Table 2. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995 - 1996 __________________________________________________________________________________________________________________________________________________________________________________________________________________ | | Complete reporting of income |_____________________________________________________________________________________________________________________________________________________ Item | | | | | | | | | | |Total complete| Less than | $5,000 to | $10,000 to | $15,000 to | $20,000 to | $30,000 to | $40,000 to | $50,000 to | $70,000 and | reporting | $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | | | Number of consumer units (in thousands).....................| 19,966| 1,028| 2,374| 1,959| 1,745| 3,110| 2,551| 1,940| 2,761| 2,498 Income before taxes 1/......................................| $37,177| $2,146| $7,611| $12,397| $17,395| $24,635| $34,648| $44,429| $58,441| $102,018 Income after taxes 1/.......................................| 34,239| 2,124| 7,246| 12,081| 16,859| 23,531| 32,243| 40,524| 53,448| 91,894 Age of reference person.....................................| 48.3| 41.0| 53.4| 56.0| 53.4| 49.8| 44.6| 45.3| 44.3| 45.3 Average number in consumer unit: | | | | | | | | | | Persons....................................................| 2.5| 1.7| 1.6| 1.9| 2.2| 2.3| 2.7| 2.7| 3.2| 3.2 Children under 18..........................................| 0.7| 0.4| 0.4| 0.5| 0.5| 0.6| 0.8| 0.7| 1.0| 0.9 Persons 65 and over........................................| 0.3| 0.2| 0.5| 0.7| 0.6| 0.5| 0.2| 0.2| 0.1| 0.1 Earners....................................................| 1.4| 0.9| 0.6| 0.7| 1.0| 1.2| 1.6| 1.8| 2.1| 2.3 Vehicles...................................................| 2.1| 1.0| 1.0| 1.4| 1.8| 2.0| 2.3| 2.7| 2.9| 3.1 Percent distribution: | | | | | | | | | | Male.......................................................| 64| 49| 32| 44| 59| 65| 68| 79| 81| 80 Female.....................................................| 36| 51| 68| 56| 41| 35| 32| 21| 19| 20 Percent homeowner..........................................| 67| 35| 38| 56| 63| 65| 68| 78| 86| 93 With mortgage.............................................| 39| 14| 7| 14| 20| 32| 41| 58| 67| 76 Without mortgage..........................................| 28| 21| 30| 42| 43| 33| 26| 21| 19| 17 Renter.....................................................| 33| 65| 62| 44| 37| 35| 32| 22| 14| 7 Black......................................................| 10| 13| 19| 14| 10| 12| 7| 6| 5| 5 White and other............................................| 90| 87| 81| 86| 90| 88| 93| 94| 96| 95 Elementary (1-8)...........................................| 7| 10| 18| 14| 12| 7| 5| 3| 2| 1 High school (9-12).........................................| 45| 45| 52| 52| 55| 53| 44| 42| 41| 23 College....................................................| 48| 45| 30| 35| 33| 40| 51| 55| 57| 77 Never attended and other...................................| 0| 0| 0| 0| 0| 0| 0| 0| 0| 0 At least one vehicle owned.................................| 88| 62| 65| 81| 90| 92| 95| 97| 97| 96 Average annual expenditures.................................| $34,130| $15,151| $15,104| $18,289| $22,192| $27,567| $33,036| $39,041| $48,307| $69,888 Food.......................................................| 4,592| 2,672| 2,452| 2,828| 3,532| 3,984| 4,668| 5,504| 6,025| 7,691 Food at home..............................................| 2,763| 1,711| 1,733| 1,948| 2,298| 2,503| 2,743| 3,280| 3,472| 4,169 Cereals and bakery products..............................| 436| 281| 265| 281| 359| 404| 424| 540| 554| 661 Cereals and cereal products.............................| 158| 111| 100| 104| 131| 152| 146| 188| 202| 234 Bakery products.........................................