Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 _______________________________________________________________________________________________________________________________________ | | Complete reporting of income |___________________________________________________________________________________________________ Item | | | | | | | | | | | Total | Less | $5,000 | $10,000 | $15,000 | $20,000 | $30,000 | $40,000 | $50,000 | $70,000 | complete| than | to | to | to | to | to | to | to | and |reporting| $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | | | | Number of consumer units (in | | | | | | | | | | thousands)......................| 19,374 | 855 | 2,114 | 2,057 | 1,595 | 2,923 | 2,499 | 1,968 | 2,745 | 2,618 Income before taxes(1).............| $38,603 | $1,918 | $7,710 | $12,327 | $17,485 | $24,481 | $34,651 | $44,484 | $58,660 |$103,139 Income after taxes(1)..............| 35,416 | 1,873 | 7,352 | 12,055 | 17,057 | 23,265 | 32,125 | 40,480 | 53,564 | 92,453 Age of reference person............| 48.8 | 40.7 | 54.5 | 57.6 | 54.9 | 50.4 | 45.8 | 44.2 | 44.6 | 44.9 Average number in consumer unit: | | | | | | | | | | Persons...........................| 2.5 | 1.7 | 1.6 | 1.9 | 2.2 | 2.2 | 2.6 | 2.8 | 3.0 | 3.2 Children under 18.................| .7 | .4 | .4 | .5 | .5 | .5 | .8 | .8 | .9 | .9 Persons 65 and over...............| .3 | .2 | .5 | .7 | .7 | .5 | .2 | .1 | .1 | .1 Earners...........................| 1.4 | .9 | .5 | .6 | .9 | 1.2 | 1.5 | 1.8 | 2.0 | 2.2 Vehicles..........................| 2.1 | 1.0 | .9 | 1.3 | 1.9 | 2.0 | 2.3 | 2.5 | 2.9 | 3.2 Percent distribution: | | | | | | | | | | Male..............................| 62 | 47 | 30 | 42 | 59 | 63 | 67 | 72 | 78 | 79 Female............................| 38 | 53 | 70 | 58 | 41 | 37 | 33 | 28 | 22 | 21 Percent homeowner.................| 68 | 37 | 38 | 57 | 62 | 62 | 67 | 78 | 88 | 92 With mortgage....................| 39 | 14 | 8 | 14 | 19 | 28 | 41 | 55 | 69 | 72 Without mortgage.................| 28 | 23 | 30 | 43 | 43 | 34 | 27 | 22 | 19 | 20 Renter............................| 32 | 63 | 62 | 43 | 38 | 38 | 33 | 22 | 12 | 8 Black.............................| 9 | 13 | 17 | 15 | 9 | 11 | 7 | 7 | 5 | 4 White and other...................| 91 | 87 | 83 | 85 | 91 | 89 | 93 | 93 | 95 | 96 Elementary (1-8)..................| 7 | 7 | 17 | 13 | 10 | 8 | 5 | 2 | 3 | 1 High school (9-12)................| 43 | 42 | 53 | 54 | 56 | 49 | 41 | 41 | 35 | 20 College...........................| 51 | 51 | 30 | 33 | 34 | 43 | 54 | 57 | 63 | 79 Never attended and other..........| (2)| (3)| (2)| (2)| (3)| (3)| (3)| (3)| (3)| (3) At least one vehicle owned........| 88 | 61 | 64 | 78 | 89 | 92 | 95 | 95 | 96 | 95 Average annual expenditures........| $35,111 | $17,492 | $14,914 | $17,466 | $23,147 | $27,973 | $33,533 | $40,147 | $47,616 | $69,391 Food..............................| 4,747 | 2,555 | 2,374 | 2,869 | 3,719 | 3,994 | 4,594 | 5,587 | 6,073 | 7,835 Food at home.....................