Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | Under | | | | | 65 and | | 75 and Item | two | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 30,358 | 1,769 | 4,674 | 3,976 | 4,658 | 5,912 | 9,369 | 5,913 | 3,456 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$36,452 |$21,819 |$40,821 |$43,377 |$45,916 |$42,543 |$26,192 |$27,488 |$23,958 Income after taxes 1/.........................| 32,827 | 20,566 | 36,757 | 38,755 | 40,820 | 37,758 | 24,113 | 25,660 | 21,448 Age of reference person.......................| 52.7 | 21.9 | 29.3 | 39.6 | 49.5 | 59.8 | 73.0 | 69.1 | 79.7 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 Children under 18...........................| .1 | .2 | .2 | .3 | .1 | (2) | (2) | (2) | (2) Persons 65 and over.........................| .5 | (2) | (2) | (2) | (2) | .1 | 1.7 | 1.6 | 1.8 Earners.....................................| 1.2 | 1.6 | 1.7 | 1.6 | 1.6 | 1.3 | .5 | .6 | .3 Vehicles....................................| 2.1 | 1.8 | 2.0 | 2.1 | 2.4 | 2.5 | 1.9 | 2.1 | 1.6 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 73 | 57 | 69 | 57 | 66 | 86 | 81 | 82 | 78 Female....................................| 27 | 43 | 31 | 43 | 34 | 14 | 19 | 18 | 22 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 72 | 17 | 47 | 61 | 77 | 88 | 88 | 89 | 86 With mortgage...........................| 36 | 15 | 41 | 51 | 57 | 41 | 17 | 23 | 7 Without mortgage........................| 37 | 2 | 6 | 10 | 20 | 47 | 71 | 67 | 78 Renter....................................| 28 | 83 | 53 | 39 | 23 | 12 | 12 | 11 | 14 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 8 | 12 | 8 | 11 | 10 | 7 | 7 | 6 | 8 White and other...........................| 92 | 88 | 92 | 89 | 90 | 93 | 93 | 94 | 92 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 11 | (3) | 1 | 3 | 6 | 12 | 21 | 18 | 28 High school (9-12)........................| 44 | 52 | 37 | 35 | 46 | 48 | 48 | 49 | 45 College...................................| 44 | 47 | 62 | 62 | 48 | 39 | 30 | 32 | 26 Never attended and other..................| 1 | 1 | (4) | (3) | (3) | (3) | 1 | 1 | 2 | | | | | | | | | At least one vehicle owned..................| 92 | 83 | 93 | 90 | 92 | 95 | 92 | 94 | 90 | | | | | | | | | Average annual expenditures.....................|$30,580 |$22,528 |$33,086 |$34,486 |$36,062 |$33,997 |$24,307 |$26,137 |$21,145 | | | | | | | | | Food..........................................| 4,241 | 3,228 | 4,360 | 4,663 | 4,627 | 4,635 | 3,756 | 3,959 | 3,394 Food at home................................| 2,533 | 1,770 | 2,164 | 2,594 | 2,648 | 2,864 | 2,556 | 2,604 | 2,471 Cereals and bakery products...............| 377 | 260 | 326 | 363 | 375 | 422 | 402 | 406 | 393 Cereals and cereal products.............| 125 | 101 | 115 | 119 | 124 | 133 | 132 | 135 | 126 Bakery products.........................| 252 | 159 | 210 | 244 | 251 | 290 | 270 | 271 | 267 Meats, poultry, fish, and eggs............| 664 | 463 | 527 | 742 | 714 | 754 | 653 | 655 | 650 Beef....................................| 202 | 150 | 163 | 228 | 222 | 220 | 198 | 196 | 202 Pork....................................| 149 | 98 | 97 | 166 | 165 | 169 | 155 | 157 | 152 Other meats.............................| 90 | 62 | 72 | 103 | 98 | 100 | 88 | 88 | 89 Poultry.................................| 117 | 91 | 115 | 118 | 127 | 133 | 106 | 109 | 99 Fish and seafood........................