Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | three | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 16,128 | 898 | 4,100 | 4,186 | 3,579 | 1,804 | 1,561 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $40,416 | $18,645 | $34,637 | $44,496 | $52,703 | $43,222 | $28,373 Income after taxes 1/.........................| 36,861 | 17,718 | 31,914 | 39,948 | 47,781 | 39,520 | 26,769 Age of reference person.......................| 43.5 | 21.8 | 29.7 | 39.7 | 49.0 | 58.8 | 71.9 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 Children under 18...........................| .8 | 1.1 | 1.2 | 1.1 | .5 | .2 | .1 Persons 65 and over.........................| .2 | (2) | (3) | (3) | (3) | .1 | 1.6 Earners.....................................| 1.8 | 1.5 | 1.6 | 1.8 | 2.1 | 2.0 | 1.1 Vehicles....................................| 2.3 | 1.5 | 1.9 | 2.2 | 2.8 | 2.7 | 2.3 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 68 | 56 | 65 | 65 | 73 | 75 | 71 Female....................................| 32 | 44 | 35 | 35 | 27 | 25 | 29 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 66 | 15 | 49 | 65 | 82 | 84 | 84 With mortgage...........................| 47 | 12 | 43 | 56 | 62 | 44 | 22 Without mortgage........................| 19 | 2 | 6 | 9 | 20 | 40 | 62 Renter....................................| 34 | 85 | 51 | 35 | 18 | 16 | 16 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 14 | 18 | 14 | 16 | 10 | 10 | 14 White and other...........................| 86 | 82 | 86 | 84 | 90 | 90 | 86 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 8 | 3 | 4 | 4 | 8 | 12 | 30 High school (9-12)........................| 47 | 68 | 48 | 42 | 44 | 51 | 46 College...................................| 44 | 28 | 48 | 54 | 47 | 37 | 23 Never attended and other..................| (4) | (2) | (4) | (3) | (2) | (4) | 1 | | | | | | | At least one vehicle owned..................| 90 | 80 | 87 | 90 | 95 | 96 | 90 | | | | | | | Average annual expenditures.....................| $34,598 | $20,555 | $29,794 | $37,899 | $41,562 | $38,086 | $27,141 | | | | | | | Food..........................................| 4,991 | 3,257 | 4,350 | 5,278 | 5,904 | 5,123 | 4,993 Food at home................................| 3,085 | 2,242 | 2,713 | 3,120 | 3,479 | 3,318 | 3,477 Cereals and bakery products...............| 468 | 328 | 399 | 470 | 538 | 499 | 567 Cereals and cereal products.............| 162 | 127 | 155 | 165 | 183 | 139 | 182 Bakery products.........................| 306 | 201 | 244 | 305 | 355 | 360 | 385 Meats, poultry, fish, and eggs............| 851 | 581 | 740 | 815 | 988 | 959 | 1,015 Beef....................................| 267 | 199 | 233 | 260 | 295 | 304 | 326 Pork....................................| 182 | 115 | 173 | 165 | 213 | 214 | 198 Other meats.............................| 117 | 71 | 93 | 115 | 144 | 130 | 142 Poultry.................................| 150 | 113 | 129 | 149 | 177 | 144 | 189 Fish and seafood........................| 100 | 57 | 80 | 94 | 123 | 130 | 118 Eggs....................................| 34 | 25 | 31 | 32 | 36 | 37 | 41 | | | | | | | Dairy products............................| 335 | 228 | 302 | 351 | 357 | 368 | 377 Fresh milk and cream....................| 147 | 121 | 139 | 153 | 148 | 154 | 159 Other dairy products....................| 188 | 107 | 163 | 197 | 209 | 214 | 219 Fruits and vegetables.....................| 479 | 340 | 419 | 483 | 536 | 507 | 573 Fresh fruits............................| 142 | 97 | 118 | 146 | 161 | 157 | 173 Fresh vegetables........................| 138 | 110 | 121 | 132 | 157 | 154 | 163 Processed fruits........................| 110 | 66 | 104 | 112 | 118 | 107 | 140 Processed vegetables....................| 88 | 67 | 77 | 93 | 100 | 90 | 98 | | | | | | | Other food at home........................