Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | four | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 14,972 | 546 | 4,194 | 6,094 | 3,049 | 688 | 401 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $47,959 | $24,151 | $36,358 | $51,802 | $61,542 | $49,709 | $36,255 Income after taxes 1/.........................| 44,018 | 23,454 | 33,873 | 47,457 | 55,449 | 46,729 | 33,888 Age of reference person.......................| 39.8 | 22.5 | 30.4 | 39.3 | 48.4 | 58.2 | 71.4 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 Children under 18...........................| 1.7 | 1.8 | 2.1 | 1.9 | 1.2 | .7 | .7 Persons 65 and over.........................| .1 | (2) | (2) | (2) | (2) | .1 | 1.4 Earners.....................................| 2.0 | 1.7 | 1.6 | 2.0 | 2.5 | 2.4 | 1.7 Vehicles....................................| 2.5 | 1.5 | 2.0 | 2.5 | 3.1 | 3.0 | 2.4 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 72 | 48 | 65 | 76 | 79 | 72 | 64 Female....................................| 28 | 52 | 35 | 24 | 21 | 28 | 36 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 71 | 25 | 54 | 77 | 87 | 88 | 90 With mortgage...........................| 58 | 21 | 46 | 66 | 69 | 47 | 47 Without mortgage........................| 14 | 5 | 8 | 11 | 19 | 42 | 42 Renter....................................| 29 | 75 | 46 | 23 | 13 | 12 | 10 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 13 | 17 | 15 | 10 | 11 | 19 | 28 White and other...........................| 87 | 83 | 85 | 90 | 89 | 81 | 72 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 5 | 4 | 4 | 4 | 5 | 15 | 29 High school (9-12)........................| 46 | 79 | 52 | 43 | 39 | 42 | 46 College...................................| 49 | 17 | 44 | 54 | 56 | 43 | 25 Never attended and other..................| (3) | (4) | (3) | (3) | (3) | (4) | (4) | | | | | | | At least one vehicle owned..................| 92 | 77 | 90 | 95 | 93 | 93 | 96 | | | | | | | Average annual expenditures.....................| $42,155 | $25,118 | $34,462 | $43,818 | $53,414 | $41,439 | $37,861 | | | | | | | Food..........................................| 6,173 | 4,877 | 5,185 | 6,423 | 7,451 | 6,039 | 5,183 Food at home................................| 3,942 | 3,774 | 3,464 | 4,052 | 4,348 | 4,179 | 4,017 Cereals and bakery products...............| 635 | 559 | 540 | 682 | 706 | 620 | 499 Cereals and cereal products.............| 243 | 258 | 222 | 260 | 252 | 213 | 194 Bakery products.........................| 392 | 300 | 318 | 423 | 454 | 407 | 305 Meats, poultry, fish, and eggs............| 1,079 | 1,185 | 907 | 1,089 | 1,205 | 1,261 | 1,246 Beef....................................| 346 | 342 | 282 | 348 | 403 | 383 | 507 Pork....................................| 228 | 344 | 201 | 226 | 240 | 247 | 279 Other meats.............................| 145 | 120 | 129 | 147 | 153 | 175 | 180 Poultry.................................| 196 | 189 | 163 | 206 | 218 | 231 | 143 Fish and seafood........................| 124 | 129 | 96 | 125 | 150 | 174 | 95 Eggs....................................| 39 | 61 | 37 | 37 | 41 | 51 | 41 | | | | | | | Dairy products............................| 422 | 379 | 376 | 424 | 489 | 446 | 346 Fresh milk and cream....................| 181 | 158 | 171 | 183 | 194 | 204 | 147 Other dairy products....................| 240 | 221 | 205 | 242 | 295 | 243 | 199 Fruits and vegetables.....................| 593 | 555 | 514 | 593 | 674 | 701 | 619 Fresh fruits............................| 177 | 153 | 162 | 172 | 210 | 194 | 163 Fresh vegetables........................| 181 | 159 | 146 | 182 | 212 | 233 | 237 Processed fruits........................| 132 | 145 | 119 | 130 | 144 | 155 | 127 Processed vegetables....................| 103 | 99 | 87 | 109 | 108 | 120 | 91 | | | | | | | Other food at home........................