Table 3620. Consumer units of two persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | Under | | | | | 65 and | | 75 and Item | two | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 31,444 | 1,832 | 4,784 | 3,840 | 5,672 | 5,718 | 9,598 | 5,882 | 3,716 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$38,277 |$24,081 |$41,232 |$44,811 |$47,440 |$45,174 |$27,834 |$29,120 |$25,762 Income after taxes 1/.........................| 34,928 | 22,330 | 37,278 | 40,919 | 42,494 | 41,002 | 26,057 | 27,058 | 24,445 Age of reference person.......................| 52.8 | 22.2 | 29.5 | 39.4 | 49.6 | 59.8 | 73.4 | 69.4 | 79.8 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 Children under 18...........................| .1 | .2 | .2 | .3 | .1 | (2) | (2) | (2) | (2) Persons 65 and over.........................| .5 | (3) | (2) | (2) | (2) | .1 | 1.7 | 1.6 | 1.8 Earners.....................................| 1.2 | 1.6 | 1.7 | 1.6 | 1.6 | 1.3 | .5 | .6 | .3 Vehicles....................................| 2.1 | 1.7 | 2.0 | 2.1 | 2.5 | 2.4 | 1.9 | 2.1 | 1.6 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 71 | 57 | 63 | 59 | 67 | 79 | 81 | 82 | 79 Female....................................| 29 | 43 | 37 | 41 | 33 | 21 | 19 | 18 | 21 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 73 | 17 | 45 | 61 | 79 | 88 | 89 | 91 | 85 With mortgage...........................| 34 | 12 | 35 | 50 | 56 | 38 | 17 | 23 | 6 Without mortgage........................| 38 | 5 | 10 | 12 | 23 | 50 | 72 | 67 | 79 Renter....................................| 27 | 83 | 55 | 39 | 21 | 12 | 11 | 9 | 15 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 9 | 13 | 12 | 11 | 11 | 6 | 6 | 6 | 6 White and other...........................| 91 | 87 | 88 | 89 | 89 | 94 | 94 | 94 | 94 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 9 | 2 | 2 | 2 | 4 | 10 | 20 | 17 | 26 High school (9-12)........................| 44 | 44 | 39 | 37 | 45 | 47 | 46 | 46 | 46 College...................................| 47 | 54 | 60 | 61 | 51 | 43 | 33 | 37 | 27 Never attended and other..................| (4) | (4) | (2) | (3) | (4) | (4) | (4) | (4) | 1 | | | | | | | | | At least one vehicle owned..................| 93 | 86 | 90 | 93 | 94 | 95 | 94 | 95 | 92 | | | | | | | | | Average annual expenditures.....................|$32,345 |$23,847 |$32,614 |$33,798 |$39,067 |$36,269 |$27,024 |$28,596 |$24,430 | | | | | | | | | Food..........................................| 4,343 | 3,097 | 4,241 | 4,317 | 4,861 | 4,935 | 4,019 | 4,210 | 3,681 Food at home................................| 2,591 | 1,757 | 2,198 | 2,458 | 2,768 | 2,889 | 2,735 | 2,830 | 2,566 Cereals and bakery products...............| 403 | 272 | 336 | 363 | 428 | 431 | 449 | 458 | 434 Cereals and cereal products.............| 142 | 120 | 128 | 129 | 165 | 139 | 148 | 147 | 150 Bakery products.........................| 261 | 153 | 208 | 234 | 264 | 292 | 301 | 311 | 283 Meats, poultry, fish, and eggs............| 691 | 456 | 556 | 664 | 760 | 797 | 715 | 763 | 628 Beef....................................| 221 | 152 | 178 | 208 | 248 | 273 | 214 | 229 | 186 Pork....................................| 149 | 88 | 110 | 136 | 166 | 165 | 167 | 177 | 149 Other meats.............................| 89 | 63 | 67 | 83 | 96 | 99 | 98 | 100 | 93 Poultry.................................| 119 | 83 | 106 | 124 | 138 | 130 | 113 | 121 | 99 Fish and seafood........................