Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | | | | | | | | Item | two or | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and | 65-74 | 75 and | more | 25 | | | | | over | | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 73,527 | 3,657 | 15,115 | 19,047 | 14,799 | 9,112 | 11,798 | 7,391 | 4,407 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$42,782 |$22,882 |$37,794 |$48,171 |$55,282 |$46,652 |$28,529 |$30,508 |$25,251 Income after taxes 1/.........................| 39,286 | 21,477 | 34,713 | 44,220 | 49,948 | 42,948 | 26,984 | 28,787 | 23,997 Age of reference person.......................| 46.5 | 22.2 | 30.0 | 39.4 | 49.1 | 59.3 | 73.3 | 69.3 | 79.9 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 3.1 | 2.9 | 3.4 | 3.7 | 3.2 | 2.6 | 2.3 | 2.4 | 2.2 Children under 18...........................| 1.0 | 1.0 | 1.4 | 1.6 | .8 | .2 | .1 | .2 | .1 Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.6 | 1.6 | 1.8 Earners.....................................| 1.6 | 1.6 | 1.6 | 1.9 | 2.1 | 1.6 | .7 | .8 | .4 Vehicles....................................| 2.3 | 1.7 | 1.9 | 2.4 | 2.8 | 2.5 | 2.0 | 2.2 | 1.6 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 69 | 52 | 64 | 68 | 72 | 75 | 77 | 78 | 76 Female....................................| 31 | 48 | 36 | 32 | 28 | 25 | 23 | 22 | 24 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 71 | 22 | 49 | 69 | 82 | 87 | 90 | 91 | 87 With mortgage...........................| 45 | 15 | 42 | 59 | 61 | 41 | 19 | 24 | 10 Without mortgage........................| 26 | 6 | 7 | 11 | 21 | 46 | 71 | 67 | 77 Renter....................................| 29 | 78 | 51 | 31 | 18 | 13 | 10 | 9 | 13 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 12 | 16 | 14 | 13 | 11 | 10 | 8 | 9 | 7 White and other...........................| 88 | 84 | 86 | 87 | 89 | 90 | 92 | 91 | 93 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 8 | 3 | 4 | 4 | 5 | 12 | 20 | 17 | 25 High school (9-12)........................| 46 | 61 | 47 | 44 | 43 | 45 | 47 | 47 | 47 College...................................| 46 | 36 | 50 | 52 | 52 | 43 | 32 | 35 | 27 Never attended and other..................| (3) | (3) | (3) | (3) | (3) | (3) | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned..................| 92 | 80 | 88 | 93 | 94 | 94 | 93 | 94 | 91 | | | | | | | | | Average annual expenditures.....................|$36,997 |$23,696 |$33,529 |$40,383 |$45,921 |$37,729 |$28,566 |$30,432 |$25,417 | | | | | | | | | Food..........................................| 5,238 | 3,444 | 4,827 | 5,863 | 6,182 | 5,187 | 4,268 | 4,495 | 3,865 Food at home................................| 3,296 | 2,227 | 3,046 | 3,721 | 3,698 | 3,180 | 2,906 | 2,977 | 2,778 Cereals and bakery products...............| 520 | 338 | 472 | 602 | 574 | 478 | 477 | 487 | 459 Cereals and cereal products.............| 198 | 151 | 194 | 235 | 212 | 167 | 165 | 166 | 164 Bakery products.........................| 322 | 187 | 278 | 366 | 362 | 311 | 312 | 321 | 295 Meats, poultry, fish, and eggs............| 899 | 604 | 819 | 1,018 | 1,040 | 906 | 739 | 774 | 675 Beef....................................| 278 | 198 | 257 | 316 | 327 | 275 | 217 | 229 | 194 Pork....................................| 189 | 141 | 173 | 209 | 210 | 194 | 167 | 170 | 161 Other meats.............................| 120 | 83 | 106 | 139 | 132 | 119 | 105 | 104 | 105 Poultry.................................