Table 2. Consumer units with reference person age 25-34 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 18018 609 1732 1707 1818 3856 2960 2013 2130 1194 Income before taxes 1/.................... 33047 2966 7630 12388 17332 24817 34506 44350 57267 99457 Income after taxes 1/..................... 30189 3090 7614 12182 16545 23211 31770 40456 51058 87384 Age of reference person................... 29.9 29 29.4 29.2 29.5 29.7 30.1 30.2 30.6 31 Average number in consumer unit:.......... Persons.................................. 2.8 2.3 2.7 2.7 2.6 2.7 2.9 3 2.9 2.9 Children under 18........................ 1.1 1 1.5 1.3 1.1 1 1.1 1.1 1 0.9 Persons 65 and over...................... 0 0 0 0 0 0 0 0 0 0 Earners.................................. 1.5 0.8 0.8 1.1 1.3 1.5 1.6 1.8 1.8 1.9 Vehicles................................. 1.8 0.8 0.8 1.2 1.5 1.8 2.1 2.1 2.4 2.5 Percent distribution: Male..................................... 64 47 37 49 58 68 72 72 79 71 Female................................... 36 53 63 51 42 32 28 28 21 29 Percent homeowner........................ 42 18 14 16 23 35 48 63 71 78 With mortgage........................... 36 14 8 11 16 28 41 58 66 73 Without mortgage........................ 6 4 6 4 7 7 7 4 5 6 Renter................................... 58 82 86 84 77 65 52 37 29 22 Black.................................... 12 27 26 18 14 13 10 5 6 2 White and other.......................... 88 73 74 82 86 87 90 95 94 98 Elementary (1-8)......................... 4 6 9 7 7 3 2 1 1 0 High school (9-12)....................... 42 56 54 53 48 47 40 38 25 15 College.................................. 54 38 36 39 45 50 57 61 74 84 Never attended and other................. 0 0 0 0 0 0 0 0 0 0 At least one vehicle owned............... 88 52 58 81 89 92 96 96 97 96 Average annual expenditures............... 29993 15825 14423 17396 20654 25049 30897 37891 46329 61494 Food..................................... 4325 2941 3078 2972 3644 3667 4348 5081 5984 6879 Food at home............................ 2564 1925 2298 2122 2459 2250 2449 2868 3194 3410 Cereals and bakery products............ 400 315 332 357 346 344 391 478 490 531 Cereals and cereal products........... 152 164 140 138 143 137 149 170 180 166 Bakery products....................... 247 151 192 218 203 207 242 307 310 366 Meats, poultry, fish, and eggs......... 640 602 623 568 678 567 613 640 752 784 Beef.................................. 208 217 198 190 232 195 211 208 221 208 Pork.................................. 137 120 131 118 172 135 122 126 155 151 Other meats........................... 86 84 80 72 73 81 90 102 94 100 Poultry............................... 114 79 112 100 97 84 106 113 165 183 Fish and seafood...................... 68 77 73 57 73 50 53 67 87 113 Eggs.................................. 28 25 28 33 31 23 29 24 29 28 Dairy products......................... 296 207 228 261 284 272 285 343 360 374 Fresh milk and cream.................. 133 98 115 131 135 127 122 133 157 161 Other dairy products.................. 163 109 113 130 148 145 162 210 203 213 Fruits and vegetables.................. 387 317 320 306 364 332 345 434 486 625 Fresh fruits.......................... 109 76 88 84 109 92 100 116 136 185 Fresh vegetables...................... 115 115 93 89 113 92 99 124 145 215 Processed fruits...................... 92 64 74 71 75 82 86 109 121 139 Processed vegetables.................. 71 62 65 61 67 65 61 85 84 86 Other food at home..................... 841 484 795 630 786 735 816 974 1106 1097 Sugar and other sweets................ 114 60 291 80 100 79 87 119 140 118 Fats and oils......................... 61 55 58 49 80 52 61 61 70 63 Miscellaneous foods................... 417 215 288 314 368 377 406 507 573 565 Nonalcoholic beverages................ 210 138 148 164 209 193 216 241 260 260 Food prep. by cu, out-of-town trips... 40 16 11 23 29 34 45 45 62 91 Food away from home..................... 1761 1016 780 851 1185 1416 1898 2213 2791 3469 Alcoholic beverages...................... 357 193 127 181 220 336 401 454 506 677 Housing.................................. 9977 5763 5504 6435 6799 8151 9776 12460 15351 20843 Shelter................................. 6011 3781 3229 3885 4182 4877 5909 7524 9086 12893 Owned dwellings........................ 2952 1025 465 596 712 1499 2779 4755 6573 9948 Mortgage interest and charges......... 