| 86 | 49 | 73 | 89 | 84 | 102 | 90 | 100 | 71 Eggs....................................| 28 | 21 | 22 | 24 | 28 | 27 | 34 | 36 | 29 | | | | | | | | | Dairy products............................| 271 | 189 | 241 | 253 | 265 | 302 | 294 | 303 | 278 Fresh milk and cream....................| 108 | 86 | 96 | 97 | 105 | 110 | 123 | 124 | 121 Other dairy products....................| 163 | 103 | 145 | 157 | 160 | 192 | 171 | 178 | 157 Fruits and vegetables.....................| 435 | 250 | 356 | 380 | 446 | 486 | 499 | 507 | 484 Fresh fruits............................| 134 | 64 | 101 | 113 | 134 | 152 | 164 | 172 | 149 Fresh vegetables........................| 137 | 81 | 107 | 128 | 152 | 152 | 149 | 151 | 145 Processed fruits........................| 88 | 55 | 83 | 70 | 82 | 93 | 104 | 100 | 111 Processed vegetables....................| 77 | 50 | 65 | 69 | 78 | 89 | 83 | 85 | 79 | | | | | | | | | Other food at home........................| 791 | 589 | 708 | 798 | 868 | 874 | 778 | 799 | 742 Sugar and other sweets..................| 112 | 52 | 137 | 99 | 113 | 118 | 114 | 117 | 108 Fats and oils...........................| 78 | 49 | 60 | 76 | 81 | 87 | 86 | 85 | 86 Miscellaneous foods.....................| 330 | 296 | 302 | 328 | 363 | 341 | 327 | 332 | 319 Nonalcoholic beverages..................| 215 | 172 | 166 | 251 | 238 | 248 | 200 | 206 | 189 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 57 | 20 | 44 | 43 | 74 | 80 | 51 | 58 | 41 Food away from home.........................| 1,752 | 1,340 | 2,043 | 1,859 | 2,093 | 2,046 | 1,284 | 1,381 | 1,115 | | | | | | | | | Alcoholic beverages...........................| 309 | 315 | 399 | 450 | 305 | 308 | 210 | 255 | 129 | | | | | | | | | Housing.......................................| 9,950 | 6,944 | 10,570 | 11,112 | 12,079 | 10,307 | 8,296 | 8,502 | 7,946 Shelter.....................................| 5,474 | 4,372 | 6,502 | 6,825 | 6,871 | 5,114 | 4,021 | 3,994 | 4,062 Owned dwellings...........................| 3,492 | 810 | 3,053 | 4,309 | 5,052 | 3,775 | 2,806 | 2,958 | 2,565 Mortgage interest and charges...........| 1,617 | 537 | 2,035 | 2,905 | 2,790 | 1,494 | 481 | 670 | 181 Property taxes..........................| 1,074 | 155 | 591 | 827 | 1,342 | 1,335 | 1,276 | 1,337 | 1,179 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 801 | 118 | 427 | 577 | 920 | 947 | 1,050 | 952 | 1,205 Rented dwellings..........................| 1,471 | 3,402 | 3,105 | 2,099 | 1,152 | 667 | 706 | 485 | 1,055 Other lodging.............................| 510 | 160 | 343 | 416 | 667 | 672 | 509 | 551 | 443 Utilities, fuels, and public services.......| 2,239 | 1,460 | 1,920 | 2,172 | 2,491 | 2,551 | 2,240 | 2,291 | 2,159 Natural gas...............................| 290 | 139 | 219 | 264 | 319 | 330 | 325 | 318 | 335 Electricity...............................| 901 | 559 | 723 | 861 | 999 | 1,067 | 915 | 962 | 842 Fuel oil and other fuels..................| 111 | 36 | 62 | 88 | 105 | 123 | 155 | 149 | 165 Telephone services........................| 678 | 644 | 737 | 724 | 790 | 717 | 547 | 564 | 519 Water and other public services...........| 259 | 82 | 180 | 234 | 278 | 315 | 298 | 298 | 297 Household operations........................| 387 | 144 | 303 | 417 | 341 | 442 | 458 | 400 | 550 Personal services.........................| 81 | 97 | 149 | 155 | 12 | 68 | 63 | 5/61 | 5/65 Other household expenses..................| 306 | 48 | 155 | 262 | 328 | 374 | 396 | 339 | 485 | | | | | | | | | Housekeeping supplies.......................