| 952 | 764 | 852 | 1,003 | 1,059 | 985 | 945 Sugar and other sweets..................| 109 | 78 | 83 | 111 | 119 | 137 | 144 Fats and oils...........................| 80 | 59 | 65 | 80 | 86 | 101 | 94 Miscellaneous foods.....................| 449 | 395 | 440 | 486 | 477 | 415 | 393 Nonalcoholic beverages..................| 268 | 208 | 232 | 272 | 311 | 291 | 277 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 47 | 25 | 33 | 54 | 66 | 42 | 37 Food away from home.........................| 1,905 | 1,016 | 1,638 | 2,157 | 2,425 | 1,806 | 1,515 | | | | | | | Alcoholic beverages...........................| 241 | 196 | 202 | 251 | 296 | 233 | 242 | | | | | | | Housing.......................................| 10,750 | 7,081 | 10,382 | 12,336 | 11,553 | 10,905 | 7,671 Shelter.....................................| 6,044 | 4,017 | 6,164 | 7,171 | 6,342 | 5,859 | 3,403 Owned dwellings...........................| 4,022 | 630 | 3,546 | 4,988 | 4,821 | 4,492 | 2,254 Mortgage interest and charges...........| 2,489 | 370 | 2,565 | 3,280 | 2,847 | 2,446 | 613 Property taxes..........................| 890 | 130 | 603 | 963 | 1,170 | 1,230 | 852 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 643 | 130 | 377 | 745 | 805 | 817 | 788 Rented dwellings..........................| 1,632 | 3,296 | 2,468 | 1,772 | 898 | 775 | 776 Other lodging.............................| 390 | 5/91 | 150 | 411 | 622 | 592 | 374 Utilities, fuels, and public services.......| 2,225 | 1,477 | 1,837 | 2,269 | 2,563 | 2,592 | 2,356 Natural gas...............................| 288 | 145 | 230 | 287 | 340 | 360 | 324 Electricity...............................| 912 | 585 | 744 | 939 | 1,055 | 1,058 | 976 Fuel oil and other fuels..................| 102 | 5/46 | 71 | 97 | 100 | 150 | 178 Telephone services........................| 666 | 622 | 592 | 680 | 761 | 707 | 583 Water and other public services...........| 257 | 79 | 201 | 266 | 307 | 318 | 295 Household operations........................| 639 | 424 | 893 | 814 | 413 | 548 | 247 Personal services.........................| 389 | 373 | 771 | 547 | 66 | 5/99 | 5/45 Other household expenses..................| 250 | 51 | 122 | 268 | 347 | 449 | 202 | | | | | | | Housekeeping supplies.......................| 473 | 246 | 400 | 515 | 545 | 512 | 528 Laundry and cleaning supplies.............| 133 | 94 | 128 | 136 | 153 | 135 | 125 Other household products..................| 204 | 100 | 151 | 224 | 241 | 247 | 240 Postage and stationery....................| 136 | 53 | 122 | 154 | 151 | 131 | 163 Household furnishings and equipment.........| 1,369 | 916 | 1,088 | 1,567 | 1,689 | 1,394 | 1,137 Household textiles........................| 123 | 73 | 71 | 134 | 156 | 191 | 112 Furniture.................................| 347 | 365 | 326 | 354 | 457 | 274 | 210 Floor coverings...........................| 85 | 5/7 | 31 | 144 | 139 | 5/57 | 5/38 Major appliances..........................| 150 | 117 | 114 | 166 | 148 | 175 | 197 Small appliances, miscellaneous housewares| 88 | 49 | 51 | 95 | 122 | 93 | 107 Miscellaneous household equipment.........| 576 | 305 | 495 | 675 | 667 | 602 | 473 | | | | | | | Apparel and services..........................| 2,034 | 1,548 | 1,828 | 2,330 | 2,466 | 1,699 | 1,570 Men and boys................................| 529 | 309 | 472 | 617 | 658 | 477 | 379 Men, 16 and over..........................| 425 | 279 | 349 | 455 | 582 | 380 | 355 Boys, 2 to 15.............................| 104 | 30 | 124 | 162 | 76 | 97 | 23 Women and girls.............................| 796 | 346 | 641 | 973 | 1,041 | 598 | 743 Women, 16 and over........................| 685 | 314 | 524 | 811 | 905 | 548 | 720 Girls, 2 to 15............................| 111 | 32 | 117 | 161 | 137 | 50 | 23 Children under 2............................| 139 | 378 | 250 | 125 | 52 | 38 | 24 Footwear....................................