Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 55-64 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 12,044 | 2,579 | 3,011 | 4,281 | 2,174 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $37,838 | $41,767 | $37,860 | $33,365 | $41,385 Income after taxes 1/.........................| 34,320 | 38,152 | 34,148 | 30,959 | 36,260 Age of reference person.......................| 59.5 | 59.5 | 59.9 | 59.4 | 59.2 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.3 | 2.2 | 2.2 | 2.4 | 2.5 Children under 18...........................| .2 | .1 | .1 | .3 | .3 Persons 65 and over.........................| .1 | .1 | .1 | .1 | .1 Earners.....................................| 1.4 | 1.4 | 1.4 | 1.3 | 1.5 Vehicles....................................| 2.3 | 1.9 | 2.4 | 2.2 | 2.7 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 70 | 64 | 69 | 73 | 70 Female....................................| 30 | 36 | 31 | 27 | 30 | | | | | Housing tenure: | | | | | Homeowner.................................| 80 | 74 | 83 | 85 | 75 With mortgage...........................| 38 | 33 | 34 | 41 | 45 Without mortgage........................| 42 | 41 | 49 | 44 | 30 Renter....................................| 20 | 26 | 17 | 15 | 25 | | | | | Race of reference person: | | | | | Black.....................................| 11 | 11 | 10 | 15 | 5 White and other...........................| 89 | 89 | 90 | 85 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 14 | 10 | 12 | 21 | 11 High school (9-12)........................| 48 | 55 | 58 | 43 | 36 College...................................| 37 | 35 | 30 | 36 | 53 Never attended and other..................| (2) | (2) | (3) | (2) | (2) | | | | | At least one vehicle owned..................| 90 | 81 | 91 | 92 | 95 | | | | | Average annual expenditures.....................| $32,353 | $34,921 | $31,023 | $29,198 | $37,224 | | | | | Food..........................................| 4,504 | 5,184 | 4,447 | 3,979 | 4,735 Food at home................................| 2,868 | 3,364 | 2,817 | 2,523 | 2,968 Cereals and bakery products...............| 437 | 535 | 416 | 381 | 450 Cereals and cereal products.............| 141 | 153 | 134 | 134 | 148 Bakery products.........................| 296 | 382 | 282 | 247 | 302 Meats, poultry, fish, and eggs............| 801 | 1,016 | 766 | 715 | 753 Beef....................................| 251 | 307 | 234 | 220 | 261 Pork....................................| 180 | 187 | 202 | 179 | 142 Other meats.............................| 111 | 142 | 119 | 84 | 113 Poultry.................................| 134 | 201 | 112 | 119 | 111 Fish and seafood........................| 94 | 142 | 69 | 84 | 92 Eggs....................................| 32 | 36 | 29 | 30 | 34 | | | | | Dairy products............................| 304 | 340 | 314 | 263 | 319 Fresh milk and cream....................| 128 | 132 | 134 | 121 | 124 Other dairy products....................| 176 | 207 | 180 | 142 | 195 Fruits and vegetables.....................| 479 | 572 | 473 | 413 | 497 Fresh fruits............................| 153 | 187 | 149 | 127 | 163 Fresh vegetables........................| 143 | 165 | 134 | 129 | 153 Processed fruits........................| 101 | 128 | 104 | 81 | 103 Processed vegetables....................| 82 | 92 | 86 | 76 | 78 | | | | | Other food at home........................| 847 | 902 | 848 | 752 | 949 Sugar and other sweets..................| 120 | 120 | 136 | 105 | 126 Fats and oils...........................| 90 | 97 | 92 | 86 | 85 Miscellaneous foods.....................| 356 | 363 | 348 | 298 | 460 Nonalcoholic beverages..................| 221 | 233 | 216 | 216 | 223 Food prepared by consumer unit | | | | | on out-of-town trips...................| 60 | 89 | 57 | 47 | 54 Food away from home.........................| 1,637 | 1,820 | 1,630 | 1,455 | 1,767 | | | | | Alcoholic beverages...........................| 283 | 504 | 246 | 167 | 284 | | | | | Housing.......................................| 9,562 | 11,004 | 8,353 | 8,259 | 12,081 Shelter.....................................| 5,064 | 6,323 | 4,038 | 3,884 | 7,316 Owned dwellings...........................| 3,548 | 4,223 | 2,934 | 2,931 | 4,810 Mortgage interest and charges...........| 1,645 | 1,562 | 1,091 | 1,410 | 2,973 Property taxes..........................| 1,092 | 1,736 | 1,118 | 741 | 983 Maintenance, repairs, insurance, | | | | | other expenses.........................