Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | Under | | | | | 65 and | | 75 and Item | two | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 30,686 | 1,839 | 4,469 | 3,726 | 5,276 | 5,648 | 9,729 | 6,110 | 3,619 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$36,717 |$23,684 |$41,172 |$42,563 |$45,168 |$42,716 |$27,303 |$28,508 |$25,203 Income after taxes 1/.........................| 33,382 | 22,098 | 36,984 | 38,577 | 40,663 | 38,185 | 25,526 | 26,564 | 23,718 Age of reference person.......................| 53.1 | 22.0 | 29.5 | 39.4 | 49.4 | 59.8 | 73.2 | 69.2 | 79.8 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 Children under 18...........................| .1 | .2 | .2 | .3 | .1 | (2) | (2) | (2) | (2) Persons 65 and over.........................| .6 | (3) | (2) | (2) | (2) | .1 | 1.7 | 1.6 | 1.8 Earners.....................................| 1.2 | 1.6 | 1.7 | 1.6 | 1.6 | 1.3 | .5 | .6 | .3 Vehicles....................................| 2.1 | 1.7 | 2.0 | 2.0 | 2.5 | 2.4 | 2.0 | 2.2 | 1.6 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 73 | 56 | 66 | 58 | 66 | 83 | 83 | 83 | 82 Female....................................| 27 | 44 | 34 | 42 | 34 | 17 | 17 | 17 | 18 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 73 | 15 | 46 | 60 | 77 | 89 | 88 | 90 | 85 With mortgage...........................| 34 | 12 | 37 | 48 | 56 | 40 | 17 | 23 | 6 Without mortgage........................| 38 | 3 | 8 | 12 | 21 | 49 | 71 | 67 | 78 Renter....................................| 27 | 85 | 54 | 40 | 23 | 11 | 12 | 10 | 15 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 9 | 14 | 10 | 9 | 10 | 7 | 7 | 6 | 8 White and other...........................| 91 | 86 | 90 | 91 | 90 | 93 | 93 | 94 | 92 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 11 | 1 | 1 | 3 | 6 | 13 | 22 | 19 | 29 High school (9-12)........................| 43 | 47 | 39 | 35 | 44 | 50 | 44 | 45 | 43 College...................................| 45 | 51 | 60 | 62 | 50 | 37 | 33 | 36 | 28 Never attended and other..................| (4) | 1 | (3) | (3) | (4) | (4) | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned..................| 93 | 85 | 92 | 91 | 93 | 96 | 93 | 94 | 91 | | | | | | | | | Average annual expenditures.....................|$31,203 |$22,528 |$32,541 |$33,600 |$37,475 |$34,945 |$25,727 |$27,331 |$22,939 | | | | | | | | | Food..........................................| 4,333 | 3,097 | 4,290 | 4,473 | 4,839 | 4,929 | 3,914 | 4,141 | 3,496 Food at home................................| 2,580 | 1,716 | 2,201 | 2,520 | 2,649 | 2,997 | 2,692 | 2,785 | 2,516 Cereals and bakery products...............| 399 | 261 | 336 | 367 | 420 | 456 | 426 | 437 | 405 Cereals and cereal products.............| 135 | 113 | 117 | 119 | 157 | 141 | 140 | 149 | 124 Bakery products.........................| 264 | 149 | 219 | 247 | 264 | 315 | 286 | 289 | 281 Meats, poultry, fish, and eggs............| 682 | 429 | 531 | 688 | 692 | 817 | 723 | 756 | 661 Beef....................................| 214 | 121 | 175 | 214 | 218 | 266 | 219 | 227 | 204 Pork....................................| 152 | 95 | 102 | 146 | 163 | 180 | 171 | 182 | 151 Other meats.............................| 88 | 53 | 67 | 93 | 90 | 107 | 91 | 95 | 84 Poultry.................................| 120 | 87 | 110 | 117 | 123 | 141 | 120 | 123 | 112 Fish and seafood........................| 81 | 55 | 58 | 96 | 71 | 93 | 91 | 97 | 80 Eggs....................................