TABLE 18. AGE OF REFERENCE PERSON AND INCOME BEFORE TAXES, CONSUMER EXPENDITURE SURVEY, AGE 45 TO 54, 1987-88--COMPLETE INCOME REPORTERS ONLY TOTAL LESS $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 ITEM COMPLETE THAN TO TO TO TO TO AND REPORTING $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 OVER Number of consumer units (in thousands).......... 10985 592 881 867 763 1885 1672 4326 Number of sample interviews...................... 9045 420 669 681 651 1484 1413 3727 Consumer unit characteristics: Income before taxes 1/.......................... 38464 911 7405 12280 17474 24816 34303 66433 Income after taxes 1/........................... 34558 775 7303 11454 16332 23030 31223 58887 Average number of persons in consumer unit.... 2.9 2.3 2.5 2.6 2.8 2.8 2.9 3.2 Age of reference person....................... 49.2 49.7 49 49 49.1 49.1 49.1 49.2 Average number in consumer unit Earners.................................... 2 1.2 1.2 1.3 1.7 1.9 2.1 2.5 Vehicles................................... 2.7 1.4 1.3 1.5 2 2.5 2.9 3.6 Children under 18.......................... 0.6 0.6 0.6 0.7 0.7 0.6 0.6 0.6 Persons 65 and over........................ 0 0 0 0 0 0.1 0 0 Percent distribution Sex of reference person: Male.................................... 72 57 48 57 54 66 74 88 Female.................................. 28 43 52 43 46 34 26 12 Housing tenure: Homeowner with mortgage................. 57 30 20 31 37 53 63 77 Homeowner without mortgage.............. 17 19 27 15 18 20 19 14 Renter.................................. 25 51 52 53 45 27 18 9 Race of reference person: Black................................... 11 23 18 19 12 14 7 5 White and other......................... 89 77 82 81 88 86 93 95 Education of reference person: Elementary (1-8)........................ 9 14 21 16 14 10 7 3 High school (9-12)...................... 48 58 63 57 51 56 48 37 College................................. 43 28 13 25 33 34 45 60 Never attended and other................ 1 0 3 2 2 0 0 0 At least one vehicle owned................. 92 68 75 84 88 95 97 98 Average annual expenditures...................... 33574 18395 12914 15617 20881 25988 31699 49513 Food.......................................... 4885 2902 2477 2987 3342 4152 4622 6634 Food at home............................... 2709 2019 1885 1998 2068 2413 2627 3352 Cereals and bakery products............. 385 306 273 311 299 339 358 475 Cereals and cereal products.......... 128 111 109 126 98 110 114 153 Bakery products...................... 257 194 164 185 201 230 244 322 Meats, poultry, fish, and eggs.......... 750 518 533 516 571 699 792 899 Beef................................. 255 142 122 165 196 236 323 302 Pork................................. 154 108 127 128 118 142 147 184 Other meats.......................... 111 82 88 76 78 109 127 126 Poultry.............................. 112 80 100 69 85 91 93 147 Fish and seafood..................... 82 68 58 41 57 85 67 105 Eggs................................. 36 39 38 37 36 36 36 35 Dairy products.......................... 341 254 217 297 237 326 329 415 Fresh milk and cream................. 161 145 115 170 127 167 158 176 Other dairy products................. 180 109 101 127 110 159 170 239 Fruits and vegetables................... 448 365 357 320 348 396 407 555 Fresh fruits......................... 138 114 111 96 98 115 114 181 Fresh vegetables..................... 137 120 107 98 102 123 131 167 Processed fruits..................... 100 75 89 71 81 88 93 123 Processed vegetables................. 72 56 50 54 67 70 69 85 Other food at home...................... 784 576 505 556 613 652 742 1009 Sugar and other sweets............... 98 47 94 75 70 91 92 120 Fats and oils........................ 70 60 62 52 56 61 64 84 Miscellaneous foods.................. 308 240 186 229 229 241 282 406 Nonalcoholic beverages............... 267 205 155 193 242 234 266 328 Food pre. by CU on out-of-town trips. 42 25 8 7 17 26 38 70 Food away from home........................ 2176 883 592 989 1274 1740 1995 3282 Alcoholic beverages........................... 345 258 117 218 132 350 367 454 Housing....................................... 9373 6550 4416 5339 6711 7108 8546 13312 Shelter.................................... 4994 3772 2321 3015 3561 3660 4526 7117 Owned dwellings......................... 3238 1914 776 1013 1427 2134 2865 5311 Mortgage interest.................... 2055 1050 441 601 822 1282 1748 3486 Property taxes....................... 624 311 159 162 275 434 695 971 Main., rep., ins., other expenses.... 559 554 176 250 330 417 421 854 Rented dwellings........................ 1077 1485 1474 1896 1797 1208 1003 621 Other lodging........................... 678 373 70 105 337 317 658 1184 Utilities, fuels, and public services...... 2100 1643 1480 1504 1663 1922 2001 2601 Natural gas............................. 284 197 266 223 240 234 254 353 Electricity............................. 865 675 571 626 630 771 844 1090 Fuel oil and other fuels................ 111 99 71 52 96 157 113 114 Telephone............................... 628 523 415 461 568 582 598 762 Water and other public services......... 211 149 157 141 129 177 190 282 Household operations....................... 300 212 44 80 110 157 227 531 Personal services....................... 48 23 7 7 24 36 55 75 Other household expenses................ 252 189 37 73 86 121 172 456 Housekeeping supplies...................... 501 299 226 252 629 390 442 658 Laundry and cleaning supplies........... 143 88 76 77 151 143 146 170 Other household products................ 204 89 105 84 171 160 175 292 Postage and stationery.................. 154 122 45 90 308 87 120 196 Household furnishings and equipment........ 