Table 40. Consumer units of five or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 _____________________________________________________________________________________________________________________________ | | Complete reporting of income |_________________________________________________________________________________________ | | | | | | | | | | Total | Less | $10,000 | $15,000 | $20,000 | $30,000 | $40,000 | $50,000 | $70,000 | complete| than | to | to | to | to | to | to | and |reporting| $10,000 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | | | Number of consumer units (in | | | | | | | | | thousands)......................| 8,622 | 595 | 699 | 666 | 1,269 | 1,234 | 972 | 1,566 | 1,619 Income before taxes(1).............| $47,330 | $5,757 | $12,753 | $17,459 | $25,069 | $34,958 | $44,749 | $58,402 |$107,569 Income after taxes(1)..............| 44,218 | 5,860 | 12,935 | 17,532 | 24,403 | 33,432 | 41,963 | 54,459 | 98,025 Age of reference person............| 40.9 | 39.2 | 39.4 | 39.2 | 40.2 | 40.5 | 40.2 | 41.2 | 43.7 Average number in consumer unit: | | | | | | | | | Persons...........................| 5.6 | 5.4 | 5.7 | 5.7 | 5.7 | 5.7 | 5.7 | 5.5 | 5.5 Children under 18.................| 2.9 | 3.2 | 3.2 | 3.3 | 3.0 | 2.9 | 2.9 | 2.7 | 2.6 Persons 65 and over...............| .1 | (2).1 | (2).1 | (2).1 | .2 | .1 | .1 | .1 | .1 Earners...........................| 2.2 | 1.3 | 1.3 | 1.6 | 2.0 | 2.3 | 2.5 | 2.6 | 2.8 Vehicles..........................| 2.5 | 1.3 | 1.3 | 1.8 | 2.1 | 2.4 | 2.8 | 2.9 | 3.4 Percent distribution: | | | | | | | | | Male..............................| 68 | 38 | 44 | 52 | 64 | 72 | 81 | 78 | 80 Female............................| 32 | 62 | 56 | 48 | 36 | 28 | 19 | 22 | 20 Percent homeowner.................| 67 | 34 | 39 | 44 | 50 | 68 | 79 | 80 | 92 With mortgage....................| 53 | 20 | 27 | 25 | 35 | 52 | 65 | 67 | 79 Without mortgage.................| 14 | 14 | 13 | 19 | 15 | 16 | 14 | 14 | 13 Renter............................| 33 | 66 | 61 | 56 | 50 | 32 | 21 | 20 | 8 Black.............................| 17 | 39 | 32 | 25 | 18 | 15 | 14 | 12 | 9 White and other...................| 83 | 61 | 68 | 75 | 82 | 85 | 86 | 88 | 91 Elementary (1-8)..................| 10 | 19 | 15 | 17 | 18 | 12 | 5 | 3 | 2 High school (9-12)................| 47 | 57 | 63 | 58 | 59 | 51 | 49 | 42 | 25 College...........................| 42 | 23 | 20 | 24 | 23 | 36 | 45 | 55 | 73 Never attended and other..........| 1 | 1 | 1 | 1 | (3)| 1 | 1 | (3)| (3) At least one vehicle owned........| 90 | 65 | 72 | 88 | 89 | 93 | 97 | 97 | 97 Average annual expenditures........| $45,158 | $23,985 | $21,186 | $27,172 | $31,726 | $39,178 | $43,267 | $51,530 | $78,549 Food..............................| 7,313 | 5,320 | 4,972 | 5,188 | 5,682 | 6,795 | 7,143 | 7,959 | 10,261 Food at home.....................| 4,979 | 4,192 | 4,146 | 4,134 | 4,285 | 4,821 | 4,696 | 5,350 | 6,090 Cereals and bakery products.....| 789 | 701 | 572 | 575 | 623 | 787 | 781 | 836 | 1,016 Cereals and cereal products....| 325 | 271 | 280 | 270 | 266 | 321 | 306 | 353 | 397 Bakery products................| 464 | 430 | 292 | 305 | 357 | 466 | 475 | 483 | 619 Meats, poultry, fish, and eggs..| 1,352 | 1,191 | 1,382 | 1,321 | 1,281 | 1,253 | 1,172 | 1,450 | 1,517 Beef...........................| 425 | 373 | 434 | 387 | 376 | 397 | 313 | 521 | 475 Pork...........................