Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | three | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 16,236 | 1,086 | 3,752 | 4,322 | 3,854 | 1,898 | 1,324 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $43,505 | $21,422 | $36,227 | $45,811 | $55,803 | $50,003 | $32,028 Income after taxes 1/.........................| 39,988 | 20,193 | 33,158 | 42,100 | 51,004 | 45,797 | 30,453 Age of reference person.......................| 43.3 | 22.2 | 29.8 | 39.5 | 49.2 | 59.2 | 70.9 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 Children under 18...........................| .8 | 1.1 | 1.2 | 1.1 | .5 | .2 | .2 Persons 65 and over.........................| .2 | (2) | (2) | (2) | (2) | .1 | 1.5 Earners.....................................| 1.7 | 1.5 | 1.5 | 1.7 | 2.1 | 1.9 | 1.1 Vehicles....................................| 2.4 | 1.8 | 1.9 | 2.1 | 2.9 | 2.9 | 2.3 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 63 | 52 | 63 | 55 | 68 | 74 | 71 Female....................................| 37 | 48 | 37 | 45 | 32 | 26 | 29 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 67 | 22 | 51 | 64 | 82 | 84 | 89 With mortgage...........................| 47 | 16 | 44 | 54 | 60 | 45 | 24 Without mortgage........................| 20 | 6 | 7 | 10 | 22 | 39 | 65 Renter....................................| 33 | 78 | 49 | 36 | 18 | 16 | 11 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 13 | 15 | 11 | 16 | 10 | 14 | 16 White and other...........................| 87 | 85 | 89 | 84 | 90 | 86 | 84 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 6 | 2 | 3 | 3 | 5 | 15 | 21 High school (9-12)........................| 47 | 71 | 46 | 46 | 43 | 44 | 49 College...................................| 47 | 27 | 51 | 51 | 52 | 41 | 29 Never attended and other..................| (3) | (4) | (3) | (2) | (3) | (3) | 2 | | | | | | | At least one vehicle owned..................| 90 | 80 | 87 | 90 | 93 | 95 | 91 | | | | | | | Average annual expenditures.....................| $37,297 | $22,824 | $32,545 | $37,679 | $45,859 | $42,132 | $31,227 | | | | | | | Food..........................................| 5,182 | 3,219 | 4,327 | 5,275 | 6,333 | 5,807 | 5,329 Food at home................................| 3,244 | 2,237 | 2,838 | 3,240 | 3,703 | 3,606 | 3,757 Cereals and bakery products...............| 507 | 341 | 445 | 505 | 575 | 556 | 613 Cereals and cereal products.............| 193 | 162 | 175 | 192 | 204 | 202 | 240 Bakery products.........................| 314 | 178 | 269 | 314 | 371 | 354 | 372 Meats, poultry, fish, and eggs............| 886 | 600 | 727 | 910 | 1,033 | 1,021 | 1,000 Beef....................................| 272 | 201 | 216 | 281 | 309 | 329 | 299 Pork....................................| 182 | 139 | 136 | 194 | 216 | 210 | 195 Other meats.............................| 122 | 94 | 98 | 118 | 141 | 137 | 162 Poultry.................................| 169 | 92 | 148 | 172 | 203 | 173 | 202 Fish and seafood........................| 109 | 46 | 101 | 112 | 130 | 132 | 99 Eggs....................................| 33 | 27 | 28 | 32 | 33 | 40 | 43 | | | | | | | Dairy products............................| 339 | 234 | 308 | 327 | 388 | 373 | 394 Fresh milk and cream....................| 146 | 111 | 144 | 138 | 159 | 156 | 171 Other dairy products....................| 192 | 123 | 164 | 189 | 229 | 217 | 223 Fruits and vegetables.....................| 512 | 329 | 415 | 519 | 577 | 614 | 654 Fresh fruits............................| 157 | 88 | 119 | 168 | 181 | 178 | 207 Fresh vegetables........................| 156 | 89 | 122 | 158 | 179 | 191 | 208 Processed fruits........................| 110 | 95 | 94 | 100 | 121 | 139 | 139 Processed vegetables....................| 89 | 58 | 80 | 93 | 96 | 105 | 100 | | | | | | | Other food at home........................