Table 3600. Consumer units of one person by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995-96 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | Under | | | | | 65 and | | 75 and Item | one | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over | person | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 29,339 | 4,149 | 4,701 | 4,161 | 3,698 | 3,072 | 9,559 | 4,197 | 5,362 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$21,033 |$10,512 |$25,623 |$33,296 |$30,515 |$21,256 |$14,402 |$16,285 |$12,872 Income after taxes 1/.........................| 19,111 | 9,824 | 22,669 | 29,585 | 27,430 | 19,034 | 13,747 | 15,349 | 12,445 Age of reference person.......................| 50.5 | 21.1 | 29.4 | 39.3 | 49.5 | 59.5 | 76.2 | 69.5 | 81.4 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 Children under 18...........................| n.a. | n.a. | n.a. | n.a. | n.a. | n.a. | n.a. | n.a. | n.a. Persons 65 and over.........................| .3 | n.a. | n.a. | n.a. | n.a. | n.a. | 1.0 | 1.0 | 1.0 Earners.....................................| .6 | .9 | .9 | .9 | .8 | .6 | .1 | .2 | .1 Vehicles....................................| 1.0 | .7 | 1.1 | 1.3 | 1.3 | 1.1 | .8 | 1.0 | .7 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 44 | 54 | 62 | 65 | 49 | 34 | 24 | 28 | 21 Female....................................| 56 | 46 | 38 | 35 | 51 | 66 | 76 | 72 | 79 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 45 | 3 | 25 | 43 | 53 | 60 | 67 | 68 | 66 With mortgage...........................| 18 | 2 | 19 | 33 | 35 | 29 | 9 | 14 | 6 Without mortgage........................| 27 | 1 | 6 | 11 | 18 | 31 | 58 | 54 | 61 Renter....................................| 55 | 97 | 75 | 57 | 47 | 40 | 33 | 32 | 34 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 10 | 8 | 9 | 11 | 13 | 14 | 9 | 12 | 7 White and other...........................| 90 | 92 | 91 | 89 | 87 | 86 | 91 | 88 | 93 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 10 | 1 | 1 | 2 | 3 | 12 | 22 | 20 | 24 High school (9-12)........................| 38 | 20 | 27 | 33 | 37 | 47 | 50 | 48 | 51 College...................................| 52 | 78 | 72 | 64 | 59 | 41 | 27 | 31 | 24 Never attended and other..................| 1 | 1 | (2) | (2) | 1 | 1 | 1 | 1 | (2) | | | | | | | | | At least one vehicle owned..................| 71 | 61 | 78 | 79 | 80 | 78 | 62 | 72 | 55 | | | | | | | | | Average annual expenditures.....................|$19,753 |$13,813 |$23,039 |$26,399 |$25,086 |$20,375 |$15,551 |$17,315 |$14,165 | | | | | | | | | Food..........................................| 2,543 | 1,993 | 2,848 | 3,066 | 3,008 | 2,761 | 2,138 | 2,410 | 1,923 Food at home................................| 1,431 | 808 | 1,258 | 1,512 | 1,558 | 1,835 | 1,554 | 1,685 | 1,451 Cereals and bakery products...............| 220 | 135 | 197 | 220 | 220 | 262 | 254 | 266 | 245 Cereals and cereal products.............| 77 | 58 | 80 | 76 | 72 | 90 | 82 | 78 | 85 Bakery products.........................| 143 | 77 | 116 | 143 | 148 | 172 | 172 | 188 | 160 Meats, poultry, fish, and eggs............| 347 | 150 | 262 | 387 | 400 | 509 | 380 | 444 | 329 Beef....................................| 94 | 33 | 69 | 98 | 114 | 160 | 101 | 120 | 86 Pork....................................| 77 | 28 | 52 | 88 | 83 | 139 | 83 | 94 | 74 Other meats.............................| 47 | 23 | 36 | 57 | 48 | 56 | 54 | 59 | 51 Poultry.................................