Table 6. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to to of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 18,836 875 4,658 3,976 2,740 3,015 1,333 821 761 658 Income before taxes 1/.................... $21,819 ($2,851) $7,597 $12,365 $17,252 $24,427 $34,353 $44,728 $57,923 $123,814 Income after taxes 1/..................... 20,618 (3,716) 7,553 11,907 16,854 23,562 32,793 42,486 52,982 110,958 Age of reference person................... 74.7 76.1 76.8 74.8 74.4 73.4 72 73.7 72.7 72.2 Average number in consumer unit:.......... Persons.................................. 1.7 1.4 1.3 1.5 1.8 2 2.2 2.3 2.4 2.2 Children under 18........................ 0.1 0.1 0 0 0 0.1 0.1 0.2 0.1 0.1 Persons 65 and over...................... 1.4 1.1 1.1 1.3 1.5 1.6 1.6 1.6 1.5 1.5 Earners.................................. 0.4 0.3 0.1 0.2 0.3 0.5 0.8 0.8 1.1 1.3 Vehicles................................. 1.5 0.9 0.8 1.2 1.6 1.9 2.2 2.3 2.2 2.2 Percent distribution: Male..................................... 54 29 28 46 62 73 81 77 80 81 Female................................... 46 71 72 54 38 27 19 23 20 19 Percent homeowner........................ 79 67 63 79 85 88 91 85 84 95 With mortgage........................... 14 9 7 11 15 19 22 23 20 27 Without mortgage........................ 65 57 56 68 70 69 68 63 64 68 Renter................................... 21 33 37 21 15 12 9 15 16 5 Black.................................... 9 19 15 7 5 6 5 5 3 2 White and other.......................... 91 81 85 93 95 94 95 95 97 98 Elementary (1-8)......................... 24 44 40 26 21 15 11 7 7 3 High school (9-12)....................... 47 32 46 49 55 53 45 42 33 26 College.................................. 28 23 13 23 24 31 44 51 60 72 Never attended and other................. 1 1 1 1 0 0 1 0 0 0 At least one vehicle owned............... 79 55 54 82 91 93 95 93 98 96 Average annual expenditures............... $22,448 $14,737 $12,367 $17,333 $20,821 $25,992 $32,396 $38,186 $41,950 $63,205 Food..................................... 3,368 2,204 2,214 2,715 3,161 3,922 4,615 5,675 5,871 7,077 Food at home............................ 2,361 1,889 1,798 2,072 2,322 2,763 3,000 3,584 3,064 3,371 Cereals and bakery products............ 386 247 283 338 419 444 501 611 487 508 Cereals and cereal products........... 131 113 93 118 154 141 176 196 157 151 Bakery products....................... 255 134 190 220 264 304 325 415 330 357 Meats, poultry, fish, and eggs......... 589 545 460 535 578 694 738 829 642 796 Beef.................................. 164 105 123 150 165 201 198 249 172 242 Pork.................................. 139 81 122 128 138 179 163 145 131 173 Other meats........................... 81 53 59 75 85 99 96 139 76 112 Poultry............................... 101 64 89 97 96 94 124 160 138 144 Fish and seafood...................... 75 214 42 56 58 92 130 107 94 95 Eggs.................................. 29 28 25 29 37 29 28 29 32 30 Dairy products......................... 263 216 216 239 258 285 332 362 342 347 Fresh milk and cream.................. 114 104 97 109 108 128 134 121 159 145 Other dairy products.................. 149 112 119 130 150 157 198 241 184 203 Fruits and vegetables.................. 452 377 350 378 419 529 534 725 713 718 Fresh fruits.......................... 147 100 117 121 115 181 190 260 228 236 Fresh vegetables...................... 132 131 100 116 131 149 149 216 157 221 Processed fruits...................... 98 83 69 79 98 122 109 148 186 166 Processed vegetables.................. 74 63 65 61 74 77 86 101 143 95 Other food at home..................... 672 504 489 582 648 810 895 1,056 879 1,002 Sugar and other sweets................ 100 88 82 95 91 104 126 140 127 154 Fats and oils......................... 75 51 69 69 74 83 84 91 89 84 Miscellaneous foods................... 278 225 187 239 280 332 359 479 392 422 Nonalcoholic beverages................ 183 136 139 156 168 245 276 264 195 193 Food prep. by cu, out-of-town trips... 36 4 11 23 34 46 51 83 76 149 Food away from home..................... 1,008 315 416 643 839 1,159 1,615 2,090 2,807 3,705 Alcoholic beverages...................... 166 121 69 94 172 224 250 370 355 412 Housing.................................. 7,186 5,356 4,634 6,194 6,516 8,085 9,400 11,783 12,583 15,946 Shelter................................. 3,578 2,596 2,228 3,022 3,154 3,970 4,760 5,948 6,801 8,682 Owned dwellings........................ 2,230 1,523 1,001 1,861 2,118 2,720 3,445 3,315 4,031 6,424 Mortgage interest and charges......... 