1479 623 346 488 748 980 1352 2405 Household textiles...................... 137 23 59 87 108 110 95 212 Furniture............................... 426 112 56 168 210 292 439 688 Floor coverings......................... 111 2 8 1 31 39 101 214 Major appliances........................ 202 136 79 59 104 165 190 302 Small app., miscellaneous housewares.... 85 38 31 44 56 49 81 132 Miscellaneous household equipment....... 518 312 113 129 239 324 446 857 Apparel and services.......................... 2081 951 999 886 1395 1513 1972 3058 Men and boys............................... 538 219 188 252 310 329 501 844 Men, 16 and over........................ 454 157 127 124 252 284 441 727 Boys, 2 to 15........................... 84 62 61 127 58 45 60 117 Women and girls............................ 892 427 497 263 562 705 817 1303 Women, 16 and over...................... 794 336 453 199 530 630 725 1163 Girls, 2 to 15.......................... 98 91 44 63 32 76 92 141 Children under 2........................... 47 4 26 36 28 37 53 64 Footwear................................... 265 123 183 222 341 220 247 315 Other apparel products and services........ 339 178 105 114 154 222 354 532 Transportation................................ 6535 3616 2344 2339 3554 5283 6464 9720 Vehicle purchases (net outlay)............. 2946 1835 834 667 1258 2399 2987 4506 Cars and trucks, new.................... 1586 791 371 143 477 1061 1591 2654 Cars and trucks, used................... 1303 1032 462 524 764 1299 1356 1745 Other vehicles.......................... 57 12 0 0 17 39 40 107 Gasoline and motor oil..................... 1221 729 702 702 919 1080 1265 1596 Other vehicle expenses..................... 2029 901 697 872 1141 1539 1946 3082 Vehicle finance charges................. 392 107 119 124 149 256 389 642 Maintenance and repairs................. 699 315 264 299 431 534 678 1041 Vehicle insurance....................... 691 365 254 337 380 587 681 1001 Vehicle rental, licenses, other charges. 247 114 60 111 181 162 197 398 Public transportation...................... 338 151 111 98 236 265 267 536 Health care................................... 1251 717 630 808 1027 1223 1267 1583 Health insurance........................... 386 231 217 286 332 422 407 447 Medical services........................... 543 315 195 257 472 457 493 772 Drugs...................................... 224 146 187 178 153 272 258 228 Medical supplies........................... 99 26 31 86 71 72 110 136 Entertainment................................. 1594 774 471 622 757 1088 1338 2594 Fees and admissions........................ 464 213 122 130 221 328 361 777 Television, radios, sound equipment........ 474 290 202 272 246 355 463 690 Pets, toys, and playground equipment....... 267 180 97 144 157 223 253 381 Other ent. supplies, equip., and services.. 390 91 51 75 133 181 261 746 Personal care products and services........... 459 235 156 234 407 350 388 665 Reading....................................... 183 131 54 83 133 136 179 267 Education..................................... 642 355 48 92 256 381 618 1103 Tobacco products and smoking supplies......... 335 292 344 320 337 346 352 331 Miscellaneous................................. 844 719 180 358 487 867 831 1145 Cash contributions............................ 1123 468 169 350 658 687 971 1892 Personal insurance and pensions............... 3924 425 510 981 1685 2503 3782 6756 Life and other personal insurance.......... 429 239 148 156 274 383 406 622 Pensions and Social Security............... 3495 186 362 825 1411 2120 3376 6134 Sources of income and personal taxes: 1/ Money income before taxes........................ 38464 911 7405 12280 17474 24816 34303 66433 Wages and salaries............................ 32434 1509 3793 8273 14550 20658 30056 56544 Self-employment income........................ 3180 -1590 314 858 668 1374 2008 6565 Soc. Sec., private and government retirement.. 1048 216 1305 1645 867 1174 643 1123 Int., divid., ren. income, other prop. income. 713 -229 202 158 302 352 506 1366 Unemp. and workers' comp., vet. benefits...... 413 86 401 357 541 565 584 316 Pub. ass., sup. security income, foodstamps... 284 757 1132 711 300 334 51 25 Regular contributions for support............. 287 126 206 226 153 317 378 312 Other income.................................. 107 36 52 51 92 42 78 181 Personal taxes................................... 3907 136 102 826 1142 1787 3080 7546 Federal income taxes.......................... 3129 84 44 696 853 1368 2335 6138 State and local income taxes.................. 710 55 39 112 260 399 668 1286 Other taxes................................... 68 -2 19 18 29 20 76 122 Income after taxes............................... 34558 775 7303 11454 16332 23030 31223 58887 Addenda: Other money receipts.......................... 354 79 79 245 180 446 264 496 Mortgage principal paid on owned property..... -787 -481 -217 -306 -542 -565 -711 -1212 Estimated market value of owned home.......... 70861 34492 19035 24126 35272 52852 67519 111000 Estimated monthly rental value of owned home.. 447 276 135 180 232 349 439 671 Gifts of goods and services: Clothing, males 2 and over................. 99 53 30 62 154 76 76 131 Clothing, females 2 and over............... 134 71 13 66 74 110 172 183 Clothing, infants less than 2.............. 38 3 14 26 26 30 49 50 Jewelry and watches........................ 38 8 6 5 22 28 43 60 Small app. and mis. housewares............. 24 3 12 18 15 9 18 42 Household textiles......................... 18 9 1 38 15 13 1 30 All other gifts............................ 1017 466 197 285 647 710 890 1634 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.