Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | | | | | | | | Item | two or | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and | 65-74 | 75 and | more | 25 | | | | | over | | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 70,854 | 3,433 | 15,480 | 18,005 | 12,770 | 9,529 | 11,637 | 7,582 | 4,055 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$40,182 |$21,335 |$36,448 |$46,123 |$51,855 |$43,561 |$27,098 |$28,629 |$24,215 Income after taxes 1/.........................| 36,496 | 20,230 | 33,322 | 41,561 | 46,907 | 39,107 | 25,122 | 26,824 | 21,916 Age of reference person.......................| 46.4 | 22.0 | 30.0 | 39.4 | 49.1 | 59.4 | 72.8 | 69.0 | 79.7 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 3.2 | 2.9 | 3.4 | 3.7 | 3.2 | 2.7 | 2.3 | 2.4 | 2.2 Children under 18...........................| 1.0 | .9 | 1.4 | 1.6 | .8 | .3 | .1 | .1 | .1 Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.7 | 1.6 | 1.8 Earners.....................................| 1.6 | 1.6 | 1.7 | 1.9 | 2.1 | 1.7 | .7 | .8 | .4 Vehicles....................................| 2.3 | 1.6 | 2.0 | 2.4 | 2.8 | 2.6 | 2.0 | 2.2 | 1.7 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 73 | 56 | 68 | 71 | 73 | 82 | 79 | 80 | 76 Female....................................| 27 | 44 | 32 | 29 | 27 | 18 | 21 | 20 | 24 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 70 | 18 | 52 | 69 | 80 | 87 | 88 | 88 | 86 With mortgage...........................| 46 | 14 | 45 | 61 | 61 | 44 | 19 | 24 | 8 Without mortgage........................| 24 | 4 | 7 | 9 | 19 | 43 | 69 | 64 | 78 Renter....................................| 30 | 82 | 48 | 31 | 20 | 13 | 12 | 12 | 14 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 17 | 12 | 12 | 11 | 10 | 9 | 9 | 9 White and other...........................| 89 | 83 | 88 | 88 | 89 | 90 | 91 | 91 | 91 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 9 | 5 | 4 | 4 | 8 | 14 | 23 | 20 | 30 High school (9-12)........................| 45 | 61 | 47 | 40 | 44 | 47 | 47 | 48 | 44 College...................................| 45 | 34 | 49 | 56 | 48 | 38 | 29 | 31 | 24 Never attended and other..................| (3) | (3) | (3) | (3) | (3) | (3) | 1 | 1 | 2 | | | | | | | | | At least one vehicle owned..................| 92 | 81 | 90 | 92 | 94 | 94 | 92 | 94 | 89 | | | | | | | | | Average annual expenditures.....................|$34,392 |$22,155 |$31,827 |$39,432 |$41,036 |$35,556 |$25,474 |$27,308 |$21,985 | | | | | | | | | Food..........................................| 5,058 | 3,405 | 4,744 | 5,856 | 5,772 | 4,935 | 4,095 | 4,374 | 3,544 Food at home................................| 3,189 | 2,160 | 2,954 | 3,672 | 3,481 | 3,130 | 2,819 | 2,945 | 2,568 Cereals and bakery products...............| 491 | 320 | 457 | 574 | 526 | 469 | 443 | 461 | 406 Cereals and cereal products.............| 174 | 125 | 174 | 210 | 182 | 148 | 147 | 153 | 135 Bakery products.........................| 317 | 195 | 283 | 363 | 345 | 321 | 296 | 308 | 271 Meats, poultry, fish, and eggs............| 852 | 577 | 766 | 969 | 954 | 861 | 753 | 789 | 681 Beef....................................| 270 | 193 | 250 | 315 | 298 | 258 | 230 | 236 | 217 Pork....................................| 184 | 118 | 164 | 202 | 204 | 195 | 176 | 185 | 158 Other meats.............................| 119 | 73 | 106 | 139 | 138 | 116 | 104 | 110 | 91 Poultry.................................