| 278| 170| 166| 177| 227| 252| 279| 352| 353| 427 Meats, poultry, fish, and eggs...........................| 660| 412| 482| 568| 592| 587| 660| 693| 780| 950 Beef....................................................| 209| 123| 123| 175| 181| 170| 250| 233| 244| 313 Pork....................................................| 144| 82| 131| 127| 132| 156| 136| 133| 154| 184 Other meats.............................................| 100| 74| 63| 75| 103| 83| 90| 111| 134| 143 Poultry.................................................| 116| 73| 83| 113| 91| 94| 106| 131| 141| 179 Fish and seafood........................................| 65| 42| 57| 54| 59| 59| 49| 57| 80| 102 Eggs....................................................| 27| 18| 26| 23| 26| 25| 29| 29| 28| 31 Dairy products...........................................| 311| 190| 180| 211| 240| 279| 334| 377| 396| 473 Fresh milk and cream....................................| 132| 84| 89| 96| 109| 131| 147| 164| 162| 161 Other dairy products....................................| 180| 106| 92| 115| 131| 149| 187| 213| 233| 312 Fruits and vegetables....................................| 435| 250| 293| 334| 380| 410| 411| 480| 509| 671 Fresh fruits............................................| 142| 81| 92| 114| 139| 136| 125| 144| 163| 231 Fresh vegetables........................................| 120| 67| 78| 99| 95| 113| 112| 133| 140| 190 Processed fruits........................................| 96| 49| 76| 62| 81| 84| 93| 114| 116| 148 Processed vegetables....................................| 76| 52| 48| 60| 66| 76| 81| 89| 90| 102 Other food at home.......................................| 921| 578| 512| 554| 727| 823| 914| 1,190| 1,233| 1,414 Sugar and other sweets..................................| 122| 82| 68| 81| 102| 109| 128| 164| 147| 179 Fats and oils...........................................| 78| 48| 54| 58| 73| 70| 71| 98| 97| 108 Miscellaneous foods.....................................| 408| 270| 223| 224| 308| 355| 409| 533| 566| 635 Nonalcoholic beverages..................................| 264| 162| 151| 163| 217| 253| 253| 327| 353| 392 Food prepared by consumer unit on out-of-town trips.....| 49| 16| 15| 29| 28| 37| 53| 68| 70| 101 Food away from home.......................................| 1,830| 961| 720| 880| 1,234| 1,481| 1,924| 2,224| 2,552| 3,522 Alcoholic beverages........................................| 308| 106| 165| 190| 191| 201| 377| 395| 375| 607 Housing....................................................| 9,990| 5,650| 5,330| 5,893| 6,874| 8,446| 9,823| 10,936| 13,154| 19,305 Shelter...................................................| 5,286| 2,887| 2,663| 3,110| 3,557| 4,209| 5,145| 5,782| 7,291| 10,563 Owned dwellings..........................................| 3,499| 1,350| 850| 1,451| 1,804| 2,233| 3,060| 4,117| 5,664| 8,843 Mortgage interest and charges...........................| 1,837| 542| 223| 386| 480| 927| 1,715| 2,364| 3,244| 5,281 Property taxes..........................................| 1,012| 468| 341| 649| 793| 735| 844| 1,003| 1,449| 2,349 Maintenance, repairs, insurance, other expenses.........| 650| 340| 286| 415| 531| 572| 500| 750| 970| 1,213 Rented dwellings.........................................| 1,379| 1,227| 1,665| 1,506| 1,555| 1,741| 1,779| 1,261| 1,073| 514 Other lodging............................................| 408| 310| 148| 153| 199| 234| 306| 403| 555| 1,206 Utilities, fuels, and public services.....................| 2,264| 1,414| 1,508| 1,840| 2,058| 2,129| 2,350| 2,432| 2,720| 3,258 Natural gas..............................................| 409| 268| 266| 365| 365| 355| 426| 468| 475| 600 Electricity..............................................| 788| 482| 508| 664| 753| 771| 795| 830| 957| 1,091 Fuel oil and other fuels.................................