Table 3850. Consumer units with reference person age 65 and over by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995-96 ________________________________________________________________________________________________________________________________ | | | | | | Total | | | | Item | 65 and | Northeast | Midwest | South | West | over | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 21,673 | 4,694 | 5,582 | 7,537 | 3,860 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $22,287 | $23,957 | $22,004 | $19,358 | $26,484 Income after taxes 1/.........................| 21,124 | 22,311 | 20,878 | 18,715 | 24,811 Age of reference person.......................| 74.5 | 74.7 | 74.4 | 74.7 | 74.3 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 1.8 | 1.7 | 1.7 | 1.8 | 1.8 Children under 18...........................| .1 | (2) | .1 | .1 | .1 Persons 65 and over.........................| 1.4 | 1.4 | 1.4 | 1.3 | 1.4 Earners.....................................| .4 | .4 | .5 | .4 | .4 Vehicles....................................| 1.4 | 1.1 | 1.6 | 1.4 | 1.7 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 53 | 53 | 54 | 52 | 57 Female....................................| 47 | 47 | 46 | 48 | 43 | | | | | Housing tenure: | | | | | Homeowner.................................| 79 | 71 | 81 | 83 | 80 With mortgage...........................| 14 | 10 | 11 | 17 | 18 Without mortgage........................| 65 | 61 | 69 | 66 | 62 Renter....................................| 21 | 29 | 19 | 17 | 20 | | | | | Race of reference person: | | | | | Black.....................................| 8 | 7 | 8 | 14 | 2 White and other...........................| 92 | 93 | 92 | 86 | 98 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 21 | 18 | 22 | 24 | 15 High school (9-12)........................| 47 | 55 | 52 | 44 | 40 College...................................| 31 | 27 | 27 | 31 | 44 Never attended and other..................| 1 | (3) | (3) | 1 | 1 | | | | | At least one vehicle owned..................| 79 | 70 | 82 | 80 | 82 | | | | | Average annual expenditures.....................| $23,173 | $23,390 | $22,027 | $21,856 | $27,038 | | | | | Food..........................................| 3,375 | 3,673 | 3,216 | 3,184 | 3,597 Food at home................................| 2,376 | 2,576 | 2,188 | 2,338 | 2,473 Cereals and bakery products...............| 378 | 435 | 350 | 368 | 372 Cereals and cereal products.............| 130 | 143 | 118 | 131 | 128 Bakery products.........................| 249 | 292 | 232 | 237 | 244 Meats, poultry, fish, and eggs............| 608 | 697 | 558 | 603 | 586 Beef....................................| 169 | 183 | 150 | 167 | 184 Pork....................................| 135 | 131 | 147 | 145 | 108 Other meats.............................| 80 | 100 | 80 | 70 | 76 Poultry.................................| 113 | 141 | 94 | 109 | 117 Fish and seafood........................| 79 | 110 | 60 | 80 | 68 Eggs....................................| 31 | 30 | 28 | 32 | 34 | | | | | Dairy products............................| 253 | 262 | 240 | 248 | 269 Fresh milk and cream....................| 104 | 103 | 101 | 110 | 100 Other dairy products....................| 149 | 159 | 139 | 139 | 169 Fruits and vegetables.....................| 447 | 509 | 403 | 423 | 479 Fresh fruits............................| 150 | 174 | 142 | 130 | 170 Fresh vegetables........................| 133 | 164 | 113 | 125 | 140 Processed fruits........................| 94 | 106 | 88 | 91 | 94 Processed vegetables....................| 69 | 65 | 60 | 76 | 75 | | | | | Other food at home........................| 689 | 674 | 637 | 696 | 766 Sugar and other sweets..................| 104 | 121 | 99 | 95 | 110 Fats and oils...........................| 80 | 81 | 74 | 81 | 82 Miscellaneous foods.....................| 282 | 248 | 261 | 295 | 326 Nonalcoholic beverages..................| 186 | 198 | 164 | 195 | 185 Food prepared by consumer unit | | | | | on out-of-town trips...................| 37 | 26 | 39 | 30 | 62 Food away from home.........................| 999 | 1,097 | 1,027 | 846 | 1,124 | | | | | Alcoholic beverages...........................| 162 | 202 | 149 | 123 | 205 | | | | | Housing.......................................| 7,770 | 8,363 | 6,801 | 7,069 | 9,741 Shelter.....................................| 3,832 | 4,685 | 3,228 | 3,124 | 5,049 Owned dwellings...........................