Table 1. Consumer units with reference person age under 25 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 6740 1624 1484 958 848 928 429 470 Income before taxes 1/.................... 15848 2625 7257 12315 17378 24571 33875 59479 Income after taxes 1/..................... 15019 2659 7166 11980 16623 23121 31556 54785 Age of reference person................... 21.6 20.3 21.4 21.8 22.2 22.4 22.4 22.6 Average number in consumer unit:.......... Persons.................................. 1.9 1.2 1.8 2 1.9 2.3 2.4 2.7 Children under 18........................ 0.4 0.2 0.6 0.6 0.4 0.5 0.5 0.5 Persons 65 and over...................... 0 0 0 0 0 0 0 0 Earners.................................. 1.3 0.9 0.9 1.2 1.4 1.6 1.8 2.1 Vehicles................................. 1.2 0.6 0.7 1.2 1.4 1.8 1.8 2.2 Percent distribution: Male..................................... 56 53 45 54 61 66 66 69 Female................................... 44 47 55 46 39 34 34 31 Percent homeowner........................ 9 1 5 8 8 16 21 35 With mortgage........................... 7 0 1 4 6 13 16 31 Without mortgage........................ 3 1 4 4 2 3 5 4 Renter................................... 91 99 95 92 92 84 79 65 Black.................................... 13 12 21 13 7 11 10 10 White and other.......................... 87 88 79 87 93 89 90 90 Elementary (1-8)......................... 3 1 3 4 3 4 3 5 High school (9-12)....................... 39 33 38 44 37 41 48 45 College.................................. 58 66 59 52 60 55 48 50 Never attended and other................. 0 1 0 0 0 0 0 0 At least one vehicle owned............... 73 51 59 78 92 89 94 97 Average annual expenditures............... 17801 9487 11795 15833 21211 23793 30224 40325 Food..................................... 2671 1553 1907 2617 3319 3694 3828 4459 Food at home............................ 1410 717 984 1382 1819 2055 2000 2418 Cereals and bakery products............ 210 109 148 245 244 297 260 386 Cereals and cereal products........... 87 43 62 118 113 113 111 137 Bakery products....................... 123 66 86 127 131 185 149 249 Meats, poultry, fish, and eggs......... 349 180 252 357 519 485 412 551 Beef.................................. 108 56 70 141 202 132 107 126 Pork.................................. 72 37 60 71 82 107 98 112 Other meats........................... 43 17 35 48 52 61 67 67 Poultry............................... 68 46 54 61 88 93 63 121 Fish and seafood...................... 42 17 24 26 74 70 50 103 Eggs.................................. 15 8 10 12 21 23 26 23 Dairy products......................... 154 75 111 150 225 217 197 267 Fresh milk and cream.................. 75 29 56 72 116 109 112 108 Other dairy products.................. 79 46 55 78 109 108 84 159 Fruits and vegetables.................. 206 90 136 195 261 326 292 381 Fresh fruits.......................... 54 22 31 49 62 96 84 101 Fresh vegetables...................... 60 28 46 55 75 99 66 96 Processed fruits...................... 49 20 32 55 54 74 78 104 Processed vegetables.................. 43 21 27 37 70 58 63 81 Other food at home..................... 491 262 337 436 570 729 840 832 Sugar and other sweets................ 52 27 41 45 64 73 77 105 Fats and oils......................... 38 17 21 42 58 58 51 62 Miscellaneous foods................... 251 128 182 210 300 355 477 429 Nonalcoholic beverages................ 129 72 80 120 130 219 201 195 Food prep. by cu, out-of-town trips... 21 19 12 19 18 25 35 41 Food away from home..................... 1261 836 924 1234 1500 1639 1828 2041 Alcoholic beverages...................... 336 229 239 345 319 404 384 928 Housing.................................. 5290 2395 4168 4955 6190 7277 9270 10393 Shelter................................. 3240 1488 2605 3234 3901 4283 5263 6209 Owned dwellings........................ 373 28 30 157 329 687 984 1991 Mortgage interest and charges......... 