Table 3. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1989-90 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 27622 2226 4158 3466 2769 4743 3507 2407 4347 Income before taxes 1/.................... 29634 2500 7469 12296 17207 24670 34213 44655 79874 Income after taxes 1/..................... 26994 2451 7382 11818 16276 22985 31280 40718 70570 Average number of persons in cons. unit... 2.5 1.8 2.1 2.3 2.5 2.6 2.7 3 3 Age of reference person................... 47.5 48.9 56.4 50.7 47.4 45.3 42.8 43.1 44.6 Average number of: Earners.................................. 1.3 0.8 0.6 1 1.2 1.4 1.7 1.8 2 Vehicles................................. 2 1 1 1.5 1.7 2.1 2.4 2.8 3 Children under 18........................ 0.7 0.4 0.6 0.6 0.7 0.7 0.7 0.9 0.8 Persons 65 and over...................... 0.3 0.4 0.6 0.5 0.4 0.3 0.2 0.1 0.1 Percent distribution: Male..................................... 63 41 41 53 58 68 74 78 82 Female................................... 37 59 59 47 42 32 26 22 18 Percent homeowner........................ 65 44 56 56 58 62 69 79 88 Homeowner with mortgage................. 39 15 15 21 28 39 49 62 77 Homeowner without mortgage.............. 26 29 40 35 30 23 20 17 11 Renter................................... 35 56 44 44 42 38 31 21 12 Black.................................... 17 29 26 20 19 16 12 7 7 White and other.......................... 83 71 74 80 81 84 88 93 93 Elementary (1-8)......................... 13 24 31 20 14 9 6 3 2 High school (9-12)....................... 42 44 46 51 54 51 41 32 20 College.................................. 44 30 21 29 31 40 53 65 78 Never attended and other................. 1 2 2 0 0 0 0 0 0 At least one vehicle owned............... 88 65 68 86 94 95 98 98 98 Average annual expenditures............... 27179 11926 12803 17229 21055 24517 30936 37139 54526 Food..................................... 4019 2383 2335 2989 3402 3645 4522 5452 6681 Food at home............................ 2327 1620 1690 2092 2076 2203 2584 2889 3180 Cereals and bakery products............ 336 222 257 305 310 306 368 403 473 Cereals and cereal products........... 121 102 100 110 114 113 120 139 163 Bakery products....................... 215 120 156 195 196 192 248 264 310 Meats, poultry, fish, and eggs......... 628 453 469 592 590 597 709 793 782 Beef.................................. 205 137 164 176 195 183 249 281 251 Pork.................................. 132 110 103 135 128 135 137 162 143 Other meats........................... 92 65 63 108 82 91 92 106 118 Poultry............................... 99 67 75 87 86 93 119 119 132 Fish and seafood...................... 69 48 36 52 69 65 79 87 109 Eggs.................................. 31 25 28 33 30 31 32 38 28 Dairy products......................... 275 190 213 236 240 269 312 323 374 Fresh milk and cream.................. 135 104 119 128 124 137 148 148 156 Other dairy products.................. 141 85 94 108 116 132 164 175 218 Fruits and vegetables.................. 379 292 273 327 346 353 426 458 518 Fresh fruits.......................... 112 88 76 89 104 105 130 128 164 Fresh vegetables...................... 115 88 88 106 110 108 130 132 149 Processed fruits...................... 79 54 55 67 71 73 86 101 111 Processed vegetables.................. 73 62 54 66 61 67 80 96 93 Other food at home..................... 708 463 478 631 589 678 769 912 1032 Sugar and other sweets................ 86 57 76 73 71 71 101 115 116 Fats and oils......................... 65 49 55 62 58 62 68 82 79 Miscellaneous foods................... 316 213 193 284 262 305 345 398 476 Nonalcoholic beverages................ 212 134 147 200 187 217 224 253 295 Food prep. by cu, out-of-town trips... 29 11 7 12 11 23 32 64 67 Food away from home..................... 1692 763 646 897 1326 1442 1938 2563 3501 Alcoholic beverages...................... 