Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 35-44 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 24,108 | 4,826 | 5,804 | 7,839 | 5,639 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $48,582 | $52,749 | $47,597 | $45,382 | $50,577 Income after taxes 1/.........................| 44,349 | 48,586 | 43,661 | 41,992 | 44,885 Age of reference person.......................| 39.5 | 39.4 | 39.6 | 39.4 | 39.4 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 3.2 | 3.1 | 3.2 | 3.2 | 3.4 Children under 18...........................| 1.3 | 1.3 | 1.3 | 1.3 | 1.4 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.7 | 1.6 | 1.8 | 1.7 | 1.7 Vehicles....................................| 2.1 | 1.7 | 2.3 | 2.2 | 2.3 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 63 | 63 | 66 | 61 | 63 Female....................................| 37 | 37 | 34 | 39 | 37 | | | | | Housing tenure: | | | | | Homeowner.................................| 64 | 61 | 70 | 66 | 59 With mortgage...........................| 52 | 50 | 57 | 51 | 50 Without mortgage........................| 12 | 10 | 12 | 15 | 9 Renter....................................| 36 | 39 | 30 | 34 | 41 | | | | | Race of reference person: | | | | | Black.....................................| 13 | 13 | 11 | 21 | 4 White and other...........................| 87 | 87 | 89 | 79 | 96 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 4 | 3 | 2 | 5 | 6 High school (9-12)........................| 40 | 41 | 44 | 42 | 33 College...................................| 56 | 57 | 54 | 53 | 61 Never attended and other..................| (2) | (3) | (2) | (3) | (4) | | | | | At least one vehicle owned..................| 89 | 82 | 89 | 91 | 92 | | | | | Average annual expenditures.....................| $40,184 | $40,508 | $39,227 | $38,328 | $43,618 | | | | | Food..........................................| 5,679 | 6,019 | 5,834 | 5,233 | 5,921 Food at home................................| 3,427 | 3,717 | 3,414 | 3,170 | 3,593 Cereals and bakery products...............| 547 | 627 | 563 | 487 | 555 Cereals and cereal products.............| 204 | 233 | 213 | 176 | 212 Bakery products.........................| 343 | 395 | 350 | 310 | 343 Meats, poultry, fish, and eggs............| 875 | 990 | 784 | 860 | 892 Beef....................................| 265 | 264 | 244 | 273 | 273 Pork....................................| 183 | 175 | 173 | 200 | 172 Other meats.............................| 122 | 148 | 127 | 112 | 110 Poultry.................................| 168 | 223 | 140 | 156 | 167 Fish and seafood........................| 100 | 139 | 71 | 85 | 121 Eggs....................................| 37 | 41 | 29 | 34 | 49 | | | | | Dairy products............................| 390 | 433 | 404 | 344 | 411 Fresh milk and cream....................| 169 | 178 | 185 | 144 | 184 Other dairy products....................| 221 | 254 | 219 | 201 | 227 Fruits and vegetables.....................| 547 | 641 | 508 | 473 | 621 Fresh fruits............................| 169 | 196 | 163 | 141 | 193 Fresh vegetables........................| 163 | 205 | 139 | 134 | 196 Processed fruits........................| 123 | 145 | 117 | 103 | 140 Processed vegetables....................| 93 | 96 | 88 | 96 | 92 | | | | | Other food at home........................| 1,068 | 1,025 | 1,155 | 1,005 | 1,114 Sugar and other sweets..................| 133 | 125 | 150 | 128 | 132 Fats and oils...........................| 91 | 110 | 87 | 85 | 90 Miscellaneous foods.....................| 491 | 456 | 535 | 455 | 535 Nonalcoholic beverages..................| 298 | 281 | 332 | 294 | 286 Food prepared by consumer unit | | | | | on out-of-town trips...................| 54 | 54 | 51 | 44 | 71 Food away from home.........................| 2,252 | 2,302 | 2,419 | 2,063 | 2,328 | | | | | Alcoholic beverages...........................| 348 | 382 | 390 | 307 | 340 | | | | | Housing.......................................| 13,150 | 14,421 | 12,318 | 11,547 | 15,163 Shelter.....................................| 7,702 | 9,028 | 6,847 | 6,234 | 9,489 Owned dwellings...........................| 5,161 | 5,954 | 5,045 | 4,098 | 6,080 Mortgage interest and charges...........| 3,392 | 3,614 | 3,094 | 2,788 | 4,349 Property taxes..........................| 1,042 | 1,632 | 1,201 | 669 | 890 Maintenance, repairs, insurance, | | | | | other expenses.........................