253 7 10 54 192 500 687 1512 Property taxes........................ 69 9 9 64 102 91 195 254 Maintenance, rep., ins., oth. exp..... 51 12 11 39 35 96 102 225 Rented dwellings....................... 2689 1298 2354 2851 3425 3499 4150 3957 Other lodging.......................... 178 162 221 226 147 98 128 261 Utilities, fuels, and public services... 1056 540 912 1067 1085 1515 1636 1784 Natural gas............................ 109 68 88 69 98 165 234 185 Electricity............................ 383 160 344 440 391 517 573 704 Fuel oil and other fuels............... 17 0 6 24 15 39 30 39 Telephone.............................. 495 296 432 483 540 710 697 714 Water and other public services........ 53 17 41 50 41 84 101 142 Household operations.................... 155 39 95 92 197 210 304 557 Personal services...................... 109 15 67 65 125 165 262 377 Other household expenses............... 46 24 28 27 72 44 42 180 Housekeeping supplies................... 175 70 115 142 215 230 400 423 Laundry and cleaning supplies.......... 59 16 38 54 66 89 108 175 Other household products............... 58 25 45 37 88 83 102 111 Postage and stationery................. 58 29 32 51 60 59 189 137 Household furnishings and equipment..... 664 257 440 420 793 1038 1668 1420 Household textiles..................... 34 9 36 19 69 39 63 59 Furniture.............................. 242 53 139 205 207 451 576 649 Floor coverings........................ 9 0 2 40 2 10 2 16 Major appliances....................... 73 21 53 37 85 116 247 123 Small appliances, misc. housewares..... 45 14 39 33 41 84 99 54 Miscellaneous household equipment...... 262 160 172 87 389 338 680 520 Apparel and services..................... 1246 776 1167 940 1459 1661 1446 2586 Men and boys............................ 271 136 266 171 350 346 409 604 Men, 16 and over....................... 248 131 247 146 335 341 372 415 Boys, 2 to 15.......................... 23 6 19 25 15 5 37 188 Women and girls......................... 407 371 387 198 392 434 384 1272 Women, 16 and over..................... 383 360 369 181 310 419 356 1249 Girls, 2 to 15......................... 24 11 18 16 82 15 28 23 Children under 2........................ 120 42 134 80 168 179 216 138 Footwear................................ 217 105 181 221 287 380 136 246 Other apparel products and services..... 231 122 199 271 262 323 300 326 Transportation........................... 3856 1718 1635 3050 5019 5278 8073 11128 Vehicle purchases (net outlay).......... 1980 831 547 1307 2668 2570 4895 6788 Cars and trucks, new................... 899 321 81 226 1554 1199 1944 4120 Cars and trucks, used.................. 1047 508 463 1079 1070 1214 2944 2582 Other vehicles......................... 35 2 3 2 43 158 6 86 Gasoline and motor oil.................. 662 380 468 645 794 886 1068 1240 Other vehicle expenses.................. 1063 371 511 979 1433 1662 1837 2779 Vehicle finance charges................ 168 19 35 115 169 337 362 702 Maintenance and repairs................ 407 184 265 391 644 519 588 792 Vehicle insurance...................... 361 109 135 322 466 649 727 940 Veh. rent., leas., licen., oth. chges.. 126 60 75 151 155 158 160 344 Public transportation................... 151 136 110 118 124 160 273 320 Health care.............................. 383 194 150 258 659 574 853 695 Health insurance........................ 145 26 50 96 228 260 408 338 Medical services........................ 146 128 53 103 273 156 300 192 Drugs................................... 61 18 27 44 120 101 100 106 Medical supplies........................ 31 22 19 14 38 57 44 58 Entertainment............................ 958 601 608 945 1066 1177 1402 2361 Fees and admissions..................... 225 235 159 166 255 198 259 482 Television, radios, sound equipment..... 427 219 283 506 493 626 639 740 Pets, toys, and playground equipment.... 