Table 1. Consumer units with reference person age under 25 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 6,407 1,351 1,450 915 774 946 496 475 Income before taxes 1/.................... $16,457 $2,549 $7,257 $12,289 $17,315 $24,400 $33,599 $57,031 Income after taxes 1/..................... 15,544 2,620 7,106 11,968 16,512 22,920 31,041 52,524 Age of reference person................... 21.7 20.4 21.5 21.8 22.1 22.3 22.5 22.7 Average number in consumer unit:.......... Persons.................................. 1.9 1.2 1.9 2.1 1.9 2.2 2.3 2.8 Children under 18........................ 0.5 0.2 0.7 0.7 0.4 0.6 0.4 0.6 Persons 65 and over...................... 0 0 0 0 0 0 0 0 Earners.................................. 1.3 0.9 1 1.2 1.4 1.5 1.8 2.1 Vehicles................................. 1.2 0.6 0.8 1.1 1.4 1.6 2.2 2.2 Percent distribution: Male..................................... 56 52 44 55 63 62 67 73 Female................................... 44 48 56 45 37 38 33 27 Percent homeowner........................ 11 2 6 6 6 19 26 35 With mortgage........................... 7 1 1 3 4 15 18 31 Without mortgage........................ 3 1 5 3 2 4 8 4 Renter................................... 89 98 94 94 94 81 74 65 Black.................................... 13 12 22 14 8 9 9 9 White and other.......................... 87 88 78 86 92 91 91 91 Elementary (1-8)......................... 2 3 2 2 3 4 1 1 High school (9-12)....................... 40 29 39 50 35 43 45 46 College.................................. 58 69 59 48 62 53 54 53 Never attended and other................. 0 0 0 0 0 0 0 0 At least one vehicle owned............... 74 53 62 74 90 88 94 94 Average annual expenditures............... $18,493 $10,088 $11,782 $16,444 $21,883 $23,393 $29,840 $39,955 Food..................................... 2,820 1,764 2,160 3,181 3,434 3,295 3,598 4,438 Food at home............................ 1,526 788 1,182 1,979 1,839 1,849 1,929 2,221 Cereals and bakery products............ 236 121 179 288 319 274 297 375 Cereals and cereal products........... 106 53 84 145 147 115 130 150 Bakery products....................... 129 68 94 144 172 159 166 225 Meats, poultry, fish, and eggs......... 394 180 334 602 481 442 483 451 Beef.................................. 122 48 108 195 159 122 167 135 Pork.................................. 87 38 79 140 92 97 119 82 Other meats........................... 47 19 38 66 56 65 65 39 Poultry............................... 69 45 65 97 66 74 69 89 Fish and seafood...................... 49 21 29 80 83 58 39 73 Eggs.................................. 19 8 15 24 24 26 25 32 Dairy products......................... 164 88 119 194 185 218 192 280 Fresh milk and cream.................. 75 37 56 76 87 105 97 133 Other dairy products.................. 89 51 63 117 97 113 95 146 Fruits and vegetables.................. 216 112 164 280 252 279 282 281 Fresh fruits.......................... 56 29 43 61 70 80 71 77 Fresh vegetables...................... 61 28 49 90 62 73 73 87 Processed fruits...................... 57 33 37 78 55 78 86 63 Processed vegetables.................. 42 22 34 52 66 48 51 54 Other food at home..................... 517 288 386 615 603 636 675 834 Sugar and other sweets................ 55 26 41 73 71 65 73 78 Fats and oils......................... 45 23 33 65 53 60 49 57 Miscellaneous foods................... 253 135 190 309 312 281 353 429 Nonalcoholic beverages................ 143 79 107 149 152 209 176 233 Food prep. by cu, out-of-town trips... 21 25 14 18 15 21 23 37 Food away from home..................... 1,294 976 978 1,202 1,595 1,446 1,669 2,217 Alcoholic beverages...................... 300 248 221 273 313 243 333 904 Housing.................................. 5,519 2,599 4,124 5,423 5,908 7,387 8,572 10,750 Shelter................................. 3,391 1,650 2,556 3,319 3,898 4,515 5,134 6,140 Owned dwellings........................ 401 49 117 100 170 709 1,046 1,940 Mortgage interest and charges......... 