| 26 | 18 | 20 | 22 | 26 | 30 | 31 | 32 | 30 | | | | | | | | | Dairy products............................| 274 | 190 | 245 | 261 | 274 | 310 | 291 | 293 | 288 Fresh milk and cream....................| 112 | 89 | 93 | 96 | 107 | 124 | 131 | 126 | 139 Other dairy products....................| 162 | 101 | 152 | 165 | 167 | 187 | 161 | 167 | 149 Fruits and vegetables.....................| 443 | 254 | 341 | 390 | 441 | 522 | 512 | 518 | 501 Fresh fruits............................| 138 | 69 | 93 | 118 | 136 | 173 | 162 | 165 | 157 Fresh vegetables........................| 138 | 76 | 113 | 132 | 146 | 157 | 152 | 153 | 150 Processed fruits........................| 94 | 57 | 75 | 72 | 84 | 106 | 119 | 118 | 122 Processed vegetables....................| 73 | 52 | 59 | 68 | 75 | 86 | 79 | 83 | 72 | | | | | | | | | Other food at home........................| 782 | 582 | 748 | 815 | 822 | 892 | 739 | 781 | 662 Sugar and other sweets..................| 113 | 57 | 145 | 96 | 102 | 127 | 112 | 123 | 90 Fats and oils...........................| 78 | 48 | 55 | 76 | 78 | 98 | 84 | 88 | 78 Miscellaneous foods.....................| 334 | 289 | 335 | 345 | 355 | 361 | 311 | 325 | 285 Nonalcoholic beverages..................| 204 | 171 | 172 | 256 | 225 | 221 | 183 | 190 | 171 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 54 | 18 | 41 | 42 | 61 | 86 | 49 | 56 | 37 Food away from home.........................| 1,752 | 1,381 | 2,089 | 1,953 | 2,190 | 1,931 | 1,223 | 1,355 | 979 | | | | | | | | | Alcoholic beverages...........................| 328 | 337 | 428 | 495 | 347 | 340 | 187 | 201 | 160 | | | | | | | | | Housing.......................................| 9,403 | 6,711 | 10,562 | 10,632 | 11,185 | 9,786 | 7,734 | 8,013 | 7,239 Shelter.....................................| 5,129 | 4,161 | 6,524 | 6,510 | 6,244 | 4,944 | 3,646 | 3,776 | 3,427 Owned dwellings...........................| 3,281 | 638 | 3,354 | 4,023 | 4,428 | 3,619 | 2,646 | 2,868 | 2,271 Mortgage interest and charges...........| 1,607 | 463 | 2,364 | 2,681 | 2,604 | 1,519 | 575 | 802 | 191 Property taxes..........................| 944 | 110 | 581 | 802 | 1,101 | 1,205 | 1,087 | 1,080 | 1,099 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 730 | 64 | 409 | 539 | 723 | 896 | 984 | 985 | 981 Rented dwellings..........................| 1,387 | 3,380 | 2,873 | 2,061 | 1,137 | 643 | 636 | 483 | 895 Other lodging.............................| 461 | 143 | 298 | 427 | 679 | 681 | 364 | 425 | 261 Utilities, fuels, and public services.......| 2,124 | 1,360 | 1,872 | 2,068 | 2,402 | 2,383 | 2,103 | 2,145 | 2,031 Natural gas...............................| 268 | 147 | 203 | 239 | 292 | 310 | 295 | 289 | 306 Electricity...............................| 863 | 535 | 714 | 840 | 980 | 977 | 872 | 911 | 807 Fuel oil and other fuels..................| 113 | 29 | 89 | 94 | 103 | 136 | 139 | 131 | 151 Telephone services........................| 636 | 576 | 695 | 683 | 766 | 665 | 516 | 529 | 495 Water and other public services...........| 243 | 73 | 171 | 212 | 262 | 295 | 281 | 285 | 273 Household operations........................| 359 | 127 | 276 | 305 | 342 | 392 | 451 | 364 | 597 Personal services.........................| 84 | 83 | 116 | 82 | 19 | 5/70 | 114 | 77 | 5/176 Other household expenses..................| 275 | 44 | 161 | 223 | 324 | 321 | 337 | 287 | 421 | | | | | | | | | Housekeeping supplies.......................