Table 2. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 20921 1385 3067 2512 2221 3653 2902 2118 3062 Income before taxes 1/.................... 29235 2518 7508 12368 17440 24783 34582 44436 75195 Income after taxes 1/..................... 26681 2530 7390 11866 16404 23236 31801 40320 66355 Average number of persons in cons. unit... 2.5 1.5 1.8 2.1 2.2 2.6 3.1 3.1 3.3 Age of reference person................... 46.8 41.3 55 51.3 49.1 44.9 42.4 43.7 44.3 Average number of: Earners.................................. 1.4 0.8 0.6 0.9 1.1 1.5 1.9 1.9 2.2 Vehicles................................. 2.2 0.8 1 1.5 1.8 2.2 2.8 3.1 3.3 Children under 18........................ 0.7 0.3 0.4 0.5 0.5 0.7 1 0.9 1 Persons 65 and over...................... 0.3 0.2 0.6 0.5 0.5 0.3 0.2 0.1 0.1 Percent distribution: Male..................................... 67 38 38 53 67 71 84 83 87 Female................................... 33 62 62 47 33 29 16 17 13 Percent homeowner........................ 64 26 44 50 59 64 78 82 92 Homeowner with mortgage................. 39 10 10 15 20 38 60 62 79 Homeowner without mortgage.............. 26 16 35 35 40 25 18 20 13 Renter................................... 36 74 56 50 41 36 22 18 8 Black.................................... 9 15 14 10 7 8 8 5 6 White and other.......................... 91 85 86 90 93 92 92 95 94 Elementary (1-8)......................... 10 12 25 18 12 7 5 3 1 High school (9-12)....................... 47 39 49 52 57 50 50 48 30 College.................................. 42 48 26 29 30 43 45 49 69 Never attended and other................. 0 1 0 1 0 0 0 0 0 At least one vehicle owned............... 89 59 70 88 92 95 97 99 98 Average annual expenditures............... 26314 10806 12061 15222 18833 23850 30432 36927 53704 Food..................................... 3959 1909 2152 2686 3341 3736 4534 5280 6942 Food at home............................ 2260 1111 1431 1773 2044 2220 2668 2966 3340 Cereals and bakery products............ 342 161 221 264 314 335 401 449 510 Cereals and cereal products........... 120 55 88 103 111 117 139 146 172 Bakery products....................... 222 107 134 162 203 218 262 303 338 Meats, poultry, fish, and eggs......... 557 308 427 439 501 544 651 665 780 Beef.................................. 189 85 172 127 159 179 238 212 270 Pork.................................. 122 86 99 103 106 120 144 133 159 Other meats........................... 93 55 57 76 92 93 106 123 126 Poultry............................... 76 41 51 65 77 69 81 109 108 Fish and seafood...................... 53 28 28 43 45 57 54 61 90 Eggs.................................. 24 14 19 26 23 26 27 27 27 Dairy products......................... 288 143 182 239 282 276 341 365 414 Fresh milk and cream.................. 137 73 98 129 143 134 157 166 171 Other dairy products.................. 151 69 85 110 139 142 185 199 242 Fruits and vegetables.................. 367 180 241 298 343 358 409 464 549 Fresh fruits.......................... 115 52 80 91 95 110 133 136 186 Fresh vegetables...................... 100 56 65 81 95 96 108 125 151 Processed fruits...................... 87 41 59 76 93 81 84 110 132 Processed vegetables.................. 65 30 37 50 60 71 84 93 81 Other food at home..................... 707 319 360 533 604 707 866 1022 1087 Sugar and other sweets................ 91 41 51 65 69 95 104 148 136 Fats and oils......................... 61 27 33 54 61 62 68 92 82 Miscellaneous foods................... 324 140 155 245 267 324 413 472 498 Nonalcoholic beverages................ 201 98 115 154 183 201 248 264 297 Food prep. by cu, out-of-town trips... 30 14 5 16 23 24 31 46 75 Food away from home..................... 1698 798 721 914 1297 1516 1866 2314 3602 Alcoholic beverages...................... 