Table 6. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to to of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 17937 1233 5120 3463 2329 2891 1340 1562 Income before taxes 1/.................... 19427 3416 7533 12377 17314 24281 34275 68098 Income after taxes 1/..................... 18113 3050 7417 12116 16627 22204 31661 61366 Age of reference person................... 74.2 75.9 75.8 74.7 73.9 72.8 71.4 71.4 Average number in consumer unit:.......... Persons.................................. 1.7 1.3 1.3 1.6 1.9 2 2.2 2.5 Children under 18........................ 0.1 0 0 0 0.1 0 0.1 0.2 Persons 65 and over...................... 1.4 1.1 1.1 1.4 1.5 1.5 1.5 1.5 Earners.................................. 0.4 0.2 0.2 0.3 0.4 0.5 0.9 1.2 Vehicles................................. 1.5 0.7 0.9 1.3 1.7 2 2.2 2.5 Percent distribution: Male..................................... 53 25 34 51 65 68 75 78 Female................................... 47 75 66 49 35 32 25 22 Percent homeowner........................ 78 59 65 79 82 87 92 92 With mortgage........................... 15 9 7 12 13 19 25 32 Without mortgage........................ 63 50 58 67 69 68 67 60 Renter................................... 22 41 35 21 18 13 8 8 Black.................................... 9 24 13 7 8 3 4 5 White and other.......................... 91 76 87 93 92 97 96 95 Elementary (1-8)......................... 26 45 38 24 26 16 10 8 High school (9-12)....................... 47 36 45 51 53 49 46 36 College.................................. 26 15 13 23 21 34 43 56 Never attended and other................. 1 3 3 2 0 0 0 0 At least one vehicle owned............... 78 51 60 79 88 94 96 97 Average annual expenditures............... 19541 10299 11693 16768 18916 23464 29364 44811 Food..................................... 3109 1594 2022 2962 3230 3636 4741 5980 Food at home............................ 2116 1258 1551 2111 2233 2491 3034 3208 Cereals and bakery products............ 333 197 244 327 366 393 470 502 Cereals and cereal products........... 109 75 82 109 127 123 141 146 Bakery products....................... 225 122 163 218 239 270 329 356 Meats, poultry, fish, and eggs......... 557 347 426 571 563 654 808 776 Beef.................................. 180 102 157 181 162 207 272 238 Pork.................................. 118 84 86 125 115 156 156 144 Other meats........................... 79 45 59 83 95 86 113 105 Poultry............................... 91 62 65 91 90 108 109 158 Fish and seafood...................... 62 36 37 62 73 69 114 98 Eggs.................................. 27 19 21 28 28 28 44 34 Dairy products......................... 241 151 179 243 261 280 334 349 Fresh milk and cream.................. 113 81 91 115 114 124 158 147 Other dairy products.................. 129 70 88 128 147 156 177 202 Fruits and vegetables.................. 407 242 286 411 427 487 559 663 Fresh fruits.......................... 133 70 94 132 143 151 173 247 Fresh vegetables...................... 116 75 85 120 116 138 147 178 Processed fruits...................... 95 46 60 103 105 115 140 145 Processed vegetables.................. 64 51 46 56 63 83 99 93 Other food at home..................... 577 321 416 558 615 677 863 917 Sugar and other sweets................ 86 54 67 84 90 94 141 118 Fats and oils......................... 64 39 47 67 63 79 90 88 Miscellaneous foods................... 243 116 180 227 264 292 332 406 Nonalcoholic beverages................ 159 111 115 164 175 177 233 222 Food prep. by cu, out-of-town trips... 26 2 7 17 22 34 66 82 Food away from home..................... 992 336 470 851 997 1145 1707 2772 Alcoholic beverages...................... 156 50 49 98 140 185 434 522 Housing.................................. 6241 4084 4521 5711 5798 7112 8981 11650 Shelter................................. 3062 2153 2295 2712 2796 3350 4617 5595 Owned dwellings........................ 1913 1104 1191 1645 1736 2248 3406 3876 Mortgage interest and charges......... 