Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 35-44 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 20,720 | 4,073 | 4,907 | 7,106 | 4,634 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $41,063 | $45,781 | $40,030 | $37,250 | $43,900 Income after taxes 1/.........................| 36,833 | 40,971 | 36,086 | 33,547 | 39,084 Average number of persons in consumer unit....| 3.3 | 3.4 | 3.4 | 3.2 | 3.2 Age of reference person.......................| 39.4 | 39.6 | 39.2 | 39.4 | 39.4 | | | | | Average number in consumer unit: | | | | | Earners.....................................| 1.8 | 1.8 | 1.9 | 1.7 | 1.8 Vehicles....................................| 2.3 | 1.9 | 2.6 | 2.3 | 2.5 Children under 18...........................| 1.3 | 1.4 | 1.5 | 1.2 | 1.3 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 71 | 72 | 74 | 69 | 72 Female....................................| 29 | 28 | 26 | 31 | 28 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 68 | 70 | 71 | 67 | 63 Homeowner with mortgage.................| 59 | 60 | 61 | 58 | 57 Homeowner without mortgage..............| 9 | 10 | 10 | 10 | 5 Renter....................................| 32 | 30 | 29 | 33 | 37 | | | | | Race of reference person: | | | | | Black.....................................| 13 | 12 | 11 | 18 | 6 White and other...........................| 87 | 88 | 89 | 82 | 94 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 4 | 3 | 2 | 5 | 6 High school (9-12)........................| 38 | 42 | 42 | 40 | 28 College...................................| 58 | 55 | 57 | 54 | 66 Never attended and other..................| (3) | (3) | (3) | (3) | 1 | | | | | At least one vehicle owned..................| 92 | 87 | 93 | 92 | 95 | | | | | Average annual expenditures.....................| $35,586 | $37,257 | $34,079 | $33,230 | $39,306 | | | | | Food..........................................| 5,305 | 5,623 | 5,074 | 4,943 | 5,814 Food at home................................| 3,057 | 3,154 | 2,896 | 2,838 | 3,474 Cereals and bakery products...............| 465 | 511 | 461 | 420 | 496 Cereals and cereal products.............| 172 | 179 | 171 | 158 | 188 Bakery products.........................| 293 | 332 | 290 | 263 | 308 Meats, poultry, fish, and eggs............| 774 | 844 | 688 | 735 | 858 Beef....................................| 253 | 254 | 238 | 233 | 297 Pork....................................| 146 | 147 | 142 | 149 | 144 Other meats.............................| 116 | 125 | 113 | 108 | 121 Poultry.................................| 125 | 152 | 101 | 120 | 132 Fish and seafood........................| 98 | 128 | 63 | 91 | 117 Eggs....................................| 36 | 37 | 30 | 34 | 46 | | | | | Dairy products............................| 380 | 419 | 367 | 329 | 433 Fresh milk and cream....................| 180 | 204 | 175 | 159 | 198 Other dairy products....................| 199 | 215 | 193 | 171 | 235 Fruits and vegetables.....................| 491 | 527 | 435 | 456 | 571 Fresh fruits............................| 144 | 152 | 132 | 126 | 179 Fresh vegetables........................| 147 | 157 | 118 | 140 | 180 Processed fruits........................| 114 | 133 | 107 | 100 | 127 Processed vegetables....................| 85 | 85 | 78 | 90 | 85 | | | | | Other food at home........................| 949 | 854 | 945 | 897 | 1,117 Sugar and other sweets..................| 117 | 107 | 121 | 113 | 129 Fats and oils...........................| 81 | 72 | 76 | 85 | 87 Miscellaneous foods.....................| 435 | 359 | 448 | 404 | 538 Nonalcoholic beverages..................| 272 | 285 | 265 | 260 | 287 Food prepared by consumer unit | | | | | on out-of-town trips...................| 44 | 32 | 36 | 34 | 76 Food away from home.........................| 2,248 | 2,469 | 2,178 | 2,106 | 2,339 | | | | | Alcoholic beverages...........................| 347 | 386 | 326 | 316 | 382 | | | | | Housing.......................................