288 160 138 147 197 287 304 466 538 Housing.................................. 7665 3704 4096 5087 5486 6849 8446 10535 14967 Shelter................................. 4048 2194 2105 2621 2663 3460 4388 5259 8549 Owned dwellings........................ 2497 840 779 918 1172 1756 2912 3731 6858 Mortgage interest..................... 1403 529 173 254 417 865 1740 2247 4426 Property taxes........................ 619 198 345 382 426 487 601 815 1456 Maintenance, rep., ins., oth. exp..... 475 112 261 282 329 404 570 669 976 Rented dwellings....................... 1147 1059 1230 1490 1329 1471 1018 1011 522 Other lodging.......................... 404 295 95 213 162 232 458 517 1170 Utilities, fuels, and public services... 1804 915 1304 1485 1600 1836 2057 2209 2560 Natural gas............................ 371 166 279 295 326 375 427 459 535 Electricity............................ 655 293 487 537 582 655 755 812 930 Fuel oil and other fuels............... 80 45 66 85 80 101 73 94 78 Telephone.............................. 535 355 376 437 483 555 588 628 754 Water and other public services........ 163 55 97 132 129 150 214 216 262 Household operations.................... 368 86 181 153 245 296 398 576 861 Personal services...................... 208 28 107 68 134 181 280 395 396 Other household expenses............... 159 59 74 85 112 114 118 180 466 Housekeeping supplies................... 402 162 192 287 333 386 485 550 701 Laundry and cleaning supplies.......... 109 41 56 89 100 109 138 138 170 Other household products............... 168 36 67 106 129 162 210 249 316 Postage and stationery................. 125 85 68 92 104 115 137 163 215 Household furnishings and equipment..... 1043 347 315 542 644 872 1119 1941 2296 Household textiles..................... 104 21 20 71 79 82 128 182 221 Furniture.............................. 273 90 76 142 154 245 286 452 647 Floor coverings........................ 95 1 13 34 80 44 53 435 163 Major appliances....................... 136 40 60 104 105 136 171 224 211 Small appliances, misc. housewares..... 63 33 32 32 23 52 81 92 137 Miscellaneous household equipment...... 371 162 114 159 204 313 400 556 916 Apparel and services..................... 1435 612 676 747 931 1281 1533 1950 3181 Men and boys............................ 347 140 173 170 194 230 395 548 814 Men, 16 and over....................... 282 110 145 118 142 196 313 400 709 Boys, 2 to 15.......................... 65 30 28 53 51 34 82 148 104 Women and girls......................... 623 253 300 308 435 644 619 742 1364 Women, 16 and over..................... 544 245 268 273 388 578 494 612 1206 Girls, 2 to 15......................... 79 8 32 35 47 66 126 130 158 Children under 2........................ 63 29 24 46 44 64 78 98 107 Footwear................................ 173 65 92 125 117 141 172 289 335 Other apparel products and services..... 230 125 87 98 141 203 269 273 561 Transportation........................... 4980 1575 1807 2772 3843 4520 6327 6884 10289 Vehicle purchases (net outlay).......... 2202 448 725 1122 1631 1901 2960 2830 4980 Cars and trucks, new................... 1039 264 121 520 786 688 1334 1469 2756 Cars and trucks, used.................. 1140 174 591 578 844 1200 1592 1316 2184 Other vehicles......................... 23 10 14 24 1 12 34 45 41 Gasoline and motor oil.................. 993 476 433 665 837 1027 1231 1345 1660 Other vehicle expenses.................. 1575 521 562 852 1248 1444 1931 2446 3114 Vehicle finance charges................ 306 64 65 115 232 272 408 525 658 Maintenance and repairs................ 571 234 253 368 458 528 659 915 1022 Vehicle insurance...................... 499 153 190 281 424 473 622 708 969 Veh. rental, licenses, oth. charges.... 199 70 54 89 134 171 242 299 465 Public transportation................... 