252 131 102 130 219 235 326 333 469 Housing.................................. 7983 4136 4239 5431 6184 7136 8396 10309 15969 Shelter................................. 4197 2131 1969 2621 3173 3577 4440 5773 8902 Owned dwellings........................ 2441 749 795 1037 1309 1727 2349 3889 6776 Mortgage interest..................... 1575 369 270 447 658 995 1581 2863 4841 Property taxes........................ 378 147 140 217 232 286 372 465 999 Maintenance, rep., ins., oth. exp..... 488 232 385 373 420 446 396 560 936 Rented dwellings....................... 1300 1146 1059 1367 1593 1591 1562 1252 865 Other lodging.......................... 456 236 116 216 271 259 529 632 1260 Utilities, fuels, and public services... 1919 1190 1430 1599 1751 1919 1999 2329 2829 Natural gas............................ 148 89 136 136 132 130 135 159 236 Electricity............................ 913 528 654 761 833 914 954 1115 1384 Fuel oil and other fuels............... 55 69 58 54 49 64 45 51 53 Telephone.............................. 587 384 417 463 560 604 650 747 813 Water and other public services........ 215 120 165 186 177 207 215 257 342 Household operations.................... 450 127 181 298 255 336 484 574 1147 Personal services...................... 222 26 68 160 108 191 307 326 500 Other household expenses............... 228 102 113 138 147 145 177 249 647 Housekeeping supplies................... 401 214 218 399 277 402 402 425 716 Laundry and cleaning supplies.......... 110 81 76 86 103 114 124 129 151 Other household products............... 180 80 85 220 103 162 153 190 365 Postage and stationery................. 111 53 57 93 70 126 125 106 200 Household furnishings and equipment..... 1017 473 441 514 728 901 1071 1207 2376 Household textiles..................... 87 102 35 50 60 85 89 53 193 Furniture.............................. 292 95 126 153 247 237 347 398 648 Floor coverings........................ 57 37 25 17 38 32 22 32 208 Major appliances....................... 148 50 87 96 118 156 160 185 275 Small appliances, misc. housewares..... 63 34 21 36 53 43 64 65 163 Miscellaneous household equipment...... 370 157 147 162 212 347 389 474 888 Apparel and services..................... 1517 523 626 910 1067 1359 1970 1850 3193 Men and boys............................ 373 110 122 214 236 355 415 415 900 Men, 16 and over....................... 300 77 73 163 202 269 340 326 771 Boys, 2 to 15.......................... 73 32 49 51 35 86 75 88 129 Women and girls......................... 626 188 271 350 469 569 876 800 1228 Women, 16 and over..................... 541 145 245 306 415 482 790 645 1060 Girls, 2 to 15......................... 85 43 26 45 54 87 86 155 168 Children under 2........................ 67 15 33 39 48 65 90 111 119 Footwear................................ 191 109 78 172 149 159 261 231 330 Other apparel products and services..... 260 102 121 133 165 210 328 293 616 Transportation........................... 5192 1992 2199 3241 4533 5249 6494 7635 9192 Vehicle purchases (net outlay).......... 2262 685 904 1371 2241 2381 2918 3499 3749 Cars and trucks, new................... 1237 268 386 454 846 1260 1790 1799 2641 Cars and trucks, used.................. 999 413 475 899 1393 1118 1107 1598 1080 Other vehicles......................... 26 4 43 18 2 4 20 102 28 Gasoline and motor oil.................. 1118 628 579 821 977 1155 1381 1512 1739 Other vehicle expenses.................. 1595 588 639 954 1198 1591 2004 2423 2993 Vehicle finance charges................ 348 83 103 146 269 341 502 572 687 Maintenance and repairs................ 561 258 250 404 405 541 682 826 1006 Vehicle insurance...................... 534 191 234 330 431 581 645 783 944 Veh. rental, licenses, oth. charges.... 153 56 52 75 94 129 175 242 357 Public transportation................... 