| 290 | 246 | 354 | 371 | 290 | 270 | 303 | 276 | 278 Other meats....................| 184 | 160 | 149 | 143 | 171 | 175 | 167 | 176 | 240 Poultry........................| 252 | 231 | 261 | 197 | 236 | 247 | 228 | 265 | 286 Fish and seafood...............| 139 | 119 | 119 | 153 | 139 | 95 | 100 | 154 | 182 Eggs...........................| 63 | 62 | 65 | 69 | 69 | 70 | 61 | 59 | 56 Dairy products..................| 578 | 467 | 470 | 372 | 499 | 594 | 571 | 615 | 709 Fresh milk and cream...........| 266 | 233 | 210 | 196 | 271 | 287 | 263 | 276 | 287 Other dairy products...........| 311 | 235 | 259 | 176 | 228 | 306 | 308 | 339 | 422 Fruits and vegetables...........| 768 | 590 | 607 | 721 | 624 | 758 | 697 | 844 | 953 Fresh fruits...................| 246 | 177 | 147 | 233 | 178 | 236 | 237 | 322 | 292 Fresh vegetables...............| 221 | 160 | 197 | 209 | 211 | 224 | 184 | 220 | 270 Processed fruits...............| 164 | 121 | 114 | 156 | 117 | 151 | 160 | 172 | 229 Processed vegetables...........| 138 | 132 | 149 | 124 | 117 | 148 | 115 | 130 | 163 Other food at home..............| 1,492 | 1,242 | 1,114 | 1,145 | 1,257 | 1,428 | 1,476 | 1,605 | 1,894 Sugar and other sweets.........| 192 | 160 | 136 | 164 | 149 | 179 | 183 | 232 | 236 Fats and oils..................| 140 | 149 | 145 | 155 | 114 | 126 | 136 | 162 | 145 Miscellaneous foods............| 695 | 551 | 510 | 476 | 612 | 656 | 667 | 736 | 909 Nonalcoholic beverages.........| 404 | 347 | 306 | 311 | 352 | 421 | 442 | 382 | 493 Food prepared by consumer unit | | | | | | | | | on out-of-town tr...........| 61 | (2)35 | (2)17 | 39 | 30 | 46 | 49 | 92 | 111 Food away from home..............| 2,334 | 1,128 | 827 | 1,054 | 1,397 | 1,974 | 2,447 | 2,609 | 4,171 Alcoholic beverages...............| 294 | 107 | 112 | 95 | 157 | 295 | 271 | 278 | 570 Housing...........................| 13,487 | 8,524 | 7,496 | 8,236 | 10,313 | 11,384 | 13,230 | 14,789 | 22,730 Shelter..........................| 7,313 | 4,515 | 3,975 | 4,357 | 5,549 | 6,030 | 7,366 | 8,093 | 12,576 Owned dwellings.................| 5,035 | 1,516 | 1,157 | 1,518 | 2,625 | 3,794 | 5,547 | 6,192 | 10,858 Mortgage interest and charges..| 3,360 | 953 | 683 | 928 | 1,748 | 2,483 | 3,678 | 4,272 | 7,261 Property taxes.................| 1,019 | 345 | 216 | 369 | 542 | 812 | 991 | 1,238 | 2,220 Maintenance, repairs, | | | | | | | | | insurance, other expenses...| 656 | 218 | 259 | 220 | 335 | 499 | 878 | 682 | 1,378 Rented dwellings................| 1,937 | 2,899 | 2,788 | 2,750 | 2,845 | 2,050 | 1,583 | 1,488 | 733 Other lodging...................| 341 | (2)100 | (2)29 | 89 | 79 | 186 | 236 | 414 | 985 Utilities, fuels, and public | | | | | | | | | services......................| 3,108 | 2,615 | 2,260 | 2,538 | 2,716 | 3,069 | 3,099 | 3,378 | 3,973 Natural gas.....................| 375 | 336 | 259 | 274 | 343 | 356 | 405 | 387 | 493 Electricity.....................| 1,199 | 1,073 | 900 | 1,046 | 1,063 | 1,185 | 1,174 | 1,287 | 1,483 Fuel oil and other fuels........| 133 | 81 | 88 | 75 | 112 | 128 | 120 | 179 | 181 Telephone services..............| 990 | 843 | 749 | 868 | 838 | 1,002 | 947 | 1,065 | 1,262 Water and other public services.| 411 | 283 | 264 | 275 | 361 | 398 | 453 | 460 | 553 Household operations.............| 677 | 235 | 146 | 223 | 318 | 408 | 598 | 708 | 1,755 Personal services...............| 460 | (2)143 | 101 | 169 | 203 | 317 | 454 | 511 | 1,117 Other household expenses........