| 1,215 | 1,097 | 1,126 | 1,263 | 1,274 | 1,151 | 1,309 Sugar and other sweets..................| 161 | 121 | 171 | 162 | 156 | 153 | 137 Fats and oils...........................| 111 | 112 | 94 | 116 | 112 | 129 | 155 Miscellaneous foods.....................| 549 | 509 | 525 | 579 | 581 | 398 | 515 Nonalcoholic beverages..................| 339 | 329 | 298 | 345 | 354 | 393 | 479 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 55 | 5/25 | 38 | 62 | 71 | 78 | 5/22 Food away from home.........................| 2,231 | 1,103 | 1,721 | 2,371 | 3,103 | 1,859 | 1,165 | | | | | | | Alcoholic beverages...........................| 285 | 203 | 210 | 332 | 339 | 202 | 267 | | | | | | | Housing.......................................| 13,383 | 8,440 | 11,661 | 14,165 | 15,301 | 12,987 | 12,660 Shelter.....................................| 7,484 | 4,716 | 6,326 | 8,119 | 8,481 | 7,130 | 6,747 Owned dwellings...........................| 5,420 | 855 | 3,788 | 6,229 | 6,796 | 5,695 | 5,475 Mortgage interest and charges...........| 3,497 | 628 | 2,623 | 4,161 | 4,257 | 2,339 | 2,674 Property taxes..........................| 1,185 | 124 | 727 | 1,318 | 1,563 | 1,953 | 1,215 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 738 | 5/103 | 439 | 750 | 976 | 1,403 | 1,586 Rented dwellings..........................| 1,610 | 3,805 | 2,373 | 1,415 | 830 | 851 | 5/844 Other lodging.............................| 454 | 5/56 | 165 | 475 | 855 | 584 | 429 Utilities, fuels, and public services.......| 2,733 | 2,053 | 2,331 | 2,765 | 3,107 | 3,337 | 3,502 Natural gas...............................| 335 | 239 | 269 | 336 | 383 | 468 | 563 Electricity...............................| 1,125 | 792 | 973 | 1,154 | 1,250 | 1,291 | 1,474 Fuel oil and other fuels..................| 104 | 5/58 | 67 | 116 | 119 | 146 | 165 Telephone services........................| 829 | 791 | 734 | 809 | 947 | 1,018 | 927 Water and other public services...........| 341 | 174 | 288 | 349 | 408 | 413 | 373 Household operations........................| 937 | 736 | 1,256 | 946 | 653 | 590 | 500 Personal services.........................| 636 | 553 | 1,086 | 648 | 200 | 5/126 | 5/50 Other household expenses..................| 301 | 183 | 170 | 298 | 453 | 463 | 450 | | | | | | | Housekeeping supplies.......................| 501 | 276 | 449 | 506 | 641 | 390 | 527 Laundry and cleaning supplies.............| 144 | 91 | 143 | 149 | 148 | 124 | 158 Other household products..................| 226 | 121 | 202 | 215 | 316 | 157 | 310 Postage and stationery....................| 131 | 63 | 104 | 142 | 177 | 109 | 5/59 Household furnishings and equipment.........| 1,727 | 660 | 1,300 | 1,830 | 2,419 | 1,541 | 1,385 Household textiles........................| 118 | 5/16 | 64 | 134 | 202 | 82 | 49 Furniture.................................| 442 | 247 | 365 | 502 | 456 | 430 | 515 Floor coverings...........................| 129 | 5/31 | 48 | 120 | 301 | 5/133 | 5/1 Major appliances..........................| 192 | 149 | 188 | 180 | 213 | 180 | 330 Small appliances, miscellaneous housewares| 96 | 29 | 74 | 87 | 127 | 189 | 113 Miscellaneous household equipment.........| 751 | 188 | 562 | 807 | 1,120 | 527 | 377 | | | | | | | Apparel and services..........................| 2,409 | 2,245 | 2,065 | 2,520 | 3,085 | 1,606 | 1,485 Men and boys................................| 603 | 486 | 433 | 653 | 845 | 494 | 243 Men, 16 and over..........................| 402 | 267 | 273 | 395 | 647 | 419 | 207 Boys, 2 to 15.............................| 201 | 219 | 160 | 258 | 198 | 76 | 5/36 Women and girls.............................| 928 | 693 | 666 | 1,019 | 1,340 | 521 | 588 Women, 16 and over........................| 693 | 547 | 475 | 710 | 1,129 | 392 | 513 Girls, 2 to 15............................