Table 35. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 _______________________________________________________________________________________________________________________________________ | | Complete reporting of income |___________________________________________________________________________________________________ Item | | | | | | | | | | | Total | Less | $5,000 | $10,000 | $15,000 | $20,000 | $30,000 | $40,000 | $50,000 | $70,000 | complete| than | to | to | to | to | to | to | to | and |reporting| $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | | | | Number of consumer units (in | | | | | | | | | | thousands)......................| 24,147 | 2,625 | 5,689 | 4,035 | 2,294 | 3,537 | 2,631 | 1,455 | 1,223 | 656 Income before taxes(1).............| $21,436 | $2,239 | $7,637 | $12,212 | $17,170 | $24,185 | $33,688 | $43,906 | $56,749 |$109,958 Income after taxes(1)..............| 19,515 | 2,189 | 7,490 | 11,926 | 16,363 | 22,435 | 30,189 | 38,378 | 48,825 | 95,804 Age of reference person............| 50.4 | 37.9 | 58.8 | 58.8 | 51.3 | 46.6 | 43.1 | 44.1 | 44.5 | 46.4 Average number in consumer unit: | | | | | | | | | | Persons...........................| 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 Children under 18.................| n.a.| n.a.| n.a.| n.a.| n.a.| n.a.| n.a.| n.a.| n.a.| n.a. Persons 65 and over...............| .3 | .2 | .6 | .5 | .4 | .2 | .1 | .1 | .1 | .1 Earners...........................| .6 | .7 | .3 | .4 | .6 | .8 | .9 | .9 | 1.0 | .9 Vehicles..........................| 1.0 | .6 | .7 | .9 | 1.2 | 1.2 | 1.4 | 1.5 | 1.4 | 1.4 Percent distribution: | | | | | | | | | | Male..............................| 43 | 45 | 31 | 31 | 40 | 47 | 54 | 61 | 65 | 64 Female............................| 57 | 55 | 69 | 69 | 60 | 53 | 46 | 39 | 35 | 36 Percent homeowner.................| 45 | 22 | 38 | 53 | 49 | 44 | 46 | 59 | 68 | 66 With mortgage....................| 19 | 5 | 6 | 11 | 16 | 21 | 32 | 43 | 57 | 53 Without mortgage.................| 26 | 16 | 32 | 42 | 33 | 23 | 14 | 16 | 11 | 12 Renter............................| 55 | 78 | 62 | 47 | 51 | 56 | 54 | 41 | 32 | 34 Black.............................| 10 | 13 | 14 | 9 | 7 | 9 | 11 | 9 | 6 | 5 White and other...................| 90 | 87 | 86 | 91 | 93 | 91 | 89 | 91 | 94 | 95 Elementary (1-8)..................| 9 | 8 | 22 | 12 | 6 | 2 | 1 | 2 | (2)| (2) High school (9-12)................| 35 | 34 | 42 | 45 | 44 | 32 | 25 | 19 | 14 | 9 College...........................| 55 | 57 | 34 | 43 | 50 | 65 | 73 | 80 | 85 | 91 Never attended and other..........| (2)| 1 | 1 | (2)| (3)| (3)| (3)| (3)| (3)| (3) At least one vehicle owned........| 73 | 51 | 55 | 74 | 82 | 85 | 89 | 87 | 85 | 86 Average annual expenditures........| $21,533 | $11,377 | $12,408 | $15,911 | $21,064 | $23,667 | $29,336 | $34,396 | $42,610 | $63,645 Food..............................| 2,711 | 1,720 | 1,899 | 2,227 | 2,658 | 2,841 | 3,350 | 3,490 | 4,455 | 7,146 Food at home.....................