| 81 | 45 | 61 | 105 | 76 | 102 | 76 | 75 | 78 Eggs....................................| 26 | 19 | 20 | 23 | 26 | 30 | 30 | 30 | 30 | | | | | | | | | Dairy products............................| 273 | 196 | 247 | 271 | 282 | 298 | 281 | 281 | 281 Fresh milk and cream....................| 113 | 88 | 100 | 101 | 107 | 121 | 128 | 120 | 142 Other dairy products....................| 160 | 108 | 147 | 170 | 175 | 177 | 153 | 160 | 139 Fruits and vegetables.....................| 441 | 248 | 351 | 421 | 436 | 502 | 492 | 498 | 481 Fresh fruits............................| 135 | 66 | 99 | 127 | 126 | 165 | 154 | 150 | 161 Fresh vegetables........................| 137 | 76 | 119 | 140 | 145 | 151 | 141 | 145 | 135 Processed fruits........................| 99 | 55 | 74 | 86 | 91 | 109 | 121 | 122 | 120 Processed vegetables....................| 71 | 51 | 59 | 68 | 74 | 77 | 76 | 82 | 66 | | | | | | | | | Other food at home........................| 777 | 603 | 714 | 797 | 841 | 888 | 728 | 763 | 666 Sugar and other sweets..................| 100 | 61 | 80 | 89 | 99 | 121 | 108 | 119 | 89 Fats and oils...........................| 76 | 51 | 52 | 66 | 81 | 90 | 84 | 87 | 79 Miscellaneous foods.....................| 344 | 296 | 348 | 373 | 373 | 375 | 305 | 316 | 286 Nonalcoholic beverages..................| 205 | 175 | 196 | 229 | 234 | 217 | 183 | 184 | 180 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 52 | 20 | 39 | 41 | 55 | 84 | 48 | 58 | 32 Food away from home.........................| 1,708 | 1,458 | 2,195 | 2,069 | 1,979 | 1,771 | 1,200 | 1,355 | 923 | | | | | | | | | Alcoholic beverages...........................| 313 | 263 | 458 | 400 | 323 | 348 | 189 | 218 | 136 | | | | | | | | | Housing.......................................| 9,225 | 6,567 | 10,377 | 10,777 | 10,747 | 9,767 | 7,387 | 7,674 | 6,887 Shelter.....................................| 5,016 | 4,104 | 6,547 | 6,516 | 5,993 | 4,919 | 3,362 | 3,560 | 3,024 Owned dwellings...........................| 3,235 | 677 | 3,610 | 4,172 | 4,173 | 3,603 | 2,436 | 2,663 | 2,048 Mortgage interest and charges...........| 1,672 | 485 | 2,666 | 2,766 | 2,575 | 1,554 | 562 | 778 | 193 Property taxes..........................| 902 | 127 | 572 | 848 | 986 | 1,159 | 1,032 | 1,034 | 1,029 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 661 | 65 | 372 | 558 | 612 | 890 | 842 | 852 | 826 Rented dwellings..........................| 1,342 | 3,294 | 2,734 | 1,964 | 1,156 | 604 | 573 | 504 | 692 Other lodging.............................| 438 | 132 | 202 | 380 | 665 | 712 | 353 | 393 | 284 | | | | | | | | | Utilities, fuels, and public services.......| 2,024 | 1,289 | 1,757 | 1,974 | 2,295 | 2,278 | 2,022 | 2,098 | 1,892 Natural gas...............................| 253 | 146 | 199 | 209 | 293 | 284 | 280 | 279 | 281 Electricity...............................| 832 | 515 | 689 | 819 | 918 | 940 | 858 | 903 | 780 Fuel oil and other fuels..................| 117 | 5/35 | 87 | 83 | 101 | 149 | 150 | 142 | 164 Telephone services........................| 592 | 508 | 624 | 660 | 738 | 627 | 469 | 496 | 421 Water and other public services...........| 230 | 85 | 158 | 203 | 245 | 278 | 266 | 278 | 245 Household operations........................| 373 | 139 | 254 | 318 | 337 | 409 | 496 | 352 | 742 Personal services.........................| 90 | 99 | 109 | 60 | 20 | 5/34 | 162 | 5/51 | 352 Other household expenses..................