Table 2. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 21302 1347 3017 2469 1932 3495 2673 2057 2639 1673 Income before taxes 1/.................... 32910 2798 7438 12422 17439 24721 34553 44591 58727 110616 Income after taxes 1/..................... 30264 2564 7297 12156 16844 23058 32272 40972 53883 97660 Age of reference person................... 47.6 37.4 52.4 55.1 51.1 48.4 43.1 43.2 45.2 46.9 Average number in consumer unit:.......... Persons.................................. 2.5 1.6 1.8 2 2.2 2.5 2.9 3.1 3.2 3.2 Children under 18........................ 0.7 0.3 0.5 0.5 0.6 0.7 0.9 0.9 0.9 0.9 Persons 65 and over...................... 0.3 0.2 0.4 0.6 0.5 0.4 0.2 0.1 0.1 0.1 Earners.................................. 1.4 0.9 0.5 0.7 1 1.3 1.7 1.9 2.1 2.2 Vehicles................................. 2.1 1 0.9 1.3 1.7 2.2 2.5 2.9 3.1 3.2 Percent distribution: Male..................................... 64 47 34 49 56 69 71 83 84 87 Female................................... 36 53 66 51 44 31 29 17 16 13 Percent homeowner........................ 66 24 41 55 57 70 74 83 89 93 With mortgage........................... 38 8 8 13 21 35 52 62 71 72 Without mortgage........................ 28 16 33 42 36 34 22 21 18 21 Renter................................... 34 76 59 45 43 30 26 17 11 7 Black.................................... 10 14 22 14 10 9 7 4 6 3 White and other.......................... 90 86 78 86 90 91 93 96 94 97 Elementary (1-8)......................... 9 9 18 18 14 8 3 4 3 2 High school (9-12)....................... 46 38 52 50 50 52 47 44 41 24 College.................................. 45 53 30 32 35 39 50 52 56 74 Never attended and other................. 0 0 0 0 0 0 1 0 0 0 At least one vehicle owned............... 88 65 60 83 89 96 98 99 98 97 Average annual expenditures............... 28875 12700 12513 17063 20818 24669 30348 37837 45738 66674 Food..................................... 4213 2139 2209 2880 3577 3712 4311 5426 6551 7759 Food at home............................ 2584 1421 1610 2090 2381 2393 2593 3285 3652 3968 Cereals and bakery products............ 416 234 245 350 365 366 424 549 599 646 Cereals and cereal products........... 146 97 87 121 126 126 154 191 210 224 Bakery products....................... 269 137 158 229 239 239 270 358 390 422 Meats, poultry, fish, and eggs......... 649 365 446 551 674 638 615 757 829 982 Beef.................................. 206 113 132 163 214 206 203 258 250 323 Pork.................................. 159 97 120 161 174 167 142 171 175 221 Other meats........................... 97 41 61 70 93 101 95 129 145 126 Poultry............................... 105 58 79 93 93 92 94 110 159 171 Fish and seafood...................... 59 43 38 38 75 49 54 64 73 117 Eggs.................................. 23 13 16 25 24 23 26 25 27 25 Dairy products......................... 295 157 175 239 273 276 307 376 434 423 Fresh milk and cream.................. 134 78 93 116 124 131 150 170 173 166 Other dairy products.................. 161 79 82 123 150 146 157 206 261 257 Fruits and vegetables.................. 394 233 259 340 366 369 364 480 560 598 Fresh fruits.......................... 120 72 79 96 95 119 105 160 175 187 Fresh vegetables...................... 106 78 78 89 114 103 95 114 134 163 Processed fruits...................... 95 50 58 86 84 82 93 121 146 146 Processed vegetables.................. 73 33 45 69 73 65 72 86 105 104 Other food at home..................... 830 431 484 610 702 744 883 1124 1230 1319 Sugar and other sweets................ 110 50 70 96 96 90 105 149 167 170 Fats and oils......................... 70 43 55 59 70 66 76 74 95 91 Miscellaneous foods................... 382 188 190 275 317 350 417 534 584 605 Nonalcoholic beverages................ 230 134 154 166 189 209 240 317 323 356 Food prep. by cu, out-of-town trips... 38 16 15 15 30 31 45 50 61 97 Food away from home..................... 1629 718 600 790 1196 1319 1719 2141 2898 3791 Alcoholic beverages...................... 285 180 119 200 180 227 278 412 479 589 Housing.................................. 8476 4177 4498 5647 6283 7447 8750 10877 12564 18101 Shelter................................. 4394 2304 2269 2820 3302 3832 4629 5457 6515 9639 Owned dwellings........................ 2870 699 721 1189 1492 2291 3126 4032 5234 8210 Mortgage interest and charges......... 1514 231 186 282 577 958 1842 2468 3040 4892 Property taxes........................ 