Table 2. Consumer units with reference person age 25-34 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995 - 1996 __________________________________________________________________________________________________________________________________________________________________________________________________________________ | | Complete reporting of income |_____________________________________________________________________________________________________________________________________________________ Item | | | | | | | | | | |Total complete| Less than | $5,000 to | $10,000 to | $15,000 to | $20,000 to | $30,000 to | $40,000 to | $50,000 to | $70,000 and | reporting | $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | | | Number of consumer units (in thousands).....................| 15,861| 716| 1,138| 1,397| 1,505| 2,668| 2,557| 1,970| 2,296| 1,615 Income before taxes 1/......................................| $36,766| $2,423| $7,494| $12,507| $17,254| $24,548| $34,369| $44,399| $57,608| $96,825 Income after taxes 1/.......................................| 33,482| 2,492| 7,587| 12,337| 16,549| 23,092| 31,349| 40,304| 52,369| 84,907 Age of reference person.....................................| 29.8| 29.3| 29.4| 29.5| 29.7| 29.5| 29.7| 30.0| 30.2| 30.6 Average number in consumer unit: | | | | | | | | | | Persons....................................................| 2.8| 2.5| 2.7| 2.8| 2.5| 2.7| 2.6| 2.9| 2.9| 2.9 Children under 18..........................................| 1.1| 1.1| 1.4| 1.4| 1.0| 1.1| 0.9| 1.1| 1.0| 0.9 Persons 65 and over........................................| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0 Earners....................................................| 1.5| 0.9| 0.9| 1.1| 1.2| 1.4| 1.6| 1.8| 1.8| 1.9 Vehicles...................................................| 1.8| 1.1| 1.0| 1.1| 1.4| 1.7| 1.9| 2.2| 2.2| 2.2 Percent distribution: | | | | | | | | | | Male.......................................................| 63| 49| 36| 47| 51| 64| 68| 74| 74| 74 Female.....................................................| 37| 51| 64| 53| 49| 36| 32| 26| 26| 26 Percent homeowner..........................................| 44| 23| 16| 18| 28| 36| 45| 57| 68| 74 With mortgage.............................................| 38| 11| 8| 12| 21| 29| 40| 52| 64| 72 Without mortgage..........................................| 6| 11| 8| 6| 8| 7| 5| 5| 4| 2 Renter.....................................................| 56| 77| 84| 82| 72| 64| 55| 43| 32| 26 Black......................................................| 13| 25| 23| 20| 17| 14| 8| 8| 8| 6 White and other............................................| 87| 75| 77| 80| 83| 86| 92| 92| 92| 94 Elementary (1-8)...........................................| 3| 4| 7| 5| 3| 4| 4| 2| 1| 0 High school (9-12).........................................| 39| 54| 51| 51| 55| 44| 36| 38| 29| 14 College....................................................| 58| 41| 42| 44| 41| 52| 60| 61| 70| 86 Never attended and other...................................| 0| 0| 0| 0| 0| 0| 0| 0| 0| 0 At least one vehicle owned.................................| 87| 63| 66| 74| 84| 90| 95| 95| 94| 92 Average annual expenditures.................................| $33,912| $18,438| $15,610| $17,862| $21,936| $27,367| $32,700| $37,800| $47,162| $65,524 Food.......................................................| 4,633| 3,219| 2,647| 3,343| 3,503| 3,759| 4,636| 4,968| 5,687| 7,416 Food at home..............................................| 2,764| 2,228| 2,079| 2,410| 2,418| 2,390| 2,658| 2,889| 3,206| 3,787 Cereals and bakery products..............................| 431| 342| 311| 357| 366| 370| 412| 468| 509| 595 Cereals and cereal products.............................