Table 2. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 60,794 1,791 4,496 5,497 5,371 9,913 8,613 7,021 9,291 8,803 Income before taxes 1/.................... $41,840 ($1,579) $7,680 $12,515 $17,340 $24,716 $34,612 $44,573 $58,501 $107,968 Income after taxes 1/..................... 38,326 (2,232) 7,565 12,380 16,984 23,305 32,248 40,997 53,210 96,530 Age of reference person................... 46.2 43.8 44.6 49.4 50.4 47.5 44.6 44.0 44.9 46.3 Average number in consumer unit:.......... Persons.................................. 3.1 2.9 3.0 3.0 2.9 3.1 3.2 3.3 3.3 3.2 Children under 18........................ 1.0 1.1 1.2 1.0 0.9 0.9 1.0 1.0 1.0 0.9 Persons 65 and over...................... 0.3 0.2 0.3 0.5 0.6 0.4 0.3 0.2 0.1 0.1 Earners.................................. 1.6 1.0 0.9 0.9 1.1 1.4 1.8 1.9 2.1 2.1 Vehicles................................. 2.3 1.4 1.2 1.5 1.8 2.2 2.5 2.7 2.9 3.0 Percent distribution: Male..................................... 71 46 40 55 67 71 74 79 83 83 Female................................... 29 54 60 45 33 29 26 21 17 17 Percent homeowner........................ 70 45 40 50 56 64 72 77 84 92 With mortgage........................... 45 22 14 18 20 34 48 56 65 76 Without mortgage........................ 25 23 27 33 36 31 25 21 18 16 Renter................................... 30 55 60 50 44 36 28 23 16 8 Black.................................... 11 28 25 17 12 11 9 7 6 6 White and other.......................... 89 72 75 83 88 89 91 93 94 94 Elementary (1-8)......................... 8 15 19 21 16 10 5 3 2 1 High school (9-12)....................... 44 46 56 52 56 54 50 44 36 20 College.................................. 47 39 24 26 28 36 45 53 62 79 Never attended and other................. 0 0 1 1 0 0 0 0 0 0 At least one vehicle owned............... 92 75 67 83 91 95 97 98 98 97 Average annual expenditures............... $37,368 $21,078 $17,077 $19,674 $23,332 $27,714 $33,801 $40,863 $48,027 $70,929 Food..................................... 5,366 3,643 3,424 3,535 4,092 4,412 5,137 5,820 6,565 8,279 Food at home............................ 3,349 2,722 2,752 2,708 2,997 3,053 3,212 3,528 3,819 4,219 Cereals and bakery products............ 531 388 391 425 480 461 508 582 617 693 Cereals and cereal products........... 202 181 163 177 189 181 194 215 218 249 Bakery products....................... 329 207 228 248 291 280 314 367 399 444 Meats, poultry, fish, and eggs......... 894 887 850 775 873 878 833 898 950 1,027 Beef.................................. 283 233 260 246 280 288 268 303 295 309 Pork.................................. 190 178 206 179 204 197 177 181 190 197 Other meats........................... 118 87 103 99 116 113 111 124 131 139 Poultry............................... 160 164 162 135 133 143 142 167 185 200 Fish and seafood...................... 106 187 85 75 95 101 100 89 114 148 Eggs.................................. 37 37 35 42 45 36 35 34 35 34 Dairy products......................... 362 276 268 299 325 325 356 390 419 451 Fresh milk and cream.................. 160 135 131 151 149 160 155 166 174 174 Other dairy products.................. 202 141 138 148 176 165 200 224 245 278 Fruits and vegetables.................. 532 450 411 421 469 480 497 553 608 711 Fresh fruits.......................... 162 133 114 124 134 150 150 167 189 226 Fresh vegetables...................... 163 154 127 135 151 146 149 160 179 222 Processed fruits...................... 113 85 78 89 96 98 107 125 134 154 Processed vegetables.................. 94 78 91 74 88 85 91 101 105 109 Other food at home..................... 1,030 722 832 789 850 909 1,019 1,105 1,225 1,336 Sugar and other sweets................ 138 89 188 112 117 114 137 137 163 158 Fats and oils......................... 96 92 89 91 93 89 95 96 104 109 Miscellaneous foods................... 454 326 314 345 361 387 469 490 552 604 Nonalcoholic beverages................ 284 193 226 218 245 272 271 317 325 349 Food prep. by cu, out-of-town trips... 58 22 14 24 33 47 47 65 81 117 Food away from home..................... 2,017 920 672 826 1,095 1,359 1,924 2,293 2,746 4,060 Alcoholic beverages...................... 303 195 109 135 144 222 258 340 431 591 Housing.................................. 11,332 7,362 5,828 6,858 7,495 8,611 9,951 11,971 14,011 21,139 Shelter................................. 6,196 3,921 2,931 3,606 4,028 4,532 5,483 6,495 7,723 11,988 Owned dwellings........................ 4,098 1,901 956 1,373 1,712 2,341 3,484 4,397 5,882 9,767 Mortgage interest and charges......... 2,392 821 406 560 681 1,104 2,000 2,711 3,672 6,145 Property taxes........................ 995 665 296 431 563 702 857 1,008 1,332 2,133 Maintenance, rep., ins., oth. exp..... 711 416 254 382 467 534 627 678 878 1,488 Rented dwellings....................... 1,644 1,781 1,891 2,076 2,106 1,912 1,743 1,696 1,301 858 Other lodging.......................... 454 239 84 157 211 280 256 402 539 1,363 Utilities, fuels, and public services... 2,440 2,041 1,814 1,962 2,038 2,243 2,321 2,551 2,717 3,344 Natural gas............................ 316 249 256 263 272 283 289 306 350 456 Electricity............................ 974 868 741 806 806 919 934 1,028 1,055 1,295 Fuel oil and other fuels............... 109 83 68 80 108 108 114 124 127 121 Telephone.............................. 748 644 569 599 627 683 702 783 834 1,029 Water and other public services........ 293 198 180 215 225 251 283 310 350 443 Household operations.................... 584 294 208 230 325 410 422 555 698 1,471 Personal services...................... 315 120 125 131 154 236 283 332 423 655 Other household expenses............... 270 174 83 99 171 174 139 223 275 816 Housekeeping supplies................... 514 396 282 325 333 404 469 588 681 812 Laundry and cleaning supplies.......... 139 123 100 105 117 125 143 146 168 174 Other household products............... 242 199 141 123 146 179 196 297 324 417 Postage and stationery................. 133 74 41 96 70 99 130 145 189 221 Household furnishings and equipment..... 1,598 709 594 736 772 1,021 1,257 1,782 2,193 3,523 Household textiles..................... 130 48 69 40 67 94 103 156 165 280 Furniture.............................. 376 192 142 230 240 259 319 344 491 800 Floor coverings........................ 139 17 17 26 38 79 80 127 209 417 Major appliances....................... 178 136 113 131 128 158 155 191 213 274 Small appliances, misc. housewares..... 103 27 54 48 50 63 87 127 139 214 Miscellaneous household equipment...... 672 289 198 261 250 368 513 837 977 1,538 Apparel and services..................... 2,017 1,314 1,192 992 1,258 1,538 1,848 2,142 2,437 3,850 Men and boys............................ 514 296 241 257 331 390 484 597 593 981 Men, 16 and over....................... 388 244 173 183 231 303 339 445 450 778 Boys, 2 to 15.......................... 126 52 68 73 100 87 145 151 143 203 Women and girls......................... 775 518 438 336 464 573 715 781 980 1,530 Women, 16 and over..................... 641 430 357 241 385 479 593 616 823 1,297 Girls, 2 to 15......................... 134 88 82 95 79 94 122 165 157 233 Children under 2........................ 111 81 109 69 68 109 105 107 141 155 Footwear................................ 308 250 293 176 236 273 316 324 358 424 Other apparel products and services..... 309 169 111 154 159 193 229 334 366 759 Transportation........................... 6,895 3,834 2,839 3,257 4,356 5,305 6,712 8,166 9,041 12,093 Vehicle purchases (net outlay).......... 3,034 1,529 1,232 1,258 1,924 2,240 3,112 3,802 4,023 5,208 Cars and trucks, new................... 1,527 662 296 403 577 964 1,453 1,854 2,123 3,429 Cars and trucks, used.................. 1,475 866 936 852 1,327 1,271 1,600 1,890 1,844 1,741 Other vehicles......................... 32 0 0 2 20 5 59 58 55 39 Gasoline and motor oil.................. 1,174 782 646 745 833 1,075 1,208 1,351 1,429 1,669 Other vehicle expenses.................. 2,294 1,271 834 1,083 1,360 1,756 2,133 2,658 3,093 4,200 Vehicle finance charges................ 298 75 72 108 147 220 318 427 453 474 Maintenance and repairs................ 789 506 348 434 506 622 735 949 1,035 1,314 Vehicle insurance...................... 811 452 286 422 519 677 802 937 1,087 1,342 Veh. rent., leas., licen., oth. chges.. 396 238 128 119 188 237 280 344 518 1,071 Public transportation................... 392 252 127 171 240 233 258 356 496 1,017 Health care.............................. 2,006 1,082 1,076 1,553 1,968 1,912 1,989 2,143 2,231 2,748 Health insurance........................ 922 506 501 817 989 937 952 963 953 1,133 Medical services........................ 642 291 279 342 430 551 647 745 803 1,058 Drugs................................... 327 213 242 330 385 335 292 313 342 375 Medical supplies........................ 116 72 53 64 164 89 99 121 133 183 Entertainment............................ 1,881 940 705 907 933 1,260 1,604 2,047 2,553 3,989 Fees and admissions..................... 506 303 108 160 199 261 337 531 674 1,395 Television, radios, sound equipment..... 621 365 311 361 403 489 615 709 811 1,007 Pets, toys, and playground equipment.... 372 163 167 183 208 278 369 437 520 638 Other supplies, equip., and services.... 