| 235 | 147 | 191 | 309 | 211 | 129 | 75 Children under 2............................| 151 | 303 | 277 | 116 | 51 | 62 | 99 Footwear....................................| 424 | 502 | 449 | 415 | 480 | 234 | 5/228 Other apparel products and services.........| 303 | 261 | 240 | 317 | 369 | 295 | 326 | | | | | | | Transportation................................| 8,064 | 4,534 | 6,808 | 8,114 | 10,469 | 7,689 | 7,663 Vehicle purchases (net outlay)..............| 3,762 | 2,298 | 3,329 | 3,834 | 4,742 | 2,707 | 5/3,544 Cars and trucks, new......................| 1,629 | 5/763 | 1,283 | 1,761 | 1,940 | 5/1,450 | 5/2,355 Cars and trucks, used.....................| 2,067 | 1,534 | 1,973 | 2,048 | 2,629 | 1,256 | 1,189 Other vehicles............................| 66 | (4) | 5/74 | 5/24 | 5/173 | (4) | (4) Gasoline and motor oil......................| 1,362 | 832 | 1,142 | 1,384 | 1,662 | 1,690 | 1,204 Other vehicle expenses......................| 2,547 | 1,187 | 2,079 | 2,508 | 3,448 | 2,940 | 2,432 Vehicle finance charges...................| 364 | 198 | 399 | 359 | 366 | 336 | 358 Maintenance and repairs...................| 817 | 392 | 623 | 802 | 1,187 | 898 | 747 Vehicle insurance.........................| 898 | 452 | 684 | 871 | 1,251 | 1,256 | 867 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 468 | 145 | 374 | 476 | 643 | 450 | 460 Public transportation.......................| 393 | 217 | 258 | 389 | 617 | 353 | 483 | | | | | | | Health care...................................| 1,918 | 798 | 1,453 | 2,021 | 2,205 | 2,595 | 3,436 Health insurance............................| 887 | 232 | 714 | 948 | 979 | 1,040 | 1,689 Medical services............................| 685 | 414 | 496 | 728 | 775 | 1,051 | 1,103 Drugs.......................................| 248 | 120 | 181 | 246 | 302 | 384 | 522 Medical supplies............................| 98 | 5/31 | 61 | 100 | 149 | 119 | 123 | | | | | | | Entertainment.................................| 2,159 | 1,008 | 1,673 | 2,316 | 2,799 | 2,130 | 1,669 Fees and admissions.........................| 620 | 146 | 334 | 726 | 908 | 615 | 459 Television, radios, sound equipment.........| 731 | 511 | 623 | 750 | 914 | 649 | 631 Pets, toys, and playground equipment........| 434 | 244 | 416 | 447 | 482 | 405 | 363 Other entertainment supplies, equipment, | | | | | | | and services...............................| 375 | 106 | 299 | 393 | 495 | 461 | 215 | | | | | | | Personal care products and services...........| 520 | 324 | 443 | 537 | 661 | 443 | 472 | | | | | | | Reading.......................................| 188 | 57 | 125 | 210 | 241 | 234 | 195 | | | | | | | Education.....................................| 729 | 117 | 256 | 568 | 1,688 | 1,373 | 578 | | | | | | | Tobacco products and smoking supplies.........| 318 | 472 | 324 | 295 | 323 | 360 | 280 | | | | | | | Miscellaneous.................................| 899 | 286 | 720 | 841 | 1,425 | 862 | 653 | | | | | | | Cash contributions............................| 898 | 5/33 | 462 | 940 | 1,532 | 727 | 1,463 | | | | | | | Personal insurance and pensions...............| 4,213 | 1,725 | 3,076 | 4,534 | 5,895 | 4,191 | 1,855 Life and other personal insurance...........| 545 | 174 | 350 | 575 | 808 | 708 | 377 Pensions and Social Security................| 3,667 | 1,550 | 2,726 | 3,959 | 5,087 | 3,483 | 1,478 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 47,959 | 24,151 | 36,358 | 51,802 | 61,542 | 49,709 | 36,255 Wages and salaries..........................| 41,755 | 18,061 | 32,636 | 45,669 | 53,586 | 41,874 | 18,759 Self-employment income......................| 3,266 | 5/3,118 | 1,611 | 3,949 | 4,868 | 1,887 | 5/605 Social Security, private and government | | | | | | | retirement.................................| 1,030 | 5/178 | 253 | 233 | 1,402 | 3,898 | 14,729 Interest, dividends, rental income, other | | | | | | | property income............................