Table 2. Consumer units with reference person age 25-34 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 16,792 777 1,347 1,584 1,705 3,161 2,729 1,949 2,101 1,439 Income before taxes 1/.................... $34,726 $2,712 $7,512 $12,414 $17,219 $24,679 $34,390 $44,302 $57,793 $98,866 Income after taxes 1/..................... 31,653 2,774 7,506 12,215 16,390 22,952 31,181 40,279 52,258 87,577 Age of reference person................... 29.8 29.5 29.3 29.4 29.7 29.5 29.8 30.1 30.4 30.8 Average number in consumer unit:.......... Persons.................................. 2.7 2.5 2.7 2.7 2.5 2.6 2.8 3 2.9 2.8 Children under 18........................ 1.1 1.1 1.3 1.3 1 1 1 1.1 0.9 0.8 Persons 65 and over...................... 0 0 0 0 0 0 0 0 0 0 Earners.................................. 1.4 0.9 0.8 1.1 1.2 1.4 1.6 1.8 1.8 1.9 Vehicles................................. 1.8 0.9 0.9 1.2 1.4 1.7 2.1 2.3 2.3 2.2 Percent distribution: Male..................................... 64 46 36 49 57 63 67 79 78 75 Female................................... 36 54 64 51 43 37 33 21 22 25 Percent homeowner........................ 42 19 12 17 25 36 48 57 69 74 With mortgage........................... 36 13 6 10 17 29 41 50 64 72 Without mortgage........................ 6 5 6 7 7 7 7 7 5 2 Renter................................... 58 81 88 83 75 64 52 43 31 26 Black.................................... 12 26 24 19 14 12 9 8 4 4 White and other.......................... 88 74 76 81 86 88 91 92 96 96 Elementary (1-8)......................... 3 2 6 5 4 3 3 1 1 0 High school (9-12)....................... 40 52 56 48 55 44 39 33 28 14 College.................................. 57 46 38 47 41 52 58 65 71 85 Never attended and other................. 0 0 0 1 0 0 0 0 0 0 At least one vehicle owned............... 87 62 62 78 84 93 95 96 94 93 Average annual expenditures............... $32,260 $16,760 $13,948 $18,189 $20,998 $26,973 $32,255 $38,750 $48,496 $63,022 Food..................................... 4,516 3,348 2,430 3,084 3,577 3,791 4,540 4,874 6,069 7,328 Food at home............................ 2,710 2,400 1,894 2,214 2,484 2,465 2,600 2,831 3,403 3,574 Cereals and bakery products............ 422 326 278 329 373 385 394 477 530 570 Cereals and cereal products........... 172 151 104 155 171 165 158 201 198 202 Bakery products....................... 249 175 174 174 202 220 237 276 332 368 Meats, poultry, fish, and eggs......... 701 851 566 640 759 703 639 681 786 754 Beef.................................. 221 237 179 191 249 218 205 206 291 200 Pork.................................. 145 134 143 136 188 152 116 149 146 140 Other meats........................... 94 84 64 90 82 86 93 107 103 111 Poultry............................... 129 165 93 120 120 124 127 119 151 153 Fish and seafood...................... 84 196 62 72 88 96 67 71 65 125 Eggs.................................. 29 35 24 31 33 27 31 28 30 26 Dairy products......................... 296 214 198 239 262 271 283 329 374 388 Fresh milk and cream.................. 137 102 100 117 136 133 128 169 155 139 Other dairy products.................. 160 112 97 122 125 138 155 160 219 249 Fruits and vegetables.................. 424 424 235 345 373 366 401 446 510 671 Fresh fruits.......................... 132 176 81 101 110 118 108 135 145 244 Fresh vegetables...................... 128 120 68 97 110 110 124 145 147 200 Processed fruits...................... 91 69 46 76 77 66 92 91 129 150 Processed vegetables.................. 74 59 40 71 75 72 77 74 88 77 Other food at home..................... 867 585 617 661 717 740 882 898 1,203 1,191 Sugar and other sweets................ 114 66 75 92 102 90 106 126 164 158 Fats and oils......................... 76 77 42 77 77 68 77 77 94 83 Miscellaneous foods................... 402 263 264 274 308 344 419 415 573 577 Nonalcoholic beverages................ 237 167 220 198 214 208 240 239 305 285 Food prep. by cu, out-of-town trips... 38 12 15 20 17 29 39 41 67 87 Food away from home..................... 1,806 948 536 870 1,093 1,326 1,940 2,043 2,666 3,754 Alcoholic beverages...................... 346 143 138 169 196 328 362 405 488 605 Housing.................................. 10,500 6,247 5,246 7,062 7,065 8,425 10,408 11,886 15,029 21,309 Shelter................................. 6,123 3,574 3,112 4,335 4,198 4,904 6,016 6,751 9,011 12,382 Owned dwellings........................ 2,893 780 297 694 907 1,450 2,590 3,535 6,316 9,116 Mortgage interest and charges......... 