2110 724 275 412 459 996 1992 3459 4814 7212 Property taxes........................ 499 187 89 90 145 244 434 726 1073 1955 Maintenance, rep., ins., oth. exp..... 343 115 101 95 108 260 353 569 685 780 Rented dwellings....................... 2861 2671 2715 3200 3417 3255 2971 2528 2180 2061 Other lodging.......................... 199 85 48 89 52 123 158 241 334 885 Utilities, fuels, and public services... 1832 1257 1303 1474 1491 1693 1956 2169 2322 2621 Natural gas............................ 215 100 181 176 159 183 217 262 292 338 Electricity............................ 700 495 526 596 592 670 729 832 840 915 Fuel oil and other fuels............... 66 45 16 23 50 62 86 65 118 113 Telephone.............................. 670 540 463 574 579 626 734 774 784 923 Water and other public services........ 181 77 116 104 110 152 191 236 288 332 Household operations.................... 554 253 156 273 295 389 516 704 982 1688 Personal services...................... 434 201 111 198 240 305 448 582 797 1137 Other household expenses............... 120 51 45 75 56 83 68 122 185 550 Housekeeping supplies................... 386 169 216 220 262 307 330 589 575 738 Laundry and cleaning supplies.......... 107 57 85 85 89 76 107 137 163 146 Other household products............... 177 79 93 98 128 133 132 308 243 376 Postage and stationery................. 101 33 38 37 45 99 91 144 169 215 Household furnishings and equipment..... 1194 303 601 583 569 886 1066 1474 2385 2904 Household textiles..................... 81 14 58 56 41 55 70 85 125 250 Furniture.............................. 362 109 188 252 215 251 339 398 676 924 Floor coverings........................ 65 1 4 13 10 54 22 53 298 77 Major appliances....................... 118 57 79 42 53 105 126 121 210 262 Small appliances, misc. housewares..... 77 46 73 37 60 57 74 92 116 159 Miscellaneous household equipment...... 492 76 198 182 190 364 435 725 961 1231 Apparel and services..................... 1909 869 863 1150 1548 1613 1669 2273 3275 3645 Men and boys............................ 514 150 177 302 316 413 536 657 945 910 Men, 16 and over....................... 416 95 155 236 229 343 473 520 745 735 Boys, 2 to 15.......................... 98 54 22 67 86 70 62 137 200 176 Women and girls......................... 627 303 333 337 534 555 466 764 1052 1240 Women, 16 and over..................... 519 250 236 251 459 448 370 610 930 1093 Girls, 2 to 15......................... 107 53 97 87 75 107 96 154 122 147 Children under 2........................ 156 70 95 132 119 139 125 188 225 299 Footwear................................ 289 139 125 200 359 262 221 318 462 435 Other apparel products and services..... 323 206 133 178 220 245 321 346 590 760 Transportation........................... 5296 2882 2301 2941 3591 4915 5826 6798 7390 10422 Vehicle purchases (net outlay).......... 2262 1489 1045 1140 1451 2099 2548 2732 2890 5166 Cars and trucks, new................... 1110 537 478 130 376 628 1425 1492 1632 4031 Cars and trucks, used.................. 1115 849 567 1005 1073 1382 1089 1204 1228 1111 Other vehicles......................... 38 103 0 6 1 89 33 35 30 24 Gasoline and motor oil.................. 980 547 495 641 805 996 1121 1220 1242 1386 Other vehicle expenses.................. 1776 641 625 1012 1177 1595 1949 2482 2789 3120 Vehicle finance charges................ 308 72 65 95 154 269 440 447 527 493 Maintenance and repairs................ 595 273 265 429 437 542 591 812 887 977 Vehicle insurance...................... 598 213 179 360 439 576 657 796 925 1000 Veh. rent., leas., licen., oth. chges.. 274 84 116 127 148 209 261 427 450 650 Public transportation................... 278 206 137 148 158 224 207 364 469 750 Health care.............................. 1088 471 405 522 770 997 1316 1423 1684 1747 Health insurance........................ 469 294 118 166 351 459 573 686 691 686 Medical services........................ 410 122 186 219 232 377 525 428 681 739 Drugs................................... 141 40 64 106 119 112 145 209 215 200 Medical supplies........................ 68 16 37 31 69 49 73 100 96 122 Entertainment............................ 1583 878 530 757 927 1203 1504 1885 3057 3881 Fees and admissions..................... 344 106 92 114 175 249 333 478 622 1028 Television, radios, sound equipment..... 548 376 228 337 362 510 563 651 848 1048 Pets, toys, and playground equipment.... 