| 283 | 40 | 145 | 258 | 317 | 375 | 334 | 301 | 390 | | | | | | | | | Housekeeping supplies.......................| 471 | 207 | 400 | 482 | 512 | 544 | 482 | 510 | 432 Laundry and cleaning supplies.............| 115 | 67 | 96 | 128 | 143 | 126 | 106 | 113 | 93 Other household products..................| 218 | 83 | 155 | 202 | 249 | 263 | 233 | 259 | 185 Postage and stationery....................| 139 | 57 | 149 | 152 | 119 | 155 | 143 | 137 | 154 Household furnishings and equipment.........| 1,341 | 829 | 1,418 | 1,487 | 1,609 | 1,617 | 1,025 | 1,153 | 797 Household textiles........................| 117 | 60 | 135 | 138 | 127 | 137 | 92 | 106 | 67 Furniture.................................| 339 | 297 | 459 | 478 | 425 | 365 | 168 | 197 | 119 Floor coverings...........................| 125 | 5/12 | 51 | 127 | 109 | 190 | 147 | 196 | 58 Major appliances..........................| 152 | 108 | 166 | 104 | 166 | 158 | 162 | 162 | 163 Small appliances, miscellaneous housewares| 105 | 64 | 80 | 82 | 128 | 169 | 81 | 79 | 83 Miscellaneous household equipment.........| 504 | 287 | 527 | 559 | 654 | 598 | 375 | 414 | 308 | | | | | | | | | Apparel and services..........................| 1,648 | 1,401 | 1,998 | 1,984 | 2,093 | 1,821 | 1,049 | 1,130 | 905 Men and boys................................| 406 | 322 | 486 | 444 | 591 | 468 | 233 | 258 | 188 Men, 16 and over..........................| 369 | 296 | 450 | 416 | 552 | 399 | 212 | 232 | 176 Boys, 2 to 15.............................| 37 | 5/26 | 36 | 28 | 39 | 69 | 21 | 26 | 11 Women and girls.............................| 692 | 546 | 775 | 933 | 808 | 784 | 463 | 512 | 376 Women, 16 and over........................| 655 | 530 | 738 | 869 | 768 | 749 | 436 | 475 | 365 Girls, 2 to 15............................| 36 | 16 | 37 | 64 | 40 | 36 | 27 | 36 | 11 Children under 2............................| 40 | 64 | 44 | 36 | 46 | 56 | 23 | 29 | 14 Footwear....................................| 214 | 217 | 251 | 176 | 264 | 229 | 176 | 162 | 202 Other apparel products and services.........| 296 | 251 | 442 | 394 | 384 | 283 | 153 | 169 | 126 | | | | | | | | | Transportation................................| 5,685 | 6,091 | 6,838 | 5,902 | 6,437 | 6,100 | 4,306 | 5,082 | 2,977 Vehicle purchases (net outlay)..............| 2,462 | 3,454 | 3,233 | 2,349 | 2,643 | 2,569 | 1,782 | 2,265 | 957 Cars and trucks, new......................| 1,398 | 1,236 | 1,803 | 1,355 | 1,113 | 1,679 | 1,210 | 1,460 | 781 Cars and trucks, used.....................| 1,035 | 1,982 | 1,424 | 926 | 1,507 | 888 | 567 | 796 | 176 Other vehicles............................| 29 | 235 | 5/6 | 68 | 5/23 | 5/2 | 5/6 | 5/9 | (4) Gasoline and motor oil......................| 1,009 | 894 | 1,100 | 1,101 | 1,185 | 1,115 | 791 | 903 | 599 Other vehicle expenses......................| 1,848 | 1,617 | 2,173 | 2,069 | 2,200 | 1,972 | 1,382 | 1,521 | 1,144 Vehicle finance charges...................| 260 | 368 | 460 | 318 | 323 | 237 | 100 | 137 | 35 Maintenance and repairs...................| 649 | 540 | 694 | 715 | 720 | 742 | 527 | 581 | 433 Vehicle insurance.........................| 662 | 569 | 719 | 696 | 783 | 695 | 556 | 582 | 512 | | | | | | | | | Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 276 | 139 | 299 | 340 | 374 | 297 | 200 | 221 | 163 Public transportation.......................| 366 | 126 | 332 | 384 | 409 | 445 | 350 | 393 | 278 | | | | | | | | | Health care...................................