397 471 116 241 246 401 1033 1278 Property taxes........................ 787 340 533 691 787 880 1363 1525 Maintenance, rep., ins., oth. exp..... 729 293 542 713 704 967 1010 1073 Rented dwellings....................... 851 992 1023 946 848 700 513 538 Other lodging.......................... 298 57 80 121 213 402 698 1181 Utilities, fuels, and public services... 1734 1252 1364 1680 1806 1994 2133 2522 Natural gas............................ 249 155 216 245 262 264 261 383 Electricity............................ 702 505 524 690 724 813 944 1019 Fuel oil and other fuels............... 146 110 118 133 168 194 149 173 Telephone.............................. 436 353 360 419 453 474 509 628 Water and other public services........ 202 129 146 193 199 248 270 319 Household operations.................... 367 188 255 418 235 384 382 911 Personal services...................... 102 48 93 191 38 69 47 178 Other household expenses............... 265 140 163 227 196 314 335 733 Housekeeping supplies................... 377 224 235 363 359 454 594 764 Laundry and cleaning supplies.......... 88 52 61 90 100 102 119 133 Other household products............... 156 73 99 158 129 195 264 315 Postage and stationery................. 133 99 75 116 130 157 211 317 Household furnishings and equipment..... 701 266 372 538 601 930 1256 1859 Household textiles..................... 79 6 42 65 83 116 197 133 Furniture.............................. 134 64 90 92 146 136 242 317 Floor coverings........................ 61 0 32 33 38 90 34 284 Major appliances....................... 112 64 84 88 117 153 110 217 Small appliances, misc. housewares..... 62 19 28 51 46 58 183 176 Miscellaneous household equipment...... 252 112 97 209 172 376 490 732 Apparel and services..................... 915 329 436 760 982 1037 1881 2292 Men and boys............................ 168 65 61 139 164 201 312 525 Men, 16 and over....................... 148 53 40 125 146 181 281 487 Boys, 2 to 15.......................... 20 12 20 14 18 19 31 39 Women and girls......................... 453 155 240 378 449 491 1047 1097 Women, 16 and over..................... 432 153 227 367 434 466 1009 1025 Girls, 2 to 15......................... 21 2 13 12 15 24 38 72 Children under 2........................ 21 10 12 15 19 27 29 61 Footwear................................ 150 48 69 139 251 173 199 279 Other apparel products and services..... 123 50 54 89 99 144 295 330 Transportation........................... 2998 1062 1337 2373 3157 3984 4820 7741 Vehicle purchases (net outlay).......... 1096 187 360 872 1134 1424 1699 3545 Cars and trucks, new................... 715 0 137 578 842 802 1240 2676 Cars and trucks, used.................. 380 187 222 294 290 616 459 869 Other vehicles......................... 1 0 0 0 2 5 0 0 Gasoline and motor oil.................. 618 361 345 526 689 852 968 1077 Other vehicle expenses.................. 1046 429 513 842 1137 1376 1766 2377 Vehicle finance charges................ 89 26 28 72 119 142 161 174 Maintenance and repairs................ 412 220 214 320 390 533 742 955 Vehicle insurance...................... 416 149 226 366 463 536 657 864 Veh. rent., leas., licen., oth. chges.. 128 34 45 84 166 166 205 385 Public transportation................... 238 85 119 133 196 332 386 742 Health care.............................. 2240 1804 1678 2027 2455 2812 2739 3103 Health insurance........................ 1052 702 802 1022 1177 1282 1253 1430 Medical services........................ 619 717 402 414 647 886 837 982 Drugs................................... 470 293 400 477 533 522 537 582 Medical supplies........................ 100 92 75 114 98 121 112 109 Entertainment............................ 695 222 294 507 685 956 1260 1849 Fees and admissions..................... 234 44 64 115 208 366 542 737 Television, radios, sound equipment..... 246 120 142 215 224 307 333 602 Pets, toys, and playground equipment.... 