| 728 | 708 | 751 | 641 | 841 Rented dwellings..........................| 2,147 | 2,583 | 1,481 | 1,761 | 2,996 Other lodging.............................| 394 | 492 | 320 | 375 | 413 Utilities, fuels, and public services.......| 2,632 | 2,669 | 2,738 | 2,725 | 2,362 Natural gas...............................| 319 | 386 | 484 | 196 | 262 Electricity...............................| 1,004 | 934 | 945 | 1,244 | 793 Fuel oil and other fuels..................| 110 | 268 | 116 | 55 | 45 Telephone services........................| 889 | 871 | 866 | 919 | 888 Water and other public services...........| 309 | 209 | 327 | 311 | 375 Household operations........................| 709 | 680 | 621 | 677 | 870 Personal services.........................| 451 | 457 | 430 | 402 | 537 Other household expenses..................| 258 | 223 | 191 | 275 | 333 | | | | | Housekeeping supplies.......................| 518 | 505 | 556 | 490 | 536 Laundry and cleaning supplies.............| 140 | 126 | 153 | 141 | 137 Other household products..................| 243 | 252 | 266 | 230 | 233 Postage and stationery....................| 135 | 127 | 136 | 119 | 166 Household furnishings and equipment.........| 1,588 | 1,539 | 1,556 | 1,421 | 1,905 Household textiles........................| 77 | 84 | 75 | 68 | 84 Furniture.................................| 380 | 425 | 328 | 359 | 426 Floor coverings...........................| 123 | 36 | 85 | 121 | 236 Major appliances..........................| 176 | 161 | 182 | 175 | 186 Small appliances, miscellaneous housewares| 96 | 76 | 104 | 83 | 126 Miscellaneous household equipment.........| 736 | 758 | 781 | 615 | 848 | | | | | Apparel and services..........................| 2,074 | 2,238 | 2,208 | 1,885 | 2,090 Men and boys................................| 504 | 573 | 536 | 440 | 512 Men, 16 and over..........................| 340 | 407 | 357 | 277 | 363 Boys, 2 to 15.............................| 164 | 166 | 179 | 163 | 150 Women and girls.............................| 825 | 854 | 927 | 740 | 830 Women, 16 and over........................| 602 | 657 | 664 | 539 | 588 Girls, 2 to 15............................| 223 | 197 | 263 | 201 | 242 Children under 2............................| 89 | 112 | 67 | 84 | 97 Footwear....................................| 400 | 409 | 447 | 379 | 378 Other apparel products and services.........| 255 | 290 | 231 | 241 | 272 | | | | | Transportation................................| 7,293 | 6,085 | 7,066 | 8,025 | 7,545 Vehicle purchases (net outlay)..............| 3,156 | 2,101 | 2,999 | 4,043 | 2,989 Cars and trucks, new......................| 1,415 | 1,120 | 1,102 | 2,046 | 1,110 Cars and trucks, used.....................| 1,647 | 962 | 1,840 | 1,850 | 1,751 Other vehicles............................| 95 | 5/19 | 5/56 | 147 | 127 Gasoline and motor oil......................| 1,284 | 1,120 | 1,332 | 1,305 | 1,347 Other vehicle expenses......................| 2,452 | 2,338 | 2,427 | 2,335 | 2,740 Vehicle finance charges...................| 345 | 217 | 380 | 414 | 326 Maintenance and repairs...................| 771 | 657 | 735 | 762 | 919 Vehicle insurance.........................| 795 | 821 | 743 | 804 | 815 Vehicle rental, leases, licenses, | | | | | other charges............................| 541 | 643 | 570 | 355 | 681 Public transportation.......................| 400 | 525 | 307 | 343 | 469 | | | | | Health care...................................| 1,604 | 1,373 | 1,614 | 1,742 | 1,604 Health insurance............................| 727 | 634 | 723 | 849 | 643 Medical services............................| 571 | 477 | 575 | 570 | 649 Drugs.......................................| 208 | 162 | 213 | 225 | 222 Medical supplies............................| 98 | 100 | 103 | 98 | 90 | | | | | Entertainment.................................| 2,284 | 2,158 | 2,278 | 2,365 | 2,299 Fees and admissions.........................| 590 | 627 | 595 | 504 | 673 Television, radios, sound equipment.........| 670 | 664 | 653 | 690 | 664 Pets, toys, and playground equipment........| 420 | 435 | 428 | 373 | 474 Other entertainment supplies, equipment, | | | | | and services...............................| 604 | 432 | 602 | 797 | 488 | | | | | Personal care products and services...........| 585 | 571 | 590 | 604 | 564 | | | | | Reading.......................................