| 2,814 | 1,369 | 1,601 | 1,973 | 2,328 | 2,618 | 2,734 | 3,134 | 3,524 | 4,212 Cereals and bakery products.....| 452 | 222 | 250 | 309 | 351 | 439 | 435 | 519 | 548 | 689 Cereals and cereal products....| 158 | 86 | 98 | 118 | 129 | 139 | 157 | 171 | 177 | 253 Bakery products................| 294 | 136 | 152 | 192 | 222 | 300 | 278 | 348 | 371 | 436 Meats, poultry, fish, and eggs..| 656 | 301 | 414 | 551 | 617 | 603 | 608 | 649 | 825 | 943 Beef...........................| 199 | 96 | 109 | 168 | 194 | 163 | 189 | 207 | 283 | 278 Pork...........................| 153 | 66 | 114 | 151 | 151 | 158 | 154 | 141 | 162 | 201 Other meats....................| 100 | 44 | 60 | 81 | 85 | 88 | 85 | 111 | 133 | 150 Poultry........................| 116 | 54 | 71 | 99 | 108 | 98 | 105 | 121 | 157 | 167 Fish and seafood...............| 60 | 27 | 37 | 29 | 53 | 69 | 44 | 39 | 65 | 115 Eggs...........................| 27 | 16 | 22 | 24 | 26 | 27 | 30 | 29 | 26 | 31 Dairy products..................| 324 | 145 | 181 | 218 | 252 | 295 | 331 | 375 | 394 | 496 Fresh milk and cream...........| 137 | 66 | 86 | 104 | 110 | 136 | 148 | 160 | 159 | 181 Other dairy products...........| 187 | 79 | 95 | 114 | 142 | 159 | 183 | 215 | 235 | 315 Fruits and vegetables...........| 446 | 194 | 279 | 309 | 373 | 445 | 428 | 441 | 522 | 698 Fresh fruits...................| 149 | 63 | 84 | 111 | 120 | 161 | 136 | 137 | 173 | 240 Fresh vegetables...............| 125 | 50 | 81 | 85 | 102 | 122 | 117 | 111 | 146 | 207 Processed fruits...............| 99 | 36 | 69 | 62 | 86 | 89 | 103 | 116 | 116 | 146 Processed vegetables...........| 73 | 45 | 45 | 51 | 65 | 72 | 72 | 78 | 86 | 105 Other food at home..............| 936 | 507 | 477 | 585 | 734 | 837 | 932 | 1,150 | 1,236 | 1,387 Sugar and other sweets.........| 121 | 81 | 61 | 75 | 92 | 116 | 124 | 139 | 163 | 167 Fats and oils..................| 77 | 37 | 51 | 57 | 79 | 72 | 74 | 83 | 87 | 108 Miscellaneous foods............| 422 | 249 | 200 | 250 | 322 | 388 | 420 | 503 | 576 | 619 Nonalcoholic beverages.........| 260 | 108 | 152 | 177 | 202 | 231 | 248 | 351 | 331 | 370 Food prepared by consumer unit | | | | | | | | | | on out-of-town tr...........| 57 | 32 | 13 | 26 | 38 | 30 | 66 | 73 | 78 | 123 Food away from home..............| 1,933 | 1,186 | 773 | 896 | 1,391 | 1,375 | 1,860 | 2,453 | 2,549 | 3,623 Alcoholic beverages...............| 340 | 150 | 176 | 162 | 196 | 273 | 299 | 455 | 410 | 652 Housing...........................| 10,343 | 6,109 | 5,136 | 5,983 | 7,483 | 8,463 | 10,017 | 11,474 | 13,471 | 19,173 Shelter..........................| 5,525 | 3,447 | 2,708 | 3,103 | 3,866 | 4,272 | 5,363 | 6,176 | 7,385 | 10,508 Owned dwellings.................| 3,649 | 1,710 | 861 | 1,382 | 1,822 | 2,162 | 3,153 | 4,401 | 5,851 | 8,691 Mortgage interest and charges..| 1,881 | 494 | 202 | 383 | 481 | 865 | 1,668 | 2,512 | 3,353 | 5,038 Property taxes.................