128 34 66 114 135 192 186 261 Other supplies, equip., and services.... 86 24 22 63 117 91 200 250 Personal care products and services...... 312 147 182 279 302 388 480 726 Reading.................................. 144 55 72 121 146 221 213 293 Education................................ 57 3 43 13 26 52 129 236 Tobacco products and smoking supplies.... 152 72 110 127 167 186 222 268 Miscellaneous............................ 580 428 360 446 543 558 758 1679 Cash contributions....................... 1172 302 428 1054 909 1551 1355 4096 Personal insurance and pensions.......... 770 147 162 290 376 786 1350 4375 Life and other personal insurance....... 250 129 133 171 204 293 297 850 Pensions and Social Security............ 520 18 29 120 172 493 1053 3526 Money income before taxes 1/.............. 19427 3416 7533 12377 17314 24281 34275 68098 Wages and salaries....................... 3740 90 160 722 1667 4007 8356 23677 Self-employment income................... 724 -479 15 46 146 395 1277 6499 Soc. Sec., priv. and gov. retirement..... 11907 3350 6786 10423 13569 16266 18511 22523 Int., divid., rent. inc., property inc... 2590 75 193 817 1491 3241 5338 14442 Unemp. and workers' compen., vet. ben.... 120 47 53 69 137 91 336 354 Pub. ass., supp. sec. inc., foodstamps... 180 276 260 175 168 107 21 144 Regular contributions for support........ 104 4 17 107 101 80 318 328 Other income............................. 61 53 48 18 35 92 119 130 Personal taxes 1/......................... 1314 366 116 261 688 2077 2614 6732 Federal income taxes..................... 1007 310 64 159 508 1495 2108 5423 State and local income taxes............. 197 46 9 30 84 357 367 1033 Other taxes.............................. 110 10 43 73 96 225 139 276 Income after taxes 1/..................... 18113 3050 7417 12116 16627 22204 31661 61366 Net change in total assets and liabilities 294 235 105 -188 -184 -451 -1626 5763 Net change in total assets............... 624 -107 -20 -694 -354 -772 4038 7350 Net change in total liabilities.......... 330 -342 -125 -506 -170 -321 5664 1587 Other money receipts...................... 264 154 160 203 230 424 181 647 Mortgage principal paid, owned property... -211 -86 -70 -165 -150 -307 -358 -659 Estimated market value of owned home...... 71228 35317 43514 61434 66435 88473 118430 146842 Est. monthly rental value of owned home... 429 249 287 403 423 520 630 761 Gifts of goods and services............... 740 764 507 454 592 690 1269 2085 Food.................................... 61 16 15 21 46 54 192 269 Housing................................. 204 140 119 124 158 220 412 622 Housekeeping supplies................. 38 67 16 32 33 36 74 93 Household textiles.................... 13 3 8 3 14 7 88 14 Appliances and misc. housewares....... 26 9 13 17 15 36 49 92 Major appliances.................... 7 5 3 4 5 15 5 13 Small appl. and misc. housewares.... 20 4 10 12 10 20 44 79 Miscellaneous household equipment..... 50 11 15 25 19 74 117 218 Other housing......................... 77 50 67 48 77 67 84 205 Apparel and services.................... 184 60 88 132 209 199 310 574 Males 2 and over...................... 53 20 29 55 64 47 63 137 Females 2 and over.................... 86 18 39 44 90 98 168 310 Children under 2...................... 17 9 12 9 16 27 28 39 Other apparel products and services... 29 13 8 24 40 26 50 89 Jewelry and watches................. 15 1 5 11 19 16 34 42 All other apparel products and serv. 14 12 3 13 20 10 16 47 Transportation.......................... 30 14 18 16 9 19 48 150 Health care............................. 75 460 100 38 15 11 17 27 Entertainment........................... 45 15 19 30 40 61 73 143 Toys, games, hobbies, and tricycles... 18 4 8 10 16 26 40 51 Other entertainment................... 27 10 12 20 24 35 34 92 Education............................... 24 0 35 4 5 20 17 92 All other gifts......................... 117 61 113 88 109 106 200 208 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary