Table 6. Consumer units of five or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995 - 1996 ___________________________________________________________________________________________________________________________________________________________________________________________________ | | Complete reporting of income |______________________________________________________________________________________________________________________________________ Item | | | | | | | | | |Total complete| Less | $10,000 | $15,000 | $20,000 | $30,000 | $40,000 | $50,000 | $70,000 | reporting | than | to | to | to | to | to | to | and | | $10,000 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | | Number of consumer units (in thousands).....................| 8,352| 647| 711| 640| 1,289| 1,183| 907| 1,510| 1,465 Income before taxes 1/......................................| $45,639| $5,813| $12,866| $17,269| $25,142| $34,969| $44,552| $58,823| $105,247 Income after taxes 1/.......................................| 42,442| 5,778| 12,845| 17,260| 24,506| 33,306| 41,330| 54,246| 95,669 Age of reference person.....................................| 41.6| 40.8| 38.6| 40.1| 41.4| 41.7| 40.9| 42.3| 44.1 Average number in consumer unit: | | | | | | | | | Persons....................................................| 5.7| 5.5| 5.6| 6.0| 5.7| 5.7| 5.7| 5.6| 5.6 Children under 18..........................................| 2.9| 3.0| 3.2| 3.4| 3.0| 2.9| 2.7| 2.7| 2.5 Persons 65 and over........................................| 0.1| 0.2| 0.2| 0.1| 0.1| 0.1| 0.2| 0.1| 0.1 Earners....................................................| 2.3| 1.4| 1.3| 1.7| 2.1| 2.3| 2.5| 2.7| 3.0 Vehicles...................................................| 2.6| 1.4| 1.3| 1.9| 2.2| 2.5| 3.0| 3.1| 3.6 Percent distribution: | | | | | | | | | Male.......................................................| 72| 37| 52| 52| 71| 76| 83| 82| 85 Female.....................................................| 28| 63| 48| 48| 29| 24| 17| 18| 15 Percent homeowner..........................................| 67| 37| 36| 45| 53| 67| 77| 84| 92 With mortgage.............................................| 54| 21| 26| 25| 37| 54| 66| 72| 81 Without mortgage..........................................| 13| 15| 10| 20| 15| 13| 12| 12| 11 Renter.....................................................| 33| 63| 64| 55| 47| 33| 23| 16| 8 Black......................................................| 16| 39| 27| 28| 17| 12| 12| 8| 10 White and other............................................| 84| 61| 73| 72| 83| 88| 88| 92| 90 Elementary (1-8)...........................................| 11| 24| 16| 18| 18| 13| 7| 5| 1 High school (9-12).........................................| 46| 56| 54| 58| 58| 54| 51| 37| 23 College....................................................| 42| 19| 29| 24| 23| 33| 42| 58| 76 Never attended and other...................................| 1| 0| 2| 1| 2| 1| 1| 0| 1 At least one vehicle owned.................................| 91| 66| 70| 87| 92| 95| 98| 97| 98 Average annual expenditures.................................| $44,305| $23,666| $21,768| $25,108| $32,463| $37,663| $42,257| $51,435| $80,611 Food.......................................................| 7,128| 5,166| 4,844| 5,014| 5,755| 6,845| 7,205| 7,743| 10,081 Food at home..............................................| 4,917| 4,105| 3,776| 4,218| 4,476| 4,910| 4,833| 4,977| 6,141 Cereals and bakery products..............................| 773| 645| 555| 621| 644| 816| 762| 817| 973 Cereals and cereal products.............................| 320| 265| 266| 298| 283| 348| 331| 322| 361 Bakery products.........................................| 453| 381| 289| 322| 361| 467| 431| 495| 613 Meats, poultry, fish, and eggs...........................| 1,339| 1,080| 1,182| 1,391| 1,311| 1,370| 1,340| 1,228| 1,529 Beef....................................................| 412| 301| 381| 475| 342| 488| 430| 370| 445 Pork....................................................| 295| 261| 236| 354| 350| 268| 379| 256| 269 Other meats.............................................| 183| 157| 152| 188| 185| 145| 137| 185| 248 Poultry.................................................| 243| 186| 200| 206| 221| 282| 228| 236| 288 Fish and seafood........................................| 141| 114| 142| 103| 150| 115| 103| 129| 208 Eggs....................................................| 64| 61| 71| 65| 62| 72| 64| 51| 71 Dairy products...........................................| 569| 475| 407| 405| 532| 582| 571| 593| 712 Fresh milk and cream....................................