| 1,062 | 658 | 321 | 562 | 822 | 760 | 838 | 1,099 | 1,507 | 2,389 Maintenance, repairs, | | | | | | | | | | insurance, other expenses...| 706 | 557 | 337 | 437 | 518 | 537 | 647 | 790 | 991 | 1,263 Rented dwellings................| 1,457 | 1,369 | 1,705 | 1,613 | 1,846 | 1,872 | 1,897 | 1,363 | 982 | 613 Other lodging...................| 419 | 369 | 142 | 108 | 199 | 238 | 313 | 412 | 553 | 1,205 Utilities, fuels, and public | | | | | | | | | | services......................| 2,412 | 1,503 | 1,596 | 1,916 | 2,171 | 2,264 | 2,513 | 2,602 | 2,876 | 3,344 Natural gas.....................| 438 | 265 | 277 | 362 | 390 | 405 | 435 | 484 | 523 | 629 Electricity.....................| 819 | 513 | 544 | 701 | 777 | 789 | 860 | 867 | 971 | 1,058 Fuel oil and other fuels........| 118 | (4)64 | 114 | 80 | 119 | 132 | 129 | 124 | 111 | 143 Telephone services..............| 765 | 524 | 515 | 577 | 651 | 697 | 833 | 792 | 921 | 1,090 Water and other public services.| 273 | 136 | 146 | 197 | 234 | 241 | 257 | 335 | 351 | 424 Household operations.............| 480 | 381 | 135 | 187 | 192 | 339 | 307 | 470 | 690 | 1,300 Personal services...............| 263 | (4)235 | 51 | 90 | 77 | 170 | 123 | 296 | 426 | 738 Other household expenses........| 216 | 146 | 85 | 97 | 114 | 168 | 185 | 174 | 263 | 562 Housekeeping supplies............| 511 | 190 | 275 | 272 | 367 | 478 | 468 | 584 | 719 | 808 Laundry and cleaning supplies...| 127 | 46 | 66 | 84 | 96 | 135 | 119 | 159 | 142 | 198 Other household products........| 231 | 80 | 135 | 116 | 173 | 173 | 186 | 280 | 385 | 360 Postage and stationery..........| 153 | 64 | 75 | 72 | 98 | 170 | 163 | 145 | 192 | 250 Household furnishings and | | | | | | | | | | equipment.....................| 1,416 | 588 | 421 | 505 | 887 | 1,110 | 1,365 | 1,643 | 1,801 | 3,212 Household textiles..............| 79 | 47 | 24 | 38 | 44 | 57 | 90 | 98 | 98 | 164 Furniture.......................| 330 | 156 | 87 | 123 | 240 | 216 | 281 | 400 | 443 | 803 Floor coverings.................| 82 | (4)41 | (4)26 | (4)20 | (4)26 | (4)78 | 81 | 141 | 90 | 162 Major appliances................| 173 | 84 | 65 | 99 | 104 | 135 | 189 | 197 | 212 | 356 Small appliances, miscellaneous | | | | | | | | | | housewares...................| 91 | 30 | 25 | 29 | 90 | 92 | 88 | 56 | 139 | 180 Miscellaneous household | | | | | | | | | | equipment....................| 661 | 229 | 194 | 196 | 384 | 531 | 637 | 751 | 818 | 1,548 Apparel and services..............| 1,832 | 676 | 849 | 789 | 825 | 1,456 | 1,551 | 1,862 | 2,765 | 3,723 Men and boys.....................| 455 | 243 | 165 | 166 | 188 | 356 | 380 | 534 | 625 | 999 Men, 16 and over................| 360 | 194 | 128 | 120 | 152 | 283 | 302 | 410 | 490 | 802 Boys, 2 to 15...................| 95 | 49 | 37 | 45 | 35 | 73 | 77 | 124 | 136 | 197 Women and girls..................| 780 | 165 | 347 | 294 | 324 | 628 | 663 | 748 | 1,319 | 1,556 Women, 16 and over..............