Table 4. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 13,536 458 1,286 1,148 1,023 2,084 1,963 1,469 2,068 2,037 Income before taxes 1/.................... $42,456 $2,661 $7,764 $12,440 $17,243 $24,589 $34,624 $44,645 $58,391 $110,960 Income after taxes 1/..................... 39,050 2,802 7,758 12,366 16,927 23,259 32,310 41,145 53,428 99,655 Age of reference person................... 42.7 41.2 38.9 42.5 42.8 43.2 40.2 42.4 44.5 45.9 Average number in consumer unit:.......... Persons.................................. 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 Children under 18........................ 0.8 1.1 1.4 1.1 0.9 0.8 0.8 0.7 0.6 0.6 Persons 65 and over...................... 0.2 0.2 0.2 0.3 0.3 0.3 0.1 0.1 0.1 0.1 Earners.................................. 1.7 1.0 0.8 1.2 1.4 1.6 1.8 2.0 2.2 2.2 Vehicles................................. 2.3 1.2 1.0 1.6 1.7 2.2 2.6 2.7 2.9 3.0 Percent distribution: Male..................................... 64 37 23 47 53 66 68 76 80 83 Female................................... 36 63 77 53 47 34 32 24 20 17 Percent homeowner........................ 65 39 30 43 43 58 69 77 85 93 With mortgage........................... 46 22 10 21 19 35 47 59 68 83 Without mortgage........................ 19 18 20 22 24 23 22 18 17 10 Renter................................... 35 61 70 57 57 42 31 23 15 7 Black.................................... 13 30 29 19 15 14 10 6 7 6 White and other.......................... 87 70 71 81 85 86 90 94 93 94 Elementary (1-8)......................... 7 11 14 13 10 11 6 4 1 0 High school (9-12)....................... 46 48 64 50 54 54 51 44 40 20 College.................................. 47 40 21 35 35 35 43 51 59 80 Never attended and other................. 0 1 1 2 0 0 0 0 0 0 At least one vehicle owned............... 90 68 58 83 86 95 96 98 98 98 Average annual expenditures............... $37,313 $18,096 $14,266 $20,894 $24,152 $27,790 $34,135 $40,861 $46,755 $71,860 Food..................................... 5,345 3,331 2,759 3,725 4,049 4,862 5,084 5,397 6,139 8,490 Food at home............................ 3,312 2,710 2,305 2,756 2,841 3,322 3,113 3,302 3,715 4,272 Cereals and bakery products............ 520 380 350 401 495 492 477 555 587 683 Cereals and cereal products........... 198 165 151 181 203 194 175 201 203 252 Bakery products....................... 322 215 199 220 292 298 302 354 384 431 Meats, poultry, fish, and eggs......... 896 884 668 843 825 971 852 858 925 1,055 Beef.................................. 281 267 228 285 247 268 294 286 275 328 Pork.................................. 187 225 171 193 206 211 153 181 178 199 Other meats........................... 122 88 66 116 107 135 127 114 135 143 Poultry............................... 167 172 126 130 131 168 159 164 196 208 Fish and seafood...................... 105 90 44 82 102 144 88 83 105 146 Eggs.................................. 35 41 32 37 31 44 31 30 35 32 Dairy products......................... 357 321 237 290 318 339 335 384 385 471 Fresh milk and cream.................. 157 177 122 144 143 184 147 158 165 167 Other dairy products.................. 199 143 115 146 176 155 188 226 220 304 Fruits and vegetables.................. 520 401 325 458 419 491 477 494 598 738 Fresh fruits.......................... 158 108 89 143 111 161 139 141 176 247 Fresh vegetables...................... 153 126 111 160 132 138 145 145 159 210 Processed fruits...................... 117 93 63 85 97 101 104 125 153 164 Processed vegetables.................. 91 74 62 70 80 91 89 82 109 118 Other food at home..................... 1,018 725 725 763 784 1,030 972 1,011 1,220 1,324 Sugar and other sweets................ 122 84 104 92 99 129 111 97 152 155 Fats and oils......................... 93 76 79 98 78 93 82 84 110 106 Miscellaneous foods................... 463 311 313 349 372 419 472 443 563 615 Nonalcoholic beverages................ 297 231 211 213 208 357 263 335 338 358 Food prep. by cu, out-of-town trips... 44 23 17 11 26 32 44 51 57 89 Food away from home..................... 2,033 621 454 969 1,207 1,540 1,971 2,095 2,424 4,218 Alcoholic beverages...................... 298 205 31 88 122 241 227 394 441 580 Housing.................................. 11,404 6,345 5,451 7,295 8,076 8,590 10,249 11,817 13,870 21,316 Shelter................................. 6,192 3,230 2,931 3,858 4,506 4,541 5,450 6,398 7,577 11,927 Owned dwellings........................ 4,017 1,467 688 1,415 1,706 2,042 3,326 4,330 5,931 9,840 Mortgage interest and charges......... 