| 65 | 42 | 55 | 67 | 71 | 77 | 72 | 82 | 64 Fish and seafood........................| 47 | 16 | 39 | 59 | 68 | 54 | 49 | 66 | 35 Eggs....................................| 17 | 7 | 13 | 18 | 17 | 24 | 21 | 22 | 21 | | | | | | | | | Dairy products............................| 153 | 99 | 131 | 151 | 158 | 188 | 175 | 184 | 167 Fresh milk and cream....................| 62 | 41 | 51 | 57 | 61 | 73 | 74 | 78 | 70 Other dairy products....................| 92 | 58 | 80 | 94 | 97 | 115 | 101 | 105 | 97 Fruits and vegetables.....................| 256 | 124 | 226 | 252 | 259 | 328 | 301 | 314 | 290 Fresh fruits............................| 85 | 40 | 77 | 92 | 77 | 99 | 102 | 116 | 90 Fresh vegetables........................| 76 | 33 | 64 | 73 | 82 | 108 | 89 | 93 | 87 Processed fruits........................| 55 | 33 | 54 | 50 | 51 | 69 | 63 | 59 | 66 Processed vegetables....................| 40 | 18 | 32 | 37 | 49 | 51 | 47 | 46 | 47 | | | | | | | | | Other food at home........................| 454 | 301 | 442 | 503 | 521 | 548 | 445 | 478 | 419 Sugar and other sweets..................| 57 | 35 | 56 | 54 | 62 | 69 | 62 | 58 | 66 Fats and oils...........................| 43 | 18 | 31 | 43 | 41 | 58 | 53 | 57 | 50 Miscellaneous foods.....................| 195 | 138 | 192 | 214 | 218 | 226 | 192 | 211 | 177 Nonalcoholic beverages..................| 133 | 89 | 127 | 160 | 154 | 172 | 121 | 131 | 113 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 27 | 22 | 36 | 33 | 46 | 23 | 17 | 21 | 13 Food away from home.........................| 1,112 | 1,185 | 1,590 | 1,554 | 1,450 | 926 | 584 | 725 | 472 | | | | | | | | | Alcoholic beverages...........................| 255 | 333 | 423 | 350 | 306 | 197 | 100 | 134 | 73 | | | | | | | | | Housing.......................................| 7,056 | 4,120 | 7,845 | 9,561 | 8,785 | 7,478 | 6,045 | 6,443 | 5,732 Shelter.....................................| 4,376 | 2,752 | 5,171 | 6,383 | 5,672 | 4,388 | 3,312 | 3,486 | 3,175 Owned dwellings...........................| 1,863 | 164 | 1,417 | 3,108 | 2,940 | 2,328 | 1,712 | 1,946 | 1,529 Mortgage interest and charges...........| 832 | 83 | 921 | 1,879 | 1,609 | 1,029 | 292 | 480 | 145 Property taxes..........................| 515 | 54 | 258 | 621 | 691 | 631 | 689 | 696 | 684 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 517 | 27 | 238 | 608 | 641 | 668 | 731 | 771 | 700 Rented dwellings..........................| 2,268 | 2,311 | 3,561 | 2,958 | 2,396 | 1,816 | 1,408 | 1,320 | 1,476 Other lodging.............................| 245 | 278 | 193 | 317 | 336 | 244 | 191 | 219 | 170 Utilities, fuels, and public services.......| 1,455 | 689 | 1,411 | 1,572 | 1,727 | 1,664 | 1,585 | 1,676 | 1,514 Natural gas...............................| 178 | 37 | 131 | 178 | 205 | 209 | 241 | 238 | 243 Electricity...............................| 540 | 220 | 481 | 579 | 636 | 654 | 617 | 658 | 584 Fuel oil and other fuels..................| 66 | 3/7 | 30 | 58 | 63 | 64 | 113 | 111 | 115 Telephone services........................| 525 | 400 | 675 | 612 | 641 | 555 | 414 | 464 | 376 Water and other public services...........| 146 | 25 | 94 | 145 | 181 | 182 | 200 | 205 | 197 Household operations........................| 259 | 37 | 172 | 182 | 324 | 323 | 387 | 286 | 466 Personal services.........................