| 262 | 184 | 220 | 261 | 345 | 253 | 259 Other apparel products and services.........| 308 | 330 | 244 | 354 | 370 | 334 | 166 | | | | | | | Transportation................................| 6,135 | 4,070 | 5,079 | 6,612 | 7,383 | 7,313 | 4,609 Vehicle purchases (net outlay)..............| 2,508 | 1,851 | 2,020 | 2,919 | 2,946 | 3,014 | 1,476 Cars and trucks, new......................| 1,326 | 5/646 | 1,055 | 1,706 | 1,344 | 1,595 | 1,056 Cars and trucks, used.....................| 1,142 | 1,193 | 946 | 1,206 | 1,456 | 1,418 | 420 Other vehicles............................| 40 | 5/12 | 5/20 | 5/7 | 5/147 | 5/0 | (2) Gasoline and motor oil......................| 1,192 | 830 | 1,046 | 1,200 | 1,460 | 1,259 | 1,065 Other vehicle expenses......................| 2,138 | 1,246 | 1,766 | 2,162 | 2,615 | 2,656 | 1,881 Vehicle finance charges...................| 384 | 230 | 372 | 396 | 514 | 369 | 195 Maintenance and repairs...................| 691 | 485 | 548 | 728 | 751 | 952 | 651 Vehicle insurance.........................| 785 | 447 | 577 | 770 | 1,024 | 1,038 | 731 | | | | | | | Vehicle rental, leases, licenses, | | | | | | | other charges............................| 278 | 85 | 269 | 268 | 326 | 297 | 305 Public transportation.......................| 298 | 142 | 247 | 331 | 362 | 385 | 188 | | | | | | | Health care...................................| 1,758 | 671 | 1,321 | 1,503 | 2,004 | 2,343 | 2,986 Health insurance............................| 769 | 244 | 646 | 671 | 748 | 982 | 1,453 Medical services............................| 632 | 259 | 451 | 520 | 848 | 875 | 847 Drugs.......................................| 259 | 132 | 151 | 208 | 277 | 392 | 560 Medical supplies............................| 99 | 36 | 73 | 103 | 130 | 94 | 127 | | | | | | | Entertainment.................................| 1,646 | 1,097 | 1,415 | 1,741 | 2,288 | 1,571 | 955 Fees and admissions.........................| 368 | 113 | 240 | 457 | 507 | 438 | 214 Television, radios, sound equipment.........| 553 | 506 | 517 | 605 | 639 | 518 | 387 Pets, toys, and playground equipment........| 349 | 204 | 353 | 360 | 444 | 331 | 216 Other entertainment supplies, equipment, | | | | | | | and services...............................| 375 | 274 | 305 | 320 | 698 | 284 | 138 | | | | | | | Personal care products and services...........| 478 | 300 | 415 | 498 | 590 | 473 | 471 | | | | | | | Reading.......................................| 172 | 56 | 122 | 186 | 210 | 222 | 183 | | | | | | | Education.....................................| 582 | 170 | 311 | 551 | 1,093 | 868 | 116 | | | | | | | Tobacco products and smoking supplies.........| 358 | 404 | 304 | 370 | 412 | 420 | 241 | | | | | | | Miscellaneous.................................| 977 | 365 | 711 | 1,152 | 1,246 | 1,219 | 685 | | | | | | | Cash contributions............................| 1,002 | 59 | 381 | 992 | 1,440 | 2,061 | 974 | | | | | | | Personal insurance and pensions...............| 3,475 | 1,283 | 2,973 | 4,099 | 4,677 | 3,636 | 1,445 Life and other personal insurance...........| 445 | 81 | 275 | 476 | 663 | 569 | 377 Pensions and Social Security................| 3,030 | 1,202 | 2,697 | 3,623 | 4,014 | 3,067 | 1,068 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 40,416 | 18,645 | 34,637 | 44,496 | 52,703 | 43,222 | 28,373 Wages and salaries..........................| 31,866 | 15,966 | 30,715 | 35,551 | 44,212 | 30,731 | 9,215 Self-employment income......................| 3,515 | 5/153 | 1,628 | 5,835 | 5,010 | 3,168 | 1,626 Social Security, private and government | | | | | | | retirement.................................| 2,556 | 5/108 | 234 | 434 | 1,374 | 6,375 | 14,142 Interest, dividends, rental income, other | | | | | | | property income............................