| 147 | 108 | 136 | 167 | 166 | 143 | 123 | 134 | 103 Fish and seafood........................| 96 | 57 | 78 | 108 | 110 | 114 | 87 | 90 | 80 Eggs....................................| 35 | 28 | 32 | 37 | 38 | 35 | 34 | 34 | 32 | | | | | | | | | Dairy products............................| 357 | 241 | 345 | 421 | 380 | 332 | 306 | 313 | 292 Fresh milk and cream....................| 158 | 122 | 158 | 186 | 159 | 140 | 139 | 135 | 146 Other dairy products....................| 199 | 119 | 187 | 235 | 222 | 193 | 167 | 178 | 146 Fruits and vegetables.....................| 509 | 298 | 442 | 571 | 547 | 520 | 521 | 533 | 496 Fresh fruits............................| 154 | 80 | 127 | 178 | 162 | 165 | 162 | 162 | 162 Fresh vegetables........................| 151 | 92 | 133 | 162 | 168 | 159 | 152 | 157 | 143 Processed fruits........................| 116 | 63 | 102 | 133 | 119 | 112 | 124 | 125 | 121 Processed vegetables....................| 88 | 64 | 79 | 99 | 99 | 85 | 82 | 88 | 70 | | | | | | | | | Other food at home........................| 981 | 725 | 944 | 1,137 | 1,072 | 948 | 797 | 849 | 694 Sugar and other sweets..................| 122 | 72 | 109 | 140 | 127 | 128 | 117 | 128 | 95 Fats and oils...........................| 87 | 56 | 71 | 97 | 94 | 95 | 89 | 94 | 81 Miscellaneous foods.....................| 458 | 383 | 475 | 541 | 492 | 408 | 338 | 359 | 296 Nonalcoholic beverages..................| 262 | 193 | 248 | 305 | 297 | 249 | 207 | 214 | 192 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 51 | 21 | 40 | 54 | 62 | 69 | 46 | 55 | 30 Food away from home.........................| 1,869 | 1,245 | 1,790 | 2,183 | 2,291 | 1,805 | 1,276 | 1,429 | 976 | | | | | | | | | Alcoholic beverages...........................| 266 | 235 | 269 | 275 | 297 | 298 | 199 | 230 | 137 | | | | | | | | | Housing.......................................| 10,551 | 6,818 | 10,688 | 12,374 | 11,735 | 10,261 | 7,607 | 7,940 | 6,970 Shelter.....................................| 5,846 | 4,047 | 6,282 | 7,155 | 6,525 | 5,304 | 3,468 | 3,690 | 3,053 Owned dwellings...........................| 3,970 | 708 | 3,711 | 5,164 | 4,845 | 3,952 | 2,482 | 2,677 | 2,118 Mortgage interest and charges...........| 2,414 | 457 | 2,729 | 3,529 | 3,002 | 1,906 | 621 | 813 | 261 Property taxes..........................| 921 | 162 | 609 | 970 | 1,144 | 1,194 | 1,014 | 1,015 | 1,013 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 635 | 89 | 373 | 665 | 699 | 852 | 848 | 849 | 844 Rented dwellings..........................| 1,478 | 3,235 | 2,413 | 1,616 | 1,036 | 710 | 616 | 599 | 649 | | | | | | | | | Other lodging.............................| 398 | 104 | 158 | 375 | 644 | 642 | 370 | 414 | 286 | | | | | | | | | Utilities, fuels, and public services.......| 2,242 | 1,446 | 1,960 | 2,354 | 2,592 | 2,440 | 2,130 | 2,215 | 1,970 Natural gas...............................| 287 | 159 | 240 | 301 | 326 | 320 | 296 | 296 | 295 Electricity...............................| 926 | 577 | 797 | 988 | 1,060 | 1,004 | 896 | 945 | 805 Fuel oil and other fuels..................| 109 | 42 | 78 | 99 | 114 | 141 | 157 | 150 | 171 Telephone services........................| 657 | 577 | 632 | 683 | 796 | 673 | 505 | 535 | 447 Water and other public services...........| 262 | 91 | 213 | 284 | 296 | 302 | 275 | 288 | 252 Household operations........................| 560 | 264 | 710 | 721 | 419 | 425 | 466 | 347 | 690 Personal services.........................| 292 | 220 | 571 | 431 | 80 | 66 | 146 | 57 | 313 Other household expenses..................