| 11,147 | 12,397 | 10,228 | 9,840 | 13,018 Shelter.....................................| 6,453 | 7,293 | 5,585 | 5,505 | 8,086 Owned dwellings...........................| 4,349 | 5,020 | 3,986 | 3,565 | 5,345 Mortgage interest.......................| 3,157 | 3,437 | 2,731 | 2,652 | 4,138 Property taxes..........................| 681 | 997 | 761 | 452 | 667 Maintenance, repairs, insurance, | | | | | other expenses.........................| 511 | 586 | 494 | 460 | 541 Rented dwellings..........................| 1,488 | 1,548 | 1,086 | 1,339 | 2,088 Other lodging.............................| 616 | 725 | 513 | 601 | 653 | | | | | Utilities, fuels, and public services.......| 2,140 | 2,353 | 2,141 | 2,194 | 1,871 Natural gas...............................| 271 | 314 | 430 | 159 | 234 Electricity...............................| 872 | 838 | 801 | 1,063 | 683 Fuel oil and other fuels..................| 108 | 320 | 91 | 46 | 33 Telephone.................................| 661 | 683 | 606 | 671 | 684 Water and other public services...........| 230 | 198 | 213 | 254 | 237 Household operations........................| 601 | 607 | 508 | 539 | 790 Personal services.........................| 338 | 355 | 310 | 266 | 464 Other household expenses..................| 263 | 252 | 198 | 272 | 326 | | | | | Housekeeping supplies.......................| 495 | 543 | 479 | 454 | 529 Laundry and cleaning supplies.............| 138 | 159 | 139 | 126 | 136 Other household products..................| 221 | 225 | 215 | 218 | 228 Postage and stationery....................| 136 | 160 | 124 | 110 | 165 Household furnishings and equipment.........| 1,458 | 1,601 | 1,515 | 1,149 | 1,742 Household textiles........................| 123 | 104 | 142 | 99 | 156 Furniture.................................| 406 | 463 | 460 | 312 | 445 Floor coverings...........................| 117 | 318 | 96 | 47 | 64 Major appliances..........................| 178 | 165 | 201 | 182 | 159 Small appliances, miscellaneous housewares| 78 | 72 | 83 | 65 | 97 Miscellaneous household equipment.........| 556 | 479 | 532 | 444 | 822 | | | | | Apparel and services..........................| 2,230 | 2,391 | 2,104 | 1,963 | 2,630 Men and boys................................| 553 | 657 | 529 | 490 | 582 Men, 16 and over..........................| 407 | 484 | 374 | 366 | 436 Boys, 2 to 15.............................| 146 | 173 | 155 | 124 | 146 Women and girls.............................| 944 | 963 | 949 | 794 | 1,155 Women, 16 and over........................| 738 | 721 | 745 | 611 | 940 Girls, 2 to 15............................| 206 | 242 | 203 | 183 | 215 Children under 2............................| 74 | 88 | 55 | 70 | 86 Footwear....................................| 299 | 305 | 239 | 258 | 420 Other apparel products and services.........| 360 | 379 | 333 | 351 | 387 | | | | | Transportation................................| 6,335 | 5,938 | 6,474 | 6,259 | 6,654 Vehicle purchases (net outlay)..............| 2,768 | 2,405 | 2,945 | 2,821 | 2,818 Cars and trucks, new......................| 1,526 | 1,248 | 1,459 | 1,810 | 1,407 Cars and trucks, used.....................| 1,217 | 1,136 | 1,451 | 996 | 1,377 Other vehicles............................| 25 | 4/22 | 4/36 | 4/15 | 34 Gasoline and motor oil......................| 1,226 | 1,070 | 1,212 | 1,326 | 1,227 Other vehicle expenses......................| 2,029 | 2,016 | 2,062 | 1,876 | 2,240 Vehicle finance charges...................| 404 | 337 | 434 | 452 | 357 Maintenance and repairs...................| 712 | 628 | 737 | 621 | 899 Vehicle insurance.........................| 657 | 781 | 606 | 598 | 693 Vehicle rental, licenses, other charges...| 256 | 269 | 285 | 205 | 290 | | | | | Public transportation.......................| 312 | 447 | 256 | 235 | 369 | | | | | Health care...................................| 1,386 | 1,332 | 1,242 | 1,575 | 1,295 Health insurance............................| 474 | 440 | 400 | 584 | 413 Medical services............................