| 913 | 57 | 345 | 952 | 794 | 1,590 | 2,346 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 448 | 203 | 366 | 521 | 472 | 553 | 456 | | | | | | | Public assistance, supplemental security | | | | | | | income, food stamps........................| 594 | 1,516 | 858 | 412 | 359 | 479 | 452 Regular contributions for support...........| 383 | 355 | 360 | 695 | 334 | 5/122 | 5/38 Other income................................| 140 | 287 | 131 | 97 | 147 | 204 | 5/98 | | | | | | | Personal taxes................................| 3,555 | 927 | 2,723 | 4,548 | 4,922 | 3,702 | 1,605 Federal income taxes........................| 2,694 | 688 | 2,031 | 3,492 | 3,799 | 2,747 | 1,113 State and local income taxes................| 704 | 226 | 596 | 878 | 930 | 746 | 281 Other taxes.................................| 157 | 13 | 96 | 178 | 192 | 210 | 211 | | | | | | | Income after taxes............................| 36,861 | 17,718 | 31,914 | 39,948 | 47,781 | 39,520 | 26,769 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -556 | -2,144 | -2,095 | 1,451 | -1,033 | 1,584 | -2,366 Net change in total assets..................| 4,180 | 1,201 | 5,102 | 7,155 | 2,165 | 5,058 | -903 Net change in total liabilities.............| 4,736 | 3,345 | 7,197 | 5,704 | 3,198 | 3,475 | 1,463 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 355 | 122 | 239 | 244 | 511 | 925 | 77 Mortgage principal paid on owned property...| -903 | -87 | -630 | -966 | -1,163 | -1,736 | -359 Estimated market value of owned home........| 72,939 | 9,095 | 43,725 | 75,774 | 97,142 | 100,789 | 91,116 Estimated monthly rental value of owned home| 459 | 63 | 313 | 474 | 604 | 617 | 515 | | | | | | | Gifts of goods and services...................| 1,178 | 440 | 703 | 1,054 | 2,024 | 1,465 | 972 Food........................................| 104 | 5/15 | 35 | 101 | 211 | 104 | 110 Housing.....................................| 319 | 215 | 239 | 342 | 460 | 308 | 234 Housekeeping supplies.....................| 41 | 16 | 29 | 45 | 58 | 40 | 46 Household textiles........................| 12 | (2) | 5/5 | 24 | 15 | 5/14 | 5/3 Appliances and miscellaneous housewares...| 28 | 5/13 | 12 | 22 | 36 | 49 | 51 Major appliances........................| 5 | (2) | 5/3 | 6 | 6 | 5/8 | 5/2 Small appliances and miscellaneous | | | | | | | housewares.............................| 23 | 5/13 | 10 | 16 | 30 | 40 | 49 Miscellaneous household equipment.........| 83 | 5/40 | 91 | 66 | 115 | 74 | 83 Other housing.............................| 154 | 147 | 102 | 185 | 236 | 131 | 51 Apparel and services........................| 289 | 118 | 243 | 265 | 341 | 422 | 322 Males, 2 and over.........................| 93 | 31 | 80 | 78 | 112 | 167 | 80 Females, 2 and over.......................| 103 | 24 | 62 | 110 | 134 | 113 | 171 Children under 2..........................| 45 | 52 | 71 | 34 | 40 | 32 | 23 Other apparel products and services.......| 48 | 5/12 | 31 | 43 | 55 | 109 | 47 Jewelry and watches.....................| 23 | 5/5 | 16 | 17 | 25 | 68 | 5/13 All other apparel products and services.| 25 | 5/7 | 5/14 | 26 | 29 | 41 | 34 Transportation..............................| 64 | 9 | 25 | 54 | 132 | 102 | 26 | | | | | | | Health care.................................| 21 | 5/2 | 5/4 | 16 | 46 | 17 | 5/39 Entertainment...............................| 85 | 33 | 90 | 79 | 91 | 116 | 65 Toys, games, hobbies, and tricycles.......| 27 | 5/12 | 25 | 27 | 29 | 42 | 18 Other entertainment.......................| 58 | 20 | 65 | 52 | 62 | 74 | 47 Education...................................| 189 | 5/11 | 5/8 | 101 | 578 | 281 | 5/9 All other gifts.............................| 107 | 37 | 58 | 97 | 164 | 114 | 166 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ No data reported. 3/ Value less than 0.05. 4/ Value less than 0.5. 5/ Data are likely to have large sampling errors.