| 96| 41| 92| 94| 82| 121| 98| 95| 101| 91 Telephone services.......................................| 728| 501| 505| 533| 653| 680| 799| 746| 868| 1,057 Water and other public services..........................| 244| 123| 135| 184| 206| 202| 232| 293| 318| 419 Household operations......................................| 473| 644| 159| 168| 230| 358| 413| 438| 632| 1,165 Personal services........................................| 266| 526| 61| 49| 104| 214| 213| 272| 380| 622 Other household expenses.................................| 208| 118| 99| 119| 126| 145| 200| 166| 252| 543 Housekeeping supplies.....................................| 475| 217| 192| 247| 319| 446| 442| 620| 599| 905 Laundry and cleaning supplies............................| 131| 73| 55| 92| 89| 140| 126| 180| 146| 212 Other household products.................................| 208| 65| 83| 83| 148| 184| 178| 258| 282| 436 Postage and stationery...................................| 136| 79| 54| 72| 81| 122| 137| 182| 171| 257 Household furnishings and equipment.......................| 1,492| 488| 808| 528| 711| 1,304| 1,474| 1,664| 1,912| 3,414 Household textiles.......................................| 76| 25| 32| 29| 54| 66| 89| 73| 100| 169 Furniture................................................| 308| 77| 87| 120| 184| 224| 358| 389| 366| 775 Floor coverings..........................................| 173| 6| 392| 34| 30| 200| 106| 214| 85| 321 Major appliances.........................................| 175| 93| 87| 113| 93| 148| 171| 179| 260| 339 Small appliances, miscellaneous housewares...............| 94| 79| 31| 21| 72| 87| 95| 59| 139| 205 Miscellaneous household equipment........................| 666| 208| 180| 211| 277| 578| 655| 750| 962| 1,606 Apparel and services.......................................| 1,861| 631| 838| 991| 866| 1,589| 1,594| 2,151| 2,621| 4,049 Men and boys..............................................| 446| 166| 111| 178| 248| 350| 412| 486| 613| 1,112 Men, 16 and over.........................................| 352| 135| 63| 124| 221| 292| 322| 380| 463| 896 Boys, 2 to 15............................................| 95| 31| 48| 54| 27| 58| 90| 107| 150| 216 Women and girls...........................................| 788| 211| 334| 412| 244| 778| 564| 885| 1,258| 1,673 Women, 16 and over.......................................| 668| 177| 307| 317| 202| 656| 455| 737| 1,056| 1,467 Girls, 2 to 15...........................................| 120| 34| 27| 95| 42| 122| 108| 148| 202| 206 Children under 2..........................................| 84| 34| 56| 62| 21| 61| 94| 92| 101| 176 Footwear..................................................| 310| 180| 268| 260| 165| 221| 275| 407| 369| 536 Other apparel products and services.......................| 233| 39| 69| 79| 187| 179| 248| 280| 280| 552 Transportation.............................................| 6,376| 2,132| 2,105| 3,243| 4,349| 5,072| 6,387| 6,838| 10,397| 12,859 Vehicle purchases (net outlay)............................| 2,842| 714| 734| 1,477| 1,902| 2,261| 2,849| 2,696| 5,184| 5,691 Cars and trucks, new.....................................| 1,088| 0| 66| 630| 872| 355| 996| 1,196| 2,248| 2,661 Cars and trucks, used....................................| 1,721| 714| 668| 812| 1,012| 1,906| 1,801| 1,436| 2,861| 2,997 Other vehicles...........................................| 32| 0| 0| 35| 18| 0| 52| 65| 75| 33 Gasoline and motor oil....................................| 1,074| 532| 463| 618| 803| 938| 1,158| 1,323| 1,550| 1,788 Other vehicle expenses....................................| 2,090| 749| 779| 997| 1,484| 1,680| 2,090| 2,508| 3,168| 4,161 Vehicle finance charges..................................