| 267| 241| 217| 215| 291| 305| 272| 249| 280 Other dairy products....................................| 302| 233| 190| 189| 241| 277| 300| 345| 433 Fruits and vegetables....................................| 759| 548| 591| 657| 658| 756| 682| 791| 1,003 Fresh fruits............................................| 242| 170| 153| 209| 211| 217| 211| 259| 347 Fresh vegetables........................................| 220| 129| 177| 211| 173| 227| 201| 227| 294 Processed fruits........................................| 160| 98| 145| 114| 140| 165| 150| 168| 209 Processed vegetables....................................| 138| 151| 116| 123| 134| 147| 120| 137| 153 Other food at home.......................................| 1,477| 1,357| 1,042| 1,146| 1,332| 1,386| 1,477| 1,548| 1,924 Sugar and other sweets..................................| 185| 159| 171| 153| 146| 175| 185| 193| 240 Fats and oils...........................................| 145| 133| 119| 144| 128| 152| 167| 143| 156 Miscellaneous foods.....................................| 683| 605| 408| 522| 650| 633| 647| 720| 915 Nonalcoholic beverages..................................| 403| 421| 329| 301| 384| 376| 413| 403| 495 Food prepared by consumer unit on out-of-town trips.....| 61| 39| 14| 25| 24| 49| 65| 89| 118 Food away from home.......................................| 2,211| 1,061| 1,068| 796| 1,279| 1,935| 2,372| 2,765| 3,940 Alcoholic beverages........................................| 288| 64| 71| 84| 122| 266| 282| 328| 622 Housing....................................................| 13,255| 9,023| 7,546| 8,273| 10,137| 11,668| 12,788| 14,416| 22,872 Shelter...................................................| 7,267| 5,134| 4,184| 4,711| 5,316| 6,371| 7,153| 8,003| 12,574 Owned dwellings..........................................| 4,975| 2,098| 1,337| 1,865| 2,283| 4,000| 5,293| 6,268| 10,994 Mortgage interest and charges...........................| 3,325| 1,252| 860| 1,108| 1,527| 2,749| 3,581| 4,247| 7,340 Property taxes..........................................| 980| 364| 252| 425| 453| 807| 1,005| 1,280| 2,124 Maintenance, repairs, insurance, other expenses.........| 671| 482| 225| 332| 304| 444| 707| 742| 1,529 Rented dwellings.........................................| 1,962| 2,934| 2,810| 2,757| 2,922| 2,191| 1,622| 1,260| 678 Other lodging............................................| 330| 102| 37| 89| 110| 179| 239| 475| 903 Utilities, fuels, and public services.....................| 2,955| 2,369| 2,051| 2,450| 2,642| 2,918| 3,005| 3,159| 3,936 Natural gas..............................................| 369| 305| 281| 267| 336| 328| 410| 396| 492 Electricity..............................................| 1,154| 974| 793| 1,017| 1,022| 1,158| 1,128| 1,257| 1,491 Fuel oil and other fuels.................................| 113| 60| 63| 89| 106| 88| 117| 134| 174 Telephone services.......................................| 935| 826| 673| 834| 837| 963| 932| 938| 1,215 Water and other public services..........................| 384| 205| 241| 242| 342| 381| 417| 434| 564 Household operations......................................| 584| 200| 170| 132| 261| 447| 567| 658| 1,479 Personal services........................................| 379| 130| 97| 57| 164| 367| 419| 452| 863 Other household expenses.................................| 205| 70| 73| 74| 97| 80| 148| 207| 616 Housekeeping supplies.....................................| 599| 361| 308| 316| 510| 602| 571| 615| 941 Laundry and cleaning supplies............................| 213| 155| 145| 169| 190| 201| 211| 207| 300 Other household products.................................| 258| 158| 109| 113| 228| 259| 269| 271| 399 Postage and stationery...................................| 128| 48| 54| 34| 92| 141| 91| 137| 241 Household furnishings and equipment.......................| 1,850| 959| 833| 664| 1,408| 1,330| 1,492| 1,980| 3,943 Household textiles.......................................| 90| 47| 36| 48| 47| 69| 60| 112| 205 Furniture................................................| 399| 246| 374| 173| 180| 447| 383| 364| 778 Floor coverings..........................................| 192| 91| 6| 55| 452| 38| 55| 54| 455 Major appliances.........................................| 260| 186| 134| 180| 217| 227| 250| 313| 402 Small appliances, miscellaneous housewares...............| 111| 124| 41| 42| 50| 57| 90| 151| 232 Miscellaneous household equipment........................| 798| 265| 243| 166| 463| 493| 656| 987| 1,871 Apparel and services.......................................| 2,740| 1,544| 1,594| 1,173| 2,175| 1,592| 2,006| 3,199| 5,480 Men and boys..............................................| 704| 303| 359| 317| 530| 458| 451| 753| 1,542 Men, 16 and over.........................................| 406| 64| 113| 114| 256| 264| 267| 377| 1,064 Boys, 2 to 15............................................| 298| 239| 245| 203| 274| 194| 184| 376| 478 Women and girls...........................................| 1,018| 360| 537| 538| 650| 514| 923| 1,180| 2,161 Women, 16 and over.......................................| 745| 162| 395| 354| 379| 269| 665| 866| 1,774 Girls, 2 to 15...........................................| 273| 197| 142| 184| 270| 245| 258| 314| 388 Children under 2..........................................| 200| 248| 120| 88| 264| 193| 188| 146| 274 Footwear..................................................| 500| 561| 320| 193| 501| 266| 367| 669| 783 Other apparel products and services.......................| 317| 73| 259| 37| 230| 161| 77| 450| 720 Transportation.............................................| 8,650| 3,739| 4,274| 5,534| 6,806| 7,104| 7,984| 10,133| 16,018 Vehicle purchases (net outlay)............................| 4,095| 1,549| 2,155| 2,913| 3,655| 3,201| 3,301| 4,644| 7,712 Cars and trucks, new.....................................| 1,372| 872| 1,361| 1,031| 317| 1,195| 460| 1,360| 3,393 Cars and trucks, used....................................| 2,674| 677| 794| 1,881| 3,322| 2,006| 2,814| 3,207| 4,149 Other vehicles...........................................| 49| 0| 0| 0| 16| 0| 28| 77| 170 Gasoline and motor oil....................................| 1,478| 791| 767| 1,030| 1,167| 1,496| 1,636| 1,810| 2,141 Other vehicle expenses....................................| 2,666| 1,208| 1,127| 1,477| 1,714| 2,156| 2,710| 3,301| 5,110 Vehicle finance charges..................................| 421| 160| 117| 130| 253| 438| 462| 573| 765 Maintenance and repairs..................................| 824| 417| 409| 510| 582| 729| 849| 941| 1,469 Vehicle insurance........................................| 910| 393| 340| 603| 579| 754| 996| 1,132| 1,680 Vehicle rental, leases, licenses, other charges..........| 512| 237| 261| 233| 300| 234| 403| 655| 1,195 Public transportation.....................................| 410| 192| 226| 115| 270| 251| 337| 378| 1,055 Health care................................................| 1,851| 917| 721| 1,045| 1,335| 1,840| 1,889| 2,451| 2,969 Health insurance..........................................| 834| 480| 315| 391| 648| 849| 924| 1,077| 1,279 Medical services..........................................| 661| 274| 202| 431| 416| 640| 654| 944| 1,101 Drugs.....................................................| 238| 122| 153| 170| 204| 238| 237| 259| 357 Medical supplies..........................................| 118| 41| 51| 54| 66| 113| 73| 171| 232 Entertainment..............................................| 2,191| 1,014| 722| 954| 1,408| 1,884| 1,961| 2,608| 4,445 Fees and admissions.......................................| 514| 170| 88| 134| 219| 341| 417| 679| 1,331 Television, radios, sound equipment.......................| 727| 446| 362| 465| 574| 663| 792| 825| 1,182 Pets, toys, and playground equipment......................| 487| 203| 190| 206| 329| 392| 368| 619| 944 Other entertainment supplies, equipment and services......| 462| 195| 83| 148| 287| 488| 384| 484| 988 Personal care products and services........................| 667| 455| 316| 387| 520| 578| 599| 812| 1,096 Reading....................................................| 147| 69| 41| 53| 89| 129| 147| 193| 292 Education..................................................| 696| 553| 224| 269| 311| 545| 547| 1,010| 1,391 Tobacco products and smoking supplies......................| 356| 292| 267| 352| 331| 417| 416| 391| 328 Miscellaneous..............................................| 892| 261| 278| 393| 744| 869| 984| 1,037| 1,613 Cash contributions.........................................| 945| 103| 87| 176| 596| 809| 972| 1,133| 2,273 Personal insurance and pensions............................| 4,501| 466| 782| 1,401| 2,135| 3,117| 4,476| 5,982| 11,131 Life and other personal insurance.........................| 512| 230| 137| 293| 318| 375| 507| 562| 1,147 Pensions and Social Security..............................| 3,989| 235| 645| 1,108| 1,817| 2,742| 3,969| 5,420| 9,984 Money income before taxes 1/...............................| 45,639| 5,813| 12,866| 17,269| 25,142| 34,969| 44,552| 58,823| 105,247 Wages and salaries........................................