| 268 | 44 | 139 | 290 | 339 | 359 | 320 | 290 | 377 | | | | | | | | | Housekeeping supplies.......................| 505 | 243 | 427 | 561 | 576 | 543 | 499 | 524 | 448 Laundry and cleaning supplies.............| 141 | 90 | 129 | 161 | 170 | 138 | 116 | 124 | 100 Other household products..................| 229 | 97 | 177 | 251 | 268 | 259 | 240 | 263 | 194 Postage and stationery....................| 134 | 56 | 121 | 149 | 138 | 146 | 143 | 137 | 155 Household furnishings and equipment.........| 1,398 | 818 | 1,309 | 1,582 | 1,623 | 1,549 | 1,044 | 1,164 | 809 Household textiles........................| 117 | 67 | 91 | 131 | 147 | 136 | 99 | 117 | 63 Furniture.................................| 367 | 306 | 391 | 424 | 450 | 359 | 183 | 202 | 149 Floor coverings...........................| 105 | 8 | 109 | 91 | 93 | 153 | 128 | 165 | 56 Major appliances..........................| 161 | 105 | 144 | 179 | 160 | 174 | 165 | 168 | 160 Small appliances, miscellaneous housewares| 98 | 56 | 74 | 93 | 122 | 146 | 85 | 86 | 82 Miscellaneous household equipment.........| 549 | 275 | 500 | 664 | 651 | 581 | 383 | 426 | 299 | | | | | | | | | Apparel and services..........................| 2,019 | 1,542 | 1,962 | 2,457 | 2,450 | 1,882 | 1,211 | 1,332 | 973 Men and boys................................| 523 | 338 | 515 | 649 | 673 | 480 | 270 | 306 | 199 Men, 16 and over..........................| 414 | 288 | 381 | 469 | 585 | 398 | 236 | 260 | 187 Boys, 2 to 15.............................| 110 | 50 | 134 | 179 | 89 | 82 | 34 | 45 | 12 Women and girls.............................| 805 | 464 | 675 | 1,023 | 995 | 806 | 547 | 611 | 420 Women, 16 and over........................| 675 | 422 | 536 | 781 | 864 | 743 | 514 | 568 | 405 Girls, 2 to 15............................| 131 | 42 | 139 | 241 | 130 | 63 | 33 | 43 | 15 Children under 2............................| 102 | 250 | 175 | 107 | 63 | 55 | 31 | 37 | 18 Footwear....................................| 280 | 213 | 282 | 317 | 337 | 249 | 203 | 201 | 208 Other apparel products and services.........| 308 | 277 | 315 | 362 | 382 | 291 | 160 | 176 | 128 | | | | | | | | | Transportation................................| 6,223 | 5,318 | 5,790 | 6,769 | 7,545 | 6,519 | 4,529 | 5,170 | 3,330 Vehicle purchases (net outlay)..............| 2,644 | 2,822 | 2,581 | 2,876 | 3,072 | 2,669 | 1,827 | 2,169 | 1,187 Cars and trucks, new......................| 1,364 | 1,011 | 1,204 | 1,510 | 1,418 | 1,572 | 1,226 | 1,393 | 914 Cars and trucks, used.....................| 1,250 | 1,685 | 1,363 | 1,331 | 1,598 | 1,092 | 597 | 770 | 274 Other vehicles............................| 30 | 126 | 14 | 35 | 57 | 4/5 | 4/4 | 4/7 | (5) Gasoline and motor oil......................| 1,177 | 902 | 1,098 | 1,287 | 1,438 | 1,226 | 868 | 968 | 680 Other vehicle expenses......................| 2,075 | 1,432 | 1,868 | 2,272 | 2,635 | 2,214 | 1,506 | 1,673 | 1,193 Vehicle finance charges...................| 333 | 301 | 391 | 378 | 426 | 290 | 129 | 167 | 57 | | | | | | | | | Maintenance and repairs...................| 716 | 525 | 611 | 781 | 855 | 835 | 565 | 624 | 453 Vehicle insurance.........................| 732 | 484 | 615 | 764 | 968 | 805 | 594 | 634 | 521 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 293 | 121 | 251 | 349 | 386 | 284 | 218 | 248 | 162 Public transportation.......................