| 449 | 194 | 370 | 426 | 500 | 494 | 500 | 541 | 423 Laundry and cleaning supplies.............| 108 | 67 | 90 | 105 | 132 | 120 | 107 | 119 | 85 Other household products..................| 217 | 72 | 162 | 203 | 244 | 245 | 251 | 274 | 208 Postage and stationery....................| 124 | 54 | 118 | 118 | 124 | 129 | 142 | 148 | 130 Household furnishings and equipment.........| 1,343 | 870 | 1,519 | 1,324 | 1,696 | 1,574 | 1,034 | 1,187 | 762 Household textiles........................| 107 | 41 | 110 | 88 | 133 | 118 | 105 | 106 | 104 Furniture.................................| 335 | 358 | 541 | 383 | 403 | 318 | 191 | 241 | 106 Floor coverings...........................| 109 | 5/7 | 59 | 53 | 114 | 182 | 132 | 176 | 5/48 Major appliances..........................| 163 | 112 | 132 | 125 | 218 | 186 | 158 | 164 | 148 Small appliances, miscellaneous housewares| 106 | 77 | 91 | 100 | 115 | 155 | 88 | 99 | 66 Miscellaneous household equipment.........| 523 | 275 | 586 | 576 | 713 | 615 | 361 | 401 | 289 | | | | | | | | | Apparel and services..........................| 1,689 | 1,387 | 1,988 | 1,848 | 2,259 | 1,951 | 1,069 | 1,195 | 839 Men and boys................................| 425 | 299 | 499 | 436 | 613 | 523 | 244 | 272 | 194 Men, 16 and over..........................| 374 | 294 | 473 | 396 | 556 | 396 | 220 | 237 | 188 Boys, 2 to 15.............................| 50 | 5/4 | 26 | 40 | 58 | 127 | 24 | 34 | 6 Women and girls.............................| 710 | 434 | 697 | 873 | 958 | 845 | 489 | 549 | 378 Women, 16 and over........................| 671 | 419 | 649 | 808 | 920 | 802 | 461 | 509 | 371 Girls, 2 to 15............................| 39 | 15 | 47 | 65 | 38 | 43 | 28 | 40 | 7 Children under 2............................| 42 | 59 | 42 | 24 | 61 | 55 | 27 | 34 | 16 Footwear....................................| 214 | 298 | 255 | 146 | 232 | 265 | 161 | 178 | 128 Other apparel products and services.........| 298 | 297 | 495 | 368 | 395 | 263 | 148 | 163 | 123 | | | | | | | | | Transportation................................| 5,699 | 5,710 | 6,613 | 5,730 | 6,622 | 6,403 | 4,352 | 4,876 | 3,466 Vehicle purchases (net outlay)..............| 2,433 | 3,123 | 3,009 | 2,161 | 2,612 | 2,831 | 1,814 | 2,177 | 1,201 Cars and trucks, new......................| 1,417 | 1,470 | 1,777 | 1,065 | 1,310 | 2,039 | 1,073 | 1,238 | 795 Cars and trucks, used.....................| 997 | 1,590 | 1,203 | 1,044 | 1,280 | 790 | 737 | 933 | 406 Other vehicles............................| 19 | 5/63 | 5/29 | 5/52 | 5/21 | 5/2 | 5/4 | 5/6 | (3) Gasoline and motor oil......................| 1,010 | 914 | 1,112 | 1,116 | 1,220 | 1,093 | 779 | 871 | 622 Other vehicle expenses......................| 1,898 | 1,537 | 2,138 | 2,078 | 2,375 | 2,047 | 1,438 | 1,509 | 1,316 Vehicle finance charges...................| 240 | 295 | 376 | 296 | 342 | 245 | 86 | 117 | 35 Maintenance and repairs...................| 648 | 491 | 680 | 733 | 715 | 750 | 532 | 561 | 482 Vehicle insurance.........................| 693 | 565 | 763 | 683 | 802 | 727 | 609 | 605 | 616 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 318 | 185 | 319 | 366 | 517 | 326 | 211 | 227 | 183 Public transportation.......................| 358 | 137 | 354 | 375 | 415 | 432 | 321 | 319 | 326 | | | | | | | | | Health care...................................| 2,123 | 550 | 1,024 | 1,412 | 1,691 | 2,427 | 3,262 | 3,101 | 3,543 Health insurance............................