Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1990-91 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | four | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 14,072 | 444 | 4,245 | 5,346 | 2,698 | 977 | 361 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $44,881 | $19,646 | $35,513 | $47,432 | $56,335 | $58,590 | $35,909 Income after taxes 1/.........................| 40,418 | 18,633 | 32,325 | 41,967 | 51,639 | 51,749 | 34,127 Age of reference person.......................| 40.1 | 22.3 | 30.4 | 39.3 | 49.0 | 58.7 | 70.8 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 Children under 18...........................| 1.7 | 1.8 | 2.1 | 1.8 | 1.1 | .6 | .5 Persons 65 and over.........................| .1 | (2) | (2) | (2) | (2) | .1 | 1.4 Earners.....................................| 2.0 | 1.6 | 1.6 | 2.0 | 2.5 | 2.6 | 2.0 Vehicles....................................| 2.6 | 1.6 | 2.1 | 2.7 | 3.4 | 2.9 | 2.7 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 78 | 58 | 76 | 80 | 82 | 79 | 66 Female....................................| 22 | 42 | 24 | 20 | 18 | 21 | 34 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 74 | 18 | 61 | 80 | 85 | 86 | 95 With mortgage...........................| 62 | 12 | 55 | 70 | 71 | 55 | 31 Without mortgage........................| 12 | 6 | 6 | 10 | 14 | 30 | 64 Renter....................................| 26 | 82 | 39 | 20 | 15 | 14 | 5 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 11 | 27 | 11 | 9 | 11 | 19 | 17 White and other...........................| 89 | 73 | 89 | 91 | 89 | 81 | 83 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 6 | 4 | 4 | 3 | 7 | 17 | 28 High school (9-12)........................| 44 | 82 | 51 | 37 | 42 | 41 | 47 College...................................| 50 | 13 | 44 | 60 | 51 | 42 | 25 Never attended and other..................| (3) | (4) | (3) | (3) | (3) | (3) | (3) | | | | | | | At least one vehicle owned..................| 94 | 77 | 92 | 96 | 97 | 94 | 95 | | | | | | | Average annual expenditures.....................| $38,150 | $19,907 | $31,482 | $41,337 | $45,182 | $40,182 | $34,007 | | | | | | | Food..........................................| 5,874 | 3,627 | 4,912 | 6,481 | 6,654 | 5,729 | 5,659 Food at home................................| 3,660 | 2,455 | 3,206 | 3,990 | 3,954 | 3,476 | 4,073 Cereals and bakery products...............| 558 | 342 | 475 | 626 | 585 | 546 | 606 Cereals and cereal products.............| 206 | 126 | 190 | 225 | 213 | 182 | 219 Bakery products.........................| 352 | 216 | 285 | 401 | 371 | 363 | 388 Meats, poultry, fish, and eggs............| 975 | 657 | 840 | 1,023 | 1,120 | 1,033 | 1,093 Beef....................................| 334 | 232 | 296 | 363 | 361 | 309 | 384 Pork....................................| 190 | 140 | 162 | 193 | 228 | 204 | 254 Other meats.............................| 144 | 91 | 126 | 149 | 172 | 147 | 169 Poultry.................................| 152 | 79 | 127 | 165 | 187 | 152 | 112 Fish and seafood........................| 113 | 76 | 91 | 115 | 128 | 174 | 124 Eggs....................................| 41 | 39 | 39 | 39 | 44 | 46 | 50 | | | | | | | Dairy products............................| 434 | 304 | 409 | 461 | 461 | 395 | 447 Fresh milk and cream....................| 195 | 176 | 197 | 200 | 188 | 182 | 212 Other dairy products....................| 239 | 128 | 212 | 261 | 273 | 213 | 234 Fruits and vegetables.....................| 561 | 279 | 490 | 613 | 612 | 552 | 688 Fresh fruits............................| 174 | 63 | 151 | 192 | 191 | 170 | 231 Fresh vegetables........................| 157 | 84 | 129 | 168 | 182 | 164 | 218 Processed fruits........................| 129 | 73 | 122 | 143 | 129 | 105 | 131 Processed vegetables....................| 101 | 60 | 87 | 109 | 110 | 113 | 109 | | | | | | | Other food at home........................