Table 3850. Consumer units with reference person age 65 and over by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 ________________________________________________________________________________________________________________________________ | | | | | | Total | | | | Item | 65 and | Northeast | Midwest | South | West | over | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 21,745 | 4,595 | 5,715 | 7,445 | 3,990 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $23,201 | $25,740 | $22,048 | $20,288 | $27,414 Income after taxes 1/.........................| 21,916 | 24,119 | 20,862 | 19,517 | 25,402 Age of reference person.......................| 74.6 | 74.3 | 74.7 | 74.9 | 74.4 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 1.7 | 1.8 | 1.7 | 1.7 | 1.8 Children under 18...........................| .1 | .1 | (2) | .1 | .1 Persons 65 and over.........................| 1.4 | 1.4 | 1.3 | 1.3 | 1.4 Earners.....................................| .4 | .4 | .4 | .4 | .4 Vehicles....................................| 1.5 | 1.2 | 1.6 | 1.5 | 1.7 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 52 | 53 | 52 | 51 | 52 Female....................................| 48 | 47 | 48 | 49 | 48 | | | | | Housing tenure: | | | | | Homeowner.................................| 80 | 71 | 81 | 84 | 79 With mortgage...........................| 15 | 10 | 12 | 17 | 18 Without mortgage........................| 65 | 61 | 69 | 67 | 61 Renter....................................| 20 | 29 | 19 | 16 | 21 | | | | | Race of reference person: | | | | | Black.....................................| 8 | 8 | 8 | 13 | 3 White and other...........................| 92 | 92 | 92 | 87 | 97 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 19 | 18 | 20 | 21 | 16 High school (9-12)........................| 47 | 52 | 52 | 44 | 40 College...................................| 33 | 30 | 28 | 33 | 43 Never attended and other..................| 1 | (3) | (3) | 2 | 1 | | | | | At least one vehicle owned..................| 80 | 71 | 82 | 83 | 82 | | | | | Average annual expenditures.....................| $24,221 | $24,539 | $22,408 | $23,474 | $27,755 | | | | | Food..........................................| 3,432 | 3,634 | 3,309 | 3,263 | 3,659 Food at home................................| 2,339 | 2,433 | 2,171 | 2,319 | 2,497 Cereals and bakery products...............| 366 | 410 | 342 | 348 | 382 Cereals and cereal products.............| 123 | 133 | 110 | 123 | 131 Bakery products.........................| 243 | 276 | 232 | 224 | 251 Meats, poultry, fish, and eggs............| 593 | 624 | 545 | 605 | 609 Beef....................................| 163 | 161 | 142 | 170 | 180 Pork....................................| 138 | 118 | 152 | 156 | 114 Other meats.............................| 76 | 86 | 76 | 67 | 79 Poultry.................................| 112 | 140 | 91 | 109 | 117 Fish and seafood........................| 72 | 89 | 55 | 69 | 80 Eggs....................................| 32 | 30 | 28 | 34 | 38 | | | | | Dairy products............................| 255 | 257 | 240 | 259 | 265 Fresh milk and cream....................| 108 | 102 | 102 | 118 | 107 Other dairy products....................| 147 | 155 | 138 | 142 | 158 Fruits and vegetables.....................| 445 | 491 | 406 | 416 | 496 Fresh fruits............................| 149 | 170 | 146 | 124 | 169 Fresh vegetables........................| 131 | 147 | 115 | 123 | 149 Processed fruits........................| 96 | 107 | 87 | 95 | 101 Processed vegetables....................| 69 | 67 | 57 | 74 | 77 | | | | | Other food at home........................| 679 | 651 | 639 | 692 | 744 Sugar and other sweets..................| 101 | 107 | 101 | 96 | 101 Fats and oils...........................| 78 | 74 | 73 | 80 | 85 Miscellaneous foods.....................| 277 | 255 | 262 | 285 | 309 Nonalcoholic beverages..................| 183 | 184 | 162 | 194 | 196 Food prepared by consumer unit | | | | | on out-of-town trips...................| 40 | 32 | 40 | 37 | 54 Food away from home.........................| 1,094 | 1,201 | 1,138 | 943 | 1,162 | | | | | Alcoholic beverages...........................| 175 | 229 | 161 | 117 | 231 | | | | | Housing.......................................| 8,014 | 9,000 | 7,084 | 7,288 | 9,542 Shelter.....................................| 4,001 | 4,993 | 3,432 | 3,203 | 5,164 Owned dwellings...........................