Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 35-44 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 23,132 | 4,771 | 5,727 | 7,648 | 4,986 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $45,398 | $47,704 | $42,465 | $43,326 | $49,307 Income after taxes 1/.........................| 41,454 | 44,154 | 39,090 | 39,531 | 44,216 Age of reference person.......................| 39.3 | 39.5 | 39.2 | 39.4 | 39.4 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 3.2 | 3.3 | 3.3 | 3.1 | 3.3 Children under 18...........................| 1.3 | 1.3 | 1.4 | 1.3 | 1.4 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.7 | 1.6 | 1.8 | 1.6 | 1.7 Vehicles....................................| 2.2 | 1.8 | 2.4 | 2.1 | 2.2 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 67 | 62 | 71 | 64 | 73 Female....................................| 33 | 38 | 29 | 36 | 27 | | | | | Housing tenure: | | | | | Homeowner.................................| 65 | 63 | 71 | 64 | 60 With mortgage...........................| 54 | 55 | 60 | 50 | 53 Without mortgage........................| 10 | 9 | 11 | 13 | 7 Renter....................................| 35 | 37 | 29 | 36 | 40 | | | | | Race of reference person: | | | | | Black.....................................| 13 | 12 | 10 | 21 | 6 White and other...........................| 87 | 88 | 90 | 79 | 94 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 4 | 2 | 2 | 5 | 5 High school (9-12)........................| 42 | 46 | 47 | 43 | 30 College...................................| 54 | 52 | 50 | 52 | 65 Never attended and other..................| (3) | (4) | (4) | (3) | (3) | | | | | At least one vehicle owned..................| 90 | 83 | 93 | 91 | 93 | | | | | Average annual expenditures.....................| $37,984 | $38,985 | $36,791 | $36,514 | $40,677 | | | | | Food..........................................| 5,367 | 5,769 | 5,079 | 5,320 | 5,400 Food at home................................| 3,341 | 3,630 | 3,207 | 3,223 | 3,412 Cereals and bakery products...............| 538 | 629 | 521 | 497 | 536 Cereals and cereal products.............| 209 | 236 | 197 | 199 | 215 Bakery products.........................| 328 | 393 | 324 | 298 | 321 Meats, poultry, fish, and eggs............| 909 | 993 | 806 | 950 | 887 Beef....................................| 282 | 273 | 245 | 319 | 274 Pork....................................| 186 | 189 | 171 | 201 | 176 Other meats.............................| 124 | 144 | 124 | 117 | 116 Poultry.................................| 173 | 224 | 150 | 170 | 155 Fish and seafood........................| 110 | 122 | 87 | 108 | 127 Eggs....................................| 35 | 41 | 28 | 35 | 38 | | | | | Dairy products............................| 356 | 395 | 353 | 315 | 389 Fresh milk and cream....................| 152 | 162 | 149 | 136 | 169 Other dairy products....................| 205 | 233 | 204 | 178 | 220 Fruits and vegetables.....................| 508 | 588 | 482 | 472 | 521 Fresh fruits............................| 153 | 178 | 149 | 131 | 170 Fresh vegetables........................| 154 | 191 | 135 | 141 | 162 Processed fruits........................| 108 | 128 | 105 | 99 | 106 Processed vegetables....................| 93 | 90 | 92 | 101 | 83 | | | | | Other food at home........................| 1,029 | 1,025 | 1,045 | 989 | 1,079 Sugar and other sweets..................| 128 | 136 | 138 | 119 | 126 Fats and oils...........................| 96 | 99 | 90 | 98 | 98 Miscellaneous foods.....................| 470 | 458 | 478 | 443 | 511 Nonalcoholic beverages..................| 284 | 289 | 292 | 278 | 282 Food prepared by consumer unit | | | | | on out-of-town trips...................| 51 | 43 | 47 | 51 | 62 Food away from home.........................| 2,027 | 2,140 | 1,872 | 2,097 | 1,988 | | | | | Alcoholic beverages...........................| 305 | 332 | 298 | 311 | 281 | | | | | Housing.......................................| 12,452 | 14,117 | 11,384 | 10,914 | 14,448 Shelter.....................................| 7,364 | 8,758 | 6,148 | 6,030 | 9,474 Owned dwellings...........................| 5,012 | 5,929 | 4,583 | 3,951 | 6,256 Mortgage interest and charges...........| 3,336 | 3,877 | 2,867 | 2,614 | 4,464 Property taxes..........................| 1,002 | 1,492 | 1,019 | 669 | 1,025 Maintenance, repairs, insurance, | | | | | other expenses.........................