| 1,132 | 873 | 991 | 1,268 | 1,176 | 951 | 1,239 Sugar and other sweets..................| 142 | 85 | 120 | 163 | 154 | 115 | 140 Fats and oils...........................| 94 | 48 | 79 | 103 | 99 | 98 | 143 Miscellaneous foods.....................| 533 | 514 | 509 | 583 | 513 | 413 | 524 Nonalcoholic beverages..................| 316 | 212 | 256 | 358 | 346 | 284 | 396 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 48 | 5/13 | 28 | 60 | 64 | 41 | 5/36 Food away from home.........................| 2,214 | 1,171 | 1,707 | 2,491 | 2,700 | 2,253 | 1,586 | | | | | | | Alcoholic beverages...........................| 305 | 276 | 267 | 316 | 360 | 307 | 217 | | | | | | | Housing.......................................| 11,722 | 6,704 | 10,815 | 12,611 | 12,567 | 11,580 | 9,430 Shelter.....................................| 6,389 | 3,855 | 5,872 | 6,879 | 6,907 | 6,463 | 4,234 Owned dwellings...........................| 4,707 | 872 | 3,958 | 5,342 | 5,289 | 5,133 | 3,307 Mortgage interest and charges...........| 3,209 | 5/593 | 3,022 | 3,676 | 3,507 | 2,504 | 1,387 Property taxes..........................| 895 | 230 | 524 | 1,006 | 1,131 | 1,480 | 1,067 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 603 | 5/48 | 411 | 661 | 652 | 1,149 | 854 Rented dwellings..........................| 1,280 | 2,963 | 1,752 | 1,162 | 851 | 696 | 5/188 Other lodging.............................| 402 | 5/21 | 162 | 374 | 768 | 635 | 739 | | | | | | | Utilities, fuels, and public services.......| 2,434 | 1,480 | 2,052 | 2,463 | 2,938 | 2,793 | 2,943 Natural gas...............................| 310 | 196 | 259 | 317 | 336 | 422 | 438 Electricity...............................| 1,022 | 615 | 873 | 1,028 | 1,234 | 1,175 | 1,179 Fuel oil and other fuels..................| 119 | 5/54 | 80 | 132 | 149 | 129 | 225 Telephone services........................| 701 | 489 | 605 | 680 | 902 | 752 | 763 Water and other public services...........| 282 | 126 | 235 | 305 | 318 | 314 | 338 Household operations........................| 779 | 384 | 989 | 885 | 497 | 349 | 501 Personal services.........................| 533 | 351 | 869 | 585 | 141 | 115 | 5/109 Other household expenses..................| 246 | 34 | 120 | 301 | 356 | 234 | 391 | | | | | | | Housekeeping supplies.......................| 558 | 304 | 475 | 631 | 585 | 588 | 458 Laundry and cleaning supplies.............| 170 | 108 | 159 | 176 | 179 | 183 | 196 Other household products..................| 256 | 127 | 195 | 313 | 259 | 265 | 191 Postage and stationery....................| 132 | 69 | 121 | 142 | 147 | 140 | 71 Household furnishings and equipment.........| 1,562 | 681 | 1,426 | 1,752 | 1,640 | 1,388 | 1,295 Household textiles........................| 126 | 99 | 65 | 139 | 209 | 118 | 98 Furniture.................................| 427 | 221 | 378 | 503 | 445 | 299 | 340 Floor coverings...........................| 146 | 5/13 | 263 | 90 | 81 | 5/233 | 5/84 Major appliances..........................| 184 | 116 | 151 | 191 | 219 | 217 | 188 Small appliances, miscellaneous housewares| 94 | 45 | 72 | 109 | 107 | 84 | 129 Miscellaneous household equipment.........| 585 | 185 | 497 | 721 | 579 | 437 | 454 | | | | | | | Apparel and services..........................| 2,295 | 1,230 | 1,722 | 2,620 | 2,732 | 2,478 | 1,894 Men and boys................................| 607 | 199 | 427 | 711 | 790 | 600 | 395 Men, 16 and over..........................| 436 | 135 | 266 | 480 | 666 | 516 | 299 Boys, 2 to 15.............................| 171 | 64 | 160 | 230 | 124 | 84 | 5/96 Women and girls.............................| 902 | 314 | 603 | 1,106 | 1,035 | 966 | 1,026 Women, 16 and over........................| 673 | 190 | 414 | 768 | 896 | 826 | 964 Girls, 2 to 15............................