| 64 | 3/3 | 70 | 3/15 | 3/41 | 3/119 | 101 | 3/12 | 170 Other household expenses..................| 195 | 34 | 102 | 167 | 283 | 204 | 286 | 274 | 296 | | | | | | | | | Housekeeping supplies.......................| 226 | 107 | 206 | 233 | 244 | 249 | 266 | 311 | 231 Laundry and cleaning supplies.............| 54 | 27 | 49 | 57 | 67 | 69 | 56 | 66 | 47 Other household products..................| 94 | 28 | 83 | 94 | 93 | 111 | 120 | 153 | 94 Postage and stationery....................| 79 | 52 | 75 | 82 | 84 | 69 | 91 | 92 | 90 Household furnishings and equipment.........| 739 | 535 | 885 | 1,191 | 818 | 854 | 494 | 683 | 345 Household textiles........................| 46 | 29 | 47 | 47 | 58 | 48 | 46 | 63 | 33 Furniture.................................| 187 | 101 | 281 | 305 | 226 | 151 | 122 | 181 | 76 Floor coverings...........................| 59 | 3/2 | 3/17 | 3/246 | 56 | 3/43 | 32 | 34 | 3/30 Major appliances..........................| 74 | 35 | 60 | 99 | 74 | 99 | 77 | 88 | 69 Small appliances, miscellaneous housewares| 51 | 31 | 55 | 44 | 75 | 103 | 35 | 41 | 30 Miscellaneous household equipment.........| 323 | 337 | 426 | 449 | 328 | 410 | 182 | 276 | 107 | | | | | | | | | Apparel and services..........................| 904 | 1,033 | 1,207 | 1,191 | 940 | 927 | 562 | 809 | 367 Men and boys................................| 214 | 255 | 372 | 339 | 229 | 155 | 80 | 132 | 39 Men, 16 and over..........................| 203 | 253 | 364 | 330 | 210 | 132 | 70 | 114 | 35 Boys, 2 to 15.............................| 11 | 2 | 8 | 9 | 19 | 23 | 10 | 18 | 4 Women and girls.............................| 399 | 455 | 431 | 428 | 452 | 487 | 300 | 428 | 200 Women, 16 and over........................| 383 | 452 | 418 | 406 | 443 | 454 | 285 | 402 | 193 Girls, 2 to 15............................| 15 | 3/3 | 13 | 23 | 9 | 33 | 15 | 26 | 7 Children under 2............................| 12 | 3/1 | 9 | 3/8 | 14 | 22 | 14 | 13 | 15 Footwear....................................| 160 | 246 | 221 | 231 | 97 | 135 | 98 | 123 | 78 Other apparel products and services.........| 120 | 77 | 174 | 185 | 148 | 128 | 70 | 113 | 36 | | | | | | | | | Transportation................................| 3,063 | 2,522 | 4,394 | 4,409 | 3,899 | 3,114 | 1,717 | 2,326 | 1,240 Vehicle purchases (net outlay)..............| 1,116 | 1,044 | 1,807 | 1,846 | 1,345 | 1,041 | 424 | 787 | 3/141 Cars and trucks, new......................| 524 | 3/242 | 1,063 | 830 | 534 | 3/440 | 270 | 530 | 3/66 Cars and trucks, used.....................| 568 | 797 | 689 | 927 | 795 | 601 | 155 | 257 | 74 Other vehicles............................| 24 | 3/6 | 3/55 | 3/89 | 3/16 | (4) | (4) | (4) | (4) Gasoline and motor oil......................| 556 | 523 | 704 | 782 | 726 | 569 | 330 | 416 | 262 Other vehicle expenses......................| 1,119 | 775 | 1,586 | 1,469 | 1,491 | 1,266 | 695 | 841 | 580 Vehicle finance charges...................| 97 | 70 | 206 | 135 | 146 | 86 | 22 | 32 | 14 Maintenance and repairs...................| 390 | 283 | 513 | 502 | 515 | 421 | 268 | 334 | 217 Vehicle insurance.........................| 397 | 273 | 524 | 463 | 492 | 458 | 304 | 347 | 271 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 235 | 148 | 343 | 368 | 338 | 300 | 100 | 129 | 78 Public transportation.......................| 272 | 181 | 297 | 312 | 337 | 239 | 268 | 282 | 258 | | | | | | | | | Health care...................................