| 327 | 161 | 243 | 334 | 400 | 410 | 328 | 359 | 269 | | | | | | | | | Health care...................................| 1,816 | 569 | 1,206 | 1,651 | 1,861 | 2,092 | 2,979 | 2,862 | 3,201 Health insurance............................| 780 | 235 | 511 | 663 | 708 | 885 | 1,469 | 1,374 | 1,646 Medical services............................| 632 | 200 | 479 | 677 | 719 | 718 | 727 | 763 | 661 Drugs.......................................| 295 | 101 | 150 | 210 | 296 | 384 | 604 | 571 | 668 Medical supplies............................| 110 | 33 | 65 | 101 | 137 | 104 | 178 | 154 | 226 | | | | | | | | | Entertainment.................................| 1,732 | 1,078 | 1,744 | 2,053 | 2,103 | 1,795 | 954 | 1,085 | 707 Fees and admissions.........................| 425 | 152 | 309 | 550 | 536 | 479 | 300 | 328 | 248 Television, radios, sound equipment.........| 545 | 494 | 543 | 647 | 648 | 496 | 331 | 364 | 271 Pets, toys, and playground equipment........| 326 | 209 | 355 | 387 | 370 | 326 | 182 | 214 | 121 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 436 | 222 | 537 | 470 | 548 | 493 | 140 | 180 | 67 | | | | | | | | | Personal care products and services...........| 460 | 309 | 410 | 511 | 537 | 466 | 405 | 410 | 396 | | | | | | | | | Reading.......................................| 180 | 77 | 141 | 194 | 208 | 215 | 182 | 187 | 172 | | | | | | | | | Education.....................................| 485 | 358 | 294 | 604 | 945 | 472 | 99 | 79 | 137 | | | | | | | | | Tobacco products and smoking supplies.........| 320 | 338 | 305 | 341 | 396 | 341 | 198 | 243 | 114 | | | | | | | | | Miscellaneous.................................| 912 | 451 | 761 | 1,123 | 1,117 | 970 | 648 | 667 | 611 | | | | | | | | | Cash contributions............................| 1,028 | 175 | 441 | 1,004 | 1,356 | 1,590 | 1,280 | 1,353 | 1,143 | | | | | | | | | Personal insurance and pensions...............| 3,345 | 1,482 | 3,073 | 4,221 | 4,713 | 3,722 | 1,089 | 1,377 | 550 Life and other personal insurance...........| 448 | 95 | 277 | 488 | 629 | 619 | 379 | 441 | 263 Pensions and Social Security................| 2,897 | 1,387 | 2,796 | 3,733 | 4,084 | 3,103 | 709 | 935 | 287 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 40,182 | 21,335 | 36,448 | 46,123 | 51,855 | 43,561 | 27,098 | 28,629 | 24,215 Wages and salaries..........................| 30,656 | 18,644 | 32,355 | 39,140 | 42,407 | 31,278 | 6,399 | 8,208 | 2,993 Self-employment income......................| 3,212 | 417 | 1,864 | 4,417 | 5,981 | 3,178 | 1,186 | 1,527 | 544 Social Security, private and government | | | | | | | | | retirement.................................| 3,816 | 4/89 | 290 | 468 | 1,287 | 6,308 | 15,464 | 15,044 | 16,254 | | | | | | | | | Interest, dividends, rental income, other | | | | | | | | | property income............................| 1,215 | 93 | 338 | 650 | 899 | 1,749 | 3,507 | 3,263 | 3,966 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 351 | 173 | 367 | 385 | 439 | 403 | 201 | 242 | 126 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 532 | 1,355 | 752 | 487 | 444 | 469 | 201 | 203 | 198 Regular contributions for support...........| 279 | 329 | 323 | 446 | 293 | 106 | 71 | 62 | 4/88 Other income................................| 119 | 237 | 159 | 129 | 105 | 70 | 69 | 81 | 46 | | | | | | | | | Personal taxes................................| 3,685 | 1,105 | 3,126 | 4,561 | 4,948 | 4,453 | 1,976 | 1,805 | 2,299 Federal income taxes........................