| 674 | 560 | 697 | 668 | 767 Rented dwellings..........................| 1,975 | 2,317 | 1,272 | 1,737 | 2,822 Other lodging.............................| 376 | 511 | 293 | 342 | 396 Utilities, fuels, and public services.......| 2,406 | 2,599 | 2,390 | 2,462 | 2,156 Natural gas...............................| 283 | 342 | 432 | 160 | 246 Electricity...............................| 975 | 994 | 861 | 1,176 | 782 Fuel oil and other fuels..................| 91 | 233 | 89 | 42 | 34 Telephone services........................| 772 | 792 | 765 | 770 | 764 Water and other public services...........| 284 | 238 | 243 | 314 | 331 Household operations........................| 638 | 691 | 593 | 564 | 752 Personal services.........................| 395 | 462 | 384 | 329 | 445 Other household expenses..................| 243 | 229 | 209 | 235 | 307 | | | | | Housekeeping supplies.......................| 463 | 510 | 463 | 438 | 460 Laundry and cleaning supplies.............| 135 | 133 | 145 | 125 | 141 Other household products..................| 207 | 225 | 187 | 216 | 200 Postage and stationery....................| 121 | 151 | 131 | 97 | 119 Household furnishings and equipment.........| 1,580 | 1,560 | 1,791 | 1,420 | 1,605 Household textiles........................| 107 | 116 | 110 | 116 | 81 Furniture.................................| 417 | 423 | 403 | 359 | 515 Floor coverings...........................| 121 | 40 | 313 | 67 | 61 Major appliances..........................| 166 | 160 | 157 | 174 | 168 Small appliances, miscellaneous housewares| 87 | 77 | 102 | 84 | 86 Miscellaneous household equipment.........| 683 | 745 | 706 | 621 | 694 | | | | | Apparel and services..........................| 2,066 | 2,276 | 2,180 | 1,982 | 1,871 Men and boys................................| 527 | 558 | 531 | 521 | 500 Men, 16 and over..........................| 350 | 355 | 325 | 371 | 340 Boys, 2 to 15.............................| 177 | 204 | 206 | 150 | 161 Women and girls.............................| 792 | 906 | 895 | 709 | 697 Women, 16 and over........................| 590 | 680 | 667 | 517 | 533 Girls, 2 to 15............................| 201 | 225 | 228 | 192 | 163 Children under 2............................| 101 | 102 | 102 | 100 | 102 Footwear....................................| 350 | 411 | 366 | 355 | 269 Other apparel products and services.........| 296 | 299 | 287 | 297 | 304 | | | | | Transportation................................| 7,136 | 6,155 | 7,454 | 7,447 | 7,232 Vehicle purchases (net outlay)..............| 3,309 | 2,279 | 3,618 | 3,790 | 3,203 Cars and trucks, new......................| 1,620 | 1,148 | 1,502 | 1,972 | 1,670 Cars and trucks, used.....................| 1,635 | 1,058 | 2,048 | 1,766 | 1,512 Other vehicles............................| 54 | 5/73 | 5/68 | 5/53 | 5/21 Gasoline and motor oil......................| 1,187 | 1,056 | 1,250 | 1,222 | 1,185 Other vehicle expenses......................| 2,266 | 2,295 | 2,280 | 2,146 | 2,409 Vehicle finance charges...................| 310 | 207 | 343 | 359 | 297 Maintenance and repairs...................| 748 | 734 | 709 | 744 | 810 Vehicle insurance.........................| 776 | 837 | 738 | 747 | 807 Vehicle rental, leases, licenses, | | | | | other charges............................| 432 | 517 | 489 | 295 | 495 Public transportation.......................| 374 | 525 | 307 | 289 | 436 | | | | | Health care...................................| 1,612 | 1,579 | 1,665 | 1,630 | 1,554 Health insurance............................| 708 | 725 | 699 | 758 | 623 Medical services............................| 611 | 601 | 648 | 575 | 633 Drugs.......................................| 209 | 165 | 227 | 214 | 224 Medical supplies............................| 84 | 87 | 90 | 82 | 75 | | | | | Entertainment.................................| 1,987 | 2,019 | 1,893 | 1,854 | 2,267 Fees and admissions.........................| 553 | 663 | 516 | 458 | 633 Television, radios, sound equipment.........| 663 | 672 | 685 | 633 | 674 Pets, toys, and playground equipment........| 417 | 387 | 369 | 422 | 488 Other entertainment supplies, equipment, | | | | | and services...............................| 355 | 296 | 322 | 341 | 472 | | | | | Personal care products and services...........