| 2,494 | 2,931 | 2,056 | 2,122 | 3,320 Mortgage interest and charges...........| 531 | 502 | 310 | 510 | 927 Property taxes..........................| 991 | 1,594 | 1,067 | 631 | 852 Maintenance, repairs, insurance, | | | | | other expenses.........................| 971 | 835 | 678 | 982 | 1,541 Rented dwellings..........................| 962 | 1,279 | 830 | 742 | 1,197 Other lodging.............................| 376 | 474 | 342 | 260 | 531 Utilities, fuels, and public services.......| 2,065 | 2,152 | 2,036 | 2,089 | 1,953 Natural gas...............................| 300 | 392 | 417 | 187 | 239 Electricity...............................| 830 | 717 | 750 | 1,000 | 750 Fuel oil and other fuels..................| 137 | 299 | 124 | 83 | 63 Telephone services........................| 531 | 546 | 516 | 532 | 531 Water and other public services...........| 267 | 198 | 227 | 288 | 370 Household operations........................| 482 | 382 | 359 | 594 | 566 Personal services.........................| 126 | 76 | 101 | 182 | 114 Other household expenses..................| 356 | 306 | 257 | 412 | 452 | | | | | Housekeeping supplies.......................| 411 | 442 | 375 | 407 | 431 Laundry and cleaning supplies.............| 94 | 94 | 88 | 96 | 97 Other household products..................| 189 | 197 | 155 | 204 | 198 Postage and stationery....................| 128 | 150 | 132 | 107 | 136 Household furnishings and equipment.........| 980 | 703 | 804 | 855 | 1,743 Household textiles........................| 57 | 44 | 51 | 66 | 64 Furniture.................................| 178 | 140 | 172 | 195 | 196 Floor coverings...........................| 218 | 53 | 46 | 71 | 885 Major appliances..........................| 130 | 106 | 126 | 146 | 134 Small appliances, miscellaneous housewares| 75 | 62 | 81 | 52 | 120 Miscellaneous household equipment.........| 323 | 298 | 328 | 325 | 344 | | | | | Apparel and services..........................| 921 | 1,068 | 887 | 811 | 996 Men and boys................................| 207 | 239 | 216 | 192 | 185 Men, 16 and over..........................| 184 | 222 | 196 | 167 | 154 Boys, 2 to 15.............................| 23 | 17 | 20 | 24 | 31 Women and girls.............................| 423 | 511 | 390 | 358 | 483 Women, 16 and over........................| 393 | 473 | 374 | 325 | 448 Girls, 2 to 15............................| 30 | 38 | 16 | 32 | 35 Children under 2............................| 23 | 25 | 12 | 27 | 30 Footwear....................................| 151 | 190 | 155 | 143 | 116 Other apparel products and services.........| 117 | 103 | 113 | 92 | 182 | | | | | Transportation................................| 3,662 | 3,207 | 3,601 | 3,567 | 4,492 Vehicle purchases (net outlay)..............| 1,376 | 1,096 | 1,410 | 1,428 | 1,566 Cars and trucks, new......................| 791 | 682 | 750 | 831 | 905 Cars and trucks, used.....................| 580 | 414 | 660 | 597 | 634 Other vehicles............................| 4/5 | (5) | (5) | (5) | 4/26 Gasoline and motor oil......................| 628 | 522 | 621 | 660 | 705 Other vehicle expenses......................| 1,272 | 1,140 | 1,199 | 1,256 | 1,568 Vehicle finance charges...................| 80 | 68 | 75 | 91 | 79 Maintenance and repairs...................| 437 | 336 | 402 | 474 | 537 Vehicle insurance.........................| 527 | 494 | 466 | 530 | 652 Vehicle rental, leases, licenses, | | | | | other charges............................| 228 | 242 | 257 | 161 | 301 Public transportation.......................| 387 | 449 | 370 | 224 | 652 | | | | | Health care...................................| 2,711 | 2,463 | 2,770 | 2,824 | 2,705 Health insurance............................| 1,475 | 1,389 | 1,592 | 1,500 | 1,361 Medical services............................| 556 | 564 | 499 | 480 | 775 Drugs.......................................| 566 | 426 | 571 | 724 | 417 Medical supplies............................| 114 | 84 | 107 | 120 | 152 | | | | | Entertainment.................................| 1,029 | 945 | 926 | 936 | 1,463 Fees and admissions.........................| 328 | 377 | 267 | 255 | 502 Television, radios, sound equipment.........| 363 | 351 | 336 | 375 | 394 Pets, toys, and playground equipment........| 167 | 171 | 160 | 168 | 174 Other entertainment supplies, equipment, | | | | | and services...............................