| 1,000 | 733 | 942 | 979 | 1,131 | 1,043 | 1,096 Sugar and other sweets..................| 120 | 75 | 93 | 120 | 144 | 135 | 158 Fats and oils...........................| 93 | 64 | 82 | 92 | 97 | 105 | 131 Miscellaneous foods.....................| 448 | 384 | 487 | 434 | 453 | 452 | 434 Nonalcoholic beverages..................| 292 | 195 | 246 | 289 | 378 | 294 | 300 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 47 | 15 | 34 | 43 | 58 | 57 | 73 Food away from home.........................| 1,937 | 982 | 1,490 | 2,035 | 2,629 | 2,201 | 1,572 | | | | | | | Alcoholic beverages...........................| 266 | 147 | 255 | 239 | 349 | 352 | 179 | | | | | | | Housing.......................................| 11,603 | 7,731 | 11,149 | 12,468 | 13,101 | 11,873 | 8,843 Shelter.....................................| 6,379 | 4,500 | 6,299 | 7,163 | 7,141 | 5,940 | 3,997 Owned dwellings...........................| 4,188 | 928 | 3,592 | 4,814 | 5,367 | 4,296 | 2,916 Mortgage interest and charges...........| 2,562 | 516 | 2,605 | 3,229 | 3,073 | 2,301 | 828 Property taxes..........................| 958 | 162 | 599 | 961 | 1,310 | 1,157 | 1,304 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 668 | 250 | 388 | 624 | 984 | 837 | 785 Rented dwellings..........................| 1,787 | 3,537 | 2,581 | 1,954 | 1,128 | 1,020 | 577 Other lodging.............................| 404 | 35 | 125 | 395 | 646 | 624 | 504 Utilities, fuels, and public services.......| 2,496 | 1,599 | 2,136 | 2,469 | 2,897 | 2,818 | 2,708 Natural gas...............................| 302 | 181 | 246 | 264 | 349 | 395 | 415 Electricity...............................| 1,013 | 653 | 834 | 1,018 | 1,200 | 1,140 | 1,067 Fuel oil and other fuels..................| 93 | 5/40 | 56 | 99 | 108 | 121 | 137 Telephone services........................| 795 | 612 | 764 | 803 | 898 | 804 | 697 Water and other public services...........| 293 | 114 | 238 | 284 | 342 | 359 | 391 Household operations........................| 638 | 489 | 1,017 | 721 | 434 | 419 | 331 Personal services.........................| 412 | 437 | 883 | 515 | 128 | 5/80 | 5/20 Other household expenses..................| 227 | 51 | 134 | 207 | 306 | 339 | 311 | | | | | | | Housekeeping supplies.......................| 488 | 184 | 370 | 521 | 586 | 619 | 605 Laundry and cleaning supplies.............| 142 | 65 | 112 | 147 | 160 | 213 | 152 Other household products..................| 223 | 66 | 176 | 256 | 261 | 257 | 268 Postage and stationery....................| 123 | 53 | 83 | 118 | 165 | 149 | 186 Household furnishings and equipment.........| 1,602 | 959 | 1,327 | 1,594 | 2,043 | 2,076 | 1,202 Household textiles........................| 110 | 35 | 91 | 92 | 151 | 132 | 147 Furniture.................................| 404 | 384 | 453 | 405 | 459 | 333 | 223 Floor coverings...........................| 178 | 5/40 | 51 | 80 | 378 | 5/497 | 5/55 Major appliances..........................| 177 | 130 | 141 | 181 | 209 | 194 | 184 Small appliances, miscellaneous housewares| 93 | 58 | 76 | 94 | 112 | 116 | 94 Miscellaneous household equipment.........| 639 | 312 | 514 | 742 | 733 | 804 | 499 | | | | | | | Apparel and services..........................| 2,111 | 1,369 | 1,899 | 2,215 | 2,529 | 2,623 | 1,383 Men and boys................................| 504 | 250 | 464 | 487 | 648 | 673 | 334 Men, 16 and over..........................| 412 | 220 | 377 | 354 | 569 | 531 | 315 Boys, 2 to 15.............................| 93 | 31 | 87 | 133 | 79 | 142 | 19 Women and girls.............................| 819 | 350 | 626 | 876 | 1,025 | 1,247 | 577 Women, 16 and over........................| 708 | 289 | 526 | 717 | 910 | 1,157 | 517 Girls, 2 to 15............................