| 164 | 199 | 169 | 132 | 174 | | | | | Education.....................................| 559 | 575 | 606 | 498 | 581 | | | | | Tobacco products and smoking supplies.........| 319 | 309 | 396 | 308 | 263 | | | | | Miscellaneous.................................| 928 | 1,041 | 770 | 815 | 1,158 | | | | | Cash contributions............................| 941 | 861 | 873 | 961 | 1,052 | | | | | Personal insurance and pensions...............| 4,255 | 4,277 | 4,117 | 3,906 | 4,863 Life and other personal insurance...........| 395 | 410 | 443 | 387 | 347 Pensions and Social Security................| 3,860 | 3,867 | 3,674 | 3,520 | 4,517 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 48,582 | 52,749 | 47,597 | 45,382 | 50,577 Wages and salaries..........................| 42,995 | 48,599 | 42,947 | 38,927 | 44,166 Self-employment income......................| 3,256 | 2,019 | 2,828 | 3,833 | 3,839 Social Security, private and government | | | | | retirement.................................| 633 | 442 | 385 | 944 | 598 Interest, dividends, rental income, other | | | | | property income............................| 475 | 509 | 365 | 441 | 596 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 252 | 307 | 227 | 212 | 284 Public assistance, supplemental security | | | | | income, food stamps........................| 452 | 430 | 401 | 462 | 503 Regular contributions for support...........| 345 | 280 | 332 | 411 | 320 Other income................................| 174 | 162 | 111 | 152 | 269 | | | | | Personal taxes................................| 4,233 | 4,163 | 3,936 | 3,390 | 5,691 Federal income taxes........................| 3,219 | 2,959 | 2,809 | 2,760 | 4,417 State and local income taxes................| 887 | 1,024 | 967 | 553 | 1,152 Other taxes.................................| 127 | 180 | 161 | 77 | 123 | | | | | Income after taxes............................| 44,349 | 48,586 | 43,661 | 41,992 | 44,885 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| 836 | 3,864 | 356 | -60 | -17 Net change in total assets..................| 7,534 | 9,345 | 5,194 | 6,795 | 9,421 Net change in total liabilities.............| 6,699 | 5,481 | 4,838 | 6,856 | 9,438 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 344 | 189 | 341 | 457 | 320 Mortgage principal paid on owned property...| -1,353 | -1,367 | -1,450 | -1,127 | -1,553 Estimated market value of owned home........| 79,665 | 87,327 | 74,763 | 61,180 | 103,846 Estimated monthly rental value of owned home| 560 | 601 | 560 | 484 | 632 | | | | | Gifts of goods and services...................| 909 | 981 | 928 | 837 | 930 Food........................................| 67 | 60 | 76 | 70 | 55 Housing.....................................| 237 | 264 | 242 | 212 | 245 Housekeeping supplies.....................| 42 | 44 | 41 | 42 | 43 Household textiles........................| 5 | 7 | 5 | 3 | 7 Appliances and miscellaneous housewares...| 19 | 21 | 25 | 14 | 21 Major appliances........................| 3 | 6 | 5/1 | 1 | 5 Small appliances and miscellaneous | | | | | housewares.............................| 16 | 15 | 24 | 12 | 16 Miscellaneous household equipment.........| 65 | 61 | 80 | 53 | 73 Other housing.............................| 105 | 132 | 91 | 99 | 102 Apparel and services........................| 251 | 261 | 231 | 248 | 268 Males, 2 and over.........................| 52 | 52 | 48 | 49 | 58 Females, 2 and over.......................| 96 | 94 | 92 | 91 | 109 Children under 2..........................| 35 | 49 | 33 | 24 | 43 Other apparel products and services.......| 68 | 66 | 57 | 84 | 58 Jewelry and watches.....................| 39 | 5/44 | 36 | 47 | 5/25 All other apparel products and services.| 29 | 5/22 | 21 | 37 | 33 Transportation..............................| 39 | 22 | 39 | 40 | 51 Health care.................................| 16 | 15 | 8 | 16 | 24 Entertainment...............................| 100 | 115 | 100 | 79 | 118 Toys, games, hobbies, and tricycles.......| 43 | 38 | 49 | 37 | 49 Other entertainment.......................| 57 | 77 | 51 | 42 | 69 Education...................................| 89 | 138 | 130 | 62 | 44 All other gifts.............................| 112 | 106 | 103 | 111 | 124 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ No data reported. 4/ Value less than 0.5. 5/ Data are likely to have large sampling errors.