210 131 86 133 126 148 205 264 535 Health care.............................. 1344 696 1109 1158 1325 1446 1387 1402 1829 Health insurance........................ 541 275 494 573 662 587 549 514 551 Medical services........................ 465 245 302 282 315 517 511 545 830 Drugs................................... 252 130 258 233 272 260 239 251 303 Medical supplies........................ 85 46 54 70 77 82 89 92 146 Entertainment............................ 1314 502 404 566 775 1060 1514 2233 3076 Fees and admissions..................... 340 158 82 119 172 267 374 480 941 Television, radios, sound equipment..... 429 182 196 253 330 410 514 608 809 Pets, toys, and playground equipment.... 251 91 91 139 176 237 292 419 494 Other supplies, equip., and services.... 294 72 36 55 96 146 334 725 833 Personal care products and services...... 340 137 154 237 265 313 383 487 639 Reading.................................. 163 62 69 96 120 151 188 221 337 Education................................ 382 741 259 141 169 295 322 362 870 Tobacco products and smoking supplies.... 300 141 221 241 296 342 376 384 323 Miscellaneous............................ 621 223 325 258 443 616 825 899 1144 Cash contributions....................... 810 111 326 404 497 735 747 1187 2058 Personal insurance and pensions.......... 2715 233 323 682 1146 2218 3546 4639 7511 Life and other personal insurance....... 347 81 104 136 167 317 477 477 840 Pensions and Social Security............ 2367 152 219 546 979 1901 3070 4162 6670 Money income before taxes 1/.............. 29235 2518 7508 12368 17440 24783 34582 44436 75195 Wages and salaries....................... 22449 1286 1981 5770 9938 17910 29550 38975 62528 Self-employment income................... 1904 -642 104 257 727 1203 1556 1693 8378 Soc. Sec., priv. and gov. retirement..... 3214 935 3784 4750 5441 4105 2217 2111 1441 Int., divid., rent. inc., property inc... 865 83 232 501 659 802 823 1215 2176 Unemp. and workers' compen., vet. ben.... 192 125 113 146 184 250 235 229 209 Pub. ass., supp. sec. inc., foodstamps... 291 435 939 631 159 92 35 32 50 Regular contributions for support........ 233 177 216 247 241 336 125 116 319 Other income............................. 87 120 139 65 92 86 42 66 94 Personal taxes 1/......................... 2554 -12 119 503 1037 1547 2781 4116 8840 Federal income taxes..................... 1881 -36 66 344 694 1072 1975 2957 6816 State and local income taxes............. 569 9 31 103 254 410 674 999 1767 Other taxes.............................. 104 16 21 55 89 65 132 160 257 Income after taxes 1/..................... 26681 2530 7390 11866 16404 23236 31801 40320 66355 Net change in total assets and liabilities -105 1494 -227 -988 -1061 -67 -1071 1804 263 Net change in total assets............... 2656 99 -4 -819 421 1293 1792 4860 11865 Net change in total liabilities.......... 2760 -1395 223 169 1482 1360 2863 3056 11602 Other money receipts...................... 246 96 43 109 132 130 255 332 785 Mortgage principal paid, owned property... -509 -162 -75 -157 -190 -408 -677 -961 -1269 Estimated market value of owned home...... 45504 23487 20021 23893 31517 35323 49374 62374 105662 Est. monthly rental value of owned home... 318 112 153 185 217 263 357 448 696 Gifts of goods and services, total........ 850 682 417 378 467 628 850 1083 2116 Clothing, males 2 and over............... 64 53 25 44 40 55 60 72 145 Clothing, females 2 and over............. 92 56 39 59 57 93 89 133 185 Clothing, infants less than 2............ 29 4 10 20 22 28 42 32 61 Jewelry and watches...................... 28 12 4 10 21 28 31 24 78 Small appliances and misc. housewares.... 19 9 17 8 5 16 15 31 42 Household textiles....................... 12 6 3 4 23 8 6 22 22 All other gifts.......................... 607 542 320 233 298 401 607 770 1584 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.