| 660 | 139 | 328 | 254 | 246 | 548 | 559 | 544 | 1,104 | 1,348 Girls, 2 to 15..................| 120 | 26 | 20 | 40 | 78 | 80 | 105 | 204 | 215 | 207 Children under 2.................| 81 | (4)27 | 55 | 60 | 33 | 69 | 66 | 79 | 85 | 170 Footwear.........................| 312 | 177 | 219 | 201 | 179 | 255 | 252 | 307 | 453 | 526 Other apparel products and | | | | | | | | | | services......................| 204 | 65 | 62 | 69 | 101 | 148 | 190 | 196 | 282 | 473 Transportation....................| 6,529 | 2,780 | 2,399 | 2,890 | 4,518 | 5,092 | 6,933 | 7,275 | 9,342 | 12,855 Vehicle purchases (net outlay)...| 2,885 |(4)1,047 | 1,125 | 1,191 | 2,057 | 2,195 | 3,354 | 3,085 | 4,079 | 5,663 Cars and trucks, new............| 1,157 | (3)| (4)266 | (4)298 | (4)604 | 485 | 1,278 | 1,170 | 1,621 | 3,405 Cars and trucks, used...........| 1,697 | 1,047 | 859 | 859 | 1,428 | 1,685 | 2,013 | 1,842 | 2,443 | 2,231 Other vehicles..................| 30 | (3)| (3)| (4)33 | (4)25 | (4)26 | (4)62 | (4)72 | (4)14 | (4)27 Gasoline and motor oil...........| 1,115 | 577 | 441 | 586 | 836 | 962 | 1,220 | 1,383 | 1,559 | 1,824 Other vehicle expenses...........| 2,156 | 952 | 692 | 1,017 | 1,443 | 1,736 | 2,118 | 2,522 | 3,185 | 4,184 Vehicle finance charges.........| 303 | 92 | 38 | 81 | 190 | 221 | 360 | 483 | 459 | 569 Maintenance and repairs.........| 698 | 458 | 282 | 375 | 518 | 584 | 688 | 765 | 959 | 1,268 Vehicle insurance...............| 691 | 290 | 253 | 383 | 546 | 632 | 742 | 837 | 940 | 1,151 Vehicle rental, leases, | | | | | | | | | | licenses, other charges......| 463 | 113 | 119 | 179 | 189 | 298 | 329 | 437 | 826 | 1,196 Public transportation............| 373 | 204 | 140 | 97 | 181 | 199 | 241 | 286 | 520 | 1,184 Health care.......................| 1,935 | 876 | 1,216 | 1,859 | 2,170 | 2,045 | 1,910 | 2,056 | 2,060 | 2,441 Health insurance.................| 925 | 389 | 605 | 986 | 1,134 | 991 | 910 | 922 | 950 | 1,100 Medical services.................| 540 | 255 | 259 | 366 | 515 | 485 | 543 | 681 | 657 | 844 Drugs............................| 352 | 186 | 285 | 424 | 428 | 454 | 353 | 310 | 309 | 311 Medical supplies.................| 117 | 45 | 67 | 84 | 94 | 115 | 105 | 142 | 144 | 186 Entertainment.....................| 1,947 | 744 | 606 | 709 | 956 | 1,450 | 1,623 | 2,981 | 2,740 | 4,164 Fees and admissions..............| 475 | 238 | 97 | 131 | 224 | 239 | 375 | 497 | 642 | 1,446 Television, radios, sound | | | | | | | | | | equipment.....................| 559 | 285 | 285 | 296 | 394 | 539 | 597 | 647 | 703 | 944 Pets, toys, and playground | | | | | | | | | | equipment.....................| 355 | 153 | 130 | 202 | 146 | 278 | 324 | 384 | 565 | 673 Other entertainment supplies, | | | | | | | | | | equipment and serv............| 559 | 67 | 94 | 80 | 192 | 395 | 327 | 1,453 | 831 | 1,101 Personal care products and | | | | | | | | | | services.......................| 528 | 229 | 241 | 267 | 344 | 497 | 520 | 662 | 690 | 903 Reading...........................