30 Housekeeping supplies..................... 154 90 125 127 196 230 287 169 483 Laundry and cleaning supplies.......... 50 25 41 48 55 85 85 67 113 Other household products............... 54 27 35 43 91 81 91 56 250 Postage and stationery................. 51 38 49 35 50 64 111 46 120 Household furnishings and equipment....... 543 188 312 444 912 918 1154 1494 2793 Household textiles..................... 41 19 14 18 91 47 60 53 517 Furniture.............................. 194 42 115 181 305 389 351 750 959 Floor coverings........................ 14 3 3 8 63 9 9 85 41 Major appliances....................... 102 21 77 71 236 186 175 130 409 Small appliances & misc. housewares.... 37 14 26 33 55 47 88 69 261 Miscellaneous household equipment...... 156 90 77 133 160 239 471 406 605 Apparel and services......................... 886 615 663 1037 999 1072 1570 1623 2109 Men and boys.............................. 200 118 134 303 260 222 265 529 459 Men, 16 and over....................... 181 91 121 295 243 201 259 432 457 Boys, 2 to 15.......................... 19 27 12 8 18 21 6 97 2 Women and girls........................... 318 279 225 325 291 382 660 401 608 Women, 16 and over..................... 304 273 210 314 273 358 629 393 602 Girls, 2 to 15......................... 14 6 14 11 18 24 31 8 6 Children under 2.......................... 69 28 60 69 108 107 146 93 52 Footwear.................................. 73 55 53 89 83 52 156 85 278 Other apparel products and services....... 226 135 192 251 256 310 343 516 712 Transportation............................... 3490 1120 2670 3958 4795 5773 6993 9907 11219 Vehicle purchases......................... 1777 368 1392 2238 2392 3146 3375 5418 6093 Cars and trucks, new (net outlay)...... 891 76 660 1225 1142 1575 1931 3337 3952 Cars and trucks, used (net outlay)..... 837 289 720 931 1208 1488 1323 1440 2140 Other vehicles......................... 48 2 12 83 42 83 120 641 0 Gasoline and motor oil.................... 641 305 532 695 905 927 1137 1446 1573 Other vehicle expenses.................... 899 306 623 875 1323 1463 2148 2682 3078 Vehicle finance charges................ 178 24 79 146 276 338 626 811 756 Maintenance and repairs................ 338 182 290 338 466 446 588 716 1021 Vehicle insurance...................... 290 65 185 295 439 532 730 873 1069 Vehicle rent., licenses, other charges. 94 36 69 97 143 146 203 282 232 Public transportation..................... 173 142 123 149 175 238 333 361 476 Health care.................................. 359 138 230 343 489 672 954 705 745 Health insurance.......................... 107 19 61 106 174 245 249 177 331 Medical services.......................... 166 68 104 157 211 306 528 365 145 Drugs..................................... 55 32 33 52 70 89 142 60 81 Medical supplies.......................... 31 19 32 28 34 31 35 103 188 Entertainment................................ 730 444 502 707 998 1077 1303 1949 1797 Fees and admissions....................... 223 173 172 195 204 297 409 588 778 Television, radios, sound equipment....... 290 168 210 308 367 443 500 843 562 Pets, toys, and playground equipment...... 89 28 55 80 172 133 191 300 241 Other ent. sup., equip., and services..... 129 74 65 124 256 204 203 218 216 Personal care products and services.......... 181 109 147 216 230 210 279 335 539 Reading...................................... 69 38 65 60 85 94 153 137 155 Education.................................... 619 867 653 592 454 294 355 343 654 Tobacco products and smoking supplies........ 171 97 174 201 227 204 167 290 525 Miscellaneous................................ 255 77 110 241 277 464 812 1398 1056 Cash contributions........................... 120 16 52 218 115 264 262 291 399 Personal insurance and pensions.............. 919 130 407 843 1317 1890 2935 3475 4485 Life and other personal insurance......... 64 8 36 52 91 127 234 142 300 Pensions and Social Security.............. 855 122 371 790 1226 1764 2701 3333 4185 Money income before taxes....................... 12525 2607 7281 12213 17109 23636 34155 43836 60941 Wages and salaries........................... 10756 1643 4878 10412 15906 21957 31602 40328 50438 Self-employment income....................... 288 8 92 198 160 732 975 1225 4075 S. Security, private and gvrnmnt retirement.. 94 27 185 142 15 127 1 7 502 Int.,divid.,rent. income,other prop. income.. 159 30 100 156 146 166 579 1006 1572 Unemp. and workers' compen., veterans' ben... 83 15 63 97 94 218 139 172 69 Pub. ass., supp. sec. income, foodstamps..... 406 350 895 389 106 77 21 147 1539 Regular contributions for support............ 551 424 838 524 397 261 662 772 2595 Other income................................. 188 109 231 295 286 99 177 179 152 Personal taxes.................................. 923 37 299 739 1420 1938 3324 3966 6479 Federal income taxes......................... 737 20 230 592 1141 1555 2645 3136 5422 State and local income taxes................. 187 15 65 152 315 372 663 824 1032 Other taxes.................................. -1 2 4 -5 -36 11 17 7 25 Income after taxes.............................. 11602 2570 6982 11474 15689 21698 30831 39870 54462 Net change in total assets................... 1449 477 222 -621 295 4055 4441 26345 9985 Net change in total liabilities.............. 1214 44 185 -785 2435 3321 1789 20389 10572 Other money receipts......................... 178 149 136 303 52 88 219 207 2018 Mortgage principal paid on owned property.... -65 -16 -27 -62 -87 -138 -214 -194 -263 Estimated market value of owned home......... 4812 1443 1287 1905 5399 9239 17868 29219 45027 Estimated monthly rental value of owned home. 43 9 18 21 47 88 149 225 359 Gifts of: Clothing, males 2 and over................... 22 14 15 36 20 28 16 115 10 Clothing, females 2 and over................. 29 14 14 61 25 28 90 0 51 Clothing, infants less than 2................ 16 12 15 16 21 17 30 10 9 Jewelry and watches.......................... 41 24 52 48 32 40 47 188 33 Small appliances & misc. housewares.......... 7 3 6 6 10 11 15 50 18 Household textiles........................... 2 0 0 0 4 6 10 0 0 All other gifts.............................. 254 185 226 362 317 242 240 417 395 --------------------------------------------------------------------------------------------------------------------------- 1/ Components of income and taxes are drived from "Complete income reporters" only; see glossary.