| 38,407| 2,308| 6,426| 11,663| 19,579| 30,048| 38,817| 52,754| 89,814 Self-employment income....................................| 3,090| -223| 687| 909| 739| 1,662| 2,308| 2,981| 10,488 Social Security, private and government retirement........| 1,647| 1,140| 924| 1,248| 1,682| 1,646| 1,663| 1,545| 2,461 Interest, dividends, rental income, other property income.| 293| 9| 79| 34| 80| 18| 180| 326| 1,082 Unemployment and workers' compensation, veterans' benefits| 332| 72| 174| 265| 537| 451| 444| 226| 315 Public assistance, supplemental security income, food | | | | | | | | | stamps.................................................| 1,327| 2,060| 4,178| 2,882| 2,125| 636| 901| 305| 115 Regular contributions for support.........................| 346| 257| 250| 186| 150| 279| 151| 449| 745 Other income..............................................| 197| 190| 149| 83| 251| 229| 89| 237| 227 Personal taxes 1/..........................................| 3,197| 34| 21| 10| 637| 1,663| 3,222| 4,578| 9,577 Federal income taxes......................................| 2,329| 13| -69| -114| 380| 1,189| 2,294| 3,249| 7,290 State and local income taxes..............................| 718| 8| 64| 80| 223| 416| 766| 1,032| 1,950 Other taxes...............................................| 150| 13| 26| 44| 34| 58| 162| 296| 337 Income after taxes 1/......................................| 42,442| 5,778| 12,845| 17,260| 24,506| 33,306| 41,330| 54,246| 95,669 Net change in total assets and liabilities.................| -1,241| -606| -2,121| -638| 1,196| -6,937| -3,874| -4,361| 5,947 Net change in total assets................................| 5,456| 37| 2,075| 4,711| 1,261| 115| 5,443| 3,156| 20,203 Net change in total liabilities...........................| 6,697| 643| 4,196| 5,349| 65| 7,051| 9,317| 7,517| 14,256 Other money receipts.......................................| 224| 118| 299| 92| 71| 210| 251| 272| 374 Mortgage principal paid on owned property..................| -1,583| -421| -318| -312| -614| -877| -1,499| -1,665| -4,655 Estimated market value of owned home.......................| 77,424| 33,208| 22,915| 29,846| 41,211| 58,698| 78,423| 97,176| 170,177 Estimated monthly rental value of owned home...............| 553| 291| 196| 243| 310| 465| 581| 727| 1,069 Gifts of goods and services................................| 879| 446| 237| 279| 502| 679| 429| 955| 2,184 Food......................................................| 55| 9| 2| 17| 17| 43| 8| 101| 133 Housing...................................................| 186| 273| 54| 83| 87| 128| 142| 236| 375 Housekeeping supplies....................................| 27| 9| 4| 10| 11| 21| 51| 33| 47 Household textiles.......................................| 5| 1| 2| 4| 2| 3| 3| 6| 13 Appliances and miscellaneous housewares..................| 31| 112| 2| 4| 4| 20| 7| 49| 61 Major appliances........................................| 2| 2| 0| 3| 0| 2| 0| 1| 8 Small appliances and miscellaneous housewares...........| 29| 110| 2| 1| 4| 18| 6| 48| 53 Miscellaneous household equipment........................| 41| 84| 6| 12| 28| 21| 52| 69| 53 Other housing............................................| 81| 67| 40| 53| 42| 64| 29| 79| 201 Apparel and services......................................| 302| 126| 95| 134| 287| 227| 81| 204| 765 Males, 2 and over........................................| 64| 7| 5| 21| 58| 42| 15| 51| 177 Females, 2 and over......................................| 100| 14| 44| 82| 95| 41| 23| 81| 258 Children under 2.........................................| 84| 95| 25| 18| 52| 117| 33| 50| 184 Other apparel products and services......................| 54| 11| 21| 13| 82| 26| 10| 21| 145 Jewelry and watches.....................................| 25| 0| 0| 0| 26| 20| 7| 9| 77 All other apparel products and services.................| 29| 11| 21| 13| 56| 7| 3| 12| 68 Transportation............................................| 70| 9| 33| 6| 8| 58| 18| 29| 284 Health care...............................................| 12| 3| 1| 0| 15| 15| 6| 18| 19 Entertainment.............................................| 127| 19| 21| 9| 44| 94| 54| 153| 354 Toys, games, hobbies, and tricycles......................| 47| 2| 7| 0| 29| 38| 23| 80| 98 Other entertainment......................................| 80| 17| 14| 9| 15| 56| 31| 72| 256 Education.................................................| 53| 1| 11| 16| 7| 58| 58| 97| 97 All other gifts...........................................| 74| 5| 19| 14| 37| 56| 62| 117| 157 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.