| 229 | 124 | 189 | 339 | 139 | 141 | 62 Children under 2............................| 132 | 297 | 211 | 93 | 87 | 56 | 5/99 Footwear....................................| 315 | 5/207 | 231 | 345 | 406 | 359 | 5/194 Other apparel products and services.........| 339 | 214 | 250 | 365 | 414 | 497 | 181 | | | | | | | Transportation................................| 6,910 | 3,952 | 5,557 | 7,229 | 8,788 | 7,223 | 6,801 Vehicle purchases (net outlay)..............| 2,865 | 1,698 | 2,467 | 3,066 | 3,418 | 2,454 | 5/3,004 Cars and trucks, new......................| 1,309 | (4) | 1,058 | 1,352 | 1,675 | 5/1,338 | 5/2,428 Cars and trucks, used.....................| 1,536 | 1,613 | 1,399 | 1,683 | 1,737 | 1,102 | 576 Other vehicles............................| 20 | 5/85 | 5/11 | 31 | 5/6 | 5/14 | (4) Gasoline and motor oil......................| 1,418 | 827 | 1,198 | 1,457 | 1,734 | 1,594 | 1,314 Other vehicle expenses......................| 2,330 | 1,297 | 1,704 | 2,394 | 3,234 | 2,673 | 2,299 Vehicle finance charges...................| 453 | 252 | 378 | 438 | 581 | 591 | 462 Maintenance and repairs...................| 833 | 598 | 568 | 872 | 1,181 | 884 | 889 Vehicle insurance.........................| 760 | 362 | 536 | 767 | 1,085 | 995 | 702 | | | | | | | Vehicle rental, leases, licenses, | | | | | | | other charges............................| 284 | 85 | 221 | 317 | 387 | 202 | 247 Public transportation.......................| 297 | 131 | 188 | 313 | 403 | 502 | 184 | | | | | | | Health care...................................| 1,643 | 421 | 1,210 | 1,762 | 2,033 | 1,879 | 2,936 Health insurance............................| 642 | 156 | 477 | 683 | 706 | 916 | 1,353 Medical services............................| 680 | 149 | 501 | 765 | 925 | 524 | 774 Drugs.......................................| 228 | 77 | 178 | 215 | 263 | 351 | 627 Medical supplies............................| 93 | 5/39 | 54 | 99 | 139 | 88 | 182 | | | | | | | Entertainment.................................| 1,964 | 838 | 1,699 | 2,244 | 2,179 | 1,779 | 1,219 Fees and admissions.........................| 517 | 149 | 327 | 674 | 605 | 498 | 291 Television, radios, sound equipment.........| 629 | 397 | 546 | 669 | 769 | 563 | 444 Pets, toys, and playground equipment........| 397 | 200 | 418 | 430 | 381 | 323 | 239 Other entertainment supplies, equipment, | | | | | | | and services...............................| 420 | 92 | 408 | 471 | 424 | 395 | 246 | | | | | | | Personal care products and services...........| 497 | 302 | 393 | 541 | 606 | 523 | 462 | | | | | | | Reading.......................................| 187 | 50 | 134 | 212 | 226 | 232 | 185 | | | | | | | Education.....................................| 615 | 5/117 | 283 | 570 | 1,092 | 1,315 | 353 | | | | | | | Tobacco products and smoking supplies.........| 335 | 370 | 302 | 314 | 398 | 416 | 331 | | | | | | | Miscellaneous.................................| 1,065 | 427 | 849 | 1,161 | 1,263 | 1,218 | 1,076 | | | | | | | Cash contributions............................| 787 | 262 | 328 | 941 | 1,243 | 941 | 718 | | | | | | | Personal insurance and pensions...............| 3,950 | 1,331 | 3,010 | 4,334 | 5,041 | 4,559 | 2,725 Life and other personal insurance...........| 500 | 82 | 303 | 555 | 723 | 685 | 355 Pensions and Social Security................| 3,450 | 1,249 | 2,707 | 3,779 | 4,319 | 3,874 | 2,371 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 44,881 | 19,646 | 35,513 | 47,432 | 56,335 | 58,590 | 35,909 Wages and salaries..........................| 38,207 | 15,851 | 31,562 | 41,274 | 46,147 | 48,427 | 19,615 Self-employment income......................| 3,953 | 5/920 | 2,327 | 4,002 | 7,230 | 4,236 | 5/2,517 Social Security, private and government | | | | | | | retirement.................................| 993 | 5/210 | 160 | 401 | 1,216 | 3,486 | 12,349 Interest, dividends, rental income, other | | | | | | | property income............................