| 1,465 | 866 | 1,348 | 1,433 | 1,640 | 1,483 | 1,652 | 1,585 | 1,726 | 2,287 Cereals and bakery products.....| 224 | 136 | 202 | 220 | 260 | 251 | 228 | 250 | 258 | 267 Cereals and cereal products....| 76 | 56 | 70 | 79 | 84 | 76 | 74 | 84 | 86 | 97 Bakery products................| 148 | 80 | 132 | 141 | 175 | 175 | 154 | 166 | 172 | 170 Meats, poultry, fish, and eggs..| 337 | 227 | 324 | 349 | 350 | 320 | 351 | 317 | 378 | 678 Beef...........................| 91 | 67 | 86 | 101 | 97 | 81 | 88 | 96 | 100 | 172 Pork...........................| 75 | 45 | 77 | 81 | 70 | 72 | 73 | 43 | 66 | 256 Other meats....................| 46 | 30 | 47 | 47 | 48 | 47 | 47 | 47 | 48 | 55 Poultry........................| 66 | 48 | 59 | 75 | 75 | 60 | 69 | 67 | 80 | 77 Fish and seafood...............| 42 | 24 | 36 | 27 | 39 | 42 | 58 | 50 | 71 | 106 Eggs...........................| 17 | 13 | 19 | 19 | 21 | 18 | 16 | 14 | 14 | 12 Dairy products..................| 164 | 92 | 148 | 163 | 198 | 169 | 177 | 191 | 169 | 249 Fresh milk and cream...........| 65 | 42 | 64 | 72 | 78 | 65 | 64 | 64 | 58 | 66 Other dairy products...........| 99 | 50 | 83 | 91 | 120 | 105 | 113 | 128 | 110 | 183 Fruits and vegetables...........| 265 | 145 | 251 | 262 | 303 | 270 | 298 | 293 | 312 | 336 Fresh fruits...................| 89 | 51 | 75 | 86 | 98 | 101 | 103 | 106 | 123 | 105 Fresh vegetables...............| 77 | 41 | 81 | 76 | 93 | 70 | 85 | 83 | 77 | 116 Processed fruits...............| 60 | 29 | 58 | 58 | 70 | 58 | 72 | 67 | 72 | 80 Processed vegetables...........| 38 | 25 | 38 | 42 | 42 | 40 | 38 | 37 | 40 | 36 Other food at home..............| 476 | 266 | 423 | 439 | 530 | 473 | 599 | 534 | 609 | 757 Sugar and other sweets.........| 58 | 34 | 59 | 53 | 59 | 55 | 71 | 54 | 84 | 87 Fats and oils..................| 42 | 25 | 51 | 41 | 45 | 39 | 47 | 40 | 40 | 23 Miscellaneous foods............| 209 | 115 | 170 | 195 | 257 | 209 | 285 | 229 | 251 | 304 Nonalcoholic beverages.........| 137 | 72 | 126 | 132 | 142 | 146 | 160 | 156 | 169 | 190 Food prepared by consumer unit | | | | | | | | | | on out-of-town tr...........| 30 | 20 | 17 | 18 | 26 | 24 | 34 | 55 | 64 | 153 Food away from home..............| 1,246 | 855 | 551 | 794 | 1,017 | 1,358 | 1,699 | 1,905 | 2,729 | 4,859 Alcoholic beverages...............| 272 | 198 | 127 | 127 | 192 | 318 | 450 | 473 | 450 | 1,070 Housing...........................| 7,443 | 4,044 | 4,667 | 6,093 | 7,500 | 7,865 | 9,661 | 11,034 | 14,029 | 21,419 Shelter..........................| 4,566 | 2,427 | 2,614 | 3,556 | 4,459 | 4,880 | 6,151 | 7,330 | 8,943 | 14,292 Owned dwellings.................| 1,961 | 515 | 770 | 1,478 | 1,685 | 1,763 | 2,540 | 3,985 | 6,007 | 8,739 Mortgage interest and charges..| 892 | 148 | 161 | 371 | 534 | 794 | 1,387 | 2,290 | 3,417 | 5,407 Property taxes.................| 538 | 213 | 298 | 488 | 645 | 485 | 553 | 890 | 1,396 | 1,688 Maintenance, repairs, | | | | | | | | | | insurance, other expenses...| 532 | 154 | 311 | 619 | 506 | 484 | 600 | 805 | 1,194 | 1,644 Rented dwellings................| 2,370 | 1,656 | 1,723 | 1,929 | 2,601 | 2,937 | 3,405 | 2,969 | 2,383 | 4,194 Other lodging...................| 234 | 256 | 120 | 148 | 173 | 180 | 206 | 376 | 553 | 1,360 Utilities, fuels, and public | | | | | | | | | | services......................| 1,541 | 909 | 1,285 | 1,489 | 1,662 | 1,605 | 1,801 | 1,988 | 2,253 | 2,468 Natural gas.....................| 192 | 90 | 165 | 189 | 208 | 186 | 218 | 303 | 284 | 294 Electricity.....................| 551 | 325 | 476 | 586 | 603 | 578 | 625 | 615 | 725 | 810 Fuel oil and other fuels........| 70 | 33 | 92 | 65 | 73 | 68 | 55 | 60 | 84 | (4)100 Telephone services..............| 569 | 383 | 423 | 485 | 586 | 609 | 732 | 811 | 926 | 978 Water and other public services.| 159 | 78 | 130 | 164 | 192 | 163 | 171 | 200 | 234 | 286 Household operations.............| 268 | 127 | 165 | 254 | 252 | 287 | 299 | 268 | 480 | 1,240 Personal services...............| 57 | (4)54 | 39 | 52 | (4)26 | 88 | (4)74 | (4)25 | (4)34 | (4)248 Other household expenses........| 211 | 73 | 126 | 202 | 226 | 199 | 225 | 243 | 446 | 992 Housekeeping supplies............| 247 | 145 | 197 | 239 | 294 | 254 | 287 | 270 | 322 | 438 Laundry and cleaning supplies...| 57 | 25 | 49 | 63 | 65 | 66 | 63 | 78 | 55 | 48 Other household products........| 103 | 61 | 84 | 96 | 126 | 90 | 125 | 123 | 157 | 180 Postage and stationery..........| 87 | 59 | 65 | 80 | 104 | 98 | 99 | 69 | 110 | 210 Household furnishings and | | | | | | | | | | equipment.....................| 821 | 437 | 406 | 555 | 832 | 839 | 1,123 | 1,177 | 2,030 | 2,980 Household textiles..............| 50 | 29 | 22 | 34 | 78 | 61 | 57 | 59 | 89 | 196 Furniture.......................| 219 | 107 | 85 | 111 | 200 | 201 | 297 | 320 | 753 | 1,144 Floor coverings.................| 29 | (4)7 | (4)7 | 23 | (4)28 | (4)10 | 64 | (4)54 | (4)129 | (4)38 Major appliances................| 81 | 24 | 51 | 75 | 99 | 84 | 120 | 119 | 182 | 103 Small appliances, miscellaneous | | | | | | | | | | housewares...................| 57 | 36 | 28 | 57 | 64 | 61 | 94 | 45 | 66 | 169 Miscellaneous household | | | | | | | | | | equipment....................| 385 | 234 | 212 | 254 | 364 | 422 | 492 | 580 | 811 | 1,331 Apparel and services..............| 959 | 567 | 586 | 678 | 1,035 | 1,006 | 1,315 | 1,354 | 2,151 | 1,827 Men and boys.....................| 205 | 120 | 86 | 149 | 153 | 207 | 330 | 300 | 672 | 420 Men, 16 and over................| 193 | 113 | 79 | 138 | 143 | 190 | 315 | 286 | 646 | 405 Boys, 2 to 15...................| 12 | 8 | 7 | 11 | 9 | 17 | 15 | 14 | 26 | (4)15 Women and girls..................| 432 | 210 | 312 | 278 | 529 | 508 | 496 | 721 | 738 | 766 Women, 16 and over..............| 417 | 202 | 305 | 270 | 509 | 483 | 475 | 716 | 723 | 702 Girls, 2 to 15..................