Table 6. Consumer units of five or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to and of income $10,000 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 8537 808 780 683 1523 1191 1032 1370 1151 Income before taxes 1/.................... 41350 5940 12321 17416 24779 34484 44639 58390 105840 Income after taxes 1/..................... 38475 4777 12373 17134 23956 32840 41882 53912 96064 Age of reference person................... 40.7 40 40.5 40.1 38.5 38.4 40.6 42.8 45 Average number in consumer unit:.......... Persons.................................. 5.7 5.7 5.9 5.8 5.8 5.6 5.7 5.7 5.7 Children under 18........................ 3 3.2 3.4 3.2 3.2 2.9 2.9 2.8 2.4 Persons 65 and over...................... 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 Earners.................................. 2.2 1.4 1.3 1.8 2 2.3 2.5 2.7 3 Vehicles................................. 2.6 1.3 1.3 1.7 2.3 2.7 2.9 3.6 3.7 Percent distribution: Male..................................... 73 48 44 60 77 79 82 86 83 Female................................... 27 52 56 40 23 21 18 14 17 Percent homeowner........................ 64 39 29 36 49 72 81 86 93 With mortgage........................... 52 23 13 23 39 59 72 72 81 Without mortgage........................ 12 15 16 13 10 13 9 14 12 Renter................................... 36 61 71 64 51 28 19 14 7 Black.................................... 16 34 42 28 16 12 6 6 5 White and other.......................... 84 66 58 72 84 88 94 94 95 Elementary (1-8)......................... 12 26 22 23 16 8 9 5 3 High school (9-12)....................... 48 46 60 60 61 53 49 37 23 College.................................. 39 27 17 17 23 39 41 58 74 Never attended and other................. 1 1 1 0 1 0 1 1 0 At least one vehicle owned............... 91 67 69 87 92 98 99 98 99 Average annual expenditures............... 38580 18001 20518 24308 27768 35953 41160 50845 73586 Food..................................... 6527 4097 5928 5746 5341 6367 6732 7564 9318 Food at home............................ 4565 3493 4882 4673 4152 4584 4514 4753 5381 Cereals and bakery products............ 737 526 741 705 620 748 729 823 943 Cereals and cereal products........... 284 221 316 280 237 274 284 324 330 Bakery products....................... 453 305 424 424 383 474 445 499 613 Meats, poultry, fish, and eggs......... 1202 1148 1443 1435 1126 1170 1135 1057 1351 Beef.................................. 390 398 439 444 349 363 419 340 445 Pork.................................. 248 279 271 436 236 268 210 190 221 Other meats........................... 181 157 201 206 169 186 172 167 205 Poultry............................... 206 177 292 212 216 163 178 200 232 Fish and seafood...................... 122 88 162 82 107 122 109 110 199 Eggs.................................. 55 50 77 55 50 68 47 50 49 Dairy products......................... 556 395 538 535 527 539 572 606 663 Fresh milk and cream.................. 272 218 263 313 271 252 283 282 284 Other dairy products.................. 284 177 275 222 257 287 289 323 379 Fruits and vegetables.................. 687 530 809 655 649 655 690 702 793 Fresh fruits.......................... 208 144 215 192 202 187 234 207 257 Fresh vegetables...................... 202 147 273 228 194 193 178 188 238 Processed fruits...................... 158 135 172 107 146 142 153 189 192 Processed vegetables.................. 120 105 150 128 107 133 126 118 107 Other food at home..................... 1383 893 1351 1344 1229 1472 1389 1565 1631 Sugar and other sweets................ 178 110 194 161 151 181 180 214 204 Fats and oils......................... 123 98 131 119 113 139 124 120 132 Miscellaneous foods................... 661 435 674 649 597 681 688 729 753 Nonalcoholic beverages................ 366 237 348 376 312 413 342 413 446 Food prep. by cu, out-of-town trips... 56 13 4 38 56 58 54 89 96 Food away from home..................... 1962 604 1046 1073 1190 1783 2218 2811 3937 Alcoholic beverages...................... 209 75 88 158 122 159 260 252 477 Housing.................................. 11468 6984 6629 7879 8537 11037 12312 14011 20474 Shelter................................. 6372 3932 3446 4380 4770 6239 7038 7552 11504 Owned dwellings........................ 