2,016 543 134 484 576 923 1,830 2,503 4,476 6,467 Property taxes........................ 517 140 76 127 141 246 463 622 1,161 1,621 Maintenance, rep., ins., oth. exp..... 360 97 86 83 189 281 297 410 679 1,029 Rented dwellings....................... 3,033 2,724 2,768 3,524 3,236 3,309 3,251 2,937 2,365 2,755 Other lodging.......................... 197 71 47 117 56 145 175 280 330 511 Utilities, fuels, and public services... 1,969 1,537 1,437 1,531 1,658 1,845 2,023 2,254 2,349 2,782 Natural gas............................ 222 161 164 164 178 189 206 239 313 365 Electricity............................ 742 633 560 615 621 719 769 869 814 973 Fuel oil and other fuels............... 51 20 25 30 29 45 46 67 90 80 Telephone.............................. 749 583 582 613 680 718 779 815 853 997 Water and other public services........ 206 140 107 108 149 174 223 264 279 366 Household operations.................... 662 462 140 325 275 477 682 854 820 1,961 Personal services...................... 524 392 94 268 207 412 578 752 630 1,333 Other household expenses............... 138 70 46 56 68 65 104 102 190 627 Housekeeping supplies................... 384 218 199 252 246 291 369 423 621 640 Laundry and cleaning supplies.......... 114 68 87 87 95 97 119 117 151 164 Other household products............... 172 66 81 117 117 133 141 203 308 269 Postage and stationery................. 98 84 31 48 35 62 109 103 162 206 Household furnishings and equipment..... 1,362 455 358 619 688 908 1,318 1,604 2,228 3,545 Household textiles..................... 87 2 11 15 36 61 76 123 138 235 Furniture.............................. 389 142 151 224 234 268 385 407 539 1,136 Floor coverings........................ 80 2 8 4 27 32 34 104 121 368 Major appliances....................... 135 74 46 74 67 136 149 201 179 220 Small appliances, misc. housewares..... 85 30 29 31 28 55 106 120 129 175 Miscellaneous household equipment...... 586 205 114 273 296 355 568 650 1,121 1,412 Apparel and services..................... 1,930 1,327 811 1,052 1,134 1,627 1,981 1,876 2,815 4,023 Men and boys............................ 478 387 159 161 266 404 502 392 862 969 Men, 16 and over....................... 349 147 91 86 188 284 405 312 533 863 Boys, 2 to 15.......................... 129 240 68 75 78 121 97 79 329 106 Women and girls......................... 672 422 207 370 372 525 675 743 899 1,511 Women, 16 and over..................... 558 327 112 268 298 385 572 648 794 1,328 Girls, 2 to 15......................... 114 95 95 102 74 140 103 95 105 183 Children under 2........................ 164 88 172 94 71 137 162 142 231 364 Footwear................................ 318 262 132 214 226 317 318 285 430 527 Other apparel products and services..... 300 168 141 213 199 244 324 315 394 652 Transportation........................... 6,433 2,773 2,463 3,116 4,625 6,321 6,062 8,631 10,235 10,341 Vehicle purchases (net outlay).......... 3,096 875 1,181 1,428 2,364 3,416 2,595 4,495 5,001 4,359 Cars and trucks, new................... 1,411 214 670 620 822 1,346 1,188 1,968 2,556 2,455 Cars and trucks, used.................. 1,629 661 510 809 1,489 2,024 1,358 2,450 2,245 1,899 Other vehicles......................... 56 0 0 0 53 46 49 77 199 5 Gasoline and motor oil.................. 1,007 594 539 677 761 956 1,086 1,240 1,400 1,395 Other vehicle expenses.................. 2,040 1,155 664 870 1,330 1,757 2,125 2,627 3,332 3,713 Vehicle finance charges................ 333 83 66 95 178 296 364 538 602 520 Maintenance and repairs................ 649 629 277 343 502 628 661 849 943 854 Vehicle insurance...................... 673 251 239 315 478 631 754 843 1,042 1,101 Veh. rent., leas., licen., oth. chges.. 385 192 82 118 173 202 346 397 745 1,239 Public transportation................... 290 150 79 140 169 191 256 269 503 874 Health care.............................. 1,083 475 262 537 700 949 1,326 1,547 1,551 1,729 Health insurance........................ 499 207 111 243 251 421 595 755 795 805 Medical services........................ 375 182 79 177 276 329 513 475 478 640 Drugs................................... 145 59 58 89 128 149 146 208 200 159 Medical supplies........................ 65 27 14 27 45 51 73 108 77 125 Entertainment............................ 1,661 870 666 791 872 1,306 1,631 2,122 2,513 3,811 Fees and admissions..................... 396 211 100 158 128 293 369 468 679 1,121 Television, radios, sound equipment..... 592 300 354 356 437 510 594 786 792 1,028 Pets, toys, and playground equipment.... 