320 141 165 172 231 273 327 448 488 585 Other supplies, equip., and services.... 370 255 45 134 158 170 281 307 1100 1220 Personal care products and services...... 382 135 249 214 306 300 369 495 561 751 Reading.................................. 144 63 52 83 96 137 150 183 218 292 Education................................ 293 837 259 360 249 191 304 320 267 334 Tobacco products and smoking supplies.... 284 266 288 317 341 314 282 294 221 162 Miscellaneous............................ 758 262 377 435 531 565 1052 862 1067 1544 Cash contributions....................... 474 86 57 193 262 386 565 836 665 1105 Personal insurance and pensions.......... 3125 178 335 837 1369 2273 3333 4529 6083 9211 Life and other personal insurance....... 238 47 34 61 112 187 272 317 447 657 Pensions and Social Security............ 2886 130 300 775 1257 2086 3061 4212 5636 8553 Money income before taxes 1/.............. 33047 2966 7630 12388 17332 24817 34506 44350 57267 99457 Wages and salaries....................... 29563 1405 3097 8669 14445 22662 31414 41726 53294 90094 Self-employment income................... 1385 -58 363 426 613 810 1662 1319 2319 5769 Soc. Sec., priv. and gov. retirement..... 246 57 344 271 322 210 205 85 158 688 Int., divid., rent. inc., property inc... 301 26 16 42 64 112 174 449 636 1664 Unemp. and workers' compen., vet. ben.... 351 213 241 379 337 455 381 305 313 294 Pub. ass., supp. sec. inc., foodstamps... 681 1087 3142 1870 812 222 178 19 9 55 Regular contributions for support........ 337 117 320 439 544 190 296 327 305 668 Other income............................. 183 118 108 292 193 157 195 120 232 223 Personal taxes 1/......................... 2858 -124 16 205 787 1606 2736 3894 6209 12073 Federal income taxes..................... 2144 -137 -8 91 587 1203 2048 2878 4657 9297 State and local income taxes............. 632 10 19 102 191 361 609 910 1378 2403 Other taxes.............................. 82 3 5 12 9 42 79 106 175 373 Income after taxes 1/..................... 30189 3090 7614 12182 16545 23211 31770 40456 51058 87384 Net change in total assets and liabilities -2154 2334 -641 -705 -2480 204 -502 -3157 -7225 -9188 Net change in total assets............... 4618 1656 -127 183 485 2096 6288 3481 14816 13380 Net change in total liabilities.......... 6772 -678 514 888 2964 1892 6791 6639 22041 22568 Other money receipts...................... 325 88 142 401 118 170 212 183 272 2032 Mortgage principal paid, owned property... -518 -111 -83 -129 -179 -258 -427 -686 -1349 -1732 Estimated market value of owned home...... 36994 12649 6099 7202 10751 18894 35625 53931 82439 129045 Est. monthly rental value of owned home... 279 103 58 69 115 169 269 427 580 829 Gifts of goods and services............... 669 446 333 551 344 633 560 766 990 1476 Food.................................... 32 2 14 19 29 25 26 51 56 51 Housing................................. 217 120 86 132 127 188 191 251 313 587 Housekeeping supplies................. 34 11 12 17 18 32 40 44 44 78 Household textiles.................... 8 0 0 1 0 7 13 4 10 43 Appliances and misc. housewares....... 18 25 6 14 13 17 16 17 28 39 Major appliances.................... 2 0 2 0 1 2 5 2 0 0 Small appl. and misc. housewares.... 16 25 4 14 12 15 11 14 27 39 Miscellaneous household equipment..... 69 15 17 19 35 48 48 99 119 229 Other housing......................... 87 69 51 82 60 84 75 87 112 197 Apparel and services.................... 229 250 77 268 108 216 169 246 370 420 Males 2 and over...................... 63 39 21 22 15 71 41 106 114 119 Females 2 and over.................... 68 58 19 115 36 70 32 61 94 150 Children under 2...................... 50 39 26 85 30 29 54 51 69 81 Other apparel products and services... 48 113 12 45 28 47 42 29 93 70 Jewelry and watches................. 25 64 6 6 16 25 23 23 47 47 All other apparel products and serv. 23 50 5 40 12 22 19 5 46 22 Transportation.......................... 26 26 5 13 16 31 14 52 29 52 Health care............................. 6 0 3 1 1 9 8 1 18 4 Entertainment........................... 65 25 19 29 27 73 70 63 104 150 Toys, games, hobbies, and tricycles... 26 13 13 11 16 31 27 26 49 37 Other entertainment................... 38 12 7 18 11 41 43 37 55 114 Education............................... 7 3 3 6 1 6 10 11 5 23 All other gifts......................... 87 21 125 85 34 85 72 91 95 189 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.