217 91 77 95 117 122 192 201 711 Health care.............................. 1550 864 1139 1483 1584 1375 1608 1910 2265 Health insurance........................ 617 314 484 642 613 636 650 739 765 Medical services........................ 535 289 316 435 501 426 571 610 1017 Drugs................................... 294 216 290 335 316 251 302 280 337 Medical supplies........................ 105 46 49 71 154 63 85 281 145 Entertainment............................ 1279 557 617 584 792 1069 1459 1757 2958 Fees and admissions..................... 311 108 84 106 178 222 357 450 863 Television, radios, sound equipment..... 419 220 182 282 333 401 461 619 783 Pets, toys, and playground equipment.... 261 81 156 139 176 276 336 326 489 Other supplies, equip., and services.... 288 148 195 57 105 170 306 362 823 Personal care products and services...... 367 150 196 296 313 336 414 513 629 Reading.................................. 133 52 54 67 121 116 155 188 280 Education................................ 295 273 83 149 196 168 249 336 843 Tobacco products and smoking supplies.... 279 173 216 287 273 317 324 294 307 Miscellaneous............................ 664 309 325 423 451 681 771 787 1318 Cash contributions....................... 995 96 275 379 579 807 1055 1181 2952 Personal insurance and pensions.......... 2654 286 395 860 1341 2025 3195 4596 7471 Life and other personal insurance....... 384 155 196 274 284 284 442 561 793 Pensions and Social Security............ 2271 131 199 586 1058 1741 2752 4035 6678 Money income before taxes 1/.............. 29634 2500 7469 12296 17207 24670 34213 44655 79874 Wages and salaries....................... 22588 979 2132 6439 10977 18154 28006 38174 65332 Self-employment income................... 1694 -496 88 437 534 1018 1395 1549 7152 Soc. Sec., priv. and gov. retirement..... 3455 1267 3719 4128 4088 3961 2970 2879 3544 Int., divid., rent. inc., property inc... 1088 81 138 376 669 899 1210 1194 3398 Unemp. and workers' compen., vet. ben.... 160 91 137 129 206 176 202 200 140 Pub. ass., supp. sec. inc., foodstamps... 304 323 913 379 380 158 52 123 68 Regular contributions for support........ 272 181 254 318 267 254 310 472 177 Other income............................. 72 74 88 90 86 51 68 64 62 Personal taxes 1/......................... 2639 49 87 478 931 1685 2933 3938 9304 Federal income taxes..................... 2214 30 29 374 741 1337 2441 3225 8040 State and local income taxes............. 360 2 21 71 151 285 437 635 1099 Other taxes.............................. 65 17 36 34 40 62 55 78 166 Income after taxes 1/..................... 26994 2451 7382 11818 16276 22985 31280 40718 70570 Net change in total assets and liabilities 9 972 -715 -18 -1152 -224 1522 1749 -961 Net change in total assets............... 2800 1723 -258 747 1250 1244 5525 6889 6138 Net change in total liabilities.......... 2791 751 457 766 2402 1468 4003 5140 7098 Other money receipts...................... 362 59 118 216 473 306 556 276 750 Mortgage principal paid, owned property... -546 -184 -228 -239 -277 -398 -532 -842 -1459 Estimated market value of owned home...... 49427 23571 25814 29379 32973 37110 47547 67818 116494 Est. monthly rental value of owned home... 328 159 183 207 238 269 338 458 692 Gifts of goods and services, total........ 851 403 306 531 539 673 851 941 2174 Clothing, males 2 and over............... 68 34 33 50 48 99 58 43 134 Clothing, females 2 and over............. 87 26 35 37 60 113 142 86 149 Clothing, infants less than 2............ 29 7 9 15 23 28 40 42 57 Jewelry and watches...................... 23 6 20 12 14 14 35 24 47 Small appliances and misc. housewares.... 15 3 1 8 12 12 16 20 39 Household textiles....................... 7 0 3 1 4 5 15 5 15 All other gifts.......................... 622 327 205 409 378 403 544 721 1733 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.