| 15 | (4)7 | 7 | 8 | 20 | 25 | 21 | (4)6 | (4)14 | (4)64 Children under 2.................| 13 | (4)7 | 8 | 12 | 24 | 9 | 20 | (4)17 | (4)12 | (4)34 Footwear.........................| 165 | 147 | 128 | 144 | 151 | 162 | 271 | 160 | 231 | (4)160 Other apparel products and | | | | | | | | | | services......................| 144 | 83 | 51 | 96 | 177 | 121 | 198 | 156 | 498 | 448 Transportation....................| 3,326 | 1,522 | 1,611 | 2,072 | 3,262 | 3,992 | 5,324 | 6,326 | 6,694 | 8,782 Vehicle purchases (net outlay)...| 1,258 | 452 | 515 | 590 | 1,124 | 1,484 | 2,305 | 2,830 | 2,859 |(4)3,614 Cars and trucks, new............| 598 | (4)198 | (4)116 | (4)294 | (4)396 | 561 | 1,348 | 1,508 | 1,444 |(4)2,563 Cars and trucks, used...........| 635 | 254 | 398 | 276 | 729 | 895 | 851 | 1,255 | 1,415 |(4)1,001 Other vehicles..................| 24 | (3)| (3)| (4)19 | (3)| (4)28 | (4)106 | (4)68 | (3)| (4)51 Gasoline and motor oil...........| 589 | 399 | 338 | 472 | 631 | 722 | 838 | 875 | 990 | 998 Other vehicle expenses...........| 1,196 | 530 | 546 | 841 | 1,257 | 1,539 | 1,839 | 2,184 | 2,245 | 2,831 Vehicle finance charges.........| 107 | 34 | 30 | 48 | 79 | 171 | 232 | 235 | 172 | 265 Maintenance and repairs.........| 413 | 222 | 213 | 341 | 486 | 528 | 569 | 656 | 635 | 875 Vehicle insurance...............| 415 | 168 | 191 | 326 | 499 | 535 | 677 | 724 | 662 | 743 Vehicle rental, leases, | | | | | | | | | | licenses, other charges......| 261 | 105 | 113 | 127 | 193 | 306 | 362 | 570 | 776 | 949 Public transportation............| 284 | 141 | 212 | 169 | 249 | 247 | 342 | 437 | 601 | 1,338 Health care.......................| 1,262 | 542 | 1,130 | 1,529 | 1,423 | 1,255 | 1,342 | 1,207 | 1,471 | 2,492 Health insurance.................| 563 | 219 | 546 | 744 | 636 | 518 | 537 | 519 | 805 | 725 Medical services.................| 379 | 160 | 220 | 386 | 469 | 439 | 497 | 414 | 448 | 1,272 Drugs............................| 247 | 128 | 308 | 310 | 257 | 227 | 231 | 171 | 139 | 290 Medical supplies.................| 73 | 36 | 57 | 90 | 60 | 71 | 77 | 103 | 80 | 205 Entertainment.....................| 1,047 | 619 | 538 | 711 | 935 | 1,187 | 1,591 | 1,824 | 1,929 | 3,134 Fees and admissions..............| 298 | 197 | 117 | 161 | 232 | 310 | 456 | 592 | 654 | 1,337 Television, radios, sound | | | | | | | | | | equipment.....................| 407 | 258 | 262 | 304 | 455 | 482 | 572 | 547 | 668 | 821 Pets, toys, and playground | | | | | | | | | | equipment.....................| 178 | 117 | 99 | 159 | 144 | 193 | 254 | 208 | 407 | 394 Other entertainment supplies, | | | | | | | | | | equipment and serv............| 164 | 48 | 61 | 87 | 104 | 202 | 309 | 477 | 200 | 582 Personal care products and | | | | | | | | | | services.......................| 315 | 160 | 191 | 294 | 324 | 405 | 437 | 434 | 442 | 481 Reading...........................| 126 | 69 | 68 | 103 | 118 | 148 | 177 | 193 | 239 | 343 Education.........................