4234 1475 700 1412 2129 4287 5159 5886 10174 Mortgage interest and charges......... 2884 815 371 980 1359 3175 3569 4056 6873 Property taxes........................ 826 414 215 302 396 667 822 1218 2113 Maintenance, rep., ins., oth. exp..... 524 246 115 131 375 445 768 613 1188 Rented dwellings....................... 1910 2419 2713 2870 2590 1707 1655 1343 658 Other lodging.......................... 227 38 32 97 51 245 225 323 673 Utilities, fuels, and public services... 2577 2109 2091 2106 2159 2463 2725 3012 3536 Natural gas............................ 347 306 255 296 293 297 380 392 506 Electricity............................ 1049 859 818 826 857 1052 1069 1233 1486 Fuel oil and other fuels............... 91 41 94 47 57 86 118 139 116 Telephone.............................. 774 656 735 714 714 692 792 865 959 Water and other public services........ 317 246 189 223 238 335 366 384 469 Household operations.................... 590 177 225 219 349 523 519 754 1604 Personal services...................... 377 125 102 158 260 391 367 482 895 Other household expenses............... 213 52 123 61 90 131 152 272 709 Housekeeping supplies................... 568 274 397 352 398 480 659 761 991 Laundry and cleaning supplies.......... 200 121 194 167 148 193 229 254 251 Other household products............... 245 112 156 139 174 195 281 293 514 Postage and stationery................. 123 41 47 46 75 92 149 214 226 Household furnishings and equipment..... 1360 493 470 823 861 1333 1371 1932 2839 Household textiles..................... 124 22 37 48 73 91 114 178 349 Furniture.............................. 353 142 194 340 168 289 281 481 839 Floor coverings........................ 58 2 3 23 14 87 115 94 78 Major appliances....................... 183 227 42 81 188 226 116 220 276 Small appliances, misc. housewares..... 88 54 32 62 46 63 115 145 147 Miscellaneous household equipment...... 554 45 163 268 372 577 628 814 1150 Apparel and services..................... 2592 1341 1675 1473 1703 2296 2519 3218 5567 Men and boys............................ 681 358 231 359 391 618 693 1019 1426 Men, 16 and over....................... 433 160 91 138 236 376 373 690 1099 Boys, 2 to 15.......................... 248 199 140 221 155 242 319 329 327 Women and girls......................... 988 448 736 322 510 803 998 1216 2492 Women, 16 and over..................... 689 283 567 171 303 548 668 873 1836 Girls, 2 to 15......................... 299 165 169 151 207 255 330 342 657 Children under 2........................ 185 178 191 240 220 198 166 151 159 Footwear................................ 430 213 293 340 358 417 446 448 796 Other apparel products and services..... 309 144 222 211 224 260 217 384 694 Transportation........................... 6810 2839 2839 3937 5582 6392 7134 10183 11732 Vehicle purchases (net outlay).......... 2943 1078 1111 1438 2492 2835 3026 4937 4645 Cars and trucks, new................... 1167 139 0 257 569 942 1393 2842 2048 Cars and trucks, used.................. 1760 939 1102 1181 1908 1894 1592 2082 2557 Other vehicles......................... 16 0 8 0 15 0 41 13 40 Gasoline and motor oil.................. 1400 819 696 1075 1272 1399 1585 1803 2003 Other vehicle expenses.................. 2158 810 874 1209 1656 1933 2220 3071 4281 Vehicle finance charges................ 353 121 129 177 252 392 384 540 612 Maintenance and repairs................ 763 336 362 508 644 660 761 1067 1373 Vehicle insurance...................... 735 287 296 426 605 654 823 1007 1384 Veh. rent., leas., licen., oth. chges.. 308 65 88 98 155 227 253 457 912 Public transportation................... 309 132 159 215 162 224 303 372 803 Health care.............................. 1545 670 568 813 1174 1702 1662 2159 2740 Health insurance........................ 608 331 145 319 566 709 635 744 1053 Medical services........................ 619 219 187 310 362 683 693 1013 1111 Drugs................................... 217 85 182 130 171 219 226 255 382 Medical supplies........................ 101 35 55 54 75 91 107 147 195 Entertainment............................ 1863 579 540 1154 1135 1631 1865 2806 4129 Fees and admissions..................... 460 116 60 154 175 288 491 781 1297 Television, radios, sound equipment..... 611 256 216 443 489 631 611 875 1046 Pets, toys, and playground equipment.... 