| 111 | 61 | 99 | 160 | 115 | 89 | 60 Children under 2............................| 149 | 282 | 292 | 152 | 52 | 36 | 25 Footwear....................................| 334 | 211 | 254 | 403 | 414 | 359 | 225 Other apparel products and services.........| 305 | 277 | 264 | 296 | 391 | 308 | 223 | | | | | | | Transportation................................| 7,657 | 5,489 | 6,703 | 7,311 | 9,517 | 8,906 | 6,158 Vehicle purchases (net outlay)..............| 3,689 | 3,211 | 3,473 | 3,506 | 4,428 | 4,288 | 2,276 Cars and trucks, new......................| 1,814 | 5/1,204 | 1,515 | 1,747 | 1,876 | 3,240 | 5/1,151 Cars and trucks, used.....................| 1,839 | 1,977 | 1,948 | 1,658 | 2,532 | 1,048 | 1,125 Other vehicles............................| 36 | 5/30 | 5/10 | 5/101 | 5/20 | 5/1 | (4) Gasoline and motor oil......................| 1,204 | 864 | 1,075 | 1,158 | 1,426 | 1,375 | 1,105 Other vehicle expenses......................| 2,427 | 1,280 | 1,956 | 2,327 | 3,183 | 2,828 | 2,352 Vehicle finance charges...................| 323 | 247 | 334 | 316 | 387 | 359 | 145 Maintenance and repairs...................| 817 | 363 | 559 | 805 | 1,123 | 1,013 | 874 Vehicle insurance.........................| 863 | 559 | 641 | 800 | 1,122 | 1,034 | 942 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 424 | 111 | 421 | 405 | 551 | 423 | 391 Public transportation.......................| 337 | 135 | 199 | 319 | 480 | 415 | 425 | | | | | | | Health care...................................| 1,787 | 702 | 1,250 | 1,572 | 2,133 | 2,237 | 3,280 Health insurance............................| 817 | 320 | 603 | 676 | 859 | 1,108 | 1,749 Medical services............................| 603 | 272 | 443 | 613 | 766 | 652 | 754 Drugs.......................................| 270 | 83 | 146 | 190 | 349 | 370 | 677 Medical supplies............................| 98 | 28 | 59 | 94 | 160 | 106 | 99 | | | | | | | Entertainment.................................| 1,796 | 1,177 | 1,655 | 1,967 | 2,111 | 1,700 | 1,409 Fees and admissions.........................| 457 | 135 | 325 | 503 | 640 | 437 | 438 Television, radios, sound equipment.........| 612 | 536 | 588 | 639 | 666 | 632 | 480 Pets, toys, and playground equipment........| 371 | 294 | 356 | 458 | 407 | 275 | 252 Other entertainment supplies, equipment, | | | | | | | and services...............................| 356 | 211 | 386 | 367 | 398 | 356 | 238 | | | | | | | Personal care products and services...........| 480 | 242 | 417 | 484 | 592 | 561 | 482 | | | | | | | Reading.......................................| 169 | 77 | 124 | 168 | 204 | 226 | 185 | | | | | | | Education.....................................| 593 | 245 | 220 | 436 | 1,274 | 623 | 438 | | | | | | | Tobacco products and smoking supplies.........| 325 | 318 | 281 | 332 | 348 | 455 | 175 | | | | | | | Miscellaneous.................................| 763 | 446 | 656 | 769 | 758 | 1,133 | 801 | | | | | | | Cash contributions............................| 906 | 133 | 534 | 519 | 1,644 | 1,442 | 945 | | | | | | | Personal insurance and pensions...............| 3,658 | 1,529 | 3,074 | 3,926 | 4,964 | 4,193 | 1,619 Life and other personal insurance...........| 452 | 108 | 274 | 417 | 612 | 712 | 510 Pensions and Social Security................| 3,207 | 1,421 | 2,800 | 3,509 | 4,353 | 3,481 | 1,110 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 43,505 | 21,422 | 36,227 | 45,811 | 55,803 | 50,003 | 32,028 Wages and salaries..........................| 36,750 | 18,966 | 32,916 | 40,572 | 49,120 | 39,276 | 12,145 Self-employment income......................| 1,877 | 387 | 1,050 | 2,331 | 3,189 | 1,637 | 621 Social Security, private and government | | | | | | | retirement.................................| 2,763 | 5/80 | 260 | 665 | 1,567 | 6,709 | 16,937 Interest, dividends, rental income, other | | | | | | | property income............................