| 164 | 97 | 150 | 194 | 201 | 151 | 126 | 136 | 106 Fish and seafood........................| 112 | 56 | 100 | 121 | 133 | 130 | 90 | 97 | 76 Eggs....................................| 36 | 30 | 33 | 39 | 36 | 36 | 35 | 36 | 32 | | | | | | | | | Dairy products............................| 349 | 240 | 333 | 396 | 387 | 325 | 307 | 318 | 289 Fresh milk and cream....................| 150 | 109 | 155 | 170 | 159 | 134 | 126 | 128 | 122 Other dairy products....................| 200 | 131 | 178 | 226 | 228 | 191 | 182 | 190 | 167 Fruits and vegetables.....................| 524 | 332 | 468 | 565 | 583 | 534 | 517 | 511 | 527 Fresh fruits............................| 161 | 91 | 143 | 169 | 180 | 163 | 172 | 170 | 175 Fresh vegetables........................| 160 | 97 | 136 | 170 | 188 | 166 | 156 | 155 | 157 Processed fruits........................| 110 | 82 | 104 | 121 | 116 | 109 | 107 | 102 | 116 Processed vegetables....................| 92 | 62 | 85 | 104 | 99 | 95 | 82 | 84 | 79 | | | | | | | | | Other food at home........................| 1,004 | 714 | 954 | 1,141 | 1,114 | 938 | 865 | 887 | 828 Sugar and other sweets..................| 130 | 71 | 121 | 144 | 142 | 125 | 129 | 127 | 133 Fats and oils...........................| 96 | 65 | 88 | 108 | 101 | 93 | 96 | 98 | 92 Miscellaneous foods.....................| 443 | 355 | 449 | 522 | 476 | 373 | 357 | 363 | 346 Nonalcoholic beverages..................| 280 | 206 | 258 | 314 | 324 | 278 | 230 | 235 | 221 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 54 | 18 | 38 | 55 | 71 | 68 | 54 | 65 | 35 Food away from home.........................| 1,942 | 1,217 | 1,780 | 2,142 | 2,484 | 2,006 | 1,363 | 1,519 | 1,087 | | | | | | | | | Alcoholic beverages...........................| 288 | 197 | 296 | 290 | 333 | 322 | 224 | 257 | 166 | | | | | | | | | Housing.......................................| 11,647 | 7,616 | 11,123 | 13,103 | 13,702 | 11,240 | 8,989 | 9,122 | 8,793 Shelter.....................................| 6,436 | 4,487 | 6,341 | 7,608 | 7,760 | 5,703 | 4,174 | 4,365 | 3,855 Owned dwellings...........................| 4,355 | 872 | 3,386 | 5,438 | 5,958 | 4,250 | 3,000 | 3,294 | 2,508 Mortgage interest and charges...........| 2,503 | 549 | 2,367 | 3,645 | 3,484 | 1,945 | 641 | 847 | 295 Property taxes..........................| 1,097 | 155 | 620 | 1,095 | 1,503 | 1,321 | 1,323 | 1,442 | 1,125 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 755 | 168 | 399 | 698 | 972 | 984 | 1,036 | 1,005 | 1,088 Rented dwellings..........................| 1,620 | 3,533 | 2,765 | 1,772 | 1,082 | 788 | 630 | 475 | 892 Other lodging.............................| 461 | 82 | 189 | 398 | 720 | 665 | 544 | 597 | 455 | | | | | | | | | Utilities, fuels, and public services.......| 2,498 | 1,667 | 2,169 | 2,602 | 2,846 | 2,717 | 2,401 | 2,519 | 2,202 Natural gas...............................| 315 | 173 | 257 | 310 | 362 | 356 | 348 | 356 | 336 Electricity...............................| 1,004 | 640 | 858 | 1,066 | 1,124 | 1,108 | 976 | 1,043 | 864 Fuel oil and other fuels..................| 100 | 38 | 55 | 101 | 106 | 121 | 153 | 140 | 175 Telephone services........................| 776 | 696 | 758 | 812 | 900 | 782 | 607 | 645 | 543 Water and other public services...........| 302 | 119 | 240 | 314 | 354 | 349 | 317 | 336 | 285 Household operations........................| 603 | 361 | 794 | 738 | 468 | 418 | 527 | 408 | 728 Personal services.........................