| 811 | 926 | 725 | 781 | 854 Rented dwellings..........................| 973 | 1,358 | 629 | 576 | 1,773 Other lodging.............................| 543 | 742 | 474 | 376 | 733 Utilities, fuels, and public services.......| 2,339 | 2,489 | 2,235 | 2,352 | 2,277 Natural gas...............................| 323 | 384 | 468 | 218 | 258 Electricity...............................| 927 | 842 | 812 | 1,083 | 879 Fuel oil and other fuels..................| 119 | 289 | 92 | 65 | 59 Telephone services........................| 679 | 722 | 616 | 667 | 740 Water and other public services...........| 291 | 252 | 246 | 319 | 341 Household operations........................| 376 | 346 | 271 | 374 | 558 Personal services.........................| 71 | 4/79 | 4/35 | 68 | 4/118 Other household expenses..................| 304 | 267 | 236 | 306 | 439 | | | | | Housekeeping supplies.......................| 436 | 434 | 453 | 441 | 408 Laundry and cleaning supplies.............| 118 | 112 | 119 | 132 | 98 Other household products..................| 202 | 191 | 224 | 205 | 181 Postage and stationery....................| 116 | 131 | 110 | 104 | 128 Household furnishings and equipment.........| 1,347 | 1,411 | 1,357 | 1,208 | 1,522 Household textiles........................| 104 | 133 | 102 | 92 | 90 Furniture.................................| 310 | 270 | 320 | 269 | 422 Floor coverings...........................| 114 | 180 | 153 | 31 | 4/137 Major appliances..........................| 170 | 147 | 184 | 166 | 187 Small appliances, miscellaneous housewares| 120 | 122 | 108 | 133 | 114 Miscellaneous household equipment.........| 529 | 557 | 490 | 516 | 572 | | | | | Apparel and services..........................| 1,666 | 1,800 | 1,813 | 1,437 | 1,732 Men and boys................................| 403 | 409 | 486 | 359 | 366 Men, 16 and over..........................| 317 | 353 | 347 | 269 | 321 Boys, 2 to 15.............................| 86 | 56 | 138 | 90 | 44 Women and girls.............................| 730 | 788 | 754 | 643 | 786 Women, 16 and over........................| 680 | 739 | 710 | 593 | 725 Girls, 2 to 15............................| 51 | 49 | 44 | 50 | 61 Children under 2............................| 50 | 71 | 46 | 42 | 45 Footwear....................................| 230 | 246 | 274 | 199 | 204 Other apparel products and services.........| 253 | 285 | 253 | 193 | 331 | | | | | Transportation................................| 6,011 | 5,672 | 6,143 | 5,556 | 7,124 Vehicle purchases (net outlay)..............| 2,577 | 2,095 | 2,890 | 2,482 | 2,904 Cars and trucks, new......................| 1,572 | 1,369 | 1,852 | 1,400 | 1,766 Cars and trucks, used.....................| 993 | 726 | 1,013 | 1,073 | 1,127 Other vehicles............................| 4/11 | (3) | 4/25 | 4/8 | 4/10 Gasoline and motor oil......................| 1,058 | 930 | 1,010 | 1,071 | 1,249 Other vehicle expenses......................| 1,989 | 2,066 | 1,909 | 1,758 | 2,457 Vehicle finance charges...................| 241 | 195 | 315 | 231 | 212 Maintenance and repairs...................| 700 | 746 | 673 | 625 | 827 Vehicle insurance.........................| 755 | 832 | 624 | 696 | 961 Vehicle rental, leases, licenses, | | | | | other charges............................| 293 | 293 | 296 | 207 | 457 Public transportation.......................| 388 | 581 | 334 | 245 | 514 | | | | | Health care...................................| 2,087 | 1,889 | 2,006 | 2,240 | 2,130 Health insurance............................| 930 | 754 | 938 | 1,028 | 936 Medical services............................| 670 | 618 | 608 | 693 | 774 Drugs.......................................| 353 | 274 | 363 | 425 | 295 Medical supplies............................| 133 | 243 | 98 | 94 | 124 | | | | | Entertainment.................................| 1,558 | 1,542 | 1,354 | 1,483 | 2,012 Fees and admissions.........................| 455 | 518 | 403 | 391 | 580 Television, radios, sound equipment.........| 478 | 483 | 443 | 433 | 613 Pets, toys, and playground equipment........| 280 | 257 | 257 | 295 | 315 Other entertainment supplies, equipment, | | | | | and services...............................| 344 | 284 | 250 | 364 | 504 | | | | | Personal care products and services...........| 395 | 389 | 384 | 392 | 424 | | | | | Reading.......................................