357 168 144 173 156 290 376 477 542 713 Other supplies, equip., and services.... 316 192 68 105 152 213 293 391 500 949 Personal care products and services...... 415 176 168 225 298 326 441 493 609 729 Reading.................................. 143 48 53 66 71 107 168 180 217 324 Education................................ 364 514 654 417 250 234 262 482 356 412 Tobacco products and smoking supplies.... 272 192 250 259 260 295 294 292 273 241 Miscellaneous............................ 716 380 249 429 485 724 818 886 977 1,105 Cash contributions....................... 452 50 217 186 148 318 511 461 1,077 796 Personal insurance and pensions.......... 3,428 218 344 799 1,316 2,223 3,451 4,616 6,286 10,268 Life and other personal insurance....... 248 68 57 75 77 164 256 373 437 637 Pensions and Social Security............ 3,180 150 287 724 1,238 2,060 3,195 4,243 5,849 9,631 Money income before taxes 1/.............. 34,726 2,712 7,512 12,414 17,219 24,679 34,390 44,302 57,793 98,866 Wages and salaries....................... 31,687 1,224 3,223 8,386 14,880 22,833 32,034 42,178 55,487 90,188 Self-employment income................... 1,210 32 150 255 306 435 1,070 1,163 1,295 6,867 Soc. Sec., priv. and gov. retirement..... 216 91 405 210 159 363 243 177 29 127 Int., divid., rent. inc., property inc... 199 33 12 103 17 68 224 103 380 889 Unemp. and workers' compen., vet. ben.... 283 74 153 188 467 371 289 318 273 160 Pub. ass., supp. sec. inc., foodstamps... 675 1,041 3,006 2,533 795 198 117 30 8 58 Regular contributions for support........ 298 74 363 534 419 291 232 165 146 503 Other income............................. 160 142 199 204 174 121 182 168 174 75 Personal taxes 1/......................... 3,074 (63) 6 199 828 1,727 3,209 4,023 5,535 11,289 Federal income taxes..................... 2,307 (86) (30) 90 568 1,244 2,409 3,026 4,116 8,812 State and local income taxes............. 689 0 28 84 221 408 721 902 1,253 2,347 Other taxes.............................. 78 23 8 24 39 75 78 96 165 130 Income after taxes 1/..................... 31,653 2,774 7,506 12,215 16,390 22,952 31,181 40,279 52,258 87,577 Net change in total assets and liabilities (1,470) 1,035 (1,797) (219) (12) (2,005) 1,190 (3,621) (4,658) (1,919) Net change in total assets............... 4,483 623 (18) 377 1,291 1,546 5,416 4,426 11,259 13,948 Net change in total liabilities.......... 5,953 (412) 1,779 597 1,302 3,551 4,227 8,048 15,917 15,866 Other money receipts...................... 419 541 323 55 63 438 116 337 315 2,061 Mortgage principal paid, owned property... (753) (182) (68) (168) (303) (336) (550) (787) (1,066) (3,680) Estimated market value of owned home...... 38,536 13,318 5,586 9,335 13,118 21,029 37,952 46,229 76,800 118,549 Est. monthly rental value of owned home... 305 96 54 89 130 194 306 406 570 817 Gifts of goods and services............... 731 392 241 361 378 636 784 728 1,151 1,482 Food.................................... 53 16 8 13 32 35 41 58 133 98 Housing................................. 231 208 118 139 92 139 232 236 417 488 Housekeeping supplies................. 35 10 15 29 15 23 28 35 58 79 Household textiles.................... 8 0 1 6 1 2 7 18 21 8 Appliances and misc. housewares....... 24 9 4 4 9 8 39 24 49 57 Major appliances.................... 3 0 0 1 0 3 1 10 1 7 Small appl. and misc. housewares.... 22 9 4 3 8 5 38 14 48 50 Miscellaneous household equipment..... 53 44 15 7 28 25 55 42 136 108 Other housing......................... 112 145 84 92 39 82 105 118 154 237 Apparel and services.................... 245 79 28 130 165 194 316 217 351 517 Males 2 and over...................... 62 35 10 19 36 44 98 34 83 149 Females 2 and over.................... 79 8 2 63 73 41 73 71 147 171 Children under 2...................... 48 25 10 30 31 48 42 45 75 100 Other apparel products and services... 57 12 7 18 25 61 104 67 46 98 Jewelry and watches................. 31 10 1 5 12 32 85 22 21 50 All other apparel products and serv. 25 2 5 13 13 29 19 44 25 47 Transportation.......................... 37 20 6 10 10 97 23 23 31 61 Health care............................. 6 5 0 5 8 8 7 6 6 4 Entertainment........................... 67 52 16 31 27 51 75 80 114 144 Toys, games, hobbies, and tricycles... 26 10 5 17 12 28 35 26 29 57 Other entertainment................... 41 42 12 14 15 23 40 54 86 87 Education............................... 16 1 46 2 19 25 7 6 19 10 All other gifts......................... 75 11 19 31 25 86 83 101 80 159 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.