| 423 | 964 | 416 | 389 | 291 | 261 | 408 | 270 | 373 | 338 Tobacco products and smoking | | | | | | | | | | supplies.......................| 173 | 150 | 128 | 158 | 237 | 198 | 227 | 122 | 237 | 170 Miscellaneous.....................| 718 | 250 | 434 | 519 | 952 | 740 | 943 | 1,192 | 1,240 | 2,294 Cash contributions................| 901 | 393 | 372 | 481 | 1,155 | 1,455 | 862 | 1,227 | 1,745 | 4,080 Personal insurance and pensions...| 1,857 | 178 | 240 | 529 | 983 | 1,997 | 3,249 | 5,248 | 7,154 | 10,069 Life and other personal insurance| 159 | 50 | 89 | 153 | 99 | 169 | 198 | 213 | 491 | 475 Pensions and Social Security.....| 1,698 | 127 | 151 | 376 | 884 | 1,828 | 3,051 | 5,035 | 6,663 | 9,593 Money income before taxes.........| 21,436 | 2,239 | 7,637 | 12,212 | 17,170 | 24,185 | 33,688 | 43,906 | 56,749 | 109,958 Wages and salaries...............| 14,649 | 1,466 | 1,673 | 4,204 | 9,269 | 17,368 | 26,877 | 36,774 | 48,731 | 86,702 Self-employment income(1)........| 918 | -400 | 67 | 170 | 288 | 847 | 1,523 | 2,264 | 3,450 | 10,621 Social Security, private and | | | | | | | | | | government retireme...........| 4,313 | 632 | 4,793 | 6,791 | 6,129 | 4,229 | 3,318 | 2,594 | 2,199 | 5,470 Interest, dividends, rental | | | | | | | | | | income, other proper..........| 751 | 22 | 87 | 270 | 612 | 864 | 1,261 | 1,779 | 1,781 | 6,016 Unemployment and workers.........| 143 | 42 | 115 | 174 | 135 | 248 | 124 | (4)59 | (4)61 | (4)485 Public assistance, supplemental | | | | | | | | | | security income,..............| 187 | 170 | 549 | 111 | (4)102 | (4)45 | (4)9 | (3)| (4)61 | (3) Regular contributions for support| 256 | 151 | 186 | 235 | 281 | 316 | 326 | (4)321 | (4)357 | (4)385 Other income.....................| 220 | 157 | 167 | 258 | 355 | 267 | 251 | 114 | 109 | 278 Personal taxes....................| 1,921 | 51 | 146 | 286 | 807 | 1,750 | 3,499 | 5,528 | 7,924 | 14,154 Federal income taxes.............| 1,478 | 19 | 100 | 188 | 592 | 1,324 | 2,710 | 4,173 | 6,334 | 11,167 State and local income taxes(1)..| 379 | 8 | 22 | 35 | 143 | 355 | 703 | 1,161 | 1,504 | 2,892 Other taxes......................| 64 | 24 | 24 | 64 | 73 | 71 | 86 | 195 | 87 | 95 Income after taxes................| 19,515 | 2,189 | 7,490 | 11,926 | 16,363 | 22,435 | 30,189 | 38,378 | 48,825 | 95,804 Net change in total assets and | | | | | | | | | | liabilities....................| -1,438 | 799 | -1,363 | -5 | -729 | -2,612 | -5,608 | -172 | -323 | -4,162 Net change in total assets(1)....| 1,328 | 405 | -267 | 471 | 760 | 1,911 | -589 | 7,848 | 9,787 | 406 Net change in total liabilities..| 2,765 | -394 | 1,096 | 476 | 1,489 | 4,523 | 5,018 | 8,020 | 10,110 | 4,569 Other money receipts..............| 328 | 351 | 133 | 240 | 184 | 308 | 416 | 401 | 424 |(4)2,383 Mortgage principal paid on owned | | | | | | | | | | property.......................| -448 | -86 | -109 | -206 | -274 | -291 | -584 | -995 | -1,428 | -4,200 Estimated market value of owned | | | | | | | | | | home...........................