| 633 | 660 | 557 | 654 | 656 Drugs.......................................| 186 | 142 | 195 | 226 | 156 Medical supplies............................| 93 | 89 | 90 | 112 | 70 | | | | | Entertainment.................................| 1,957 | 2,351 | 1,918 | 1,660 | 2,110 Fees and admissions.........................| 529 | 638 | 542 | 427 | 573 Television, radios, sound equipment.........| 576 | 596 | 574 | 535 | 622 Pets, toys, and playground equipment........| 359 | 398 | 364 | 318 | 383 Other entertainment supplies, equipment, | | | | | and services...............................| 494 | 720 | 438 | 379 | 532 | | | | | Personal care products and services...........| 442 | 442 | 421 | 417 | 500 | | | | | Reading.......................................| 189 | 228 | 202 | 155 | 193 | | | | | Education.....................................| 479 | 597 | 446 | 421 | 498 | | | | | Tobacco products and smoking supplies.........| 317 | 320 | 356 | 318 | 270 | | | | | Miscellaneous.................................| 861 | 899 | 758 | 885 | 902 | | | | | Cash contributions............................| 894 | 649 | 879 | 1,019 | 935 | | | | | Personal insurance and pensions...............| 3,696 | 3,705 | 3,649 | 3,457 | 4,105 Life and other personal insurance...........| 470 | 445 | 515 | 512 | 379 Pensions and Social Security................| 3,226 | 3,259 | 3,134 | 2,945 | 3,726 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 41,063 | 45,781 | 40,030 | 37,250 | 43,900 Wages and salaries..........................| 35,208 | 38,311 | 35,629 | 32,749 | 35,938 Self-employment income......................| 3,806 | 5,101 | 2,568 | 2,760 | 5,506 Social Security, private and government | | | | | retirement.................................| 500 | 414 | 401 | 604 | 513 Interest, dividends, rental income, other | | | | | property income............................| 577 | 927 | 490 | 397 | 649 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 229 | 339 | 216 | 137 | 291 Public assistance, supplemental security | | | | | income, food stamps........................| 272 | 261 | 264 | 263 | 302 Regular contributions for support...........| 359 | 333 | 361 | 289 | 477 | | | | | Other income................................| 112 | 95 | 100 | 50 | 225 | | | | | Personal taxes................................| 4,230 | 4,810 | 3,944 | 3,703 | 4,817 Federal income taxes........................| 3,374 | 3,832 | 2,952 | 3,158 | 3,737 State and local income taxes................| 767 | 927 | 838 | 478 | 991 Other taxes.................................| 89 | 51 | 154 | 67 | 88 | | | | | Income after taxes............................| 36,833 | 40,971 | 36,086 | 33,547 | 39,084 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -883 | 1,599 | -809 | -917 | -3,089 Net change in total assets..................| 5,022 | 6,588 | 2,874 | 3,891 | 7,655 Net change in total liabilities.............| 5,905 | 4,989 | 3,683 | 4,808 | 10,744 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 592 | 963 | 369 | 373 | 838 Mortgage principal paid on owned property...| -845 | -895 | -774 | -839 | -885 Estimated market value of owned home........| 77,058 | 107,507 | 59,254 | 57,519 | 99,111 Estimated monthly rental value of owned home| 472 | 597 | 415 | 387 | 551 | | | | | Gifts of goods and services, total............| 876 | 854 | 864 | 836 | 968 Clothing, males 2 and over..................| 56 | 49 | 51 | 63 | 57 Clothing, females 2 and over................| 101 | 101 | 113 | 92 | 102 Clothing, children under 2..................| 31 | 39 | 23 | 29 | 37 Jewelry and watches.........................| 24 | 29 | 19 | 22 | 27 Small appliances and miscellaneous | | | | | housewares.................................| 17 | 16 | 15 | 17 | 18 Household textiles..........................| 9 | 4/4 | 11 | 4/9 | 4/12 All other gifts.............................| 639 | 617 | 632 | 604 | 717 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.