2,480 853 320 801 663 994 1,961 2,808 3,779 6,532 Property taxes........................ 897 441 201 368 659 573 702 906 1,334 1,925 Maintenance, rep., ins., oth. exp..... 641 173 167 245 384 475 663 616 818 1,383 Rented dwellings....................... 1,769 1,606 2,190 2,351 2,694 2,248 1,928 1,659 1,164 800 Other lodging.......................... 405 157 53 93 106 251 195 409 482 1,287 Utilities, fuels, and public services... 2,410 1,850 1,678 2,041 2,035 2,231 2,293 2,545 2,679 3,321 Natural gas............................ 309 268 262 263 300 256 273 298 342 445 Electricity............................ 966 723 719 829 736 909 922 1,078 1,066 1,287 Fuel oil and other fuels............... 101 86 41 77 75 126 99 95 134 116 Telephone.............................. 748 599 513 678 702 691 728 762 777 1,033 Water and other public services........ 285 174 142 194 223 249 271 312 360 439 Household operations.................... 633 314 159 357 454 471 559 657 705 1,393 Personal services...................... 410 154 115 285 322 350 437 473 461 707 Other household expenses............... 223 160 44 72 131 122 122 184 244 687 Housekeeping supplies................... 532 365 206 351 242 406 477 595 736 907 Laundry and cleaning supplies.......... 150 194 101 143 109 125 146 147 183 193 Other household products............... 254 112 85 147 94 174 161 331 381 494 Postage and stationery................. 128 59 20 60 38 107 170 118 172 220 Household furnishings and equipment..... 1,637 586 477 688 840 940 1,471 1,622 2,174 3,767 Household textiles..................... 129 12 44 46 69 71 86 234 182 245 Furniture.............................. 358 232 111 228 248 227 377 362 454 688 Floor coverings........................ 244 0 20 60 49 18 198 101 321 899 Major appliances....................... 181 143 96 144 194 151 159 189 200 286 Small appliances, misc. housewares..... 105 23 45 36 44 64 58 129 142 255 Miscellaneous household equipment...... 620 176 160 173 235 409 592 606 875 1,394 Apparel and services..................... 2,077 832 1,024 1,339 1,276 1,583 1,888 2,473 2,457 3,706 Men and boys............................ 534 248 120 344 314 434 570 740 536 935 Men, 16 and over....................... 427 224 72 281 162 336 388 615 457 841 Boys, 2 to 15.......................... 107 24 48 63 152 98 182 125 79 94 Women and girls......................... 769 227 361 386 433 511 584 966 1,028 1,494 Women, 16 and over..................... 652 154 266 219 349 430 481 771 902 1,388 Girls, 2 to 15......................... 116 73 95 168 83 81 103 195 126 105 Children under 2........................ 149 88 173 108 108 149 133 112 175 209 Footwear................................ 323 138 270 289 252 288 369 343 365 365 Other apparel products and services..... 303 131 100 212 169 201 231 312 352 703 Transportation........................... 7,133 3,568 2,509 3,658 4,555 5,109 7,285 8,745 8,934 13,025 Vehicle purchases (net outlay).......... 3,322 1,769 1,221 1,748 2,076 1,997 3,746 4,298 4,066 5,997 Cars and trucks, new................... 1,793 1,451 369 230 659 943 2,057 2,412 2,288 3,884 Cars and trucks, used.................. 1,508 318 852 1,518 1,393 1,054 1,681 1,860 1,753 2,035 Other vehicles......................... 22 0 0 0 24 0 9 26 25 78 Gasoline and motor oil.................. 1,161 628 518 753 867 1,070 1,254 1,340 1,421 1,678 Other vehicle expenses.................. 2,327 1,019 670 1,022 1,462 1,900 2,040 2,795 3,148 4,367 Vehicle finance charges................ 320 81 51 97 173 259 336 450 466 549 Maintenance and repairs................ 829 492 284 399 557 778 711 966 981 1,529 Vehicle insurance...................... 830 390 222 402 517 664 759 1,111 1,146 1,427 Veh. rent., leas., licen., oth. chges.. 348 56 113 124 215 200 233 268 556 863 Public transportation................... 322 153 100 135 151 141 245 311 299 983 Health care.............................. 1,787 795 659 1,163 1,581 1,762 1,696 2,110 2,224 2,599 Health insurance........................ 778 406 260 547 790 834 773 891 946 1,008 Medical services........................ 605 167 188 343 452 552 584 780 784 958 Drugs................................... 290 152 181 236 225 286 231 319 344 430 Medical supplies........................ 114 70 30 37 115 90 108 120 149 204 Entertainment............................ 1,746 727 598 890 988 1,230 1,605 1,795 2,171 3,739 Fees and admissions..................... 463 149 72 126 232 213 314 437 557 1,411 Television, radios, sound equipment..... 617 280 301 392 412 533 700 706 745 931 Pets, toys, and playground equipment.... 369 180 134 195 221 292 324 418 501 673 Other supplies, equip., and services.... 