| 1,001 | 244 | 409 | 493 | 693 | 1,074 | 1,735 | 1,641 | 1,895 Medical services............................| 588 | 185 | 407 | 623 | 532 | 740 | 677 | 670 | 692 Drugs.......................................| 407 | 81 | 139 | 218 | 360 | 430 | 681 | 648 | 738 Medical supplies............................| 127 | 40 | 69 | 77 | 106 | 183 | 168 | 143 | 217 | | | | | | | | | Entertainment.................................| 1,554 | 1,100 | 1,743 | 1,734 | 1,940 | 1,789 | 1,136 | 1,349 | 769 Fees and admissions.........................| 415 | 185 | 444 | 463 | 452 | 540 | 335 | 386 | 249 Television, radios, sound equipment.........| 485 | 517 | 615 | 610 | 551 | 480 | 338 | 369 | 284 Pets, toys, and playground equipment........| 293 | 208 | 331 | 360 | 378 | 299 | 215 | 265 | 127 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 361 | 190 | 354 | 302 | 559 | 470 | 248 | 330 | 109 | | | | | | | | | Personal care products and services...........| 408 | 304 | 426 | 369 | 435 | 444 | 400 | 389 | 420 | | | | | | | | | Reading.......................................| 190 | 82 | 173 | 211 | 209 | 215 | 187 | 189 | 184 | | | | | | | | | Education.....................................| 306 | 855 | 269 | 267 | 672 | 181 | 108 | 110 | 105 | | | | | | | | | Tobacco products and smoking supplies.........| 267 | 260 | 287 | 371 | 388 | 266 | 156 | 194 | 91 | | | | | | | | | Miscellaneous.................................| 760 | 373 | 737 | 943 | 877 | 919 | 616 | 630 | 589 | | | | | | | | | Cash contributions............................| 1,229 | 163 | 466 | 944 | 1,398 | 1,623 | 1,571 | 1,605 | 1,514 | | | | | | | | | Personal insurance and pensions...............| 2,914 | 1,598 | 3,534 | 4,171 | 4,612 | 3,672 | 1,036 | 1,339 | 525 Life and other personal insurance...........| 421 | 82 | 268 | 330 | 567 | 658 | 373 | 437 | 265 Pensions and Social Security................| 2,493 | 1,516 | 3,267 | 3,842 | 4,046 | 3,014 | 663 | 902 | 260 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 36,717 | 23,684 | 41,172 | 42,563 | 45,168 | 42,716 | 27,303 | 28,508 | 25,203 Wages and salaries..........................| 24,626 | 21,686 | 38,016 | 36,399 | 37,673 | 29,284 | 5,376 | 7,001 | 2,545 Self-employment income......................| 2,407 | 402 | 1,658 | 3,782 | 4,239 | 2,975 | 1,349 | 1,966 | 274 Social Security, private and government | | | | | | | | | retirement.................................| 7,041 | 5/26 | 168 | 518 | 1,328 | 7,687 | 16,543 | 15,680 | 18,048 Interest, dividends, rental income, other | | | | | | | | | property income............................| 1,780 | 80 | 404 | 409 | 803 | 2,118 | 3,565 | 3,347 | 3,946 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 314 | 206 | 262 | 448 | 381 | 414 | 218 | 280 | 109 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 239 | 571 | 235 | 338 | 369 | 147 | 126 | 112 | 150 Regular contributions for support...........| 209 | 388 | 260 | 605 | 302 | 5/55 | 5/35 | 5/5 | 5/86 Other income................................| 100 | 324 | 168 | 63 | 72 | 35 | 91 | 117 | 5/45 | | | | | | | | | Personal taxes................................| 3,335 | 1,586 | 4,188 | 3,986 | 4,505 | 4,531 | 1,777 | 1,944 | 1,485 Federal income taxes........................| 2,494 | 1,278 | 3,236 | 3,073 | 3,423 | 3,338 | 1,230 | 1,365 | 993 State and local income taxes................