| 532 | 20 | 111 | 365 | 715 | 1,196 | 1,292 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 304 | 167 | 200 | 391 | 309 | 443 | 235 Public assistance, supplemental security | | | | | | | income, food stamps........................| 706 | 1,480 | 1,045 | 588 | 436 | 527 | 471 Regular contributions for support...........| 432 | 80 | 449 | 766 | 357 | 5/128 | 5/226 Other income................................| 142 | 243 | 196 | 133 | 110 | 87 | 5/101 | | | | | | | Personal taxes................................| 3,517 | 1,229 | 3,069 | 3,711 | 4,799 | 4,206 | 1,575 Federal income taxes........................| 2,584 | 836 | 2,224 | 2,765 | 3,578 | 3,073 | 1,045 State and local income taxes................| 762 | 335 | 745 | 813 | 963 | 943 | 198 Other taxes.................................| 172 | 58 | 100 | 133 | 257 | 189 | 332 | | | | | | | Income after taxes............................| 39,988 | 20,193 | 33,158 | 42,100 | 51,004 | 45,797 | 30,453 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -1,599 | -714 | -1,508 | -2,185 | -1,390 | -4,520 | 2,904 Net change in total assets..................| 3,709 | 3,186 | 5,782 | 5,261 | 2,648 | -54 | 1,683 Net change in total liabilities.............| 5,309 | 3,900 | 7,291 | 7,446 | 4,037 | 4,466 | -1,221 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 713 | 84 | 850 | 187 | 1,078 | 1,656 | 148 Mortgage principal paid on owned property...| -1,517 | -134 | -720 | -1,606 | -2,209 | -1,902 | -2,051 Estimated market value of owned home........| 76,802 | 12,230 | 47,371 | 72,710 | 103,750 | 105,324 | 107,173 Estimated monthly rental value of owned home| 530 | 117 | 377 | 531 | 678 | 698 | 634 | | | | | | | Gifts of goods and services...................| 1,203 | 343 | 700 | 926 | 2,015 | 1,881 | 1,085 Food........................................| 108 | 5/14 | 36 | 88 | 212 | 184 | 51 Housing.....................................| 317 | 157 | 275 | 284 | 459 | 371 | 226 Housekeeping supplies.....................| 39 | 19 | 32 | 41 | 44 | 48 | 56 Household textiles........................| 14 | 5/2 | 5/11 | 5/13 | 18 | 5/14 | 5/30 Appliances and miscellaneous housewares...| 33 | 5/8 | 27 | 26 | 51 | 42 | 5/36 Major appliances........................| 5 | 5/4 | 5/1 | 5 | 7 | 5/8 | 5/6 Small appliances and miscellaneous | | | | | | | housewares.............................| 28 | 5/4 | 26 | 21 | 44 | 33 | 5/30 Miscellaneous household equipment.........| 76 | 5/14 | 40 | 88 | 140 | 66 | 44 Other housing.............................| 155 | 114 | 165 | 117 | 207 | 201 | 60 Apparel and services........................| 310 | 106 | 241 | 259 | 373 | 702 | 209 Males, 2 and over.........................| 81 | 5/11 | 74 | 58 | 85 | 209 | 68 Females, 2 and over.......................| 129 | 5/49 | 88 | 97 | 161 | 335 | 82 Children under 2..........................| 47 | 33 | 63 | 59 | 36 | 36 | 23 Other apparel products and services.......| 53 | 5/13 | 16 | 45 | 90 | 122 | 5/35 Jewelry and watches.....................| 17 | 5/6 | 8 | 18 | 22 | 26 | 5/18 All other apparel products and services.| 36 | 5/7 | 5/8 | 26 | 68 | 96 | 5/17 Transportation..............................| 68 | 6 | 22 | 41 | 93 | 208 | 63 Health care.................................| 37 | 5/2 | 5/3 | 62 | 38 | 5/22 | 5/102 Entertainment...............................| 72 | 24 | 61 | 53 | 98 | 115 | 68 Toys, games, hobbies, and tricycles.......| 32 | 5/11 | 29 | 21 | 47 | 40 | 37 Other entertainment.......................| 40 | 13 | 32 | 32 | 51 | 75 | 31 Education...................................| 195 | 5/0 | 5/9 | 48 | 602 | 176 | 5/205 All other gifts.............................| 97 | 34 | 52 | 91 | 141 | 103 | 162 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.