383 109 119 203 123 231 283 369 548 948 Personal care products and services...... 483 264 289 279 347 366 490 528 633 766 Reading.................................. 189 98 65 94 114 138 173 215 253 361 Education................................ 521 464 172 241 281 291 326 451 678 1,379 Tobacco products and smoking supplies.... 310 264 271 291 289 337 359 330 335 242 Miscellaneous............................ 880 768 516 485 584 662 860 1,022 1,133 1,404 Cash contributions....................... 1,157 395 217 318 343 736 888 1,144 1,457 3,248 Personal insurance and pensions.......... 4,028 455 374 731 1,127 1,926 3,207 4,545 6,268 10,843 Life and other personal insurance....... 503 192 145 236 258 316 397 511 644 1,225 Pensions and Social Security............ 3,525 263 229 495 869 1,609 2,810 4,034 5,624 9,618 Money income before taxes 1/.............. 41,840 (1,579) 7,680 12,515 17,340 24,716 34,612 44,573 58,501 107,968 Wages and salaries....................... 32,904 1,980 2,154 4,960 8,900 16,211 26,596 37,117 50,478 90,050 Self-employment income................... 2,352 (5,648) 172 431 464 869 1,738 2,030 2,984 9,301 Soc. Sec., priv. and gov. retirement..... 4,137 743 2,183 4,517 6,211 5,755 4,226 3,653 3,040 3,954 Int., divid., rent. inc., property inc... 1,076 52 101 137 243 557 790 911 1,270 3,668 Unemp. and workers' compen., vet. ben.... 359 112 199 312 364 472 468 377 297 333 Pub. ass., supp. sec. inc., foodstamps... 594 997 2,610 1,840 796 445 200 104 59 88 Regular contributions for support........ 286 86 176 224 247 291 430 280 221 373 Other income............................. 134 99 84 94 115 116 163 102 153 201 Personal taxes 1/......................... 3,514 653 115 135 356 1,411 2,364 3,576 5,292 11,438 Federal income taxes..................... 2,605 455 (5) 35 185 967 1,674 2,592 3,890 8,867 State and local income taxes............. 716 81 16 38 102 295 503 777 1,141 2,186 Other taxes.............................. 193 117 104 62 69 149 186 207 260 385 Income after taxes 1/..................... 38,326 (2,232) 7,565 12,380 16,984 23,305 32,248 40,997 53,210 96,530 Net change in total assets and liabilities (2,143) 398 (659) 1,603 (2,030) (1,142) (2,900) (4,195) (5,615) (914) Net change in total assets............... 5,041 2,127 353 2,284 4 2,060 2,883 6,647 7,279 14,647 Net change in total liabilities.......... 7,184 1,729 1,012 681 2,034 3,202 5,783 10,842 12,893 15,560 Other money receipts...................... 701 649 857 190 179 618 475 777 520 1,717 Mortgage principal paid, owned property... (1,215) (464) (218) (343) (349) (493) (853) (1,253) (1,723) (3,553) Estimated market value of owned home...... 78,655 46,288 27,648 40,279 45,501 50,749 64,765 77,111 98,287 181,000 Est. monthly rental value of owned home... 523 328 196 277 329 384 458 545 678 1,043 Gifts of goods and services............... 1,120 518 443 477 666 749 802 1,091 1,504 2,614 Food.................................... 94 12 24 24 41 52 71 106 126 246 Housing................................. 297 161 130 142 136 193 238 305 415 650 Housekeeping supplies................. 46 13 16 28 21 35 43 48 71 78 Household textiles.................... 16 13 10 3 5 11 6 27 23 37 Appliances and misc. housewares....... 30 14 9 6 12 17 25 38 50 63 Major appliances.................... 7 5 1 1 2 6 4 9 11 13 Small appl. and misc. housewares.... 23 9 8 5 11 10 21 29 39 50 Miscellaneous household equipment..... 82 41 12 33 30 44 79 79 131 187 Other housing......................... 123 81 83 72 68 87 85 113 140 285 Apparel and services.................... 278 154 150 138 190 227 232 290 350 526 Males 2 and over...................... 82 114 38 39 64 66 75 84 88 149 Females 2 and over.................... 104 8 58 51 67 81 78 108 142 210 Children under 2...................... 45 17 26 24 25 41 38 49 63 78 Other apparel products and services... 47 15 28 25 33 39 41 49 56 89 Jewelry and watches................. 21 15 3 8 9 17 13 23 26 49 All other apparel products and serv. 26 0 25 16 24 22 27 25 30 41 Transportation.......................... 57 19 16 20 25 34 36 67 95 127 Health care............................. 29 34 4 6 16 25 10 13 53 73 Entertainment........................... 90 28 27 30 50 70 70 113 121 190 Toys, games, hobbies, and tricycles... 37 12 10 13 24 33 34 52 52 59 Other entertainment................... 53 16 16 17 26 36 37 61 70 132 Education............................... 146 3 16 38 109 80 34 65 158 564 All other gifts......................... 129 107 78 79 99 67 111 130 187 236 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.