| 217 | 92 | 46 | 54 | 116 | 91 | 145 | 196 | 638 Housekeeping supplies............| 595 | 390 | 338 | 298 | 454 | 567 | 612 | 659 | 861 Laundry and cleaning supplies...| 197 | 143 | 125 | 156 | 185 | 185 | 179 | 228 | 243 Other household products........| 271 | 209 | 133 | 109 | 196 | 269 | 309 | 284 | 395 Postage and stationery..........| 127 | (2)38 | (2)80 | (2)34 | 72 | 113 | 124 | 146 | 223 Household furnishings and | | | | | | | | | equipment.....................| 1,793 | 768 | 777 | 821 | 1,277 | 1,310 | 1,556 | 1,951 | 3,566 Household textiles..............| 84 | 35 | 43 | 47 | 52 | 81 | 64 | 98 | 159 Furniture.......................| 400 | 264 | 151 | 175 | 250 | 360 | 353 | 323 | 902 Floor coverings.................| 115 | (2)19 | (2)1 | (2)13 | (2)438 | (2)21 | (2)37 | (2)45 | 139 Major appliances................| 233 | 178 | 128 | 153 | 196 | 244 | 212 | 269 | 327 Small appliances, miscellaneous | | | | | | | | | housewares...................| 96 | 54 | 32 | 60 | 46 | 61 | 87 | 84 | 213 Miscellaneous household | | | | | | | | | equipment....................| 866 | 218 | 422 | 374 | 294 | 544 | 804 | 1,131 | 1,826 Apparel and services..............| 2,990 | 1,868 | 1,396 | 1,740 | 2,029 | 2,061 | 2,156 | 3,349 | 5,556 Men and boys.....................| 750 | 305 | 427 | 333 | 527 | 447 | 583 | 777 | 1,524 Men, 16 and over................| 460 | (2)111 | 147 | (2)98 | 285 | 251 | 351 | 497 | 1,043 Boys, 2 to 15...................| 290 | 194 | 280 | 235 | 242 | 197 | 232 | 280 | 481 Women and girls..................| 1,091 | 568 | 441 | 463 | 669 | 718 | 843 | 1,347 | 2,066 Women, 16 and over..............| 796 | 391 | 314 | 270 | 482 | 366 | 514 | 1,017 | 1,659 Girls, 2 to 15..................| 294 | 177 | 127 | 192 | 187 | 352 | 330 | 329 | 408 Children under 2.................| 193 | (2)229 | 118 | 165 | 187 | 193 | 168 | 174 | 246 Footwear.........................| 562 | 378 | 276 | 630 | 523 | 409 | 393 | 615 | 844 Other apparel products and | | | | | | | | | services......................| 395 | 388 | (2)135 | 150 | 123 | 294 | 169 | 436 | 876 Transportation....................| 8,530 | 4,242 | 3,305 | 6,539 | 6,108 | 8,586 | 7,792 | 9,780 | 14,236 Vehicle purchases (net outlay)...| 3,800 | 1,978 | 1,141 | 3,815 | 2,852 | 4,332 | 2,760 | 4,292 | 6,097 Cars and trucks, new............| 1,248 | (2)860 | (2)368 | (2)239 | (2)330 |(2)1,682 | (2)783 | 1,257 | 2,846 Cars and trucks, used...........| 2,495 | 1,118 | 773 | 3,515 | 2,506 | 2,651 | 1,951 | 2,920 | 3,116 Other vehicles..................| 56 | (4)| (4)| (2)60 | (2)16 | (4)| (2)26 | (2)115 | (2)135 Gasoline and motor oil...........| 1,538 | 799 | 800 | 1,084 | 1,234 | 1,536 | 1,711 | 1,825 | 2,174 Other vehicle expenses...........| 2,795 | 1,291 | 1,147 | 1,483 | 1,769 | 2,477 | 2,947 | 3,270 | 5,057 Vehicle finance charges.........| 445 | 178 | 145 | 170 | 294 | 462 | 555 | 608 | 669 Maintenance and repairs.........| 885 | 438 | 454 | 616 | 579 | 820 | 903 | 893 | 1,589 Vehicle insurance...............| 933 | 389 | 387 | 525 | 608 | 895 | 969 | 1,137 | 1,600 Vehicle rental, leases, | | | | | | | | | licenses, other charges......| 532 | 286 | 161 | 172 | 288 | 300 | 520 | 633 | 1,198 Public transportation............| 397 | 174 | 217 | 158 | 252 | 241 | 373 | 393 | 907 Health care.......................| 1,896 | 986 | 832 | 1,174 | 1,466 | 1,791 | 2,089 | 2,245 | 2,919 Health insurance.................