785 290 292 441 499 615 767 941 1354 2204 Maintenance, rep., ins., oth. exp..... 572 178 243 466 416 718 516 623 840 1114 Rented dwellings....................... 1229 1449 1453 1547 1606 1356 1281 1033 707 456 Other lodging.......................... 295 156 95 84 205 185 223 391 575 973 Utilities, fuels, and public services... 1978 1169 1395 1628 1708 1935 2108 2294 2616 2995 Natural gas............................ 404 253 297 332 378 363 433 454 547 613 Electricity............................ 687 367 483 574 593 695 739 789 892 1045 Fuel oil and other fuels............... 83 31 58 79 57 113 82 99 104 89 Telephone.............................. 594 429 440 490 507 578 625 691 758 869 Water and other public services........ 209 89 116 153 172 188 229 260 315 379 Household operations.................... 401 100 121 289 280 310 353 511 557 1336 Personal services...................... 228 41 41 135 145 177 241 330 329 744 Other household expenses............... 173 59 80 154 134 133 112 181 228 592 Housekeeping supplies................... 437 211 220 340 294 374 457 596 654 863 Laundry and cleaning supplies.......... 118 43 74 89 72 107 122 163 186 200 Other household products............... 198 80 88 158 141 166 184 283 287 446 Postage and stationery................. 122 88 57 93 81 101 152 151 181 216 Household furnishings and equipment..... 1266 393 493 570 699 995 1202 2020 2222 3268 Household textiles..................... 104 27 47 57 81 99 80 196 136 238 Furniture.............................. 329 88 106 141 189 242 364 411 584 990 Floor coverings........................ 117 14 23 28 55 47 75 230 373 256 Major appliances....................... 143 65 54 97 112 130 128 184 227 342 Small appliances, misc. housewares..... 76 46 28 27 42 61 71 141 115 203 Miscellaneous household equipment...... 497 153 234 221 220 416 485 858 786 1239 Apparel and services..................... 1606 690 955 850 1150 1299 1599 2084 2661 3496 Men and boys............................ 422 135 173 222 212 269 439 732 794 951 Men, 16 and over....................... 337 95 144 194 177 214 336 607 587 785 Boys, 2 to 15.......................... 85 41 29 28 35 55 103 125 207 166 Women and girls......................... 678 317 406 370 497 581 670 764 1111 1520 Women, 16 and over..................... 579 289 371 323 456 503 556 621 928 1273 Girls, 2 to 15......................... 99 28 35 47 41 78 114 143 183 247 Children under 2........................ 71 41 48 26 61 83 85 97 94 101 Footwear................................ 225 81 216 129 231 204 209 241 327 358 Other apparel products and services..... 210 117 112 102 148 162 196 250 336 566 Transportation........................... 5254 2144 1603 2709 3952 4767 5979 7430 8496 11664 Vehicle purchases (net outlay).......... 2364 769 577 1103 1788 2152 2686 3567 3865 5475 Cars and trucks, new................... 1139 274 189 364 386 915 1062 1876 2261 3473 Cars and trucks, used.................. 1198 449 388 733 1402 1206 1586 1644 1603 1895 Other vehicles......................... 26 46 0 5 0 31 38 47 1 106 Gasoline and motor oil.................. 949 465 409 577 761 955 1114 1293 1461 1574 Other vehicle expenses.................. 1690 783 526 906 1248 1481 1960 2272 2738 3815 Vehicle finance charges................ 279 35 32 119 180 241 406 500 497 529 Maintenance and repairs................ 565 272 213 336 452 532 654 721 853 1179 Vehicle insurance...................... 569 215 206 308 458 548 680 758 935 1073 Veh. rent., leas., licen., oth. chges.. 278 261 76 143 158 160 220 293 453 1034 Public transportation................... 251 127 91 123 155 178 219 298 432 802 Health care.............................. 1572 636 983 1655 1689 1615 1697 1670 1903 2190 Health insurance........................ 750 306 527 865 883 832 791 750 735 971 Medical services........................ 449 120 183 419 398 394 552 542 711 715 Drugs................................... 285 164 235 311 351 318 241 270 329 313 Medical supplies........................ 87 46 37 59 57 71 113 107 128 191 Entertainment............................ 1370 670 463 714 856 1109 1499 1817 2354 3368 Fees and admissions..................... 353 193 85 103 208 240 323 501 667 1100 Television, radios, sound equipment..... 473 256 238 346 362 424 495 617 737 861 Pets, toys, and playground equipment.... 268 110 94 188 169 231 303 362 452 549 Other supplies, equip., and services.... 