251 14 10 55 84 502 579 1,463 Property taxes........................ 67 9 31 23 66 104 162 251 Maintenance, rep., ins., oth. exp..... 83 26 75 22 20 103 305 226 Rented dwellings....................... 2,793 1,417 2,168 2,964 3,563 3,708 3,895 4,063 Other lodging.......................... 196 184 272 254 166 99 193 137 Utilities, fuels, and public services... 1,159 558 951 1,194 1,142 1,556 1,654 2,151 Natural gas............................ 121 40 105 117 129 153 248 200 Electricity............................ 405 160 326 461 387 522 610 813 Fuel oil and other fuels............... 19 0 9 33 12 48 17 31 Telephone.............................. 548 337 462 508 559 741 675 956 Water and other public services........ 65 20 50 74 54 92 104 151 Household operations.................... 182 39 107 137 165 246 316 669 Personal services...................... 138 15 72 107 88 201 281 556 Other household expenses............... 44 24 36 30 76 45 35 113 Housekeeping supplies................... 178 101 139 201 172 187 318 334 Laundry and cleaning supplies.......... 54 22 44 77 49 67 65 99 Other household products............... 61 35 64 61 64 67 89 91 Postage and stationery................. 63 44 31 63 58 53 164 143 Household furnishings and equipment..... 609 252 370 573 531 882 1,149 1,457 Household textiles..................... 21 13 19 15 22 27 39 23 Furniture.............................. 213 64 101 217 177 339 448 534 Floor coverings........................ 14 7 5 39 2 17 19 15 Major appliances....................... 75 15 53 44 89 128 173 149 Small appliances, misc. housewares..... 39 17 35 41 42 66 36 47 Miscellaneous household equipment...... 248 136 158 217 199 304 435 690 Apparel and services..................... 1,202 718 903 1,022 1,615 1,564 1,651 2,050 Men and boys............................ 293 175 232 316 260 446 348 398 Men, 16 and over....................... 263 174 191 239 248 427 299 378 Boys, 2 to 15.......................... 30 2 41 77 12 19 48 21 Women and girls......................... 361 278 200 240 627 387 518 749 Women, 16 and over..................... 328 266 178 178 543 369 505 700 Girls, 2 to 15......................... 33 12 22 62 84 19 13 49 Children under 2........................ 103 38 107 92 100 130 179 193 Footwear................................ 214 119 162 184 345 257 304 340 Other apparel products and services..... 232 107 202 191 283 344 304 370 Transportation........................... 4,184 1,921 1,826 2,651 5,747 5,259 8,582 11,495 Vehicle purchases (net outlay).......... 2,248 923 661 907 3,525 2,640 5,167 7,540 Cars and trucks, new................... 996 307 190 0 1,953 1,233 2,620 3,607 Cars and trucks, used.................. 1,236 614 471 905 1,441 1,407 2,546 3,933 Other vehicles......................... 17 2 0 2 131 0 0 0 Gasoline and motor oil.................. 683 413 462 648 792 858 1,093 1,235 Other vehicle expenses.................. 1,076 452 549 967 1,279 1,534 2,007 2,451 Vehicle finance charges................ 166 34 38 106 143 303 366 605 Maintenance and repairs................ 384 232 285 376 543 437 558 567 Vehicle insurance...................... 394 136 154 347 462 661 828 857 Veh. rent., leas., licen., oth. chges.. 132 49 72 138 131 133 255 422 Public transportation................... 177 134 153 129 152 227 315 268 Health care.............................. 430 95 167 287 726 805 771 857 Health insurance........................ 164 30 45 110 193 286 432 442 Medical services........................ 176 36 67 106 414 367 203 253 Drugs................................... 62 20 29 52 80 109 106 116 Medical supplies........................ 28 10 27 18 40 43 29 46 Entertainment............................ 1,010 752 644 909 1,032 1,124 1,516 2,242 Fees and admissions..................... 239 252 189 162 248 207 303 492 Television, radios, sound equipment..... 481 365 280 475 463 543 689 1,089 Pets, toys, and playground equipment.... 