Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 65-74 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 11,926 | 2,630 | 3,156 | 3,931 | 2,208 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $26,679 | $30,266 | $25,710 | $23,012 | $30,412 Income after taxes 1/.........................| 24,952 | 27,929 | 24,111 | 22,021 | 27,900 Age of reference person.......................| 69.4 | 69.5 | 69.4 | 69.5 | 69.2 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 1.9 | 2.0 | 1.8 | 1.9 | 1.9 Children under 18...........................| .1 | .1 | .1 | .1 | .1 Persons 65 and over.........................| 1.4 | 1.4 | 1.3 | 1.4 | 1.3 Earners.....................................| .6 | .6 | .6 | .5 | .5 Vehicles....................................| 1.8 | 1.4 | 1.9 | 1.8 | 1.9 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 59 | 61 | 59 | 59 | 55 Female....................................| 41 | 39 | 41 | 41 | 45 | | | | | Housing tenure: | | | | | Homeowner.................................| 82 | 76 | 84 | 85 | 80 With mortgage...........................| 20 | 14 | 16 | 24 | 24 Without mortgage........................| 62 | 62 | 68 | 62 | 56 Renter....................................| 18 | 24 | 16 | 15 | 20 | | | | | Race of reference person: | | | | | Black.....................................| 10 | 9 | 9 | 15 | 3 White and other...........................| 90 | 91 | 91 | 85 | 97 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 16 | 13 | 16 | 19 | 14 High school (9-12)........................| 47 | 52 | 53 | 44 | 37 College...................................| 36 | 34 | 30 | 35 | 47 Never attended and other..................| 1 | 1 | (2) | 2 | 2 | | | | | At least one vehicle owned..................| 86 | 76 | 89 | 90 | 84 | | | | | Average annual expenditures.....................| $27,764 | $28,944 | $26,473 | $25,890 | $31,466 | | | | | Food..........................................| 4,020 | 4,359 | 4,002 | 3,611 | 4,343 Food at home................................| 2,689 | 2,809 | 2,582 | 2,577 | 2,889 Cereals and bakery products...............| 414 | 469 | 400 | 376 | 439 Cereals and cereal products.............| 137 | 153 | 128 | 127 | 151 Bakery products.........................| 277 | 316 | 272 | 249 | 288 Meats, poultry, fish, and eggs............| 703 | 756 | 679 | 694 | 699 Beef....................................| 195 | 202 | 177 | 199 | 205 Pork....................................| 162 | 146 | 186 | 170 | 132 Other meats.............................| 89 | 96 | 99 | 74 | 92 Poultry.................................| 135 | 171 | 110 | 131 | 140 Fish and seafood........................| 86 | 109 | 72 | 85 | 87 Eggs....................................| 37 | 32 | 35 | 36 | 43 | | | | | Dairy products............................| 288 | 300 | 276 | 283 | 302 Fresh milk and cream....................| 120 | 118 | 116 | 126 | 120 Other dairy products....................| 168 | 182 | 160 | 157 | 182 Fruits and vegetables.....................| 499 | 561 | 450 | 451 | 577 Fresh fruits............................| 165 | 201 | 153 | 132 | 197 Fresh vegetables........................| 147 | 167 | 134 | 135 | 166 Processed fruits........................| 107 | 121 | 97 | 100 | 118 Processed vegetables....................| 79 | 73 | 66 | 84 | 96 | | | | | Other food at home........................| 784 | 723 | 777 | 773 | 872 Sugar and other sweets..................| 115 | 121 | 120 | 105 | 116 Fats and oils...........................| 87 | 76 | 91 | 84 | 96 Miscellaneous foods.....................| 310 | 270 | 311 | 313 | 343 Nonalcoholic beverages..................| 220 | 214 | 203 | 220 | 246 Food prepared by consumer unit | | | | | on out-of-town trips...................| 53 | 43 | 52 | 52 | 70 Food away from home.........................| 1,331 | 1,550 | 1,420 | 1,034 | 1,454 | | | | | Alcoholic beverages...........................| 219 | 322 | 200 | 131 | 281 | | | | | Housing.......................................| 8,885 | 10,191 | 8,022 | 7,799 | 10,496 Shelter.....................................| 4,407 | 5,563 | 3,850 | 3,381 | 5,655 Owned dwellings...........................| 3,027 | 3,682 | 2,603 | 2,414 | 3,944 Mortgage interest and charges...........| 799 | 773 | 458 | 770 | 1,369 Property taxes..........................| 1,145 | 1,859 | 1,256 | 683 | 961 Maintenance, repairs, insurance, | | | | | other expenses.........................