| 2,781 | 847 | 2,343 | 3,438 | 3,811 | 3,335 | 1,452 | 1,300 | 1,738 State and local income taxes................| 738 | 250 | 696 | 957 | 950 | 839 | 311 | 289 | 353 Other taxes.................................| 167 | 7 | 87 | 167 | 187 | 279 | 213 | 216 | 207 | | | | | | | | | Income after taxes............................| 36,496 | 20,230 | 33,322 | 41,561 | 46,907 | 39,107 | 25,122 | 26,824 | 21,916 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| -638 | -466 | -2,094 | -1,750 | -728 | 3,672 | -464 | -1,596 | 1,653 Net change in total assets..................| 3,630 | 2,408 | 4,837 | 5,443 | 3,142 | 3,765 | 6 | -930 | 1,755 Net change in total liabilities.............| 4,268 | 2,874 | 6,931 | 7,193 | 3,870 | 93 | 470 | 667 | 102 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 389 | 87 | 209 | 342 | 481 | 966 | 220 | 220 | 221 Mortgage principal paid on owned property...| -962 | -143 | -571 | -1,394 | -1,356 | -1,212 | -415 | -505 | -246 Estimated market value of owned home........| 78,931 | 10,202 | 47,171 | 83,101 | 97,128 |104,456 | 94,132 | 94,419 | 93,596 Estimated monthly rental value of owned home| 483 | 72 | 332 | 512 | 582 | 593 | 561 | 571 | 542 | | | | | | | | | Gifts of goods and services...................| 1,082 | 447 | 658 | 951 | 1,770 | 1,570 | 890 | 1,004 | 666 Food........................................| 93 | 17 | 34 | 93 | 186 | 123 | 71 | 89 | 38 Housing.....................................| 310 | 169 | 234 | 297 | 459 | 411 | 235 | 266 | 174 Housekeeping supplies.....................| 44 | 19 | 35 | 48 | 56 | 49 | 38 | 40 | 35 Household textiles........................| 16 | 4/3 | 8 | 16 | 24 | 31 | 9 | 10 | 4/6 Appliances and miscellaneous housewares...| 34 | 9 | 18 | 25 | 42 | 73 | 37 | 41 | 29 Major appliances........................| 6 | 4/1 | 1 | 5 | 11 | 11 | 9 | 6 | 13 Small appliances and miscellaneous | | | | | | | | | housewares.............................| 28 | 8 | 17 | 21 | 31 | 62 | 28 | 34 | 16 Miscellaneous household equipment.........| 81 | 35 | 72 | 89 | 85 | 97 | 77 | 95 | 43 Other housing.............................| 136 | 102 | 101 | 119 | 252 | 160 | 74 | 82 | 61 Apparel and services........................| 275 | 190 | 218 | 245 | 326 | 429 | 241 | 293 | 137 Males, 2 and over.........................| 82 | 51 | 65 | 62 | 95 | 147 | 76 | 89 | 49 Females, 2 and over.......................| 103 | 61 | 62 | 104 | 128 | 149 | 103 | 128 | 52 | | | | | | | | | Children under 2..........................| 43 | 43 | 52 | 42 | 44 | 48 | 27 | 33 | 16 Other apparel products and services.......| 48 | 35 | 39 | 37 | 59 | 85 | 35 | 43 | 20 Jewelry and watches.....................| 22 | 11 | 20 | 19 | 32 | 34 | 12 | 15 | 7 All other apparel products and services.| 25 | 24 | 19 | 18 | 27 | 51 | 23 | 28 | 13 Transportation..............................| 57 | 4 | 34 | 37 | 116 | 79 | 55 | 68 | 30 Health care.................................| 20 | 4/1 | 5 | 16 | 36 | 32 | 24 | 26 | 20 Entertainment...............................| 75 | 26 | 61 | 67 | 89 | 126 | 66 | 83 | 34 Toys, games, hobbies, and tricycles.......| 31 | 10 | 22 | 27 | 30 | 64 | 29 | 38 | 11 Other entertainment.......................| 44 | 16 | 39 | 40 | 59 | 62 | 37 | 44 | 23 Education...................................| 138 | 4/5 | 8 | 100 | 396 | 237 | 43 | 29 | 4/71 All other gifts.............................| 112 | 34 | 64 | 96 | 162 | 133 | 155 | 150 | 163 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported. _