403 144 178 394 286 349 441 494 799 Other supplies, equip., and services.... 389 63 87 163 185 363 322 656 988 Personal care products and services...... 535 235 326 297 347 451 594 724 1080 Reading.................................. 166 53 48 102 121 156 158 247 347 Education................................ 687 169 164 153 274 411 919 951 2027 Tobacco products and smoking supplies.... 380 288 407 411 360 447 372 387 360 Miscellaneous............................ 920 207 242 493 520 780 1110 1498 1952 Cash contributions....................... 1059 64 467 450 339 748 1240 1203 3458 Personal insurance and pensions.......... 3819 400 597 1241 2213 3377 4283 5643 9925 Life and other personal insurance....... 446 142 146 210 290 440 470 558 1058 Pensions and Social Security............ 3373 258 451 1031 1923 2936 3813 5085 8868 Money income before taxes 1/.............. 41350 5940 12321 17416 24779 34484 44639 58390 105840 Wages and salaries....................... 33667 2535 4719 11734 19961 30411 39351 51482 83325 Self-employment income................... 3563 -231 544 720 1163 1684 2350 2693 17198 Soc. Sec., priv. and gov. retirement..... 1478 708 1514 1454 1031 759 1180 1865 3150 Int., divid., rent. inc., property inc... 415 19 49 89 73 296 257 903 1268 Unemp. and workers' compen., vet. ben.... 425 100 515 290 675 372 718 354 221 Pub. ass., supp. sec. inc., foodstamps... 1332 2557 4661 2797 1485 432 430 347 56 Regular contributions for support........ 314 73 269 174 217 403 253 577 378 Other income............................. 155 178 51 158 173 127 101 170 244 Personal taxes 1/......................... 2874 1162 -52 282 823 1645 2757 4478 9776 Federal income taxes..................... 2114 801 -54 180 539 1201 1988 3312 7367 State and local income taxes............. 632 240 -4 88 239 387 653 916 2075 Other taxes.............................. 128 122 6 15 45 56 115 250 333 Income after taxes 1/..................... 38475 4777 12373 17134 23956 32840 41882 53912 96064 Net change in total assets and liabilities 1119 -2403 -261 -1055 -348 -1121 -6070 2015 15441 Net change in total assets............... 3395 -2083 1142 -316 944 2780 -3400 5800 18068 Net change in total liabilities.......... 2276 320 1403 739 1292 3901 2670 3785 2627 Other money receipts...................... 215 21 58 98 74 168 739 270 229 Mortgage principal paid, owned property... -1058 -329 -333 -252 -464 -900 -894 -1917 -2615 Estimated market value of owned home...... 71941 29541 13640 29733 32114 67578 72597 111880 175277 Est. monthly rental value of owned home... 449 206 112 185 237 414 520 683 981 Gifts of goods and services............... 778 238 270 454 399 707 765 1236 1729 Food.................................... 48 14 30 34 20 44 57 75 92 Housing................................. 257 68 42 102 136 207 271 471 564 Housekeeping supplies................. 39 6 12 10 25 24 53 62 83 Household textiles.................... 10 0 0 22 13 15 10 14 2 Appliances and misc. housewares....... 19 1 1 12 8 7 33 30 49 Major appliances.................... 2 0 0 0 3 0 0 6 5 Small appl. and misc. housewares.... 17 0 1 12 5 7 32 24 44 Miscellaneous household equipment..... 75 2 10 24 34 61 55 131 224 Other housing......................... 114 58 19 35 56 100 120 235 207 Apparel and services.................... 224 112 128 184 137 278 167 321 397 Males 2 and over...................... 65 13 17 26 46 71 63 70 171 Females 2 and over.................... 69 17 60 39 39 102 36 104 122 Children under 2...................... 55 58 23 97 37 60 47 58 72 Other apparel products and services... 36 24 29 22 15 45 21 88 32 Jewelry and watches................. 16 2 0 1 4 6 11 62 26 All other apparel products and serv. 20 22 29 22 11 39 10 27 6 Transportation.......................... 30 10 0 8 21 38 18 30 90 Health care............................. 15 5 0 1 7 10 25 44 11 Entertainment........................... 47 14 14 23 27 41 60 58 114 Toys, games, hobbies, and tricycles... 21 5 6 9 11 15 25 27 55 Other entertainment................... 27 9 8 14 16 26 35 31 59 Education............................... 84 8 13 4 19 35 101 110 325 All other gifts......................... 72 7 42 98 31 54 65 128 135 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary