Table 3. Consumer units with reference person age 35-44 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995 - 1996 __________________________________________________________________________________________________________________________________________________________________________________________________________________ | | Complete reporting of income |_____________________________________________________________________________________________________________________________________________________ Item | | | | | | | | | | |Total complete| Less than | $5,000 to | $10,000 to | $15,000 to | $20,000 to | $30,000 to | $40,000 to | $50,000 to | $70,000 and | reporting | $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | | | Number of consumer units (in thousands).....................| 18,884| 600| 1,088| 1,345| 1,278| 2,588| 2,715| 2,194| 3,504| 3,572 Income before taxes 1/......................................| $46,748| $1,471| $7,639| $12,736| $17,251| $24,720| $34,654| $44,546| $58,764| $104,339 Income after taxes 1/.......................................| 42,758| 1,598| 7,106| 12,729| 16,700| 23,368| 31,963| 40,702| 53,418| 94,219 Age of reference person.....................................| 39.4| 39.4| 38.9| 39.3| 39.4| 39.3| 39.2| 39.3| 39.5| 39.9 Average number in consumer unit: | | | | | | | | | | Persons....................................................| 3.2| 2.5| 2.7| 3.1| 3.1| 3.0| 3.2| 3.3| 3.6| 3.5 Children under 18..........................................| 1.3| 1.0| 1.2| 1.3| 1.4| 1.3| 1.4| 1.3| 1.5| 1.4 Persons 65 and over........................................| 0.0| 0.0| 0.0| 0.1| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0 Earners....................................................| 1.7| 0.9| 0.8| 1.2| 1.4| 1.5| 1.7| 1.9| 2.1| 2.1 Vehicles...................................................| 2.2| 1.1| 0.8| 1.3| 1.8| 1.9| 2.2| 2.6| 2.6| 2.8 Percent distribution: | | | | | | | | | | Male.......................................................| 65| 48| 36| 45| 51| 55| 68| 78| 76| 78 Female.....................................................| 35| 52| 64| 55| 49| 45| 32| 22| 24| 22 Percent homeowner..........................................| 64| 33| 26| 38| 42| 50| 61| 73| 82| 88 With mortgage.............................................| 53| 21| 12| 23| 26| 36| 48| 63| 74| 80 Without mortgage..........................................| 11| 13| 14| 16| 16| 14| 13| 10| 8| 8 Renter.....................................................| 36| 67| 74| 62| 58| 50| 39| 27| 18| 12 Black......................................................| 13| 22| 27| 24| 19| 15| 11| 9| 7| 9 White and other............................................| 87| 78| 73| 76| 81| 85| 89| 91| 93| 91 Elementary (1-8)...........................................| 4| 7| 11| 9| 10| 7| 3| 2| 1| 1 High school (9-12).........................................| 41| 57| 59| 53| 55| 47| 46| 41| 38| 20 College....................................................| 55| 37| 29| 38| 35| 46| 51| 57| 61| 80 Never attended and other...................................| 0| 0| 1| 0| 0| 0| 0| 0| 0| 0 At least one vehicle owned.................................| 90| 64| 58| 74| 86| 90| 95| 96| 96| 95 Average annual expenditures.................................| $41,072| $21,326| $17,937| $21,125| $23,875| $28,750| $33,716| $41,198| $49,419| $71,373 Food.......................................................| 5,726| 3,441| 3,610| 3,404| 4,284| 4,541| 5,186| 5,928| 6,543| 8,474 Food at home..............................................| 3,486| 2,527| 2,973| 2,441| 2,980| 2,974| 3,225| 3,743| 3,702| 4,563 Cereals and bakery products..............................| 560| 422| 440| 380| 443| 431| 531| 597| 617| 768 Cereals and cereal products.............................| 213| 152| 180| 170| 196| 186| 196| 209| 229| 273 Bakery products.........................................| 347| 270| 260| 210| 247| 245| 336| 388| 388| 495 Meats, poultry, fish, and eggs...........................| 903| 649| 823| 750| 963| 820| 885| 935| 905| 1,048 Beef....................................................| 273| 222| 232| 234| 324| 233| 322| 291| 271| 273 Pork....................................................| 189| 122| 188| 160| 196| 187| 191| 224| 180| 195 Other meats.............................................| 128| 126| 115| 102| 118| 125| 110| 122| 149| 143 Poultry.................................................| 166| 88| 149| 112| 177| 145| 144| 165| 158| 237 Fish and seafood........................................| 107| 68| 101| 97| 101| 89| 79| 94| 118| 155 Eggs....................................................| 39| 23| 38| 46| 47| 41| 40| 37| 30| 46 Dairy products...........................................| 388| 280| 286| 238| 310| 340| 375| 408| 420| 522 Fresh milk and cream....................................| 167| 127| 137| 116| 142| 164| 162| 181| 181| 191 Other dairy products....................................| 221| 153| 149| 122| 167| 175| 213| 227| 239| 331 Fruits and vegetables....................................| 534| 391| 492| 420| 470| 458| 473| 554| 541| 720 Fresh fruits............................................| 165| 118| 154| 140| 152| 137| 130| 160| 171| 238 Fresh vegetables........................................| 157| 101| 136| 135| 140| 138| 146| 158| 155| 209 Processed fruits........................................| 119| 101| 112| 83| 93| 101| 105| 137| 113| 167 Processed vegetables....................................| 93| 71| 90| 62| 85| 82| 91| 100| 102| 107 Other food at home.......................................| 1,101| 784| 931| 652| 794| 926| 961| 1,249| 1,219| 1,505 Sugar and other sweets..................................| 137| 62| 105| 87| 97| 122| 124| 162| 149| 188 Fats and oils...........................................| 97| 82| 92| 59| 95| 82| 91| 119| 106| 107 Miscellaneous foods.....................................| 502| 339| 430| 291| 338| 420| 432| 566| 556| 706 Nonalcoholic beverages..................................| 308| 256| 276| 195| 243| 279| 272| 332| 337| 395 Food prepared by consumer unit on out-of-town trips.....| 57| 45| 28| 20| 20| 23| 42| 70| 71| 109 Food away from home.......................................| 2,239| 914| 637| 964| 1,304| 1,567| 1,961| 2,186| 2,841| 3,910 Alcoholic beverages........................................| 353| 103| 161| 119| 165| 252| 317| 365| 380| 680 Housing....................................................| 12,880| 7,955| 7,244| 7,579| 8,518| 9,173| 10,467| 12,126| 14,964| 21,925 Shelter...................................................| 7,535| 5,059| 3,948| 4,511| 5,070| 5,224| 5,984| 7,155| 8,551| 13,155 Owned dwellings..........................................| 5,087| 2,507| 1,148| 1,601| 2,120| 2,339| 3,373| 4,896| 6,748| 10,874 Mortgage interest and charges...........................| 3,416| 1,542| 562| 1,031| 1,001| 1,442| 2,202| 3,313| 4,595| 7,619 Property taxes..........................................| 1,006| 533| 272| 349| 392| 472| 690| 956| 1,370| 2,077 Maintenance, repairs, insurance, other expenses.........| 665| 431| 314| 221| 726| 425| 481| 627| 784| 1,177 Rented dwellings.........................................| 2,063| 2,333| 2,768| 2,779| 2,797| 2,743| 2,391| 1,922| 1,392| 1,274 Other lodging............................................| 386| 219| 31| 131| 154| 142| 221| 337| 412| 1,007 Utilities, fuels, and public services.....................| 2,477| 1,739| 1,612| 1,999| 2,069| 2,128| 2,299| 2,478| 2,806| 3,254 Natural gas..............................................| 299| 256| 224| 266| 211| 250| 277| 298| 327| 400 Electricity..............................................| 966| 718| 656| 780| 806| 844| 911| 952| 1,107| 1,232 Fuel oil and other fuels.................................| 98| 32| 58| 60| 75| 83| 97| 118| 115| 129 Telephone services.......................................| 818| 569| 540| 697| 760| 740| 769| 796| 895| 1,046 Water and other public services..........................| 295| 164| 135| 196| 217| 211| 246| 314| 363| 448 Household operations......................................| 672| 224| 92| 185| 265| 234| 464| 535| 825| 1,665 Personal services........................................| 428| 90| 27| 98| 185| 150| 336| 376| 560| 991 Other household expenses.................................| 245| 134| 65| 86| 80| 84| 128| 159| 266| 674 Housekeeping supplies.....................................| 535| 226| 176| 279| 268| 380| 537| 547| 628| 913 Laundry and cleaning supplies............................| 144| 99| 85| 92| 104| 134| 142| 147| 143| 209 Other household products.................................| 242| 85| 70| 113| 113| 157| 236| 244| 305| 424 Postage and stationery...................................| 150| 42| 21| 74| 50| 90| 158| 156| 180| 280 Household furnishings and equipment.......................| 1,660| 707| 1,417| 605| 845| 1,208| 1,184| 1,411| 2,154| 2,936 Household textiles.......................................| 85| 31| 21| 34| 22| 46| 61| 69| 120| 175 Furniture................................................| 376| 292| 180| 210| 213| 261| 277| 364| 396| 714 Floor coverings..........................................| 184| 3| 842| 48| 10| 314| 39| 33| 253| 164 Major appliances.........................................| 177| 87| 145| 75| 197| 129| 174| 178| 195| 250 Small appliances, miscellaneous housewares...............| 101| 87| 46| 41| 47| 45| 80| 51| 133| 221 Miscellaneous household equipment........................| 738| 207| 183| 196| 356| 413| 553| 716| 1,056| 1,412 Apparel and services.......................................| 2,132| 971| 979| 1,158| 1,213| 1,778| 1,615| 2,156| 2,479| 3,671 Men and boys..............................................| 546| 222| 123| 247| 290| 428| 466| 576| 684| 922 Men, 16 and over.........................................| 385| 145| 58| 137| 209| 309| 348| 410| 450| 678 Boys, 2 to 15............................................| 161| 77| 65| 110| 81| 119| 118| 166| 234| 244 Women and girls...........................................| 847| 361| 319| 364| 456| 742| 589| 827| 979| 1,566 Women, 16 and over.......................................| 642| 277| 267| 187| 336| 553| 442| 597| 705| 1,278 Girls, 2 to 15...........................................| 205| 83| 52| 177| 121| 189| 147| 230| 274| 288 Children under 2..........................................| 102| 57| 42| 96| 36| 65| 79| 139| 111| 170 Footwear..................................................| 402| 261| 362| 322| 342| 356| 336| 441| 415| 536 Other apparel products and services.......................| 234| 70| 134| 129| 89| 187| 146| 173| 289| 477 Transportation.............................................| 7,557| 3,671| 2,511| 4,508| 4,287| 5,332| 6,532| 8,007| 9,127| 12,641 Vehicle purchases (net outlay)............................| 3,510| 1,810| 1,065| 2,366| 1,875| 2,441| 3,228| 3,674| 4,009| 5,956 Cars and trucks, new.....................................| 1,583| 767| 456| 1,125| 541| 645| 1,333| 1,253| 1,872| 3,395 Cars and trucks, used....................................| 1,835| 1,035| 609| 1,191| 1,330| 1,794| 1,842| 2,331| 2,074| 2,248 Other vehicles...........................................| 93| 8| 0| 50| 4| 2| 53| 89| 63| 313 Gasoline and motor oil....................................| 1,240| 609| 512| 775| 921| 996| 1,203| 1,429| 1,527| 1,662 Other vehicle expenses....................................| 2,386| 1,023| 714| 1,174| 1,354| 1,655| 1,857| 2,621| 3,090| 4,050 Vehicle finance charges..................................| 337| 62| 84| 150| 161| 258| 337| 404| 412| 538 Maintenance and repairs..................................| 774| 381| 295| 445| 507| 574| 618| 908| 962| 1,205 Vehicle insurance........................................| 774| 273| 215| 427| 522| 553| 654| 922| 1,011| 1,174 Vehicle rental, leases, licenses, other charges..........| 501| 308| 120| 153| 164| 270| 248| 387| 705| 1,133 Public transportation.....................................| 421| 229| 221| 193| 137| 240| 243| 284| 501| 973 Health care................................................| 1,636| 797| 715| 951| 1,041| 1,225| 1,486| 1,783| 2,002| 2,491 Health insurance..........................................| 716| 332| 246| 292| 503| 560| 735| 808| 936| 987 Medical services..........................................| 601| 290| 329| 445| 346| 413| 447| 659| 693| 1,014 Drugs.....................................................| 223| 135| 116| 165| 146| 184| 220| 230| 240| 329 Medical supplies..........................................| 96| 41| 25| 49| 47| 69| 84| 86| 133| 162 Entertainment..............................................| 2,356| 1,010| 1,200| 939| 944| 1,349| 1,703| 2,274| 2,940| 4,691 Fees and admissions.......................................| 588| 217| 98| 139| 152| 249| 386| 521| 813| 1,343 Television, radios, sound equipment.......................| 691| 417| 645| 384| 494| 500| 550| 688| 879| 1,000 Pets, toys, and playground equipment......................| 477| 184| 205| 303| 178| 353| 428| 442| 516| 909 Other entertainment supplies, equipment and services......| 600| 193| 253| 112| 119| 246| 340| 623| 732| 1,439 Personal care products and services........................| 587| 308| 287| 328| 299| 447| 499| 685| 690| 933 Reading....................................................| 178| 79| 57| 66| 82| 112| 147| 176| 227| 332 Education..................................................| 497| 546| 142| 282| 156| 200| 297| 494| 615| 1,055 Tobacco products and smoking supplies......................| 314| 373| 292| 295| 343| 361| 379| 342| 297| 226 Miscellaneous..............................................| 924| 1,522| 241| 359| 595| 740| 884| 966| 1,119| 1,310 Cash contributions.........................................| 1,058| 125| 124| 215| 394| 880| 732| 945| 1,567| 1,999 Personal insurance and pensions............................| 4,875| 423| 374| 922| 1,554| 2,361| 3,471| 4,951| 6,470| 10,946 Life and other personal insurance.........................| 433| 165| 38| 139| 205| 221| 308| 453| 617| 848 Pensions and Social Security..............................| 4,441| 259| 336| 783| 1,349| 2,140| 3,162| 4,498| 5,853| 10,098 Money income before taxes 1/...............................| 46,748| 1,471| 7,639| 12,736| 17,251| 24,720| 34,654| 44,546| 58,764| 104,339 Wages and salaries........................................| 40,962| 2,031| 3,031| 7,580| 14,292| 21,152| 31,247| 40,768| 54,249| 89,985 Self-employment income....................................| 3,402| -1,962| 188| 791| 595| 1,095| 1,649| 2,025| 2,611| 11,898 Social Security, private and government retirement........| 610| 223| 1,067| 1,251| 662| 616| 450| 374| 429| 715 Interest, dividends, rental income, other property income.| 418| 112| 68| 74| 55| 163| 248| 308| 602| 1,036 Unemployment and workers' compensation, veterans' benefits| 305| 18| 262| 230| 294| 433| 434| 310| 291| 220 Public assistance, supplemental security income, food | | | | | | | | | | stamps.................................................| 493| 790| 2,567| 2,071| 722| 585| 146| 102| 39| 20 Regular contributions for support.........................| 379| 165| 237| 413| 550| 503| 329| 488| 390| 255 Other income..............................................| 178| 95| 220| 326| 81| 172| 152| 172| 154| 210 Personal taxes 1/..........................................