297 119 92 176 123 192 267 235 368 725 Personal care products and services...... 493 240 243 315 300 401 481 531 618 815 Reading.................................. 170 91 55 81 120 116 151 199 227 334 Education................................ 590 515 107 386 279 345 333 449 678 1,701 Tobacco products and smoking supplies.... 343 162 231 303 280 422 415 336 414 290 Miscellaneous............................ 846 415 191 458 922 696 869 926 1,088 1,344 Cash contributions....................... 1,028 545 65 271 246 406 586 1,274 1,277 3,199 Personal insurance and pensions.......... 4,052 325 342 921 1,357 2,028 3,265 4,416 6,217 10,721 Life and other personal insurance....... 459 212 125 283 305 292 347 500 589 1,017 Pensions and Social Security............ 3,594 112 217 638 1,052 1,737 2,918 3,916 5,628 9,704 Money income before taxes 1/.............. 42,456 2,661 7,764 12,440 17,243 24,589 34,624 44,645 58,391 110,960 Wages and salaries....................... 35,594 1,296 2,083 6,377 10,952 18,445 29,290 38,794 51,679 98,291 Self-employment income................... 2,161 (651) 106 567 937 942 1,455 2,257 2,985 6,624 Soc. Sec., priv. and gov. retirement..... 2,413 545 1,183 2,654 3,571 3,381 1,857 2,299 2,143 2,796 Int., divid., rent. inc., property inc... 597 44 92 49 96 193 397 342 724 2,264 Unemp. and workers' compen., vet. ben.... 356 31 125 248 341 742 473 210 384 214 Pub. ass., supp. sec. inc., foodstamps... 763 1,182 3,793 2,168 836 320 243 90 29 113 Regular contributions for support........ 426 38 318 275 336 456 639 475 329 540 Other income............................. 145 175 63 103 174 110 270 179 117 119 Personal taxes 1/......................... 3,405 (141) 6 74 316 1,330 2,314 3,500 4,962 11,305 Federal income taxes..................... 2,521 (179) (69) (21) 152 904 1,650 2,569 3,587 8,766 State and local income taxes............. 720 (5) 25 9 122 303 538 745 1,117 2,201 Other taxes.............................. 164 43 49 86 42 123 126 186 258 339 Income after taxes 1/..................... 39,050 2,802 7,758 12,366 16,927 23,259 32,310 41,145 53,428 99,655 Net change in total assets and liabilities (1,845) (3,072) 52 4,115 621 950 (2,572) (4,631) (1,632) (7,727) Net change in total assets............... 4,221 2,450 (103) 5,462 2,046 2,659 3,123 2,632 7,577 8,140 Net change in total liabilities.......... 6,066 5,522 (155) 1,348 1,425 1,710 5,695 7,263 9,209 15,867 Other money receipts...................... 1,056 470 239 168 101 742 527 1,201 820 3,652 Mortgage principal paid, owned property... (1,329) (336) (121) (271) (355) (470) (787) (2,096) (1,465) (4,112) Estimated market value of owned home...... 73,602 31,688 20,540 36,434 43,936 45,432 57,035 71,564 94,472 177,451 Est. monthly rental value of owned home... 491 263 157 225 279 320 414 548 651 1,057 Gifts of goods and services............... 1,236 373 225 397 570 797 864 1,017 1,615 3,398 Food.................................... 119 3 12 33 40 115 53 77 94 421 Housing................................. 344 115 70 109 120 206 280 379 408 902 Housekeeping supplies................. 47 11 8 12 13 27 57 52 74 86 Household textiles.................... 12 0 0 1 6 2 4 46 16 21 Appliances and misc. housewares....... 28 4 4 3 10 18 16 40 48 64 Major appliances.................... 6 0 0 0 1 9 5 6 12 8 Small appl. and misc. housewares.... 23 4 4 3 9 9 12 34 37 56 Miscellaneous household equipment..... 98 64 4 14 34 45 97 98 125 256 Other housing......................... 159 37 53 80 58 113 105 143 145 475 Apparel and services.................... 258 177 77 119 153 199 188 281 463 407 Males 2 and over...................... 70 129 21 28 13 48 44 125 111 108 Females 2 and over.................... 95 12 24 40 72 72 47 91 194 158 Children under 2...................... 54 13 17 29 43 58 47 43 75 93 Other apparel products and services... 39 22 16 21 25 20 50 22 83 47 Jewelry and watches................. 17 21 1 11 7 10 16 12 34 28 All other apparel products and serv. 22 1 15 10 18 10 34 10 49 19 Transportation.......................... 55 12 10 16 9 29 66 57 104 105 Health care............................. 46 11 1 8 7 62 15 20 63 138 Entertainment........................... 85 13 21 35 30 54 61 75 117 226 Toys, games, hobbies, and tricycles... 33 6 11 11 15 30 30 38 50 62 Other entertainment................... 51 7 10 24 15 24 30 37 66 164 Education............................... 224 4 2 50 176 69 39 58 248 967 All other gifts......................... 104 37 32 27 35 63 162 70 120 231 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.