| 193 | 241 | 202 | 147 | 211 | | | | | Education.....................................| 246 | 312 | 232 | 190 | 298 | | | | | Tobacco products and smoking supplies.........| 313 | 261 | 340 | 355 | 251 | | | | | Miscellaneous.................................| 854 | 833 | 800 | 818 | 1,018 | | | | | Cash contributions............................| 1,463 | 1,779 | 1,630 | 1,270 | 1,237 | | | | | Personal insurance and pensions...............| 3,218 | 3,510 | 3,071 | 2,907 | 3,687 Life and other personal insurance...........| 534 | 546 | 457 | 618 | 462 Pensions and Social Security................| 2,684 | 2,964 | 2,614 | 2,289 | 3,225 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 37,838 | 41,767 | 37,860 | 33,365 | 41,385 Wages and salaries..........................| 26,387 | 30,076 | 25,912 | 22,852 | 29,181 Self-employment income......................| 2,350 | 2,855 | 2,758 | 2,110 | 1,697 Social Security, private and government | | | | | retirement.................................| 6,223 | 5,392 | 6,125 | 6,289 | 7,147 Interest, dividends, rental income, other | | | | | property income............................| 1,849 | 2,410 | 2,082 | 1,215 | 2,053 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 423 | 608 | 514 | 210 | 477 Public assistance, supplemental security | | | | | income, food stamps........................| 399 | 284 | 259 | 527 | 481 Regular contributions for support...........| 110 | 4/67 | 4/73 | 118 | 193 Other income................................| 95 | 74 | 137 | 43 | 155 | | | | | Personal taxes................................| 3,518 | 3,615 | 3,713 | 2,406 | 5,125 Federal income taxes........................| 2,574 | 2,366 | 2,598 | 1,924 | 3,924 State and local income taxes................| 674 | 826 | 803 | 291 | 1,018 Other taxes.................................| 269 | 422 | 311 | 191 | 184 | | | | | Income after taxes............................| 34,320 | 38,152 | 34,148 | 30,959 | 36,260 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -1,605 | -1,516 | -1,540 | 1,568 | -8,046 Net change in total assets..................| 2,369 | 3,027 | 2,015 | 3,164 | 511 Net change in total liabilities.............| 3,973 | 4,543 | 3,555 | 1,596 | 8,558 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 713 | 392 | 161 | 339 | 2,593 Mortgage principal paid on owned property...| -1,265 | -1,138 | -934 | -1,123 | -2,155 Estimated market value of owned home........| 90,596 | 109,585 | 69,298 | 71,683 | 134,812 Estimated monthly rental value of owned home| 546 | 625 | 471 | 467 | 711 | | | | | Gifts of goods and services...................| 1,323 | 1,524 | 1,360 | 1,111 | 1,445 Food........................................| 110 | 168 | 104 | 71 | 122 Housing.....................................| 336 | 423 | 359 | 245 | 376 Housekeeping supplies.....................| 40 | 34 | 52 | 33 | 42 Household textiles........................| 17 | 26 | 17 | 10 | 17 Appliances and miscellaneous housewares...| 56 | 71 | 62 | 42 | 53 Major appliances........................| 13 | 15 | 13 | 10 | 14 Small appliances and miscellaneous | | | | | housewares.............................| 43 | 56 | 50 | 32 | 38 Miscellaneous household equipment.........| 88 | 105 | 96 | 78 | 76 Other housing.............................| 136 | 187 | 131 | 82 | 187 Apparel and services........................| 408 | 390 | 437 | 416 | 376 Males, 2 and over.........................| 150 | 132 | 201 | 147 | 112 Females, 2 and over.......................| 147 | 137 | 117 | 166 | 163 Children under 2..........................| 42 | 56 | 42 | 36 | 38 Other apparel products and services.......| 69 | 66 | 78 | 68 | 63 Jewelry and watches.....................| 30 | 19 | 48 | 19 | 38 All other apparel products and services.| 39 | 48 | 30 | 48 | 25 Transportation..............................| 85 | 65 | 80 | 67 | 152 Health care.................................| 33 | 4/30 | 23 | 24 | 67 Entertainment...............................| 106 | 92 | 121 | 99 | 114 Toys, games, hobbies, and tricycles.......| 48 | 53 | 58 | 42 | 41 Other entertainment.......................| 57 | 39 | 63 | 56 | 73 Education...................................| 105 | 127 | 94 | 89 | 125 All other gifts.............................| 141 | 227 | 142 | 100 | 113 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ No data reported. 4/ Data are likely to have large sampling errors.