| 323 | 296 | 653 | 478 | 125 | 47 | 119 | 45 | 244 Other household expenses..................| 280 | 65 | 142 | 260 | 343 | 370 | 408 | 363 | 484 | | | | | | | | | Housekeeping supplies.......................| 486 | 204 | 401 | 511 | 548 | 557 | 522 | 546 | 478 Laundry and cleaning supplies.............| 133 | 69 | 122 | 150 | 140 | 146 | 121 | 127 | 111 Other household products..................| 220 | 74 | 181 | 232 | 260 | 249 | 228 | 241 | 204 Postage and stationery....................| 133 | 61 | 98 | 128 | 148 | 162 | 172 | 177 | 163 Household furnishings and equipment.........| 1,624 | 898 | 1,419 | 1,644 | 2,079 | 1,846 | 1,365 | 1,284 | 1,531 Household textiles........................| 117 | 34 | 92 | 109 | 181 | 149 | 90 | 111 | 52 Furniture.................................| 381 | 342 | 423 | 436 | 440 | 334 | 213 | 266 | 124 Floor coverings...........................| 179 | 42 | 78 | 95 | 248 | 254 | 345 | 95 | 801 Major appliances..........................| 181 | 130 | 165 | 178 | 215 | 192 | 172 | 201 | 123 Small appliances, miscellaneous housewares| 95 | 59 | 83 | 91 | 106 | 127 | 88 | 95 | 77 Miscellaneous household equipment.........| 671 | 291 | 577 | 734 | 890 | 790 | 458 | 516 | 354 | | | | | | | | | Apparel and services..........................| 1,966 | 1,462 | 1,967 | 2,219 | 2,447 | 1,958 | 1,166 | 1,316 | 902 Men and boys................................| 491 | 312 | 498 | 564 | 617 | 476 | 288 | 326 | 220 Men, 16 and over..........................| 367 | 248 | 348 | 352 | 503 | 407 | 260 | 288 | 210 Boys, 2 to 15.............................| 125 | 64 | 150 | 212 | 114 | 69 | 28 | 38 | 11 Women and girls.............................| 763 | 436 | 650 | 850 | 1,013 | 885 | 493 | 563 | 366 Women, 16 and over........................| 629 | 381 | 506 | 610 | 889 | 808 | 457 | 514 | 352 Girls, 2 to 15............................| 135 | 56 | 144 | 240 | 124 | 77 | 36 | 49 | 14 Children under 2............................| 106 | 183 | 200 | 120 | 67 | 59 | 23 | 26 | 18 Footwear....................................| 308 | 243 | 335 | 378 | 379 | 228 | 163 | 171 | 148 Other apparel products and services.........| 297 | 288 | 284 | 307 | 371 | 311 | 199 | 229 | 150 | | | | | | | | | Transportation................................| 7,169 | 5,933 | 6,912 | 7,664 | 8,950 | 7,194 | 4,836 | 5,589 | 3,573 Vehicle purchases (net outlay)..............| 3,250 | 3,345 | 3,403 | 3,579 | 3,976 | 3,031 | 1,750 | 2,068 | 1,217 Cars and trucks, new......................| 1,537 | 1,289 | 1,508 | 1,693 | 1,770 | 1,757 | 936 | 1,088 | 681 Cars and trucks, used.....................| 1,674 | 2,012 | 1,852 | 1,839 | 2,145 | 1,247 | 813 | 978 | 536 Other vehicles............................| 39 | 4/44 | 43 | 47 | 60 | 4/27 | 4/1 | 4/2 | (5) Gasoline and motor oil......................| 1,181 | 858 | 1,099 | 1,282 | 1,451 | 1,212 | 861 | 989 | 647 Other vehicle expenses......................| 2,326 | 1,534 | 2,130 | 2,420 | 3,015 | 2,433 | 1,732 | 1,985 | 1,308 Vehicle finance charges...................| 308 | 274 | 368 | 347 | 399 | 255 | 108 | 143 | 48 Maintenance and repairs...................| 764 | 460 | 651 | 791 | 1,020 | 804 | 616 | 688 | 495 Vehicle insurance.........................| 818 | 566 | 697 | 838 | 1,026 | 893 | 701 | 764 | 595 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 435 | 233 | 413 | 443 | 571 | 481 | 308 | 390 | 170 Public transportation.......................