| 453 | 527 | 430 | 428 | 451 | | | | | Reading.......................................| 178 | 193 | 180 | 155 | 199 | | | | | Education.....................................| 459 | 468 | 392 | 501 | 463 | | | | | Tobacco products and smoking supplies.........| 315 | 308 | 378 | 324 | 232 | | | | | Miscellaneous.................................| 860 | 777 | 932 | 841 | 889 | | | | | Cash contributions............................| 849 | 575 | 759 | 1,076 | 865 | | | | | Personal insurance and pensions...............| 3,944 | 3,889 | 3,768 | 3,730 | 4,525 Life and other personal insurance...........| 438 | 410 | 484 | 461 | 379 Pensions and Social Security................| 3,505 | 3,480 | 3,284 | 3,269 | 4,145 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 45,398 | 47,704 | 42,465 | 43,326 | 49,307 Wages and salaries..........................| 39,917 | 41,426 | 37,906 | 39,028 | 41,917 Self-employment income......................| 2,867 | 3,313 | 2,136 | 2,099 | 4,309 Social Security, private and government | | | | | retirement.................................| 567 | 542 | 638 | 585 | 490 Interest, dividends, rental income, other | | | | | property income............................| 549 | 632 | 461 | 402 | 775 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 397 | 510 | 400 | 371 | 333 Public assistance, supplemental security | | | | | income, food stamps........................| 509 | 678 | 391 | 377 | 667 Regular contributions for support...........| 425 | 422 | 372 | 337 | 608 Other income................................| 166 | 182 | 162 | 128 | 208 | | | | | Personal taxes................................| 3,944 | 3,550 | 3,375 | 3,796 | 5,091 Federal income taxes........................| 2,920 | 2,392 | 2,248 | 3,027 | 3,935 State and local income taxes................| 841 | 923 | 928 | 614 | 999 Other taxes.................................| 182 | 236 | 200 | 154 | 158 | | | | | Income after taxes............................| 41,454 | 44,154 | 39,090 | 39,531 | 44,216 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -1,234 | 2,878 | -1,136 | 2,032 | -10,289 Net change in total assets..................| 6,093 | 4,548 | 4,797 | 7,353 | 7,130 Net change in total liabilities.............| 7,327 | 1,669 | 5,933 | 5,321 | 17,419 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 310 | 353 | 361 | 216 | 354 Mortgage principal paid on owned property...| -1,819 | -3,585 | -1,335 | -1,420 | -1,295 Estimated market value of owned home........| 75,211 | 92,568 | 64,445 | 58,961 | 95,889 Estimated monthly rental value of owned home| 534 | 600 | 505 | 451 | 631 | | | | | Gifts of goods and services...................| 869 | 1,002 | 826 | 817 | 877 Food........................................| 61 | 86 | 46 | 64 | 50 Housing.....................................| 226 | 312 | 238 | 204 | 166 Housekeeping supplies.....................| 38 | 38 | 52 | 27 | 36 Household textiles........................| 10 | 5/13 | 5/14 | 5/8 | 5/7 Appliances and miscellaneous housewares...| 19 | 20 | 21 | 18 | 17 Major appliances........................| 3 | 4 | 2 | 5 | 2 Small appliances and miscellaneous | | | | | housewares.............................| 16 | 16 | 20 | 14 | 15 Miscellaneous household equipment.........| 71 | 113 | 86 | 50 | 48 Other housing.............................| 88 | 128 | 65 | 100 | 57 Apparel and services........................| 253 | 283 | 266 | 233 | 240 Males, 2 and over.........................| 69 | 92 | 67 | 70 | 50 Females, 2 and over.......................| 90 | 108 | 108 | 70 | 85 Children under 2..........................| 45 | 49 | 43 | 52 | 33 Other apparel products and services.......| 48 | 35 | 47 | 42 | 71 Jewelry and watches.....................| 23 | 19 | 23 | 19 | 31 All other apparel products and services.| 25 | 5/15 | 24 | 23 | 40 Transportation..............................| 41 | 22 | 34 | 46 | 59 Health care.................................| 26 | 46 | 19 | 20 | 24 Entertainment...............................| 89 | 84 | 68 | 95 | 106 Toys, games, hobbies, and tricycles.......| 29 | 34 | 31 | 25 | 31 Other entertainment.......................| 59 | 51 | 37 | 70 | 74 Education...................................| 65 | 50 | 47 | 56 | 114 All other gifts.............................| 110 | 118 | 108 | 100 | 120 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.