| 819 | 431 | 298 | 311 | 668 | 850 | 1,025 | 955 | 1,236 Medical services.................| 685 | 387 | 274 | 615 | 440 | 580 | 672 | 873 | 1,101 Drugs............................| 265 | 121 | 176 | 193 | 286 | 256 | 278 | 257 | 357 Medical supplies.................| 126 | (2)47 | 85 | 55 | 72 | 105 | 115 | 160 | 225 Entertainment.....................| 2,197 | 982 | 996 | 949 | 1,197 | 1,879 | 2,062 | 2,632 | 4,208 Fees and admissions..............| 553 | 141 | 92 | 125 | 228 | 323 | 503 | 684 | 1,413 Television, radios, sound | | | | | | | | | equipment.....................| 725 | 436 | 581 | 439 | 523 | 661 | 833 | 829 | 1,070 Pets, toys, and playground | | | | | | | | | equipment.....................| 427 | 275 | 205 | 190 | 244 | 425 | 399 | 568 | 639 Other entertainment supplies, | | | | | | | | | equipment and serv............| 492 | 130 | 118 | 195 | 202 | 471 | 327 | 551 | 1,086 Personal care products and | | | | | | | | | services.......................| 719 | 384 | 320 | 423 | 541 | 628 | 712 | 871 | 1,126 Reading...........................| 141 | 66 | 47 | 66 | 85 | 106 | 142 | 177 | 275 Education.........................| 738 | 297 | 237 | 434 | 428 | 605 | 654 | 1,023 | 1,339 Tobacco products and smoking | | | | | | | | | supplies.......................| 352 | 288 | 311 | 369 | 326 | 426 | 404 | 351 | 319 Miscellaneous.....................| 939 | 285 | 271 | 518 | 798 | 786 | 964 | 1,267 | 1,526 Cash contributions................| 859 | (2)128 | (2)92 | 102 | 499 | 669 | 998 | 1,008 | 1,971 Personal insurance and pensions...| 4,705 | 507 | 798 | 1,336 | 2,095 | 3,165 | 4,650 | 5,803 | 11,513 Life and other personal insurance| 464 | 194 | 169 | 226 | 283 | 377 | 433 | 508 | 974 Pensions and Social Security.....| 4,241 | 313 | 629 | 1,109 | 1,812 | 2,788 | 4,217 | 5,295 | 10,539 Money income before taxes.........| 47,330 | 5,757 | 12,753 | 17,459 | 25,069 | 34,958 | 44,749 | 58,402 | 107,569 Wages and salaries...............| 40,084 | 2,210 | 6,468 | 12,098 | 19,398 | 30,140 | 38,648 | 53,002 | 92,212 Self-employment income(1)........| 3,346 | (2)-223 | 662 | 860 | 1,078 | 1,578 | 2,940 | 2,999 | 10,544 Social Security, private and | | | | | | | | | government retireme...........| 1,490 | 909 | 1,494 | 1,035 | 1,655 | 1,571 | 1,513 | 1,046 | 2,114 Interest, dividends, rental | | | | | | | | | income, other proper..........| 333 | (2)-3 | (2)0 | (2)11 | 120 | 107 | 206 | 321 | 1,159 Unemployment and workers.........| 298 | (2)91 | 166 | 262 | 407 | 349 | 400 | 209 | 345 Public assistance, supplemental | | | | | | | | | security income,..............| 1,167 | 2,406 | 3,475 | 2,756 | 1,921 | 677 | 520 | 291 | 78 Regular contributions for support| 375 | (2)140 | 319 | 250 | 224 | 265 | 360 | 387 | 738 Other income.....................| 238 | (2)227 | (2)170 | 187 | 266 | 271 | 161 | 148 | 378 Personal taxes....................| 3,111 | -102 | -182 | -73 | 666 | 1,526 | 2,786 | 3,943 | 9,544 Federal income taxes.............| 2,277 | -150 | -250 | -187 | 376 | 1,016 | 1,983 | 2,868 | 7,334 State and local income taxes(1)..| 695 | 5 | 36 | 76 | 252 | 434 | 707 | 927 | 1,801 Other taxes......................| 139 | (2)43 | 31 | 37 | 38 | 77 | 96 | 148 | 409 Income after taxes................| 44,218 | 5,860 | 12,935 | 17,532 | 24,403 | 33,432 | 41,963 | 54,459 | 98,025 Net change in total assets and | | | | | | | | | liabilities....................