404 282 166 237 358 482 822 644 975 1,286 Property taxes........................ 961 761 403 726 939 1,265 1,676 1,409 1,526 2,619 Maintenance, rep., ins., oth. exp..... 865 479 432 898 820 973 948 1,262 1,530 2,519 Rented dwellings....................... 994 901 1,175 964 774 751 917 1,766 1,738 383 Other lodging.......................... 354 172 52 198 263 499 397 867 1,033 1,875 Utilities, fuels, and public services... 1,960 1,705 1,444 1,877 1,977 2,190 2,395 2,449 2,584 3,109 Natural gas............................ 301 249 233 296 333 328 333 353 359 428 Electricity............................ 761 651 545 719 751 907 972 924 1,013 1,148 Fuel oil and other fuels............... 140 130 127 119 147 153 191 190 153 113 Telephone.............................. 493 462 367 467 481 518 587 656 693 896 Water and other public services........ 264 213 171 275 265 284 311 326 365 524 Household operations.................... 417 239 264 340 335 436 478 628 906 1,514 Personal services...................... 64 5 94 61 25 61 67 67 7 166 Other household expenses............... 354 234 169 279 310 375 411 561 898 1,348 Housekeeping supplies................... 426 366 260 352 366 518 613 794 796 724 Laundry and cleaning supplies.......... 95 72 60 73 97 134 140 159 108 136 Other household products............... 191 171 130 134 156 238 251 360 410 371 Postage and stationery................. 140 123 70 145 112 146 222 274 277 218 Household furnishings and equipment..... 805 449 438 603 685 971 1,154 1,964 1,497 1,918 Household textiles..................... 98 78 120 40 100 108 91 234 70 138 Furniture.............................. 159 109 73 110 156 245 309 248 270 212 Floor coverings........................ 42 0 21 37 49 35 60 132 90 58 Major appliances....................... 129 67 66 124 96 164 185 282 168 316 Small appliances, misc. housewares..... 68 28 37 46 49 62 106 175 158 288 Miscellaneous household equipment...... 309 167 122 245 235 356 403 892 742 906 Apparel and services..................... 964 718 561 617 711 1,185 1,767 1,806 1,601 2,804 Men and boys............................ 210 151 86 126 205 264 451 412 246 628 Men, 16 and over....................... 186 150 75 116 192 221 380 377 222 560 Boys, 2 to 15.......................... 24 1 11 10 13 44 71 35 24 68 Women and girls......................... 442 347 276 288 280 578 949 801 720 921 Women, 16 and over..................... 416 345 265 271 255 536 872 742 691 894 Girls, 2 to 15......................... 27 3 10 17 26 42 77 60 29 27 Children under 2........................ 17 10 5 14 17 30 25 25 30 44 Footwear................................ 144 113 137 97 111 173 177 306 251 124 Other apparel products and services..... 150 97 58 93 98 140 165 262 355 1,087 Transportation........................... 3,360 2,062 1,256 2,331 3,641 4,373 5,507 5,469 6,248 10,056 Vehicle purchases (net outlay).......... 1,226 824 402 675 1,394 1,638 2,398 1,843 2,101 4,174 Cars and trucks, new................... 647 0 164 285 668 1,055 1,461 980 1,545 2,044 Cars and trucks, used.................. 579 824 237 390 724 584 937 863 556 2,130 Other vehicles......................... 0 0 0 0 2 0 0 0 0 0 Gasoline and motor oil.................. 600 366 299 512 597 781 872 1,029 1,087 1,100 Other vehicle expenses.................. 1,198 695 459 939 1,287 1,609 1,814 1,977 2,271 2,962 Vehicle finance charges................ 68 18 23 47 79 94 137 134 125 122 Maintenance and repairs................ 436 295 156 359 448 564 637 738 900 1,116 Vehicle insurance...................... 509 352 201 437 579 683 741 812 845 1,018 Veh. rent., leas., licen., oth. chges.. 185 31 79 95 181 268 299 293 401 706 Public transportation................... 336 177 97 205 363 345 423 619 789 1,821 Health care.............................. 2,728 1,900 1,934 2,560 3,002 3,074 3,506 3,804 3,276 4,205 Health insurance........................ 1,448 880 987 1,424 1,606 1,655 1,886 1,947 1,913 1,960 Medical services........................ 615 506 442 478 660 659 865 1,051 628 1,337 Drugs................................... 561 434 455 545 640 621 608 644 612 736 Medical supplies........................ 104 81 50 114 96 139 147 162 122 172 Entertainment............................ 908 510 340 766 891 1,056 1,412 1,763 1,771 2,613 Fees and admissions..................... 282 219 55 183 258 325 394 704 691 1,236 Television, radios, sound equipment..... 321 206 180 255 300 364 539 639 530 679 Pets, toys, and playground equipment.... 170 65 79 133 163 201 266 235 437 477 Other supplies, equip., and services.... 