| 1,083 | 1,050 | 889 | 962 | 1,614 Rented dwellings..........................| 900 | 1,193 | 734 | 649 | 1,235 Other lodging.............................| 480 | 689 | 512 | 317 | 476 Utilities, fuels, and public services.......| 2,340 | 2,541 | 2,286 | 2,337 | 2,183 Natural gas...............................| 336 | 476 | 438 | 206 | 257 Electricity...............................| 924 | 852 | 851 | 1,085 | 828 Fuel oil and other fuels..................| 150 | 341 | 140 | 82 | 57 Telephone services........................| 623 | 642 | 592 | 632 | 625 Water and other public services...........| 307 | 229 | 265 | 332 | 415 Household operations........................| 405 | 341 | 288 | 427 | 609 Personal services.........................| 59 | 3/27 | 3/40 | 3/42 | 157 Other household expenses..................| 346 | 314 | 248 | 386 | 452 | | | | | Housekeeping supplies.......................| 458 | 465 | 483 | 410 | 492 Laundry and cleaning supplies.............| 108 | 104 | 103 | 111 | 116 Other household products..................| 214 | 209 | 218 | 194 | 241 Postage and stationery....................| 136 | 152 | 162 | 105 | 135 Household furnishings and equipment.........| 1,274 | 1,280 | 1,115 | 1,244 | 1,557 Household textiles........................| 74 | 64 | 69 | 79 | 86 Furniture.................................| 285 | 221 | 253 | 326 | 335 Floor coverings...........................| 123 | 3/231 | 64 | 89 | 153 Major appliances..........................| 156 | 137 | 133 | 182 | 167 Small appliances, miscellaneous housewares| 78 | 80 | 68 | 80 | 88 Miscellaneous household equipment.........| 558 | 546 | 528 | 488 | 730 | | | | | Apparel and services..........................| 1,275 | 1,330 | 1,196 | 1,219 | 1,414 Men and boys................................| 297 | 294 | 296 | 303 | 294 Men, 16 and over..........................| 262 | 264 | 263 | 271 | 247 Boys, 2 to 15.............................| 35 | 29 | 33 | 33 | 47 Women and girls.............................| 559 | 538 | 569 | 468 | 697 Women, 16 and over........................| 521 | 477 | 545 | 430 | 663 Girls, 2 to 15............................| 38 | 61 | 24 | 38 | 33 Children under 2............................| 27 | 12 | 18 | 42 | 32 Footwear....................................| 222 | 212 | 190 | 272 | 199 Other apparel products and services.........| 171 | 274 | 123 | 134 | 192 | | | | | Transportation................................| 4,905 | 4,476 | 4,677 | 5,214 | 5,199 Vehicle purchases (net outlay)..............| 2,054 | 1,594 | 1,867 | 2,531 | 2,021 Cars and trucks, new......................| 1,088 | 660 | 1,050 | 1,467 | 978 Cars and trucks, used.....................| 941 | 874 | 817 | 1,051 | 1,002 Other vehicles............................| 3/25 | 3/59 | (4) | 3/12 | 3/42 Gasoline and motor oil......................| 817 | 692 | 830 | 880 | 833 Other vehicle expenses......................| 1,596 | 1,628 | 1,422 | 1,566 | 1,865 Vehicle finance charges...................| 131 | 116 | 121 | 140 | 145 Maintenance and repairs...................| 548 | 441 | 505 | 582 | 675 Vehicle insurance.........................| 637 | 711 | 559 | 609 | 711 Vehicle rental, leases, licenses, | | | | | other charges............................| 280 | 360 | 237 | 234 | 334 Public transportation.......................| 438 | 561 | 558 | 237 | 479 | | | | | Health care...................................| 2,769 | 2,549 | 2,764 | 2,850 | 2,879 Health insurance............................| 1,463 | 1,476 | 1,528 | 1,492 | 1,300 Medical services............................| 600 | 549 | 501 | 505 | 970 Drugs.......................................| 577 | 397 | 616 | 728 | 452 Medical supplies............................| 130 | 128 | 120 | 125 | 156 | | | | | Entertainment.................................| 1,351 | 1,198 | 1,280 | 1,138 | 2,002 Fees and admissions.........................| 405 | 438 | 398 | 314 | 541 Television, radios, sound equipment.........| 453 | 478 | 412 | 445 | 495 Pets, toys, and playground equipment........| 235 | 195 | 230 | 234 | 286 Other entertainment supplies, equipment, | | | | | and services...............................| 258 | 88 | 241 | 144 | 680 | | | | | Personal care products and services...........| 479 | 477 | 447 | 497 | 497 | | | | | Reading.......................................