277 110 46 77 117 215 378 337 498 858 Personal care products and services...... 383 222 236 195 330 349 373 488 533 819 Reading.................................. 172 72 67 130 123 149 184 217 273 369 Education................................ 429 969 225 220 158 235 300 380 695 1249 Tobacco products and smoking supplies.... 304 169 216 231 289 321 382 394 401 274 Miscellaneous............................ 676 315 227 391 500 555 1054 982 1025 1096 Cash contributions....................... 1161 146 457 710 734 855 715 1116 1556 5192 Personal insurance and pensions.......... 2975 172 257 530 998 2028 3226 4544 6247 10506 Life and other personal insurance....... 326 47 79 105 165 292 352 518 599 874 Pensions and Social Security............ 2648 125 179 425 833 1736 2875 4026 5648 9633 Money income before taxes 1/.............. 32910 2798 7438 12422 17439 24721 34553 44591 58727 110616 Wages and salaries....................... 24836 1342 1620 4220 8943 15839 27895 38793 51139 89679 Self-employment income................... 1966 -161 174 291 306 1030 1321 1748 2826 13199 Soc. Sec., priv. and gov. retirement..... 3984 703 3515 6012 6356 5910 3462 2169 2606 2957 Int., divid., rent. inc., property inc... 998 60 93 391 677 973 819 1156 1299 4319 Unemp. and workers' compen., vet. ben.... 288 91 158 197 283 357 453 392 316 242 Pub. ass., supp. sec. inc., foodstamps... 446 459 1493 780 439 249 114 94 75 20 Regular contributions for support........ 264 231 315 353 287 254 297 135 293 126 Other income............................. 128 72 69 178 147 109 192 104 173 74 Personal taxes 1/......................... 2646 234 141 266 595 1664 2280 3619 4845 12957 Federal income taxes..................... 1851 134 63 93 305 1150 1527 2458 3350 9712 State and local income taxes............. 631 24 22 59 162 384 605 987 1230 2783 Other taxes.............................. 163 77 56 114 129 130 148 175 264 462 Income after taxes 1/..................... 30264 2564 7297 12156 16844 23058 32272 40972 53883 97660 Net change in total assets and liabilities -2685 -231 -44 -925 -6355 1084 -851 -7716 -7189 -5293 Net change in total assets............... 2846 -917 374 -539 -5052 4172 4030 2262 4673 17637 Net change in total liabilities.......... 5531 -685 418 386 1304 3088 4880 9978 11862 22930 Other money receipts...................... 372 144 47 482 274 126 408 1194 333 595 Mortgage principal paid, owned property... -722 -136 -116 -211 -334 -445 -639 -1208 -1505 -2373 Estimated market value of owned home...... 50793 18652 21234 27629 32578 43798 48559 63971 82154 137738 Est. monthly rental value of owned home... 372 117 178 226 276 329 381 485 580 858 Gifts of goods and services............... 938 413 336 538 478 781 787 1062 1724 2725 Food.................................... 76 6 15 46 27 57 60 68 178 250 Housing................................. 299 178 96 175 125 265 220 322 507 964 Housekeeping supplies................. 47 13 14 40 29 44 56 56 67 109 Household textiles.................... 17 3 1 9 10 25 9 37 15 47 Appliances and misc. housewares....... 27 30 5 5 17 21 20 48 38 91 Major appliances.................... 5 8 1 0 1 6 3 5 16 11 Small appl. and misc. housewares.... 22 23 4 5 16 15 18 43 22 80 Miscellaneous household equipment..... 95 32 22 70 23 67 78 112 126 398 Other housing......................... 113 100 54 51 46 108 57 70 260 319 Apparel and services.................... 222 117 124 77 147 178 219 350 393 448 Males 2 and over...................... 72 30 31 18 28 56 59 158 153 136 Females 2 and over.................... 82 32 44 32 74 55 85 103 131 213 Children under 2...................... 31 21 7 15 19 39 37 45 46 50 Other apparel products and services... 38 36 42 13 26 29 39 44 63 49 Jewelry and watches................. 23 26 37 8 15 19 12 15 44 30 All other apparel products and serv. 15 10 6 5 11 10 27 28 19 19 Transportation.......................... 39 10 8 24 18 19 47 46 94 101 Health care............................. 29 6 9 111 15 8 21 16 29 46 Entertainment........................... 76 23 23 50 57 66 77 91 167 138 Toys, games, hobbies, and tricycles... 31 12 9 28 19 32 38 37 55 43 Other entertainment................... 46 11 14 23 38 34 39 55 112 96 Education............................... 103 32 10 7 15 102 43 57 209 557 All other gifts......................... 95 41 51 47 74 85 101 111 148 221 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.