| -2,011 | -653 | -540 | -4,242 | 121 | -7,516 | -3,696 | -2,233 | 1,527 Net change in total assets(1)....| 3,742 | -413 | 1,736 | -1,072 | 1,338 | 4,307 | 5,135 | 3,180 | 9,281 Net change in total liabilities..| 5,753 | 240 | 2,275 | 3,170 | 1,217 | 11,822 | 8,830 | 5,413 | 7,754 Other money receipts..............| 274 | (2)138 | (2)266 | (2)97 | 77 | 204 | 455 | 243 | 530 Mortgage principal paid on owned | | | | | | | | | property.......................| -1,443 | -434 | -360 | -323 | -649 | -967 | -1,325 | -1,901 | -3,356 Estimated market value of owned | | | | | | | | | home...........................| 82,540 | 41,448 | 22,722 | 30,407 | 45,059 | 63,533 | 82,653 | 98,211 | 173,593 Estimated monthly rental value of | | | | | | | | | owned home.....................| 578 | 205 | 191 | 238 | 330 | 478 | 611 | 713 | 1,142 Gifts of goods and services.......| 945 | 670 | 282 | 330 | 417 | 616 | 644 | 927 | 2,235 Food.............................| 64 | (2)13 | (2)20 | (2)22 | 7 | 46 | 30 | 104 | 145 Housing..........................| 210 | 193 | 114 | 118 | 96 | 145 | 160 | 190 | 462 Housekeeping supplies...........| 29 | (2)6 | (2)0 | (2)6 | (2)10 | 17 | 54 | 34 | 54 Household textiles..............| 6 | (2)3 | (2)2 | (2)2 | 6 | 5 | (2)3 | 6 | 15 Appliances and miscellaneous | | | | | | | | | housewares...................| 23 | (2)17 | (2)4 | (2)3 | (2)5 | (2)19 | (2)5 | (2)7 | 75 Major appliances...............| 4 | (2)2 | (2)4 | (2)3 | (2)1 | (2)9 | (2)0 | (2)1 | 10 Small appliances and | | | | | | | | | miscellaneous housewares....| 19 | (2)14 | (2)0 | (2)1 | (2)4 | (2)10 | (2)5 | (2)6 | 64 Miscellaneous household | | | | | | | | | equipment....................| 39 | (2)14 | (2)6 | 15 | 21 | 20 | 42 | 76 | 62 Other housing...................| 113 | 154 | 102 | 92 | 54 | 84 | 56 | 67 | 257 Apparel and services.............| 350 | 381 | (2)14 | 107 | 221 | 179 | 130 | 217 | 929 Males, 2 and over...............| 83 | (2)3 | (2)1 | (2)33 | 76 | 49 | 27 | 45 | 225 Females, 2 and over.............| 102 | (2)223 | (2)3 | (2)41 | 61 | 39 | 38 | 92 | 227 Children under 2................| 75 | (2)83 | (2)9 | (2)32 | 54 | 67 | 47 | 56 | 154 Other apparel products and | | | | | | | | | services.....................| 91 | (2)72 | (4)| (2)0 | (2)30 | (2)24 | (2)18 | (2)24 | 323 Jewelry and watches............| 68 | (2)72 | (4)| (2)0 | (2)13 | (2)21 | (2)18 | (2)7 | (2)247 All other apparel products and | | | | | | | | | services....................| 23 | (4)| (4)| (2)0 | (2)17 | (2)3 | (4)| (2)17 | (2)75 Transportation...................| 59 | (2)4 | (2)33 | 4 | 2 | 29 | 17 | 50 | 215 Health care......................| 16 | (4)| (2)8 | (4)| (2)14 | (2)16 | (2)4 | (2)38 | (2)20 Entertainment....................| 95 | (2)20 | (2)56 | (2)22 | (2)25 | 92 | 103 | 126 | 179 Toys, games, hobbies, and | | | | | | | | | tricycles....................| 48 | (2)1 | (2)43 | (5)| (2)15 | (2)41 | (2)64 | (2)66 | (2)78 Other entertainment.............| 47 | (2)18 | (2)13 | (2)22 | 9 | 51 | 38 | 60 | 101 Education........................| 68 | (2)44 | (2)23 | (2)29 | (2)6 | (2)49 | (2)129 | (2)66 | 137 All other gifts..................| 82 | (2)15 | 15 | 27 | 46 | 59 | 71 | 136 | 148 ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Data are likely to have large sampling errors. 3 Value less than 0.5. 4 No data reported. 5 Value less than 0.05.