| 433 | 173 | 355 | 357 | 473 | 469 | 513 | 550 | 446 Laundry and cleaning supplies.............| 103 | 62 | 66 | 100 | 120 | 119 | 111 | 115 | 106 Other household products..................| 203 | 60 | 183 | 175 | 228 | 202 | 241 | 256 | 213 Postage and stationery....................| 127 | 51 | 105 | 81 | 125 | 147 | 161 | 180 | 128 Household furnishings and equipment.........| 1,416 | 794 | 1,490 | 1,341 | 1,904 | 1,731 | 1,064 | 1,266 | 728 Household textiles........................| 110 | 34 | 79 | 101 | 157 | 137 | 104 | 111 | 92 Furniture.................................| 339 | 333 | 527 | 324 | 463 | 281 | 214 | 276 | 115 Floor coverings...........................| 108 | 5/14 | 61 | 51 | 157 | 231 | 68 | 85 | 39 Major appliances..........................| 163 | 107 | 127 | 142 | 204 | 201 | 153 | 175 | 118 Small appliances, miscellaneous housewares| 97 | 55 | 86 | 94 | 104 | 117 | 96 | 105 | 80 Miscellaneous household equipment.........| 600 | 252 | 609 | 629 | 819 | 764 | 429 | 514 | 283 | | | | | | | | | Apparel and services..........................| 1,597 | 1,415 | 1,749 | 1,579 | 2,031 | 1,855 | 1,165 | 1,331 | 874 Men and boys................................| 394 | 330 | 445 | 421 | 461 | 488 | 275 | 317 | 200 Men, 16 and over..........................| 345 | 326 | 426 | 356 | 395 | 394 | 245 | 273 | 196 Boys, 2 to 15.............................| 49 | 5/4 | 19 | 65 | 66 | 94 | 30 | 44 | 5 Women and girls.............................| 647 | 398 | 613 | 604 | 836 | 816 | 525 | 620 | 356 Women, 16 and over........................| 608 | 379 | 570 | 551 | 794 | 769 | 497 | 579 | 349 Girls, 2 to 15............................| 39 | 19 | 43 | 52 | 43 | 47 | 28 | 41 | 7 Children under 2............................| 42 | 59 | 43 | 24 | 68 | 54 | 25 | 30 | 18 Footwear....................................| 212 | 291 | 225 | 190 | 281 | 241 | 143 | 158 | 115 Other apparel products and services.........| 302 | 337 | 423 | 340 | 385 | 256 | 197 | 205 | 184 | | | | | | | | | Transportation................................| 6,046 | 6,602 | 7,083 | 6,101 | 6,946 | 6,804 | 4,421 | 4,912 | 3,644 Vehicle purchases (net outlay)..............| 2,590 | 3,895 | 3,320 | 2,373 | 2,699 | 3,038 | 1,731 | 1,998 | 1,308 Cars and trucks, new......................| 1,454 | 1,965 | 1,667 | 1,194 | 1,559 | 1,950 | 998 | 1,134 | 781 Cars and trucks, used.....................| 1,114 | 1,899 | 1,596 | 1,111 | 1,125 | 1,087 | 733 | 863 | 527 Other vehicles............................| 22 | 5/32 | 5/57 | 5/68 | 5/15 | 5/1 | 5/1 | 5/1 | (3) Gasoline and motor oil......................| 1,016 | 903 | 1,097 | 1,155 | 1,229 | 1,067 | 786 | 904 | 600 Other vehicle expenses......................| 2,010 | 1,591 | 2,279 | 2,135 | 2,567 | 2,169 | 1,485 | 1,626 | 1,261 Vehicle finance charges...................| 240 | 291 | 360 | 299 | 387 | 215 | 76 | 104 | 31 Maintenance and repairs...................| 673 | 457 | 739 | 752 | 829 | 730 | 527 | 560 | 474 Vehicle insurance.........................| 734 | 621 | 798 | 761 | 824 | 771 | 638 | 658 | 606 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 363 | 222 | 382 | 323 | 527 | 452 | 245 | 305 | 150 Public transportation.......................| 430 | 212 | 388 | 439 | 451 | 530 | 419 | 383 | 474 | | | | | | | | | Health care...................................| 2,181 | 648 | 1,037 | 1,357 | 1,861 | 2,590 | 3,320 | 3,228 | 3,464 Health insurance............................