| 3,990| -127| 533| 6| 550| 1,352| 2,691| 3,845| 5,347| 10,121 Federal income taxes......................................| 2,979| -147| 395| -27| 314| 932| 1,902| 2,800| 3,928| 7,856 State and local income taxes..............................| 853| -20| 121| 8| 173| 355| 655| 895| 1,199| 1,931 Other taxes...............................................| 158| 41| 17| 26| 63| 65| 135| 150| 220| 334 Income after taxes 1/......................................| 42,758| 1,598| 7,106| 12,729| 16,700| 23,368| 31,963| 40,702| 53,418| 94,219 Net change in total assets and liabilities.................| -1,431| 1,027| -2,043| -3,004| -8| -2,970| -435| -3,895| -2,126| 978 Net change in total assets................................| 5,898| 1,448| -41| -291| 2,432| 2,333| 5,744| 5,762| 5,489| 15,211 Net change in total liabilities...........................| 7,329| 421| 2,002| 2,713| 2,440| 5,303| 6,180| 9,658| 7,614| 14,233 Other money receipts.......................................| 271| 39| 420| 328| 100| 283| 245| 348| 201| 336 Mortgage principal paid on owned property..................| -1,503| -955| -187| -335| -445| -620| -857| -1,233| -2,054| -3,572 Estimated market value of owned home.......................| 77,416| 44,804| 18,714| 33,166| 29,198| 39,762| 53,425| 72,840| 97,395| 163,408 Estimated monthly rental value of owned home...............| 546| 378| 161| 230| 234| 317| 400| 558| 713| 1,028 Gifts of goods and services................................| 978| 462| 223| 383| 592| 685| 783| 992| 1,114| 1,875 Food......................................................| 58| 22| 10| 9| 29| 29| 42| 54| 64| 137 Housing...................................................| 246| 210| 70| 134| 219| 158| 243| 235| 264| 413 Housekeeping supplies....................................| 40| 9| 4| 9| 29| 25| 40| 39| 49| 76 Household textiles.......................................| 5| 2| 2| 3| 3| 2| 5| 4| 8| 11 Appliances and miscellaneous housewares..................| 28| 76| 3| 3| 10| 10| 34| 15| 30| 58 Major appliances........................................| 4| 0| 0| 0| 3| 2| 5| 9| 1| 6 Small appliances and miscellaneous housewares...........| 24| 76| 3| 3| 6| 8| 29| 6| 28| 52 Miscellaneous household equipment........................| 79| 14| 34| 16| 51| 48| 64| 127| 107| 112 Other housing............................................| 94| 109| 27| 103| 126| 73| 100| 51| 70| 156 Apparel and services......................................| 286| 104| 72| 140| 173| 274| 203| 295| 354| 470 Males, 2 and over........................................| 73| 25| 5| 41| 61| 97| 66| 113| 58| 90 Females, 2 and over......................................| 95| 16| 16| 23| 32| 99| 58| 65| 138| 183 Children under 2.........................................| 49| 56| 35| 47| 5| 19| 46| 58| 51| 92 Other apparel products and services......................| 69| 8| 16| 28| 74| 60| 33| 59| 108| 104 Jewelry and watches.....................................| 34| 8| 0| 22| 26| 22| 18| 18| 68| 56 All other apparel products and services.................| 34| 0| 16| 7| 49| 38| 15| 41| 40| 48 Transportation............................................| 46| 28| 6| 8| 16| 11| 41| 76| 61| 84 Health care...............................................| 17| 4| 6| 0| 4| 16| 16| 31| 11| 33 Entertainment.............................................| 130| 71| 27| 33| 30| 88| 108| 147| 121| 295 Toys, games, hobbies, and tricycles......................| 53| 58| 20| 21| 9| 42| 54| 55| 44| 109 Other entertainment......................................| 77| 14| 8| 12| 21| 46| 54| 92| 78| 185 Education.................................................| 76| 14| 1| 31| 27| 32| 31| 55| 84| 218 All other gifts...........................................| 118| 9| 32| 28| 93| 77| 100| 100| 155| 227 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.