| 693 | 5/7 | 182 | 952 | 838 | 1,468 | 862 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 244 | 5/265 | 246 | 242 | 238 | 229 | 5/286 | | | | | | | Public assistance, supplemental security | | | | | | | income, food stamps........................| 390 | 2,053 | 608 | 154 | 231 | 439 | 5/124 Regular contributions for support...........| 318 | 5/299 | 324 | 319 | 384 | 5/225 | 5/39 Other income................................| 84 | 5/41 | 102 | 88 | 51 | 80 | 5/116 | | | | | | | Personal taxes................................| 4,463 | 1,013 | 3,188 | 5,465 | 4,695 | 6,842 | 1,781 Federal income taxes........................| 3,425 | 764 | 2,399 | 4,214 | 3,564 | 5,506 | 1,307 State and local income taxes................| 907 | 244 | 708 | 1,065 | 1,009 | 1,186 | 402 Other taxes.................................| 131 | 5/5 | 81 | 187 | 123 | 150 | 5/72 | | | | | | | Income after taxes............................| 40,418 | 18,633 | 32,325 | 41,967 | 51,639 | 51,749 | 34,127 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -1,288 | 1,667 | -2,309 | -951 | -2,666 | 2,924 | 996 Net change in total assets..................| 4,150 | 1,641 | 4,080 | 4,619 | 4,988 | 2,330 | -207 Net change in total liabilities.............| 5,438 | -25 | 6,388 | 5,570 | 7,654 | -594 | -1,203 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 458 | 5/36 | 187 | 722 | 594 | 136 | 5/95 Mortgage principal paid on owned property...| -921 | 5/-98 | -617 | -1,038 | -1,323 | -997 | -577 Estimated market value of owned home........| 85,146 | 10,815 | 51,510 | 95,736 | 107,777 | 133,982 | 113,856 Estimated monthly rental value of owned home| 512 | 105 | 376 | 568 | 610 | 608 | 782 | | | | | | | Gifts of goods and services...................| 967 | 279 | 617 | 897 | 1,579 | 1,598 | 634 Food........................................| 104 | 5/22 | 46 | 111 | 216 | 76 | 26 Housing.....................................| 285 | 83 | 225 | 312 | 413 | 221 | 5/37 Housekeeping supplies.....................| 44 | 5/9 | 36 | 53 | 56 | 24 | 5/4 Household textiles........................| 13 | (4) | 10 | 10 | 5/20 | 5/32 | 5/7 Appliances and miscellaneous housewares...| 29 | 5/1 | 21 | 36 | 29 | 34 | 5/16 Major appliances........................| 6 | (4) | 5/2 | 6 | 11 | 5/10 | 5/10 Small appliances and miscellaneous | | | | | | | housewares.............................| 23 | 5/1 | 20 | 30 | 18 | 24 | 5/7 Miscellaneous household equipment.........| 71 | 5/7 | 55 | 106 | 53 | 40 | 5/5 Other housing.............................| 129 | 66 | 102 | 106 | 255 | 5/90 | 5/6 Apparel and services........................| 244 | 115 | 226 | 233 | 289 | 360 | 143 Males 2 and over..........................| 58 | 5/16 | 65 | 57 | 41 | 99 | 5/73 Females 2 and over........................| 96 | 5/24 | 70 | 111 | 126 | 102 | 46 Children under 2..........................| 47 | 40 | 48 | 39 | 68 | 48 | 5/17 Other apparel products and services.......| 43 | 5/35 | 43 | 27 | 54 | 112 | 5/7 Jewelry and watches.....................| 26 | 5/0 | 21 | 15 | 41 | 5/82 | 5/7 All other apparel products and services.| 17 | 5/34 | 23 | 12 | 12 | 5/30 | (4) Transportation..............................| 57 | 5/10 | 12 | 29 | 90 | 345 | 15 Health care.................................| 23 | (4) | 5/6 | 14 | 71 | 5/6 | 5/61 Entertainment...............................| 54 | 5/23 | 47 | 54 | 65 | 72 | 5/54 Toys, games, hobbies, and tricycles.......| 22 | 5/7 | 20 | 24 | 20 | 36 | 5/29 Other entertainment.......................| 32 | 5/16 | 27 | 30 | 46 | 37 | 25 Education...................................| 86 | 5/1 | 5/5 | 28 | 263 | 5/326 | 5/24 All other gifts.............................| 114 | 26 | 50 | 118 | 173 | 192 | 273 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors. _