| 1,060 | 298 | 448 | 545 | 753 | 1,118 | 1,862 | 1,802 | 1,957 Medical services............................| 608 | 249 | 367 | 535 | 674 | 840 | 650 | 649 | 653 Drugs.......................................| 399 | 70 | 136 | 199 | 335 | 440 | 687 | 645 | 753 Medical supplies............................| 115 | 32 | 87 | 78 | 98 | 193 | 120 | 132 | 101 | | | | | | | | | Entertainment.................................| 1,634 | 1,172 | 1,821 | 1,931 | 2,080 | 1,744 | 1,187 | 1,368 | 894 Fees and admissions.........................| 449 | 234 | 483 | 496 | 475 | 528 | 392 | 416 | 355 Television, radios, sound equipment.........| 512 | 560 | 611 | 645 | 574 | 498 | 372 | 417 | 299 Pets, toys, and playground equipment........| 304 | 213 | 319 | 415 | 414 | 316 | 204 | 248 | 130 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 369 | 166 | 409 | 375 | 617 | 403 | 219 | 288 | 110 | | | | | | | | | Personal care products and services...........| 408 | 269 | 426 | 390 | 442 | 416 | 414 | 391 | 455 | | | | | | | | | Reading.......................................| 193 | 86 | 172 | 202 | 209 | 222 | 193 | 203 | 177 | | | | | | | | | Education.....................................| 356 | 918 | 400 | 326 | 666 | 243 | 123 | 171 | 47 | | | | | | | | | Tobacco products and smoking supplies.........| 261 | 262 | 279 | 386 | 372 | 261 | 137 | 163 | 95 | | | | | | | | | Miscellaneous.................................| 770 | 353 | 692 | 854 | 933 | 949 | 651 | 673 | 613 | | | | | | | | | Cash contributions............................| 1,234 | 161 | 370 | 771 | 1,486 | 1,635 | 1,665 | 1,645 | 1,697 | | | | | | | | | Personal insurance and pensions...............| 3,064 | 1,606 | 3,375 | 4,023 | 4,795 | 4,000 | 1,222 | 1,544 | 713 Life and other personal insurance...........| 460 | 100 | 249 | 320 | 646 | 709 | 431 | 533 | 269 Pensions and Social Security................| 2,604 | 1,506 | 3,126 | 3,703 | 4,149 | 3,291 | 791 | 1,010 | 444 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 38,277 | 24,081 | 41,232 | 44,811 | 47,440 | 45,174 | 27,834 | 29,120 | 25,762 Wages and salaries..........................| 26,354 | 22,036 | 38,799 | 38,817 | 40,539 | 31,938 | 5,049 | 6,435 | 2,818 Self-employment income......................| 2,042 | 481 | 1,124 | 2,980 | 3,430 | 2,399 | 1,423 | 1,909 | 640 Social Security, private and government | | | | | | | | | retirement.................................| 7,314 | 5/80 | 87 | 566 | 1,606 | 8,078 | 17,610 | 17,117 | 18,404 Interest, dividends, rental income, other | | | | | | | | | property income............................| 1,687 | 93 | 185 | 792 | 816 | 2,136 | 3,302 | 3,142 | 3,558 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 305 | 127 | 239 | 482 | 382 | 391 | 208 | 277 | 97 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 256 | 592 | 335 | 365 | 356 | 127 | 129 | 128 | 131 Regular contributions for support...........| 214 | 370 | 297 | 708 | 233 | 5/48 | 5/29 | 5/3 | 5/70 Other income................................| 106 | 301 | 164 | 102 | 79 | 57 | 85 | 110 | 5/45 | | | | | | | | | Personal taxes................................| 3,349 | 1,751 | 3,954 | 3,891 | 4,947 | 4,172 | 1,777 | 2,062 | 1,317 Federal income taxes........................| 2,504 | 1,351 | 3,034 | 3,002 | 3,725 | 3,094 | 1,244 | 1,465 | 888 State and local income taxes................