| 513 | 5/0 | 275 | 629 | 635 | 768 | 617 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 380 | 5/174 | 352 | 413 | 380 | 401 | 5/419 Public assistance, supplemental security | | | | | | | income, food stamps........................| 573 | 2,085 | 776 | 418 | 326 | 562 | 686 Regular contributions for support...........| 282 | 5/306 | 320 | 335 | 175 | 5/182 | 5/63 Other income................................| 160 | 5/229 | 135 | 155 | 170 | 5/137 | 5/377 | | | | | | | Personal taxes................................| 3,941 | 697 | 2,484 | 4,345 | 6,093 | 2,981 | 2,366 Federal income taxes........................| 2,896 | 401 | 1,816 | 3,175 | 4,573 | 2,093 | 1,667 State and local income taxes................| 844 | 253 | 566 | 933 | 1,254 | 604 | 422 Other taxes.................................| 201 | 5/43 | 102 | 237 | 266 | 283 | 277 | | | | | | | Income after taxes............................| 44,018 | 23,454 | 33,873 | 47,457 | 55,449 | 46,729 | 33,888 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -1,677 | -114 | -1,692 | -1,567 | -2,910 | 1,218 | -910 Net change in total assets..................| 5,407 | -419 | 3,875 | 7,429 | 4,330 | 3,792 | 9,576 Net change in total liabilities.............| 7,084 | -305 | 5,567 | 8,995 | 7,240 | 2,574 | 10,486 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 405 | 5/57 | 229 | 429 | 700 | 321 | 5/260 Mortgage principal paid on owned property...| -1,953 | -241 | -742 | -2,827 | -2,254 | -1,644 | -1,904 Estimated market value of owned home........| 88,122 | 12,592 | 51,766 | 95,532 | 124,280 | 124,426 | 121,251 Estimated monthly rental value of owned home| 588 | 143 | 381 | 644 | 794 | 728 | 692 | | | | | | | Gifts of goods and services...................| 942 | 400 | 705 | 734 | 1,738 | 1,020 | 1,288 Food........................................| 105 | 5/12 | 52 | 65 | 287 | 86 | 5/54 Housing.....................................| 269 | 186 | 277 | 189 | 455 | 229 | 5/209 Housekeeping supplies.....................| 45 | 5/12 | 31 | 39 | 90 | 36 | 5/3 Household textiles........................| 11 | (4) | 5/5 | 5/12 | 5/25 | 5/7 | 5/1 Appliances and miscellaneous housewares...| 24 | 5/1 | 26 | 12 | 35 | 67 | 5/22 Major appliances........................| 4 | (4) | 5/4 | 2 | 9 | 5/0 | (4) Small appliances and miscellaneous | | | | | | | housewares.............................| 20 | 5/1 | 22 | 10 | 27 | 66 | 5/22 Miscellaneous household equipment.........| 55 | 5/4 | 50 | 54 | 89 | 5/33 | (4) Other housing.............................| 134 | 169 | 164 | 72 | 215 | 88 | 5/183 Apparel and services........................| 244 | 133 | 230 | 241 | 324 | 161 | 244 Males, 2 and over.........................| 58 | 5/19 | 38 | 63 | 84 | 53 | 5/49 Females, 2 and over.......................| 86 | 5/26 | 65 | 93 | 131 | 33 | 95 Children under 2..........................| 52 | 52 | 70 | 44 | 41 | 40 | 65 Other apparel products and services.......| 49 | 5/35 | 57 | 40 | 67 | 5/34 | 5/34 Jewelry and watches.....................| 15 | 5/2 | 4 | 16 | 24 | 5/27 | 5/33 All other apparel products and services.| 35 | 5/33 | 5/53 | 24 | 43 | 5/7 | 5/0 Transportation..............................| 44 | 20 | 33 | 29 | 95 | 46 | 45 Health care.................................| 20 | 5/0 | 5/3 | 9 | 15 | 5/37 | 5/406 Entertainment...............................| 76 | 5/22 | 50 | 75 | 110 | 117 | 123 Toys, games, hobbies, and tricycles.......| 29 | 5/11 | 22 | 26 | 39 | 73 | 5/38 Other entertainment.......................| 47 | 5/10 | 28 | 49 | 71 | 44 | 85 Education...................................| 96 | (4) | 5/11 | 36 | 307 | 5/260 | 5/159 All other gifts.............................| 86 | 27 | 49 | 89 | 146 | 84 | 49 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.