| 178 | 89 | 75 | 94 | 128 | 156 | 187 | 184 | 231 | 341 Education.........................| 508 | 998 | 380 | 197 | 209 | 179 | 409 | 490 | 697 | 1,138 Tobacco products and smoking | | | | | | | | | | supplies.......................| 304 | 176 | 186 | 274 | 287 | 369 | 426 | 310 | 300 | 282 Miscellaneous.....................| 905 | 698 | 514 | 454 | 660 | 988 | 886 | 1,012 | 973 | 1,529 Cash contributions................| 1,169 | 1,024 | 491 | 395 | 580 | 1,020 | 910 | 1,159 | 1,466 | 2,838 Personal insurance and pensions...| 3,846 | 390 | 269 | 524 | 1,072 | 1,989 | 3,267 | 4,638 | 6,398 | 11,517 Life and other personal insurance| 378 | 156 | 73 | 160 | 227 | 334 | 281 | 419 | 519 | 920 Pensions and Social Security.....| 3,468 | 233 | 196 | 364 | 845 | 1,655 | 2,986 | 4,219 | 5,878 | 10,597 Money income before taxes.........| 38,603 | 1,918 | 7,710 | 12,327 | 17,485 | 24,481 | 34,651 | 44,484 | 58,660 | 103,139 Wages and salaries...............| 30,571 | 2,406 | 2,145 | 4,103 | 8,188 | 15,452 | 27,513 | 37,143 | 51,593 | 89,975 Self-employment income(1)........| 1,986 | -1,970 | (4)15 | 145 | 387 | 1,385 | 1,110 | 2,130 | 2,417 | 8,235 Social Security, private and | | | | | | | | | | government retireme...........| 4,502 | 794 | 4,218 | 6,726 | 7,837 | 6,201 | 4,584 | 3,746 | 2,636 | 2,717 Interest, dividends, rental | | | | | | | | | | income, other proper..........| 743 | 78 | 69 | 172 | 354 | 586 | 711 | 858 | 1,385 | 1,636 Unemployment and workers.........| 157 | (4)59 | (4)60 | 97 | 182 | 127 | 178 | 251 | 233 | 165 Public assistance, supplemental | | | | | | | | | | security income,..............| 307 | 327 | 993 | 770 | 294 | 297 | 97 | 131 | (4)37 | (4)20 Regular contributions for support| 201 | 86 | 74 | 132 | (4)94 | 321 | 312 | 168 | 212 | 234 Other income.....................| 136 | 137 | 138 | 183 | 150 | 111 | 147 | 56 | 146 | 157 Personal taxes....................| 3,187 | 45 | 358 | 272 | 428 | 1,216 | 2,526 | 4,004 | 5,096 | 10,686 Federal income taxes.............| 2,303 | -25 | 226 | 124 | 197 | 801 | 1,791 | 2,857 | 3,636 | 8,088 State and local income taxes(1)..| 742 | 3 | 78 | 61 | 135 | 309 | 620 | 976 | 1,261 | 2,302 Other taxes......................| 143 | 67 | 54 | 86 | 96 | 106 | 116 | 171 | 199 | 296 Income after taxes................| 35,416 | 1,873 | 7,352 | 12,055 | 17,057 | 23,265 | 32,125 | 40,480 | 53,564 | 92,453 Net change in total assets and | | | | | | | | | | liabilities....................| -804 | 3,590 | 382 | -376 | -521 | -2,132 | -4,406 | -3,915 | -3,266 | 6,135 Net change in total assets(1)....| 3,887 | 4,419 | 726 | 274 | -115 | 677 | 1,048 | 6,807 | 7,142 | 12,229 Net change in total liabilities..| 4,691 | 829 | 344 | 649 | 405 | 2,808 | 5,454 | 10,722 | 10,408 | 6,094 Other money receipts..............| 525 | 390 | 69 | 305 | 84 | 475 | 651 | 428 | 962 | 928 Mortgage principal paid on owned | | | | | | | | | | property.......................