136 20 26 196 170 167 214 185 113 221 Personal care products and services...... 334 192 187 290 323 322 598 583 577 784 Reading.................................. 156 90 68 126 151 199 208 304 280 434 Education................................ 115 27 26 72 173 92 125 186 333 642 Tobacco products and smoking supplies.... 135 94 104 117 131 162 244 201 133 117 Miscellaneous............................ 565 582 343 498 579 598 892 845 804 1,049 Cash contributions....................... 1,486 625 450 618 841 1,832 2,310 3,180 4,627 8,911 Personal insurance and pensions.......... 976 255 180 333 529 869 1,562 2,216 3,490 8,156 Life and other personal insurance....... 339 158 151 254 301 321 455 486 558 1,990 Pensions and Social Security............ 637 97 29 80 228 548 1,107 1,730 2,932 6,166 Money income before taxes 1/.............. 21,819 (2,851) 7,597 12,365 17,252 24,427 34,353 44,728 57,923 123,814 Wages and salaries....................... 4,133 393 117 509 1,475 3,523 7,653 12,236 21,720 35,742 Self-employment income................... 1,121 -6786 3 186 31 488 987 1,105 3,205 30,523 Soc. Sec., priv. and gov. retirement..... 13,651 3,202 6,950 10,749 14,407 18,073 20,724 24,728 23,764 29,288 Int., divid., rent. inc., property inc... 2,417 35 104 514 1,016 1,891 4,130 6,314 8,350 26,503 Unemp. and workers' compen., vet. ben.... 163 11 27 82 110 197 429 148 316 1,181 Pub. ass., supp. sec. inc., foodstamps... 211 248 342 234 144 137 137 24 59 263 Regular contributions for support........ 66 20 19 59 45 41 226 163 215 84 Other income............................. 58 26 37 32 24 77 67 10 293 230 Personal taxes 1/......................... 1,201 865 44 458 399 865 1,560 2,242 4,942 12,855 Federal income taxes..................... 823 570 17 234 180 478 961 1,490 3,802 10,135 State and local income taxes............. 170 143 5 82 70 121 168 392 709 1,648 Other taxes.............................. 208 153 22 142 149 266 431 360 431 1,073 Income after taxes 1/..................... 20,618 (3,716) 7,553 11,907 16,854 23,562 32,793 42,486 52,982 110,958 Net change in total assets and liabilities 64 -88 -597 1,652 (1,430) -903 2,502 (2,404) 9,351 (6,592) Net change in total assets............... 965 265 -69 1,758 -28 1,153 3,638 -848 9,338 (5,150) Net change in total liabilities.......... 900 353 528 106 1,402 2,055 1,136 1,556 -13 1,442 Other money receipts...................... 519 29 258 181 308 1,228 344 169 416 3,610 Mortgage principal paid, owned property... -313 -285 -97 -184 -219 -405 -695 -671 -820 -823 Estimated market value of owned home...... 79,795 58,616 40,017 69,411 76,325 88,244 105,709 107,302 133,271 279,428 Est. monthly rental value of owned home... 501 425 299 455 524 573 611 684 746 1,150 Gifts of goods and services............... 919 726 599 574 786 850 1,327 2,085 1,673 3,207 Food.................................... 55 2 27 29 40 34 95 87 242 275 Housing................................. 231 104 186 165 140 205 438 563 477 452 Housekeeping supplies................. 40 13 23 38 29 42 92 89 64 20 Household textiles.................... 24 20 49 1 6 24 3 104 12 15 Appliances and misc. housewares....... 27 12 9 10 16 26 50 112 73 125 Major appliances.................... 6 0 3 1 4 13 12 26 4 8 Small appl. and misc. housewares.... 21 12 6 9 11 13 38 86 69 116 Miscellaneous household equipment..... 56 6 25 61 38 66 132 122 72 51 Other housing......................... 85 53 80 54 51 47 162 136 256 242 Apparel and services.................... 204 101 104 105 146 280 394 419 357 707 Males 2 and over...................... 62 70 30 35 49 79 136 123 61 196 Females 2 and over.................... 84 3 42 43 45 137 164 213 225 155 Children under 2...................... 16 10 5 11 16 29 23 24 27 39 Other apparel products and services... 42 17 27 16 35 35 70 59 44 318 Jewelry and watches................. 22 17 4 12 19 13 20 14 23 273 All other apparel products and serv. 21 0 23 5 16 21 50 45 21 45 Transportation.......................... 57 22 45 22 29 44 29 91 43 607 Health care............................. 85 266 79 98 59 71 23 187 16 85 Entertainment........................... 69 33 31 39 60 91 88 239 135 181 Toys, games, hobbies, and tricycles... 27 15 11 20 24 44 44 47 42 58 Other entertainment................... 42 17 20 18 36 47 43 192 93 123 Education............................... 69 2 19 32 152 37 42 91 171 434 All other gifts......................... 150 197 108 83 161 88 220 407 232 466 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.