140 55 66 114 153 189 288 515 Other supplies, equip., and services.... 165 92 99 159 165 164 217 624 Personal care products and services...... 246 148 187 234 302 281 389 549 Reading.................................. 76 48 44 76 92 100 139 135 Education................................ 894 1403 920 1032 633 529 511 315 Tobacco products and smoking supplies.... 209 106 156 255 252 337 182 332 Miscellaneous............................ 352 122 202 278 458 413 764 1141 Cash contributions....................... 122 48 53 79 119 96 129 728 Personal insurance and pensions.......... 1163 148 361 771 1323 1972 2854 4575 Life and other personal insurance....... 54 9 23 27 40 72 157 257 Pensions and Social Security............ 1109 139 338 744 1283 1901 2697 4319 Money income before taxes 1/.............. 15848 2625 7257 12315 17378 24571 33875 59479 Wages and salaries....................... 13482 1787 4354 9184 15693 21922 29187 56541 Self-employment income................... 299 -30 31 118 183 547 1926 892 Soc. Sec., priv. and gov. retirement..... 63 0 50 71 31 118 240 91 Int., divid., rent. inc., property inc... 124 25 39 172 171 89 274 489 Unemp. and workers' compen., vet. ben.... 115 65 49 142 44 243 216 226 Pub. ass., supp. sec. inc., foodstamps... 723 285 1608 1270 178 498 377 67 Regular contributions for support........ 782 355 897 1044 717 913 892 1124 Other income............................. 259 139 229 315 362 241 764 49 Personal taxes 1/......................... 829 -33 91 335 755 1451 2319 4694 Federal income taxes..................... 635 -42 58 261 544 1106 1820 3715 State and local income taxes............. 181 8 31 72 181 324 449 945 Other taxes.............................. 13 1 2 1 31 21 50 34 Income after taxes 1/..................... 15019 2659 7166 11980 16623 23121 31556 54785 Net change in total assets and liabilities -346 -86 1727 -1186 -518 1177 -2299 -6992 Net change in total assets............... 1567 -41 1751 -230 1135 3884 5134 3157 Net change in total liabilities.......... 1913 45 24 956 1654 2706 7434 10149 Other money receipts...................... 377 139 132 236 114 69 333 3380 Mortgage principal paid, owned property... -86 -3 -7 -45 -40 -110 -262 -578 Estimated market value of owned home...... 5450 567 786 5950 2974 7022 14286 29359 Est. monthly rental value of owned home... 44 6 11 33 31 63 118 229 Gifts of goods and services............... 422 379 409 322 477 496 391 606 Food.................................... 14 13 11 10 15 21 6 25 Housing................................. 134 141 122 78 143 137 152 240 Housekeeping supplies................. 18 10 14 10 29 28 23 31 Household textiles.................... 1 0 0 2 0 1 1 5 Appliances and misc. housewares....... 9 4 9 6 4 15 28 3 Major appliances.................... 1 0 0 1 2 0 8 1 Small appl. and misc. housewares.... 7 3 9 5 3 15 19 2 Miscellaneous household equipment..... 30 14 16 7 21 43 71 149 Other housing......................... 77 113 83 54 89 51 29 52 Apparel and services.................... 170 127 200 127 217 204 100 231 Males 2 and over...................... 37 31 54 16 43 40 21 48 Females 2 and over.................... 60 46 60 11 112 83 8 133 Children under 2...................... 22 8 7 14 37 44 46 33 Other apparel products and services... 51 42 79 85 25 37 25 17 Jewelry and watches................. 43 31 77 80 25 21 16 4 All other apparel products and serv. 8 11 2 4 0 16 9 13 Transportation.......................... 13 18 10 3 19 16 8 12 Health care............................. 3 3 4 1 3 0 6 1 Entertainment........................... 31 17 11 58 39 42 61 27 Toys, games, hobbies, and tricycles... 7 5 4 4 10 6 26 7 Other entertainment................... 24 12 7 53 29 36 35 20 Education............................... 18 35 23 10 17 4 0 2 All other gifts......................... 39 26 29 35 24 72 56 69 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.