| 412 | 197 | 280 | 383 | 508 | 518 | 493 | 547 | 402 | | | | | | | | | Health care...................................| 1,981 | 721 | 1,263 | 1,761 | 2,058 | 2,319 | 3,291 | 3,212 | 3,424 Health insurance............................| 951 | 311 | 585 | 790 | 889 | 1,040 | 1,886 | 1,838 | 1,967 Medical services............................| 623 | 291 | 452 | 658 | 739 | 776 | 622 | 625 | 617 Drugs.......................................| 312 | 89 | 158 | 221 | 299 | 392 | 680 | 644 | 742 Medical supplies............................| 96 | 30 | 68 | 92 | 131 | 110 | 102 | 105 | 98 | | | | | | | | | Entertainment.................................| 1,835 | 1,172 | 1,706 | 2,127 | 2,283 | 1,787 | 1,220 | 1,399 | 917 Fees and admissions.........................| 502 | 186 | 386 | 585 | 639 | 504 | 442 | 487 | 366 Television, radios, sound equipment.........| 608 | 539 | 591 | 698 | 718 | 547 | 419 | 472 | 329 Pets, toys, and playground equipment........| 363 | 238 | 384 | 451 | 422 | 337 | 188 | 213 | 148 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 362 | 209 | 346 | 394 | 504 | 400 | 170 | 227 | 74 | | | | | | | | | Personal care products and services...........| 466 | 277 | 423 | 493 | 571 | 460 | 419 | 436 | 388 | | | | | | | | | Reading.......................................| 180 | 76 | 136 | 183 | 212 | 212 | 196 | 207 | 176 | | | | | | | | | Education.....................................| 536 | 390 | 318 | 519 | 1,131 | 452 | 208 | 288 | 70 | | | | | | | | | Tobacco products and smoking supplies.........| 303 | 327 | 299 | 334 | 352 | 334 | 161 | 184 | 123 | | | | | | | | | Miscellaneous.................................| 817 | 375 | 694 | 820 | 1,035 | 961 | 727 | 739 | 709 | | | | | | | | | Cash contributions............................| 1,047 | 146 | 433 | 825 | 1,586 | 1,371 | 1,546 | 1,571 | 1,502 | | | | | | | | | Personal insurance and pensions...............| 3,525 | 1,560 | 3,132 | 4,181 | 5,079 | 3,932 | 1,315 | 1,617 | 808 Life and other personal insurance...........| 479 | 113 | 294 | 491 | 659 | 688 | 423 | 517 | 265 Pensions and Social Security................| 3,046 | 1,446 | 2,838 | 3,690 | 4,421 | 3,244 | 892 | 1,099 | 543 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 42,782 | 22,882 | 37,794 | 48,171 | 55,282 | 46,652 | 28,529 | 30,508 | 25,251 Wages and salaries..........................| 33,854 | 19,788 | 34,357 | 42,312 | 47,845 | 34,380 | 6,623 | 8,374 | 3,721 Self-employment income......................| 2,295 | 956 | 1,345 | 3,018 | 3,554 | 2,503 | 1,074 | 1,182 | 894 Social Security, private and government | | | | | | | | | retirement.................................| 4,316 | 107 | 256 | 628 | 1,745 | 7,066 | 17,715 | 17,869 | 17,459 Interest, dividends, rental income, other | | | | | | | | | property income............................| 970 | 40 | 166 | 598 | 866 | 1,685 | 2,471 | 2,285 | 2,779 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 324 | 123 | 304 | 412 | 393 | 344 | 175 | 217 | 106 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 586 | 1,396 | 880 | 571 | 442 | 414 | 297 | 355 | 200 Regular contributions for support...........| 279 | 258 | 323 | 473 | 282 | 71 | 69 | 73 | 4/62 Other income................................| 157 | 214 | 162 | 161 | 155 | 189 | 106 | 152 | 29 | | | | | | | | | Personal taxes................................| 3,496 | 1,405 | 3,080 | 3,951 | 5,334 | 3,704 | 1,545 | 1,721 | 1,253 Federal income taxes........................