| 1,133 | 234 | 576 | 906 | 933 | 1,211 | 1,948 | 1,649 | 2,182 Health insurance............................| 540 | 80 | 260 | 334 | 401 | 502 | 1,035 | 917 | 1,126 Medical services............................| 326 | 76 | 186 | 406 | 306 | 392 | 456 | 358 | 532 Drugs.......................................| 206 | 46 | 73 | 122 | 168 | 251 | 376 | 307 | 429 Medical supplies............................| 61 | 32 | 57 | 45 | 58 | 66 | 82 | 66 | 95 | | | | | | | | | Entertainment.................................| 1,039 | 934 | 1,353 | 1,358 | 1,543 | 915 | 636 | 772 | 530 Fees and admissions.........................| 270 | 269 | 374 | 380 | 264 | 237 | 184 | 226 | 151 Television, radios, sound equipment.........| 377 | 371 | 518 | 502 | 403 | 321 | 264 | 300 | 236 Pets, toys, and playground equipment........| 191 | 93 | 191 | 282 | 427 | 163 | 109 | 151 | 76 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 202 | 202 | 271 | 194 | 449 | 194 | 79 | 95 | 67 | | | | | | | | | Personal care products and services...........| 280 | 225 | 328 | 286 | 307 | 298 | 262 | 282 | 247 | | | | | | | | | Reading.......................................| 118 | 64 | 119 | 139 | 151 | 139 | 112 | 125 | 102 | | | | | | | | | Education.....................................| 354 | 1,246 | 598 | 226 | 201 | 70 | 52 | 85 | 26 | | | | | | | | | Tobacco products and smoking supplies.........| 169 | 126 | 178 | 249 | 274 | 232 | 89 | 145 | 45 | | | | | | | | | Miscellaneous.................................| 668 | 256 | 574 | 967 | 1,047 | 823 | 566 | 658 | 493 | | | | | | | | | Cash contributions............................| 671 | 64 | 378 | 849 | 823 | 607 | 963 | 837 | 1,062 | | | | | | | | | Personal insurance and pensions...............| 1,498 | 660 | 2,217 | 2,843 | 2,868 | 1,603 | 360 | 639 | 142 Life and other personal insurance...........| 140 | 36 | 105 | 171 | 230 | 196 | 136 | 176 | 105 Pensions and Social Security................| 1,358 | 625 | 2,112 | 2,671 | 2,638 | 1,408 | 224 | 464 | 37 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 21,033 | 10,512 | 25,623 | 33,296 | 30,515 | 21,256 | 14,402 | 16,285 | 12,872 Wages and salaries..........................| 14,221 | 8,676 | 23,552 | 29,485 | 25,783 | 14,386 | 1,225 | 2,480 | 205 Self-employment income......................| 955 | 195 | 898 | 2,239 | 2,154 | 909 | 328 | 608 | 100 Social Security, private and government | | | | | | | | | retirement.................................| 4,226 | 3/39 | 109 | 386 | 1,061 | 4,056 | 10,780 | 11,115 | 10,508 Interest, dividends, rental income, other | | | | | | | | | property income............................| 807 | 98 | 220 | 298 | 657 | 880 | 1,633 | 1,456 | 1,777 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 187 | 109 | 204 | 261 | 251 | 232 | 142 | 262 | 3/44 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 184 | 27 | 110 | 225 | 273 | 394 | 174 | 204 | 149 Regular contributions for support...........| 263 | 819 | 326 | 225 | 204 | 264 | 43 | 3/45 | 41 Other income................................| 190 | 550 | 204 | 175 | 133 | 136 | 79 | 116 | 49 | | | | | | | | | Personal taxes................................| 1,922 | 689 | 2,954 | 3,711 | 3,085 | 2,222 | 655 | 936 | 427 Federal income taxes........................| 1,448 | 540 | 2,281 | 2,838 | 2,347 | 1,650 | 439 | 632 | 283 State and local income taxes................| 389 | 145 | 646 | 767 | 623 | 406 | 115 | 178 | 63 Other taxes.................................