| 184 | 216 | 190 | 150 | 199 | | | | | Education.....................................| 181 | 292 | 90 | 212 | 123 | | | | | Tobacco products and smoking supplies.........| 205 | 225 | 174 | 208 | 220 | | | | | Miscellaneous.................................| 861 | 863 | 761 | 715 | 1,245 | | | | | Cash contributions............................| 1,108 | 943 | 1,360 | 1,061 | 1,029 | | | | | Personal insurance and pensions...............| 1,321 | 1,503 | 1,311 | 1,084 | 1,541 Life and other personal insurance...........| 376 | 322 | 400 | 438 | 297 Pensions and Social Security................| 945 | 1,181 | 910 | 646 | 1,244 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 26,679 | 30,266 | 25,710 | 23,012 | 30,412 Wages and salaries..........................| 7,896 | 10,546 | 7,914 | 5,633 | 8,956 Self-employment income......................| 833 | 1,181 | 1,310 | 365 | 677 Social Security, private and government | | | | | retirement.................................| 15,484 | 16,242 | 14,382 | 15,206 | 16,529 Interest, dividends, rental income, other | | | | | property income............................| 1,855 | 1,615 | 1,692 | 1,339 | 3,218 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 136 | 203 | 3/67 | 114 | 186 Public assistance, supplemental security | | | | | income, food stamps........................| 273 | 339 | 223 | 179 | 429 Regular contributions for support...........| 78 | 3/93 | 3/47 | 3/55 | 139 Other income................................| 125 | 3/45 | 76 | 122 | 278 | | | | | Personal taxes................................| 1,727 | 2,337 | 1,599 | 991 | 2,512 Federal income taxes........................| 1,161 | 1,087 | 1,162 | 737 | 1,979 State and local income taxes................| 383 | 1,036 | 245 | 98 | 345 Other taxes.................................| 183 | 214 | 192 | 156 | 188 | | | | | Income after taxes............................| 24,952 | 27,929 | 24,111 | 22,021 | 27,900 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| 756 | 3,476 | -1,452 | 1,562 | -762 Net change in total assets..................| 2,734 | 3,792 | 763 | 3,711 | 2,551 Net change in total liabilities.............| 1,978 | 316 | 2,216 | 2,148 | 3,313 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 621 | 355 | 526 | 207 | 1,808 Mortgage principal paid on owned property...| -541 | -617 | -344 | -527 | -756 Estimated market value of owned home........| 92,138 | 102,273 | 80,756 | 70,579 | 134,720 Estimated monthly rental value of owned home| 619 | 685 | 566 | 533 | 770 | | | | | Gifts of goods and services...................| 1,120 | 1,181 | 1,138 | 1,143 | 979 Food........................................| 44 | 30 | 45 | 40 | 62 Housing.....................................| 222 | 225 | 238 | 227 | 182 Housekeeping supplies.....................| 42 | 38 | 59 | 27 | 46 Household textiles........................| 12 | 9 | 15 | 15 | 6 Appliances and miscellaneous housewares...| 30 | 31 | 24 | 29 | 42 Major appliances........................| 8 | 3/4 | 6 | 7 | 3/18 Small appliances and miscellaneous | | | | | housewares.............................| 22 | 27 | 18 | 22 | 24 Miscellaneous household equipment.........| 59 | 55 | 75 | 55 | 48 Other housing.............................| 79 | 93 | 66 | 102 | 39 Apparel and services........................| 304 | 278 | 283 | 356 | 279 Males, 2 and over.........................| 95 | 62 | 99 | 122 | 80 Females, 2 and over.......................| 116 | 120 | 91 | 134 | 120 Children under 2..........................| 23 | 12 | 15 | 35 | 28 Other apparel products and services.......| 70 | 3/85 | 79 | 65 | 3/50 Jewelry and watches.....................| 33 | 3/56 | 3/29 | 3/15 | 3/41 All other apparel products and services.| 37 | 3/30 | 50 | 50 | 3/9 Transportation..............................| 109 | 147 | 86 | 106 | 102 Health care.................................| 33 | 3/30 | 49 | 3/15 | 3/48 Entertainment...............................| 127 | 115 | 164 | 109 | 116 Toys, games, hobbies, and tricycles.......| 41 | 3/33 | 63 | 3/29 | 3/36 Other entertainment.......................| 86 | 82 | 100 | 81 | 80 Education...................................| 112 | 3/181 | 3/63 | 140 | 3/52 All other gifts.............................| 169 | 174 | 210 | 150 | 138 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Data are likely to have large sampling errors. 4/ No data reported.