| 281| 70| 52| 70| 187| 234| 322| 411| 458| 541 Maintenance and repairs..................................| 658| 293| 297| 356| 481| 519| 638| 899| 947| 1,195 Vehicle insurance........................................| 683| 246| 276| 397| 564| 600| 700| 779| 1,002| 1,217 Vehicle rental, leases, licenses, other charges..........| 468| 140| 153| 174| 252| 327| 431| 419| 761| 1,207 Public transportation.....................................| 370| 137| 130| 152| 159| 194| 289| 310| 495| 1,219 Health care................................................| 1,852| 842| 1,204| 1,716| 1,979| 2,029| 1,774| 1,965| 2,076| 2,411 Health insurance..........................................| 910| 378| 621| 958| 1,103| 1,014| 872| 915| 931| 1,117 Medical services..........................................| 513| 214| 259| 317| 426| 535| 538| 596| 702| 766 Drugs.....................................................| 317| 203| 268| 364| 361| 378| 285| 281| 287| 347 Medical supplies..........................................| 112| 47| 56| 77| 89| 102| 80| 172| 156| 181 Entertainment..............................................| 1,912| 878| 779| 964| 881| 1,246| 1,736| 2,960| 2,699| 4,179 Fees and admissions.......................................| 452| 207| 118| 150| 189| 253| 420| 465| 621| 1,371 Television, radios, sound equipment.......................| 569| 314| 389| 350| 434| 474| 561| 626| 779| 967 Pets, toys, and playground equipment......................| 405| 177| 105| 213| 152| 247| 430| 437| 743| 867 Other entertainment supplies, equipment and services......| 486| 180| 167| 252| 106| 273| 324| 1,432| 555| 975 Personal care products and services........................| 500| 288| 233| 306| 321| 441| 529| 634| 656| 873 Reading....................................................| 178| 77| 81| 101| 128| 159| 187| 200| 229| 350 Education..................................................| 498| 779| 330| 213| 249| 182| 292| 426| 701| 1,369 Tobacco products and smoking supplies......................| 301| 189| 176| 217| 287| 362| 379| 311| 347| 325 Miscellaneous..............................................| 875| 415| 471| 690| 702| 840| 1,019| 811| 976| 1,534 Cash contributions.........................................| 1,158| 215| 645| 422| 713| 986| 950| 1,099| 1,629| 2,874 Personal insurance and pensions............................| 3,728| 279| 294| 517| 1,119| 2,029| 3,321| 4,814| 6,422| 11,461 Life and other personal insurance.........................| 396| 143| 97| 149| 251| 294| 343| 494| 543| 1,017 Pensions and Social Security..............................| 3,332| 135| 197| 368| 868| 1,735| 2,978| 4,320| 5,878| 10,444 Money income before taxes 1/...............................| 37,177| 2,146| 7,611| 12,397| 17,395| 24,635| 34,648| 44,429| 58,441| 102,018 Wages and salaries........................................| 29,175| 1,500| 2,095| 3,842| 8,804| 15,826| 28,158| 37,714| 52,146| 86,049 Self-employment income....................................| 1,904| -823| 7| 296| 238| 912| 985| 1,928| 1,989| 9,317 Social Security, private and government retirement........| 4,354| 746| 3,832| 6,445| 6,892| 6,331| 4,036| 3,660| 2,302| 3,592 Interest, dividends, rental income, other property income.| 796| 47| 160| 259| 397| 642| 734| 611| 1,393| 2,145 Unemployment and workers' compensation, veterans' benefits| 181| 59| 81| 95| 232| 302| 208| 217| 178| 157 Public assistance, supplemental security income, food | | | | | | | | | | stamps.................................................| 346| 406| 1,095| 991| 374| 238| 79| 54| 73| 21 Regular contributions for support.........................| 269| 136| 222| 289| 297| 290| 287| 149| 174| 486 Other income..............................................| 151| 75| 119| 181| 162| 94| 160| 96| 185| 252 Personal taxes 1/..........................................