| 2,601 | 3,117 | 2,175 | 2,197 | 3,374 Mortgage interest and charges...........| 550 | 495 | 327 | 534 | 961 Property taxes..........................| 1,035 | 1,694 | 1,085 | 662 | 902 Maintenance, repairs, insurance, | | | | | other expenses.........................| 1,016 | 928 | 763 | 1,000 | 1,510 Rented dwellings..........................| 1,021 | 1,351 | 907 | 763 | 1,287 Other lodging.............................| 378 | 525 | 350 | 243 | 504 Utilities, fuels, and public services.......| 2,153 | 2,290 | 2,117 | 2,167 | 2,022 Natural gas...............................| 327 | 455 | 440 | 207 | 240 Electricity...............................| 849 | 760 | 777 | 1,005 | 763 Fuel oil and other fuels..................| 138 | 302 | 127 | 86 | 63 Telephone services........................| 548 | 563 | 520 | 557 | 555 Water and other public services...........| 291 | 210 | 252 | 311 | 400 Household operations........................| 473 | 376 | 330 | 526 | 691 Personal services.........................| 117 | 96 | 91 | 111 | 188 Other household expenses..................| 356 | 280 | 239 | 416 | 502 | | | | | Housekeeping supplies.......................| 406 | 395 | 406 | 390 | 440 Laundry and cleaning supplies.............| 94 | 94 | 87 | 97 | 98 Other household products..................| 186 | 172 | 186 | 192 | 192 Postage and stationery....................| 125 | 129 | 133 | 100 | 151 Household furnishings and equipment.........| 981 | 945 | 799 | 1,002 | 1,225 Household textiles........................| 59 | 48 | 53 | 64 | 73 Furniture.................................| 201 | 168 | 180 | 229 | 218 Floor coverings...........................| 97 | 129 | 55 | 111 | 99 Major appliances..........................| 135 | 124 | 104 | 163 | 138 Small appliances, miscellaneous housewares| 67 | 68 | 50 | 64 | 92 Miscellaneous household equipment.........| 422 | 409 | 357 | 370 | 606 | | | | | Apparel and services..........................| 992 | 1,067 | 878 | 983 | 1,084 Men and boys................................| 219 | 224 | 218 | 212 | 227 Men, 16 and over..........................| 196 | 204 | 195 | 193 | 196 Boys, 2 to 15.............................| 23 | 20 | 23 | 19 | 31 Women and girls.............................| 457 | 465 | 417 | 437 | 532 Women, 16 and over........................| 431 | 424 | 401 | 413 | 508 Girls, 2 to 15............................| 25 | 41 | 15 | 24 | 24 Children under 2............................| 22 | 12 | 13 | 36 | 25 Footwear....................................| 173 | 194 | 142 | 198 | 154 Other apparel products and services.........| 121 | 172 | 89 | 100 | 147 | | | | | Transportation................................| 3,900 | 3,490 | 3,612 | 4,091 | 4,428 Vehicle purchases (net outlay)..............| 1,536 | 1,169 | 1,380 | 1,859 | 1,578 Cars and trucks, new......................| 840 | 560 | 741 | 1,093 | 833 Cars and trucks, used.....................| 682 | 575 | 639 | 760 | 722 Other vehicles............................| 4/14 | 4/34 | (5) | 4/6 | 4/23 Gasoline and motor oil......................| 650 | 558 | 649 | 687 | 690 Other vehicle expenses......................| 1,336 | 1,291 | 1,238 | 1,310 | 1,576 Vehicle finance charges...................| 88 | 76 | 83 | 97 | 92 Maintenance and repairs...................| 464 | 361 | 446 | 477 | 582 Vehicle insurance.........................| 536 | 555 | 483 | 519 | 623 Vehicle rental, leases, licenses, | | | | | other charges............................| 248 | 299 | 226 | 217 | 279 Public transportation.......................| 378 | 471 | 345 | 234 | 584 | | | | | Health care...................................| 2,807 | 2,590 | 2,833 | 2,887 | 2,867 Health insurance............................| 1,466 | 1,423 | 1,571 | 1,492 | 1,318 Medical services............................| 598 | 606 | 493 | 513 | 897 Drugs.......................................| 612 | 431 | 647 | 762 | 490 Medical supplies............................| 130 | 130 | 122 | 121 | 162 | | | | | Entertainment.................................| 1,104 | 1,004 | 989 | 1,022 | 1,527 Fees and admissions.........................| 323 | 390 | 272 | 259 | 439 Television, radios, sound equipment.........| 396 | 396 | 354 | 418 | 417 Pets, toys, and playground equipment........| 181 | 138 | 176 | 182 | 229 Other entertainment supplies, equipment, | | | | | and services...............................