| 2,572 | 1,003 | 2,291 | 2,905 | 3,993 | 2,689 | 1,057 | 1,179 | 855 State and local income taxes................| 723 | 364 | 697 | 854 | 1,092 | 733 | 202 | 232 | 153 Other taxes.................................| 201 | 37 | 92 | 192 | 248 | 282 | 286 | 310 | 246 | | | | | | | | | Income after taxes............................| 39,286 | 21,477 | 34,713 | 44,220 | 49,948 | 42,948 | 26,984 | 28,787 | 23,997 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| -860 | -724 | -1,539 | -1,133 | -2,058 | 1,563 | 37 | 300 | -404 Net change in total assets..................| 4,384 | 2,710 | 5,589 | 6,845 | 3,435 | 4,209 | 714 | 1,524 | -645 Net change in total liabilities.............| 5,244 | 3,434 | 7,127 | 7,978 | 5,492 | 2,646 | 677 | 1,224 | -241 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 556 | 149 | 362 | 309 | 978 | 794 | 615 | 441 | 906 Mortgage principal paid on owned property...| -1,377 | -163 | -866 | -2,051 | -1,921 | -1,287 | -708 | -832 | -500 Estimated market value of owned home........| 81,803 | 11,665 | 45,313 | 81,593 |105,781 |105,082 |102,567 |108,306 | 92,940 Estimated monthly rental value of owned home| 560 | 106 | 357 | 578 | 706 | 703 | 639 | 656 | 609 | | | | | | | | | Gifts of goods and services...................| 1,092 | 398 | 663 | 867 | 1,825 | 1,544 | 970 | 1,105 | 738 Food........................................| 98 | 18 | 46 | 68 | 213 | 142 | 57 | 45 | 80 Housing.....................................| 285 | 146 | 236 | 236 | 444 | 343 | 232 | 246 | 208 Housekeeping supplies.....................| 43 | 23 | 35 | 39 | 56 | 52 | 42 | 42 | 42 Household textiles........................| 13 | 4/1 | 8 | 11 | 21 | 20 | 13 | 14 | 4/11 Appliances and miscellaneous housewares...| 30 | 7 | 26 | 19 | 41 | 46 | 34 | 41 | 21 Major appliances........................| 5 | 4/2 | 3 | 3 | 10 | 7 | 7 | 9 | 4/2 Small appliances and miscellaneous | | | | | | | | | housewares.............................| 25 | 4/5 | 24 | 16 | 31 | 39 | 27 | 32 | 19 Miscellaneous household equipment.........| 70 | 27 | 44 | 69 | 104 | 94 | 65 | 73 | 50 Other housing.............................| 129 | 88 | 123 | 97 | 223 | 130 | 79 | 76 | 83 Apparel and services........................| 277 | 148 | 229 | 250 | 331 | 451 | 224 | 278 | 128 Males, 2 and over.........................| 72 | 43 | 57 | 67 | 77 | 120 | 66 | 82 | 37 Females, 2 and over.......................| 105 | 35 | 76 | 89 | 123 | 216 | 86 | 111 | 40 Children under 2..........................| 46 | 34 | 55 | 52 | 53 | 50 | 21 | 23 | 17 Other apparel products and services.......| 53 | 36 | 41 | 42 | 78 | 64 | 51 | 61 | 33 Jewelry and watches.....................| 23 | 24 | 12 | 16 | 35 | 26 | 31 | 35 | 25 All other apparel products and services.| 30 | 4/13 | 29 | 26 | 43 | 38 | 20 | 26 | 8 Transportation..............................| 54 | 15 | 22 | 38 | 86 | 96 | 60 | 62 | 58 Health care.................................| 26 | 4/2 | 3 | 24 | 45 | 26 | 41 | 40 | 4/43 Entertainment...............................| 89 | 37 | 60 | 86 | 117 | 122 | 88 | 109 | 53 Toys, games, hobbies, and tricycles.......| 35 | 11 | 24 | 29 | 44 | 60 | 32 | 41 | 18 Other entertainment.......................| 55 | 26 | 36 | 57 | 73 | 61 | 56 | 68 | 35 Education...................................| 143 | 4/1 | 8 | 65 | 427 | 202 | 84 | 128 | 4/10 All other gifts.............................| 121 | 32 | 58 | 99 | 162 | 163 | 183 | 197 | 160 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.