| -1,013 | -582 | -149 | -227 | -334 | -506 | -717 | -1,142 | -1,583 | -3,040 Estimated market value of owned | | | | | | | | | | home...........................| 67,733 | 33,594 | 24,001 | 37,716 | 47,851 | 51,222 | 57,026 | 73,380 | 93,734 | 147,051 Estimated monthly rental value of | | | | | | | | | | owned home.....................| 505 | 236 | 192 | 316 | 360 | 373 | 434 | 561 | 715 | 1,037 Gifts of goods and services.......| 1,109 | 660 | 596 | 438 | 625 | 935 | 960 | 829 | 1,620 | 2,370 Food.............................| 64 | 72 | 23 | 19 | 46 | 49 | 38 | 45 | 110 | 146 Housing..........................| 285 | 154 | 163 | 119 | 205 | 257 | 195 | 219 | 404 | 613 Housekeeping supplies...........| 51 | (4)15 | 36 | 25 | 26 | 56 | 39 | 59 | 55 | 92 Household textiles..............| 8 | (4)2 | 5 | 5 | 5 | 5 | 8 | 12 | 12 | 15 Appliances and miscellaneous | | | | | | | | | | housewares...................| 35 | (4)6 | (4)10 | (4)10 | 28 | 49 | 18 | 24 | 44 | 79 Major appliances...............| 6 | (4)1 | (4)7 | (4)3 | (4)2 | (4)4 | (4)4 | (4)10 | 10 | 12 Small appliances and | | | | | | | | | | miscellaneous housewares....| 29 | (4)5 | (4)3 | (4)7 | (4)26 | 46 | 15 | 14 | 34 | 67 Miscellaneous household | | | | | | | | | | equipment....................| 76 | 21 | 52 | 31 | 41 | 82 | 78 | 66 | 93 | 143 Other housing...................| 114 | 110 | 59 | 48 | 106 | 66 | 52 | 57 | 200 | 283 Apparel and services.............| 286 | 66 | 171 | 140 | 124 | 226 | 298 | 168 | 361 | 645 Males, 2 and over...............| 86 | (4)21 | 48 | 28 | 51 | 64 | 96 | 61 | 101 | 197 Females, 2 and over.............| 100 | (4)3 | 39 | 24 | 47 | 101 | 113 | 43 | 145 | 221 Children under 2................| 38 | (4)17 | (4)32 | 24 | 17 | 22 | 26 | 22 | 33 | 103 Other apparel products and | | | | | | | | | | services.....................| 62 | (4)25 | (4)53 | (4)64 | (4)8 | 38 | 62 | (4)42 | 81 | 124 Jewelry and watches............| 29 | (4)9 | (4)9 | (4)3 | (4)3 | (4)6 | (4)36 | (4)14 | (4)55 | (4)76 All other apparel products and | | | | | | | | | | services....................| 34 | (4)16 | (4)44 | (4)61 | (4)6 | 32 | 26 | (4)28 | 27 | 48 Transportation...................| 57 | 17 | 13 | 6 | 25 | 86 | 37 | 53 | 78 | 133 Health care......................| 27 | (4)10 | (4)44 | (4)22 | (4)29 | 29 | (4)11 | (4)22 | 27 | 37 Entertainment....................| 118 | 23 | 40 | 54 | 55 | 101 | 183 | 125 | 180 | 187 Toys, games, hobbies, and | | | | | | | | | | tricycles....................| 56 | (4)4 | (4)21 | (4)32 | (4)17 | 66 | 62 | 58 | 115 | 60 Other entertainment.............| 62 | 19 | 19 | 22 | 38 | 35 | 121 | 66 | 66 | 127 Education........................| 127 | (4)228 | (4)29 | (4)15 | (4)44 | 36 | (4)34 | (4)60 | 309 | 361 All other gifts..................| 145 | 89 | 113 | 62 | 96 | 152 | 166 | 138 | 150 | 248 ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Value less than 0.5. 3 No data reported. 4 Data are likely to have large sampling errors.