| 204 | 80 | 187 | 163 | 442 | | | | | Personal care products and services...........| 431 | 420 | 381 | 454 | 475 | | | | | Reading.......................................| 164 | 192 | 167 | 138 | 175 | | | | | Education.....................................| 129 | 195 | 54 | 147 | 124 | | | | | Tobacco products and smoking supplies.........| 150 | 152 | 125 | 160 | 162 | | | | | Miscellaneous.................................| 731 | 753 | 639 | 661 | 959 | | | | | Cash contributions............................| 1,271 | 813 | 1,292 | 1,484 | 1,374 | | | | | Personal insurance and pensions...............| 921 | 1,000 | 884 | 779 | 1,145 Life and other personal insurance...........| 306 | 239 | 307 | 382 | 240 Pensions and Social Security................| 615 | 761 | 577 | 397 | 905 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 23,201 | 25,740 | 22,048 | 20,288 | 27,414 Wages and salaries..........................| 5,186 | 6,664 | 4,766 | 3,694 | 6,930 Self-employment income......................| 748 | 1,458 | 1,024 | 221 | 607 Social Security, private and government | | | | | retirement.................................| 14,907 | 15,691 | 14,233 | 14,450 | 15,809 Interest, dividends, rental income, other | | | | | property income............................| 1,839 | 1,404 | 1,636 | 1,463 | 3,261 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 124 | 170 | 112 | 109 | 120 Public assistance, supplemental security | | | | | income, food stamps........................| 258 | 261 | 183 | 236 | 394 Regular contributions for support...........| 57 | 4/64 | 42 | 41 | 100 Other income................................| 82 | 4/28 | 53 | 74 | 192 | | | | | Personal taxes................................| 1,286 | 1,620 | 1,187 | 771 | 2,012 Federal income taxes........................| 879 | 820 | 853 | 560 | 1,569 State and local income taxes................| 248 | 626 | 170 | 74 | 274 Other taxes.................................| 158 | 175 | 164 | 137 | 169 | | | | | Income after taxes............................| 21,916 | 24,119 | 20,862 | 19,517 | 25,402 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -521 | 796 | -694 | -442 | -1,938 Net change in total assets..................| 773 | 1,014 | 550 | 1,256 | -85 Net change in total liabilities.............| 1,294 | 218 | 1,244 | 1,697 | 1,853 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 468 | 319 | 306 | 234 | 1,307 Mortgage principal paid on owned property...| -380 | -450 | -249 | -354 | -534 Estimated market value of owned home........| 85,549 | 95,407 | 70,843 | 67,341 | 129,242 Estimated monthly rental value of owned home| 580 | 626 | 505 | 513 | 760 | | | | | Gifts of goods and services...................| 928 | 942 | 852 | 888 | 1,092 Food........................................| 39 | 32 | 41 | 37 | 47 Housing.....................................| 205 | 204 | 198 | 210 | 203 Housekeeping supplies.....................| 35 | 31 | 45 | 27 | 38 Household textiles........................| 9 | 7 | 11 | 11 | 6 Appliances and miscellaneous housewares...| 26 | 31 | 18 | 22 | 37 Major appliances........................| 8 | 12 | 4 | 5 | 13 Small appliances and miscellaneous | | | | | housewares.............................| 18 | 19 | 15 | 18 | 24 Miscellaneous household equipment.........| 47 | 42 | 58 | 45 | 41 Other housing.............................| 88 | 93 | 67 | 106 | 81 Apparel and services........................| 222 | 204 | 217 | 243 | 217 Males, 2 and over.........................| 67 | 49 | 78 | 74 | 59 Females, 2 and over.......................| 88 | 82 | 80 | 95 | 94 Children under 2..........................| 20 | 12 | 11 | 32 | 22 Other apparel products and services.......| 48 | 62 | 48 | 43 | 4/41 Jewelry and watches.....................| 22 | 4/37 | 4/19 | 4/10 | 4/28 All other apparel products and services.| 26 | 26 | 29 | 33 | 4/13 Transportation..............................| 84 | 90 | 53 | 70 | 146 Health care.................................| 72 | 95 | 48 | 40 | 139 Entertainment...............................| 91 | 77 | 115 | 75 | 98 Toys, games, hobbies, and tricycles.......| 30 | 4/21 | 46 | 18 | 37 Other entertainment.......................| 61 | 56 | 70 | 57 | 61 Education...................................| 79 | 4/115 | 35 | 95 | 72 All other gifts.............................| 136 | 125 | 144 | 118 | 171 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.