| 1,953 | 510 | 1,074 | 1,374 | 1,591 | 2,109 | 2,990 | 2,864 | 3,209 Health insurance............................| 867 | 212 | 385 | 501 | 653 | 881 | 1,484 | 1,397 | 1,632 Medical services............................| 594 | 171 | 473 | 591 | 498 | 714 | 706 | 740 | 647 Drugs.......................................| 373 | 92 | 145 | 200 | 321 | 410 | 613 | 571 | 686 Medical supplies............................| 120 | 35 | 71 | 83 | 118 | 103 | 188 | 157 | 243 | | | | | | | | | Entertainment.................................| 1,501 | 1,101 | 1,926 | 1,633 | 1,877 | 1,832 | 914 | 1,060 | 661 Fees and admissions.........................| 389 | 173 | 399 | 424 | 427 | 520 | 307 | 345 | 243 Television, radios, sound equipment.........| 459 | 490 | 553 | 570 | 569 | 456 | 305 | 332 | 259 Pets, toys, and playground equipment........| 261 | 201 | 307 | 329 | 327 | 298 | 165 | 197 | 110 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 393 | 237 | 667 | 309 | 554 | 558 | 136 | 187 | 49 | | | | | | | | | Personal care products and services...........| 412 | 299 | 433 | 421 | 425 | 456 | 383 | 388 | 373 | | | | | | | | | Reading.......................................| 185 | 82 | 172 | 185 | 203 | 219 | 182 | 185 | 176 | | | | | | | | | Education.....................................| 294 | 506 | 351 | 315 | 615 | 284 | 64 | 44 | 98 | | | | | | | | | Tobacco products and smoking supplies.........| 271 | 278 | 266 | 339 | 384 | 289 | 175 | 222 | 95 | | | | | | | | | Miscellaneous.................................| 824 | 483 | 812 | 1,153 | 954 | 918 | 632 | 651 | 598 | | | | | | | | | Cash contributions............................| 1,153 | 169 | 481 | 1,193 | 1,349 | 1,504 | 1,340 | 1,435 | 1,177 | | | | | | | | | Personal insurance and pensions...............| 2,874 | 1,549 | 3,541 | 4,146 | 4,437 | 3,716 | 942 | 1,225 | 459 Life and other personal insurance...........| 414 | 74 | 274 | 330 | 533 | 649 | 377 | 448 | 255 Pensions and Social Security................| 2,460 | 1,475 | 3,267 | 3,816 | 3,904 | 3,068 | 566 | 777 | 204 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 36,452 | 21,819 | 40,821 | 43,377 | 45,916 | 42,543 | 26,192 | 27,488 | 23,958 Wages and salaries..........................| 24,848 | 19,889 | 36,968 | 37,968 | 38,496 | 29,612 | 5,123 | 6,887 | 2,084 Self-employment income......................| 2,308 | 390 | 2,254 | 3,232 | 4,198 | 3,151 | 940 | 1,217 | 462 Social Security, private and government | | | | | | | | | retirement.................................| 6,589 | 5/23 | 254 | 426 | 1,333 | 6,889 | 15,839 | 15,256 | 16,844 Interest, dividends, rental income, other | | | | | | | | | property income............................| 1,913 | 67 | 481 | 471 | 906 | 2,163 | 3,902 | 3,706 | 4,240 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 274 | 198 | 268 | 365 | 368 | 377 | 150 | 185 | 5/90 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 236 | 666 | 170 | 298 | 305 | 253 | 120 | 125 | 111 Regular contributions for support...........| 182 | 317 | 241 | 458 | 233 | 68 | 5/54 | 5/31 | 5/95 Other income................................| 103 | 268 | 185 | 159 | 76 | 30 | 63 | 82 | 5/31 | | | | | | | | | Personal taxes................................| 3,625 | 1,252 | 4,064 | 4,622 | 5,096 | 4,785 | 2,078 | 1,828 | 2,510 Federal income taxes........................| 2,765 | 993 | 3,115 | 3,550 | 3,973 | 3,607 | 1,545 | 1,332 | 1,912 State and local income taxes................