| 170 | 45 | 163 | 139 | 393 | | | | | Personal care products and services...........| 398 | 427 | 366 | 378 | 447 | | | | | Reading.......................................| 157 | 185 | 157 | 128 | 179 | | | | | Education.....................................| 129 | 149 | 53 | 180 | 121 | | | | | Tobacco products and smoking supplies.........| 141 | 141 | 123 | 152 | 144 | | | | | Miscellaneous.................................| 724 | 746 | 750 | 649 | 807 | | | | | Cash contributions............................| 1,157 | 973 | 1,391 | 1,115 | 1,127 | | | | | Personal insurance and pensions...............| 837 | 847 | 838 | 740 | 1,015 Life and other personal insurance...........| 261 | 204 | 284 | 297 | 225 Pensions and Social Security................| 577 | 643 | 553 | 443 | 790 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 22,287 | 23,957 | 22,004 | 19,358 | 26,484 Wages and salaries..........................| 4,610 | 5,617 | 4,416 | 3,556 | 5,780 Self-employment income......................| 759 | 1,267 | 859 | 291 | 958 Social Security, private and government | | | | | retirement.................................| 14,508 | 15,128 | 14,602 | 13,389 | 15,859 Interest, dividends, rental income, other | | | | | property income............................| 1,835 | 1,477 | 1,724 | 1,553 | 2,944 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 154 | 212 | 91 | 162 | 155 Public assistance, supplemental security | | | | | income, food stamps........................| 283 | 185 | 174 | 320 | 470 Regular contributions for support...........| 50 | 4/28 | 4/28 | 30 | 143 Other income................................| 88 | 4/44 | 109 | 56 | 175 | | | | | Personal taxes................................| 1,162 | 1,647 | 1,126 | 643 | 1,673 Federal income taxes........................| 743 | 749 | 768 | 457 | 1,265 State and local income taxes................| 250 | 696 | 152 | 50 | 260 Other taxes.................................| 169 | 202 | 206 | 137 | 147 | | | | | Income after taxes............................| 21,124 | 22,311 | 20,878 | 18,715 | 24,811 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -265 | 581 | -525 | 545 | -2,504 Net change in total assets..................| 317 | 1,333 | 476 | 539 | -1,581 Net change in total liabilities.............| 583 | 751 | 1,001 | -7 | 923 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 542 | 197 | 394 | 382 | 1,486 Mortgage principal paid on owned property...| -482 | -486 | -255 | -351 | -1,059 Estimated market value of owned home........| 83,283 | 95,536 | 67,964 | 64,340 | 127,526 Estimated monthly rental value of owned home| 551 | 593 | 484 | 485 | 725 | | | | | Gifts of goods and services...................| 836 | 919 | 766 | 812 | 883 Food........................................| 49 | 70 | 43 | 39 | 48 Housing.....................................| 189 | 187 | 175 | 203 | 181 Housekeeping supplies.....................| 34 | 37 | 39 | 27 | 34 Household textiles........................| 7 | 5 | 8 | 7 | 8 Appliances and miscellaneous housewares...| 27 | 36 | 25 | 18 | 36 Major appliances........................| 8 | 14 | 4 | 5 | 11 Small appliances and miscellaneous | | | | | housewares.............................| 19 | 22 | 21 | 13 | 25 Miscellaneous household equipment.........| 50 | 48 | 48 | 52 | 49 Other housing.............................| 71 | 61 | 54 | 99 | 55 Apparel and services........................| 197 | 209 | 191 | 204 | 181 Males, 2 and over.........................| 58 | 60 | 54 | 65 | 49 Females, 2 and over.......................| 79 | 93 | 69 | 77 | 80 Children under 2..........................| 21 | 25 | 10 | 21 | 28 Other apparel products and services.......| 40 | 31 | 59 | 41 | 4/24 Jewelry and watches.....................| 16 | 4/11 | 4/27 | 4/12 | 4/15 All other apparel products and services.| 24 | 21 | 31 | 29 | 4/9 Transportation..............................| 55 | 67 | 34 | 51 | 82 Health care.................................| 68 | 4/93 | 45 | 60 | 87 Entertainment...............................| 89 | 88 | 128 | 63 | 82 Toys, games, hobbies, and tricycles.......| 25 | 38 | 35 | 16 | 4/14 Other entertainment.......................| 64 | 50 | 93 | 47 | 68 Education...................................| 50 | 4/49 | 4/26 | 67 | 54 All other gifts.............................| 139 | 154 | 124 | 124 | 168 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.