| 176| 159| 137| 163| 164| 157| 168| 202| 190| 212 Bakery products.........................................| 255| 183| 174| 193| 202| 213| 244| 266| 319| 383 Meats, poultry, fish, and eggs...........................| 696| 759| 618| 700| 729| 646| 636| 689| 729| 835 Beef....................................................| 208| 199| 194| 191| 205| 184| 202| 204| 246| 233 Pork....................................................| 150| 116| 153| 158| 202| 149| 125| 145| 150| 164 Other meats.............................................| 94| 107| 73| 109| 78| 78| 88| 99| 97| 133 Poultry.................................................| 134| 160| 107| 136| 129| 114| 138| 134| 144| 157 Fish and seafood........................................| 80| 147| 62| 75| 83| 90| 53| 82| 63| 122 Eggs....................................................| 29| 29| 29| 32| 32| 30| 30| 25| 29| 26 Dairy products...........................................| 311| 204| 227| 266| 248| 275| 306| 338| 363| 417 Fresh milk and cream....................................| 136| 98| 106| 132| 136| 129| 135| 159| 145| 142 Other dairy products....................................| 174| 105| 121| 134| 112| 146| 172| 179| 219| 276 Fruits and vegetables....................................| 444| 351| 306| 366| 387| 378| 413| 432| 529| 685 Fresh fruits............................................| 138| 135| 91| 104| 122| 119| 117| 138| 166| 230 Fresh vegetables........................................| 123| 86| 94| 101| 112| 105| 116| 127| 138| 183 Processed fruits........................................| 104| 61| 63| 82| 80| 86| 102| 96| 136| 162 Processed vegetables....................................| 79| 68| 58| 78| 73| 70| 77| 71| 90| 109 Other food at home.......................................| 882| 573| 616| 721| 688| 721| 890| 962| 1,076| 1,255 Sugar and other sweets..................................| 116| 68| 84| 103| 102| 87| 111| 136| 146| 151 Fats and oils...........................................| 76| 54| 56| 84| 74| 67| 76| 72| 80| 95 Miscellaneous foods.....................................| 412| 289| 255| 298| 292| 341| 413| 461| 520| 603 Nonalcoholic beverages..................................| 237| 144| 204| 216| 193| 197| 254| 252| 269| 302 Food prepared by consumer unit on out-of-town trips.....| 42| 19| 17| 20| 28| 29| 35| 41| 62| 102 Food away from home.......................................| 1,869| 990| 568| 933| 1,085| 1,369| 1,979| 2,079| 2,481| 3,629 Alcoholic beverages........................................| 350| 210| 124| 197| 225| 268| 352| 439| 414| 655 Housing....................................................| 11,048| 6,591| 5,744| 6,754| 7,303| 8,656| 10,397| 11,819| 15,173| 21,794 Shelter...................................................| 6,409| 3,720| 3,316| 4,065| 4,465| 5,078| 6,003| 6,831| 8,902| 12,405 Owned dwellings..........................................| 3,203| 684| 406| 727| 1,140| 1,580| 2,496| 3,751| 6,176| 9,259 Mortgage interest and charges...........................| 2,250| 389| 194| 502| 641| 1,058| 1,750| 2,678| 4,412| 6,698 Property taxes..........................................| 585| 168| 102| 132| 282| 264| 421| 636| 1,207| 1,629 Maintenance, repairs, insurance, other expenses.........| 368| 127| 109| 93| 216| 258| 326| 437| 557| 931 Rented dwellings.........................................| 3,001| 2,941| 2,864| 3,269| 3,235| 3,350| 3,337| 2,831| 2,448| 2,555 Other lodging............................................| 206| 95| 46| 69| 91| 148| 170| 249| 278| 592 Utilities, fuels, and public services.....................| 2,085| 1,626| 1,518| 1,561| 1,687| 1,931| 2,087| 2,302| 2,497| 2,914 Natural gas..............................................| 236| 181| 182| 177| 145| 189| 218| 285| 291| 399 Electricity..............................................| 777| 634| 550| 605| 675| 761| 793| 863| 892| 977 Fuel oil and other fuels.................................| 59| 31| 40| 25| 46| 63| 49| 65| 92| 80 Telephone services.......................................| 800| 646| 631| 642| 680| 748| 824| 828| 940| 1,052 Water and other public services..........................| 214| 133| 115| 112| 141| 170| 204| 260| 282| 406 Household operations......................................| 715| 533| 142| 228| 278| 475| 627| 953| 936| 1,956 Personal services........................................| 551| 458| 91| 162| 199| 377| 509| 820| 720| 1,370 Other household expenses.................................| 164| 75| 52| 66| 79| 98| 119| 132| 216| 586 Housekeeping supplies.....................................| 391| 166| 291| 257| 250| 305| 366| 391| 507| 713 Laundry and cleaning supplies............................| 122| 62| 123| 93| 92| 107| 121| 137| 139| 162 Other household products.................................| 165| 42| 108| 121| 112| 127| 141| 159| 234| 309 Postage and stationery...................................| 104| 62| 60| 43| 45| 71| 104| 94| 135| 242 Household furnishings and equipment.......................| 1,448| 546| 476| 642| 623| 867| 1,314| 1,343| 2,331| 3,807 Household textiles.......................................| 73| 44| 37| 31| 47| 47| 67| 73| 131| 143 Furniture................................................| 402| 182| 117| 234| 214| 218| 357| 398| 629| 1,077 Floor coverings..........................................| 67| 0| 33| 7| 30| 18| 37| 30| 69| 358 Major appliances.........................................| 142| 76| 62| 55| 80| 138| 156| 177| 210| 205 Small appliances, miscellaneous housewares...............| 85| 30| 36| 20| 33| 57| 79| 66| 133| 225 Miscellaneous household equipment........................| 679| 214| 192| 295| 219| 389| 617| 599| 1,160| 1,798 Apparel and services.......................................| 1,961| 853| 907| 1,121| 1,251| 1,688| 1,788| 1,807| 2,832| 3,633 Men and boys..............................................| 491| 153| 223| 164| 304| 427| 442| 434| 699| 1,068 Men, 16 and over.........................................| 375| 55| 90| 78| 202| 294| 345| 335| 555| 939 Boys, 2 to 15............................................| 116| 99| 133| 86| 102| 133| 97| 99| 143| 129 Women and girls...........................................| 719| 197| 268| 469| 369| 605| 688| 672| 1,235| 1,093 Women, 16 and over.......................................| 592| 110| 186| 330| 277| 450| 565| 584| 1,089| 928 Girls, 2 to 15...........................................| 127| 87| 82| 139| 92| 155| 123| 88| 146| 165 Children under 2..........................................| 150| 70| 135| 102| 61| 136| 142| 134| 211| 253 Footwear..................................................| 313| 127| 203| 211| 198| 343| 274| 291| 425| 452 Other apparel products and services.......................| 288| 306| 78| 174| 319| 176| 242| 277| 262| 766 Transportation.............................................| 6,610| 4,183| 2,970| 2,582| 5,011| 6,283| 6,268| 7,660| 9,319| 11,221 Vehicle purchases (net outlay)............................| 3,039| 2,172| 1,469| 809| 2,700| 3,259| 2,703| 3,522| 4,041| 4,929 Cars and trucks, new.....................................| 1,315| 286| 507| 32| 1,054| 1,416| 1,278| 1,108| 2,088| 2,741 Cars and trucks, used....................................| 1,689| 1,886| 962| 777| 1,624| 1,745| 1,425| 2,338| 1,920| 2,163 Other vehicles...........................................| 35| 0| 0| 0| 21| 98| 0| 76| 32| 25 Gasoline and motor oil....................................| 1,078| 631| 620| 678| 815| 966| 1,068| 1,271| 1,534| 1,504 Other vehicle expenses....................................| 2,181| 1,238| 763| 926| 1,344| 1,846| 2,262| 2,581| 3,236| 3,944 Vehicle finance charges..................................| 364| 117| 82| 120| 169| 324| 400| 543| 567| 563 Maintenance and repairs..................................| 644| 676| 305| 373| 503| 635| 668| 713| 817| 936 Vehicle insurance........................................| 698| 298| 253| 285| 466| 616| 765| 876| 982| 1,174 Vehicle rental, leases, licenses, other charges..........| 474| 146| 123| 148| 206| 270| 429| 449| 870| 1,271 Public transportation.....................................| 313| 143| 118| 169| 152| 212| 235| 287| 508| 845 Health care................................................| 1,131| 492| 439| 554| 756| 939| 1,281| 1,469| 1,639| 1,667 Health insurance..........................................| 541| 187| 159| 203| 270| 476| 633| 804| 779| 815 Medical services..........................................| 369| 211| 115| 204| 317| 277| 424| 405| 577| 538 Drugs.....................................................| 150| 69| 136| 108| 126| 129| 144| 172| 186| 198 Medical supplies..........................................| 70| 25| 28| 38| 44| 57| 80| 87| 97| 116 Entertainment..............................................| 1,866| 962| 670| 792| 907| 1,317| 1,851| 2,082| 2,601| 4,307 Fees and admissions.......................................| 419| 159| 104| 165| 171| 281| 405| 447| 647| 1,104 Television, radios, sound equipment.......................| 619| 324| 362| 381| 463| 506| 616| 753| 820| 1,011 Pets, toys, and playground equipment......................| 424| 196| 83| 136| 147| 238| 393| 421| 607| 1,192 Other entertainment supplies, equipment and services......| 404| 283| 120| 111| 126| 293| 438| 461| 526| 1,001 Personal care products and services........................| 483| 256| 264| 267| 313| 405| 485| 564| 614| 845 Reading....................................................| 140| 45| 64| 68| 70| 105| 151| 148| 196| 315 Education..................................................| 396| 663| 589| 413| 232| 315| 315| 370| 399| 552 Tobacco products and smoking supplies......................| 266| 199| 263| 274| 241| 307| 283| 252| 298| 192 Miscellaneous..............................................| 772| 368| 339| 467| 525| 795| 825| 949| 1,022| 1,055 Cash contributions.........................................| 521| 152| 210| 201| 218| 338| 543| 561| 938| 1,089 Personal insurance and pensions............................| 3,735| 245| 379| 829| 1,381| 2,191| 3,523| 4,712| 6,030| 10,782 Life and other personal insurance.........................| 256| 78| 51| 82| 104| 176| 241| 328| 386| 655 Pensions and Social Security..............................| 3,479| 167| 329| 746| 1,277| 2,016| 3,282| 4,385| 5,644| 10,127 Money income before taxes 1/...............................| 36,766| 2,423| 7,494| 12,507| 17,254| 24,548| 34,369| 44,399| 57,608| 96,825 Wages and salaries........................................| 33,699| 1,346| 3,664| 8,398| 14,892| 22,590| 32,315| 42,167| 55,180| 88,299 Self-employment income....................................| 1,426| -199| 173| 150| 403| 603| 1,131| 1,470| 1,267| 7,083 Social Security, private and government retirement........| 212| 86| 571| 279| 136| 291| 90| 120| 204| 218 Interest, dividends, rental income, other property income.| 150| 27| 24| 134| 19| 72| 71| 89| 262| 604 Unemployment and workers' compensation, veterans' benefits| 227| 86| 145| 127| 354| 358| 228| 219| 196| 152 Public assistance, supplemental security income, food | | | | | | | | | | stamps.................................................| 587| 856| 2,369| 2,516| 893| 271| 94| 54| 14| 22 Regular contributions for support.........................| 304| 102| 318| 652| 383| 237| 270| 159| 330| 318 Other income..............................................| 160| 118| 230| 251| 172| 126| 170| 121| 156| 130 Personal taxes 1/..........................................| 3,284| -69| -93| 169| 705| 1,456| 3,020| 4,094| 5,239| 11,918 Federal income taxes......................................| 2,498| -82| -117| 56| 480| 1,056| 2,274| 3,100| 3,964| 9,394 State and local income taxes..............................| 731| 9| 18| 93| 207| 368| 696| 908| 1,160| 2,420 Other taxes...............................................| 56| 4| 6| 21| 18| 31| 50| 87| 115| 105 Income after taxes 1/......................................| 33,482| 2,492| 7,587| 12,337| 16,549| 23,092| 31,349| 40,304| 52,369| 84,907 Net change in total assets and liabilities.................| -2,406| 531| -852| -10| -4,481| -1,180| 620| -2,540| -7,636| -4,158 Net change in total assets................................| 6,439| 608| 61| 1,626| 821| 3,098| 5,947| 5,496| 12,598| 21,608 Net change in total liabilities...........................| 8,845| 77| 913| 1,636| 5,301| 4,279| 5,327| 8,037| 20,234| 25,766 Other money receipts.......................................| 224| 345| 164| 44| 58| 148| 108| 241| 348| 636 Mortgage principal paid on owned property..................| -676| -176| -82| -186| -376| -365| -524| -871| -1,025| -2,040 Estimated market value of owned home.......................| 43,002| 13,780| 14,105| 9,515| 14,268| 23,101| 34,822| 50,303| 76,390| 121,511 Estimated monthly rental value of owned home...............| 337| 106| 68| 92| 148| 197| 287| 424| 593| 854 Gifts of goods and services................................| 803| 379| 314| 379| 619| 558| 733| 706| 1,114| 1,879 Food......................................................| 46| 3| 18| 12| 30| 28| 51| 56| 67| 90 Housing...................................................| 239| 161| 117| 115| 143| 161| 226| 168| 379| 551 Housekeeping supplies....................................| 34| 10| 16| 15| 23| 23| 26| 24| 43| 100 Household textiles.......................................| 5| 2| 2| 3| 5| 4| 7| 5| 7| 6 Appliances and miscellaneous housewares..................| 24| 9| 6| 4| 10| 20| 32| 9| 23| 80 Major appliances........................................| 3| 0| 1| 0| 2| 5| 6| 3| 2| 2 Small appliances and miscellaneous housewares...........| 21| 9| 5| 4| 8| 15| 26| 7| 22| 78 Miscellaneous household equipment........................| 60| 16| 30| 24| 24| 38| 51| 39| 132| 124 Other housing............................................| 116| 125| 63| 68| 83| 77| 109| 90| 174| 241 Apparel and services......................................| 252| 49| 51| 161| 339| 185| 200| 253| 300| 532 Males, 2 and over........................................| 66| 40| 4| 22| 45| 37| 85| 57| 70| 179 Females, 2 and over......................................| 64| 5| 1| 76| 74| 52| 60| 30| 84| 128 Children under 2.........................................| 43| 1| 30| 34| 21| 41| 33| 43| 60| 80 Other apparel products and services......................| 79| 4| 16| 30| 199| 55| 21| 124| 86| 145 Jewelry and watches.....................................| 50| 0| 0| 6| 193| 23| 17| 62| 51| 91 All other apparel products and services.................| 29| 4| 16| 24| 6| 32| 4| 62| 35| 54 Transportation............................................| 33| 27| 10| 10| 9| 18| 22| 25| 34| 150 Health care...............................................| 7| 10| 1| 2| 4| 11| 7| 7| 9| 5 Entertainment.............................................| 106| 91| 37| 18| 33| 53| 136| 81| 191| 219 Toys, games, hobbies, and tricycles......................| 44| 16| 11| 10| 12| 32| 39| 19| 99| 91 Other entertainment......................................| 62| 75| 26| 8| 21| 21| 97| 62| 93| 127 Education.................................................| 33| 19| 60| 15| 20| 18| 6| 18| 18| 150 All other gifts...........................................| 87| 19| 19| 46| 41| 84| 85| 98| 117| 181 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.