| 625 | 288 | 873 | 796 | 858 | 846 | 269 | 281 | 248 Other taxes.................................| 216 | 19 | 79 | 117 | 225 | 347 | 278 | 298 | 244 | | | | | | | | | Income after taxes............................| 33,382 | 22,098 | 36,984 | 38,577 | 40,663 | 38,185 | 25,526 | 26,564 | 23,718 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| -1,180 | -302 | -3,241 | -1,732 | -2,982 | -695 | 507 | -90 | 1,514 Net change in total assets..................| 3,727 | 3,447 | 6,127 | 6,884 | 5,826 | 2,250 | 1,187 | 777 | 1,880 Net change in total liabilities.............| 4,907 | 3,749 | 9,367 | 8,617 | 8,808 | 2,946 | 681 | 867 | 366 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 455 | 112 | 181 | 391 | 601 | 769 | 408 | 310 | 574 Mortgage principal paid on owned property...| -790 | -166 | -512 | -825 | -1,410 | -1,287 | -397 | -525 | -181 Estimated market value of owned home........| 78,558 | 8,784 | 42,189 | 63,194 | 89,036 |101,891 | 95,112 | 95,454 | 94,535 Estimated monthly rental value of owned home| 491 | 65 | 316 | 421 | 585 | 587 | 571 | 586 | 546 | | | | | | | | | Gifts of goods and services...................| 1,182 | 358 | 682 | 819 | 2,135 | 1,625 | 932 | 1,065 | 690 Food........................................| 97 | 12 | 39 | 63 | 238 | 131 | 57 | 68 | 37 Housing.....................................| 303 | 134 | 192 | 228 | 511 | 396 | 248 | 270 | 205 Housekeeping supplies.....................| 39 | 25 | 36 | 39 | 46 | 49 | 34 | 38 | 27 Household textiles........................| 17 | 5/1 | 20 | 5/18 | 15 | 25 | 16 | 17 | 5/15 Appliances and miscellaneous housewares...| 44 | 5/11 | 23 | 26 | 66 | 65 | 43 | 48 | 33 Major appliances........................| 11 | 5/4 | 5/1 | 5/3 | 25 | 13 | 10 | 8 | 15 Small appliances and miscellaneous | | | | | | | | | housewares.............................| 33 | 5/7 | 23 | 23 | 40 | 53 | 33 | 40 | 18 Miscellaneous household equipment.........| 75 | 28 | 76 | 72 | 90 | 87 | 70 | 86 | 40 Other housing.............................| 127 | 69 | 37 | 74 | 294 | 170 | 84 | 81 | 90 Apparel and services........................| 326 | 133 | 235 | 225 | 446 | 558 | 241 | 300 | 134 Males, 2 and over.........................| 119 | 34 | 93 | 87 | 157 | 226 | 74 | 88 | 48 Females, 2 and over.......................| 116 | 58 | 61 | 77 | 161 | 193 | 99 | 125 | 50 Children under 2..........................| 38 | 23 | 31 | 24 | 61 | 55 | 27 | 34 | 16 Other apparel products and services.......| 53 | 17 | 51 | 36 | 68 | 84 | 41 | 52 | 20 Jewelry and watches.....................| 21 | 5/9 | 23 | 19 | 29 | 24 | 16 | 20 | 10 All other apparel products and services.| 32 | 5/8 | 27 | 18 | 39 | 60 | 25 | 32 | 10 Transportation..............................| 68 | 5 | 34 | 35 | 108 | 98 | 70 | 83 | 48 Health care.................................| 26 | 5/1 | 5/3 | 19 | 63 | 34 | 20 | 20 | 5/19 Entertainment...............................| 92 | 32 | 67 | 91 | 110 | 132 | 84 | 109 | 41 Toys, games, hobbies, and tricycles.......| 40 | 13 | 29 | 37 | 41 | 66 | 36 | 48 | 16 Other entertainment.......................| 52 | 19 | 37 | 54 | 69 | 66 | 47 | 60 | 25 Education...................................| 143 | 5/2 | 12 | 49 | 481 | 130 | 90 | 91 | 5/87 All other gifts.............................| 127 | 39 | 100 | 109 | 177 | 145 | 123 | 125 | 120 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ No data reported. 4/ Value less than 0.5. 5/ Data are likely to have large sampling errors.