150 40 87 143 170 194 293 412 Other supplies, equip., and services.... 139 95 88 129 151 179 231 248 Personal care products and services...... 241 137 167 262 263 321 286 491 Reading.................................. 71 44 41 72 89 85 115 141 Education................................ 877 1,368 844 966 680 730 540 393 Tobacco products and smoking supplies.... 209 114 140 272 260 309 234 269 Miscellaneous............................ 279 115 122 250 364 342 634 668 Cash contributions....................... 110 68 62 109 148 49 115 441 Personal insurance and pensions.......... 1,239 147 363 767 1,304 1,881 2,893 4,815 Life and other personal insurance....... 62 8 11 18 49 97 137 333 Pensions and Social Security............ 1,177 139 352 749 1,255 1,784 2,756 4,483 Money income before taxes 1/.............. 16,457 2,549 7,257 12,289 17,315 24,400 33,599 57,031 Wages and salaries....................... 13,814 1,773 4,369 8,869 15,334 21,322 30,045 52,064 Self-employment income................... 508 -35 104 212 165 582 1,696 3,031 Soc. Sec., priv. and gov. retirement..... 77 1 110 30 133 49 216 98 Int., divid., rent. inc., property inc... 102 22 38 159 196 84 252 142 Unemp. and workers' compen., vet. ben.... 110 45 48 122 194 103 203 245 Pub. ass., supp. sec. inc., foodstamps... 757 258 1,615 1,472 263 545 101 92 Regular contributions for support........ 739 338 672 981 679 1,099 516 1,230 Other income............................. 349 145 301 444 351 617 569 129 Personal taxes 1/......................... 913 -71 151 321 803 1,480 2,558 4,508 Federal income taxes..................... 686 -72 102 238 596 1,118 1,944 3,456 State and local income taxes............. 208 1 35 80 182 333 540 1,014 Other taxes.............................. 20 0 14 4 24 29 74 38 Income after taxes 1/..................... 15,544 2,620 7,106 11,968 16,512 22,920 31,041 52,524 Net change in total assets and liabilities -673 -375 -182 -491 (1,143) 1,997 -735 (7,852) Net change in total assets............... 1,696 -164 -82 308 1,115 4,944 8,234 2,748 Net change in total liabilities.......... 2,369 211 100 799 2,258 2,948 8,969 10,600 Other money receipts...................... 394 105 105 145 238 137 305 3,433 Mortgage principal paid, owned property... -76 -9 -12 -22 -52 -159 -189 -325 Estimated market value of owned home...... 5,842 790 1,726 3,496 4,273 7,636 13,577 28,213 Est. monthly rental value of owned home... 51 5 19 19 31 79 127 237 Gifts of goods and services............... 461 591 439 242 469 422 380 704 Food.................................... 23 19 38 9 15 26 4 39 Housing................................. 143 179 140 110 128 108 112 255 Housekeeping supplies................. 20 21 6 15 20 22 16 69 Household textiles.................... 1 0 0 1 4 1 4 4 Appliances and misc. housewares....... 9 5 10 6 2 14 17 8 Major appliances.................... 2 0 0 1 1 5 7 6 Small appl. and misc. housewares.... 7 4 10 5 2 10 10 2 Miscellaneous household equipment..... 27 34 12 13 40 26 11 78 Other housing......................... 87 120 112 75 60 45 65 95 Apparel and services.................... 153 156 155 60 212 176 104 235 Males 2 and over...................... 35 74 53 16 27 6 10 5 Females 2 and over.................... 45 44 14 6 111 79 7 80 Children under 2...................... 19 7 9 9 28 35 26 46 Other apparel products and services... 55 31 78 29 46 55 61 103 Jewelry and watches................. 45 19 77 25 25 45 47 98 All other apparel products and serv. 9 12 2 4 21 11 14 5 Transportation.......................... 14 13 6 8 17 19 12 42 Health care............................. 2 3 1 1 3 0 7 1 Entertainment........................... 62 148 18 27 34 34 97 53 Toys, games, hobbies, and tricycles... 9 4 9 6 12 8 22 16 Other entertainment................... 52 144 9 21 22 26 74 37 Education............................... 31 49 67 7 33 3 0 4 All other gifts......................... 32 23 13 20 27 56 44 77 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.