| 627 | 366 | 834 | 734 | 991 | 772 | 245 | 289 | 173 Other taxes.................................| 219 | 33 | 86 | 156 | 231 | 305 | 288 | 308 | 256 | | | | | | | | | Income after taxes............................| 34,928 | 22,330 | 37,278 | 40,919 | 42,494 | 41,002 | 26,057 | 27,058 | 24,445 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| -1,187 | -585 | -2,592 | -3,897 | -1,619 | 252 | -120 | 501 | -1,103 Net change in total assets..................| 4,317 | 3,930 | 8,158 | 7,822 | 4,754 | 4,547 | 680 | 1,483 | -592 Net change in total liabilities.............| 5,504 | 4,515 | 10,750 | 11,719 | 6,373 | 4,294 | 799 | 982 | 511 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 608 | 309 | 173 | 327 | 1,052 | 513 | 790 | 428 | 1,362 Mortgage principal paid on owned property...| -818 | -144 | -532 | -862 | -1,507 | -1,220 | -426 | -575 | -190 Estimated market value of owned home........| 79,621 | 10,584 | 39,783 | 62,989 | 91,247 |103,029 | 98,494 |101,547 | 93,661 Estimated monthly rental value of owned home| 527 | 81 | 324 | 467 | 630 | 650 | 602 | 612 | 587 | | | | | | | | | Gifts of goods and services...................| 1,239 | 398 | 691 | 1,018 | 2,062 | 1,626 | 1,055 | 1,260 | 709 Food........................................| 99 | 16 | 58 | 79 | 195 | 145 | 60 | 51 | 74 Housing.....................................| 298 | 126 | 215 | 242 | 469 | 379 | 247 | 250 | 238 Housekeeping supplies.....................| 41 | 25 | 38 | 34 | 47 | 53 | 38 | 45 | 26 Household textiles........................| 18 | 5/1 | 5/16 | 5/13 | 20 | 24 | 19 | 19 | 5/20 Appliances and miscellaneous housewares...| 37 | 5/11 | 26 | 22 | 47 | 48 | 40 | 48 | 26 Major appliances........................| 9 | 5/3 | 5/3 | 4 | 17 | 11 | 7 | 10 | 5/4 Small appliances and miscellaneous | | | | | | | | | housewares.............................| 28 | 5/7 | 24 | 18 | 30 | 37 | 32 | 38 | 22 Miscellaneous household equipment.........| 84 | 5/21 | 70 | 85 | 122 | 115 | 65 | 76 | 44 Other housing.............................| 118 | 68 | 64 | 88 | 233 | 138 | 86 | 63 | 121 Apparel and services........................| 316 | 156 | 233 | 230 | 403 | 482 | 274 | 367 | 113 Males, 2 and over.........................| 112 | 59 | 88 | 108 | 130 | 183 | 82 | 113 | 27 Females, 2 and over.......................| 106 | 26 | 60 | 49 | 131 | 176 | 110 | 153 | 34 Children under 2..........................| 38 | 19 | 31 | 23 | 68 | 54 | 25 | 30 | 18 Other apparel products and services.......| 60 | 53 | 54 | 50 | 74 | 69 | 57 | 71 | 33 Jewelry and watches.....................| 28 | 5/48 | 27 | 23 | 26 | 22 | 31 | 33 | 29 All other apparel products and services.| 32 | 5/4 | 27 | 26 | 48 | 47 | 26 | 38 | 5 Transportation..............................| 69 | 11 | 30 | 47 | 99 | 85 | 80 | 94 | 58 Health care.................................| 28 | 5/1 | 5/5 | 25 | 75 | 26 | 19 | 26 | 5/8 Entertainment...............................| 103 | 50 | 64 | 130 | 135 | 119 | 93 | 121 | 48 Toys, games, hobbies, and tricycles.......| 44 | 13 | 28 | 54 | 49 | 63 | 39 | 51 | 19 Other entertainment.......................| 59 | 37 | 36 | 76 | 87 | 56 | 54 | 69 | 29 Education...................................| 166 | 5/2 | 5/10 | 119 | 473 | 189 | 100 | 146 | 5/26 All other gifts.............................| 161 | 36 | 75 | 146 | 212 | 202 | 181 | 205 | 144 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ No data reported. 4/ Value less than 0.5. 5/ Data are likely to have large sampling errors.