| 42,603 | 16,725 | 26,511 | 42,326 | 42,882 | 37,576 | 44,731 | 63,617 | 100,164 | 151,096 Estimated monthly rental value of | | | | | | | | | | owned home.....................| 316 | 130 | 199 | 325 | 323 | 304 | 331 | 495 | 677 | 941 Gifts of goods and services.......| 898 | 634 | 508 | 625 | 946 | 902 | 1,218 | 1,071 | 1,849 | 2,972 Food.............................| 39 | 43 | 15 | 26 | 31 | 33 | 76 | 56 | 39 | 153 Housing..........................| 219 | 202 | 157 | 147 | 209 | 243 | 215 | 228 | 381 | 774 Housekeeping supplies...........| 31 | 17 | 20 | 22 | 35 | 35 | 39 | 33 | 31 | (4)144 Household textiles..............| 8 | 6 | 6 | 5 | 9 | 12 | 8 | 8 | 11 | (4)27 Appliances and miscellaneous | | | | | | | | | | housewares...................| 25 | (4)16 | 9 | 23 | 41 | 39 | 30 | (4)13 | (4)25 | (4)79 Major appliances...............| 5 | (4)3 | (4)2 | (4)4 | (4)12 | (4)4 | (4)4 | (4)7 | (4)6 | (4)37 Small appliances and | | | | | | | | | | miscellaneous housewares....| 20 | (4)13 | 7 | 19 | 30 | 35 | 26 | (4)6 | (4)18 | (4)42 Miscellaneous household | | | | | | | | | | equipment....................| 62 | 26 | 42 | 34 | 39 | 79 | 83 | 61 | 156 | 271 Other housing...................| 91 | 136 | 80 | 63 | 85 | 78 | 56 | 112 | 159 | 253 Apparel and services.............| 199 | 99 | 103 | 130 | 262 | 196 | 278 | 149 | 611 | 493 Males, 2 and over...............| 49 | 34 | 35 | 34 | 62 | 48 | 88 | 39 | 91 | (4)62 Females, 2 and over.............| 68 | 41 | 38 | 38 | 69 | 93 | 86 | 43 | 194 | 186 Children under 2................| 13 | (4)7 | 8 | 12 | 24 | 9 | 20 | 17 | (4)12 | (4)34 Other apparel products and | | | | | | | | | | services.....................| 68 | (4)16 | (4)21 | (4)46 | (4)107 | (4)47 | 84 | (4)49 | (4)314 | (4)211 Jewelry and watches............| 43 | (4)8 | (4)5 | (4)10 | (4)96 | (4)9 | (4)47 | (4)28 | (4)279 | (4)200 All other apparel products and | | | | | | | | | | services....................| 25 | (4)8 | (4)16 | (4)36 | (4)11 | (4)38 | (4)37 | (4)22 | (4)35 | (4)11 Transportation...................| 50 | 16 | 37 | 29 | 34 | 26 | 37 | 116 | 213 | 210 Health care......................| 53 | (4)8 | 32 | (4)15 | 136 | 79 | 108 | 53 | (4)25 | (4)66 Entertainment....................| 97 | 40 | 54 | 46 | 97 | 98 | 224 | 125 | 131 | 320 Toys, games, hobbies, and | | | | | | | | | | tricycles....................| 29 | (4)21 | (4)13 | (4)19 | (4)19 | (4)34 | 63 | (4)17 | (4)42 | (4)107 Other entertainment.............| 68 | 19 | 41 | 27 | 78 | 64 | 161 | 108 | 88 | 213 Education........................| 95 | 169 | 31 | 113 | (4)63 | 70 | 73 | (4)183 | (4)161 | (4)255 All other gifts..................| 146 | 59 | 79 | 118 | 115 | 157 | 207 | 162 | 289 | 702 ___________________________________|_________|_________|_________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Value less than 0.5. 3 No data reported. 4 Data are likely to have large sampling errors. n.a. Not applicable