| 85 | 4 | 27 | 107 | 115 | 166 | 101 | 127 | 81 | | | | | | | | | Income after taxes............................| 19,111 | 9,824 | 22,669 | 29,585 | 27,430 | 19,034 | 13,747 | 15,349 | 12,445 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| -611 | -1,312 | -252 | 954 | -2,281 | -120 | -676 | 81 | -1,268 Net change in total assets..................| 1,655 | 612 | 3,166 | 5,351 | 1,991 | 2,126 | -526 | 507 | -1,334 Net change in total liabilities.............| 2,266 | 1,924 | 3,418 | 4,396 | 4,273 | 2,246 | 150 | 426 | -66 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 400 | 152 | 193 | 272 | 420 | 432 | 648 | 231 | 974 Mortgage principal paid on owned property...| -413 | -29 | -303 | -818 | -995 | -584 | -179 | -278 | -101 Estimated market value of owned home........| 42,749 | 5,279 | 21,474 | 45,129 | 53,529 | 53,960 | 60,668 | 61,165 | 60,279 Estimated monthly rental value of owned home| 305 | 18 | 172 | 338 | 383 | 406 | 417 | 425 | 411 | | | | | | | | | Gifts of goods and services...................| 819 | 550 | 711 | 994 | 1,285 | 940 | 694 | 857 | 565 Food........................................| 41 | 25 | 36 | 21 | 71 | 46 | 47 | 43 | 50 Housing.....................................| 183 | 183 | 179 | 194 | 223 | 221 | 153 | 179 | 133 Housekeeping supplies.....................| 25 | 23 | 26 | 25 | 27 | 26 | 25 | 34 | 17 Household textiles........................| 6 | 1 | 5 | 2 | 9 | 9 | 7 | 10 | 4 Appliances and miscellaneous housewares...| 21 | 12 | 18 | 15 | 16 | 57 | 20 | 31 | 12 Major appliances........................| 4 | 3/1 | 3/0 | 3/3 | 3/4 | 3/8 | 6 | 12 | 3/2 Small appliances and miscellaneous | | | | | | | | | housewares.............................| 17 | 3/11 | 18 | 11 | 13 | 50 | 14 | 19 | 10 Miscellaneous household equipment.........| 59 | 35 | 65 | 103 | 73 | 69 | 40 | 64 | 22 Other housing.............................| 72 | 113 | 65 | 50 | 97 | 60 | 61 | 39 | 78 Apparel and services........................| 203 | 142 | 213 | 310 | 263 | 301 | 124 | 189 | 72 Males, 2 and over.........................| 59 | 60 | 58 | 97 | 101 | 53 | 30 | 47 | 16 Females, 2 and over.......................| 78 | 61 | 60 | 105 | 91 | 161 | 52 | 80 | 30 Children under 2..........................| 12 | 3/1 | 8 | 8 | 14 | 22 | 14 | 13 | 15 Other apparel products and services.......| 54 | 3/21 | 87 | 100 | 3/56 | 3/65 | 28 | 3/48 | 3/11 Jewelry and watches.....................| 33 | 3/9 | 3/61 | 3/63 | 3/40 | 3/41 | 3/11 | 3/19 | 3/5 All other apparel products and services.| 21 | 3/12 | 26 | 37 | 3/17 | 3/24 | 16 | 3/29 | 3/6 Transportation..............................| 48 | 23 | 32 | 69 | 69 | 73 | 43 | 65 | 25 Health care.................................| 43 | 3/1 | 14 | 26 | 26 | 49 | 88 | 23 | 138 Entertainment...............................| 113 | 46 | 90 | 143 | 301 | 101 | 70 | 98 | 48 Toys, games, hobbies, and tricycles.......| 30 | 3/6 | 3/33 | 3/60 | 3/50 | 3/40 | 16 | 3/27 | 3/7 Other entertainment.......................| 82 | 40 | 56 | 83 | 250 | 61 | 54 | 71 | 41 Education...................................| 61 | 78 | 31 | 89 | 108 | 3/41 | 44 | 3/72 | 3/22 All other gifts.............................| 126 | 50 | 115 | 142 | 225 | 107 | 126 | 189 | 77 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Data are likely to have large sampling errors. 4/ No data reported. n.a. Not applicable.