| 678 | 254 | 883 | 947 | 944 | 862 | 314 | 277 | 377 Other taxes.................................| 182 | 6 | 66 | 124 | 179 | 316 | 220 | 219 | 221 | | | | | | | | | Income after taxes............................| 32,827 | 20,566 | 36,757 | 38,755 | 40,820 | 37,758 | 24,113 | 25,660 | 21,448 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| 486 | -1,165 | -1,985 | 635 | -302 | 2,857 | 862 | 221 | 1,959 Net change in total assets..................| 3,773 | 2,723 | 6,090 | 6,684 | 5,300 | 3,252 | 1,151 | 839 | 1,684 Net change in total liabilities.............| 3,287 | 3,888 | 8,074 | 6,049 | 5,603 | 395 | 288 | 618 | -275 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 434 | 78 | 163 | 449 | 344 | 1,099 | 254 | 258 | 247 Mortgage principal paid on owned property...| -720 | -168 | -518 | -794 | -1,301 | -1,068 | -385 | -507 | -176 Estimated market value of owned home........| 79,567 | 9,509 | 44,613 | 70,718 | 87,153 |106,741 | 93,071 | 93,948 | 91,572 Estimated monthly rental value of owned home| 478 | 64 | 316 | 424 | 545 | 589 | 556 | 566 | 539 | | | | | | | | | Gifts of goods and services...................| 1,196 | 504 | 696 | 1,075 | 2,030 | 1,724 | 874 | 977 | 690 Food........................................| 99 | 16 | 38 | 94 | 208 | 144 | 64 | 79 | 38 Housing.....................................| 327 | 158 | 194 | 286 | 525 | 478 | 246 | 275 | 193 Housekeeping supplies.....................| 46 | 22 | 49 | 55 | 49 | 56 | 39 | 39 | 37 Household textiles........................| 20 | 5/7 | 14 | 25 | 23 | 42 | 9 | 9 | 5/7 Appliances and miscellaneous housewares...| 45 | 5/10 | 21 | 25 | 71 | 82 | 35 | 38 | 31 Major appliances........................| 9 | 5/2 | 5/1 | 4 | 21 | 13 | 9 | 6 | 14 Small appliances and miscellaneous | | | | | | | | | housewares.............................| 36 | 5/8 | 21 | 21 | 49 | 69 | 26 | 31 | 17 Miscellaneous household equipment.........| 79 | 29 | 56 | 79 | 84 | 104 | 81 | 99 | 48 Other housing.............................| 136 | 90 | 53 | 101 | 298 | 194 | 82 | 90 | 69 Apparel and services........................| 314 | 256 | 223 | 312 | 393 | 471 | 229 | 281 | 136 Males, 2 and over.........................| 97 | 71 | 77 | 73 | 117 | 153 | 75 | 88 | 53 Females, 2 and over.......................| 124 | 93 | 65 | 148 | 166 | 176 | 96 | 122 | 49 Children under 2..........................| 38 | 37 | 37 | 36 | 46 | 56 | 23 | 29 | 14 Other apparel products and services.......| 54 | 54 | 45 | 54 | 64 | 85 | 34 | 42 | 20 Jewelry and watches.....................| 24 | 5/18 | 31 | 32 | 32 | 26 | 12 | 16 | 6 All other apparel products and services.| 31 | 5/36 | 14 | 22 | 33 | 60 | 22 | 26 | 14 Transportation..............................| 69 | 2 | 68 | 50 | 147 | 75 | 47 | 53 | 35 | | | | | | | | | Health care.................................| 25 | 5/2 | 5/2 | 28 | 38 | 43 | 22 | 22 | 5/22 Entertainment...............................| 86 | 29 | 61 | 74 | 109 | 143 | 66 | 83 | 36 Toys, games, hobbies, and tricycles.......| 39 | 11 | 27 | 33 | 38 | 75 | 29 | 40 | 11 Other entertainment.......................| 47 | 18 | 34 | 41 | 70 | 68 | 37 | 43 | 25 Education...................................| 146 | 5/4 | 9 | 120 | 448 | 234 | 46 | 27 | 5/79 All other gifts.............................| 132 | 38 | 102 | 112 | 164 | 137 | 155 | 156 | 151 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.