| 2,938| 22| 365| 316| 537| 1,103| 2,405| 3,905| 4,993| 10,124 Federal income taxes......................................| 2,058| -27| 228| 134| 234| 655| 1,626| 2,670| 3,470| 7,592 State and local income taxes..............................| 694| 2| 72| 82| 162| 296| 637| 958| 1,246| 2,160 Other taxes...............................................| 186| 47| 65| 99| 141| 152| 142| 276| 277| 373 Income after taxes 1/......................................| 34,239| 2,124| 7,246| 12,081| 16,859| 23,531| 32,243| 40,524| 53,448| 91,894 Net change in total assets and liabilities.................| -892| 759| 523| -334| -366| -3,033| -1,320| -366| -2,462| 706 Net change in total assets................................| 3,379| 1,355| 712| 501| 933| 441| 4,238| 5,364| 5,793| 9,279 Net change in total liabilities...........................| 4,271| 596| 189| 836| 1,299| 3,474| 5,559| 5,730| 8,255| 8,573 Other money receipts.......................................| 505| 145| 134| 220| 342| 358| 270| 917| 1,006| 891 Mortgage principal paid on owned property..................| -975| -533| -128| -232| -446| -484| -797| -1,053| -1,538| -3,023 Estimated market value of owned home.......................| 63,592| 26,620| 25,723| 36,590| 43,788| 50,162| 55,329| 67,646| 88,693| 144,090 Estimated monthly rental value of owned home...............| 473| 272| 195| 314| 342| 354| 420| 511| 684| 977 Gifts of goods and services................................| 1,211| 374| 555| 437| 609| 798| 1,064| 942| 2,020| 3,105 Food......................................................| 73| 24| 22| 17| 49| 35| 67| 58| 141| 191 Housing...................................................| 284| 210| 150| 77| 160| 185| 278| 220| 454| 666 Housekeeping supplies....................................| 47| 22| 23| 12| 28| 43| 49| 56| 58| 101 Household textiles.......................................| 8| 1| 8| 5| 6| 4| 13| 11| 8| 11 Appliances and miscellaneous housewares..................| 39| 55| 11| 5| 21| 31| 54| 19| 52| 94 Major appliances........................................| 7| 1| 6| 1| 1| 9| 5| 7| 9| 15 Small appliances and miscellaneous housewares...........| 32| 54| 4| 4| 20| 21| 49| 12| 43| 78 Miscellaneous household equipment........................| 84| 24| 49| 17| 30| 56| 85| 87| 159| 179 Other housing............................................| 105| 108| 59| 37| 74| 51| 79| 48| 177| 281 Apparel and services......................................| 315| 44| 142| 115| 133| 224| 333| 199| 424| 871 Males, 2 and over........................................| 88| 23| 27| 28| 47| 60| 131| 63| 116| 214 Females, 2 and over......................................| 115| 5| 33| 33| 32| 93| 98| 57| 159| 364 Children under 2.........................................| 42| 10| 34| 22| 7| 20| 36| 28| 47| 131 Other apparel products and services......................| 70| 6| 48| 32| 47| 51| 67| 50| 102| 162 Jewelry and watches.....................................| 36| 5| 3| 12| 47| 13| 34| 17| 74| 94 All other apparel products and services.................| 34| 2| 45| 21| 0| 38| 33| 33| 28| 68 Transportation............................................| 57| 18| 16| 18| 26| 25| 40| 53| 70| 208 Health care...............................................| 34| 4| 48| 20| 9| 37| 9| 27| 64| 53 Entertainment.............................................| 171| 43| 42| 86| 58| 120| 126| 164| 432| 320 Toys, games, hobbies, and tricycles......................| 63| 5| 23| 18| 26| 54| 57| 63| 103| 146 Other entertainment......................................| 108| 37| 19| 69| 32| 67| 68| 100| 329| 174 Education.................................................| 127| 10| 38| 13| 52| 34| 36| 68| 229| 542 All other gifts...........................................| 152| 22| 96| 91| 123| 137| 175| 153| 206| 255 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.