Table 3650. Consumer units of five or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1996-97 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | | | | | | Item | five or | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and | more | 25 | | | | | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 10,847 | 301 | 2,651 | 4,869 | 1,971 | 646 | 410 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $47,330 | $23,739 | $35,340 | $53,051 | $53,850 | $49,002 | $40,499 Income after taxes 1/.........................| 44,218 | 23,340 | 33,638 | 48,953 | 50,196 | 46,377 | 39,735 Age of reference person.......................| 40.8 | 22.3 | 30.7 | 39.5 | 48.4 | 58.9 | 71.0 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 5.6 | 5.3 | 5.6 | 5.5 | 5.7 | 5.9 | 5.8 Children under 18...........................| 2.9 | 2.7 | 3.3 | 3.1 | 2.4 | 2.0 | 2.0 Persons 65 and over.........................| .1 | (2) | (2) | .1 | .1 | 3/.1 | 1.4 Earners.....................................| 2.2 | 2.1 | 1.8 | 2.1 | 2.9 | 2.7 | 2.1 Vehicles....................................| 2.4 | 1.7 | 1.9 | 2.4 | 2.9 | 2.5 | 2.9 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 68 | 46 | 60 | 71 | 78 | 69 | 59 Female....................................| 32 | 54 | 40 | 29 | 22 | 31 | 41 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 67 | 32 | 48 | 72 | 82 | 69 | 88 With mortgage...........................| 53 | 30 | 42 | 60 | 65 | 37 | 39 Without mortgage........................| 14 | 2 | 6 | 12 | 17 | 32 | 49 Renter....................................| 33 | 68 | 52 | 28 | 18 | 31 | 12 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 18 | 27 | 23 | 13 | 17 | 23 | 28 White and other...........................| 82 | 73 | 77 | 87 | 83 | 77 | 72 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 9 | 11 | 9 | 6 | 11 | 18 | 22 High school (9-12)........................| 48 | 67 | 54 | 45 | 41 | 53 | 51 College...................................| 42 | 21 | 36 | 48 | 47 | 26 | 25 Never attended and other..................| 1 | 1 | 1 | (4) | 1 | 3 | 2 | | | | | | | At least one vehicle owned..................| 89 | 78 | 84 | 92 | 94 | 84 | 86 | | | | | | | Average annual expenditures.....................| $43,572 | $29,364 | $35,570 | $45,947 | $50,511 | $43,672 | $43,353 | | | | | | | Food..........................................| 7,111 | 5,407 | 5,926 | 7,249 | 8,106 | 8,318 | 7,472 Food at home................................| 4,893 | 3,668 | 4,203 | 4,942 | 5,442 | 5,778 | 5,550 Cereals and bakery products...............| 789 | 539 | 623 | 826 | 895 | 949 | 825 Cereals and cereal products.............| 324 | 243 | 273 | 337 | 355 | 387 | 321 Bakery products.........................| 465 | 295 | 350 | 490 | 540 | 562 | 504 Meats, poultry, fish, and eggs............| 1,324 | 944 | 1,168 | 1,292 | 1,517 | 1,610 | 1,582 Beef....................................| 414 | 339 | 392 | 404 | 459 | 472 | 411 Pork....................................| 283 | 189 | 247 | 277 | 321 | 293 | 453 Other meats.............................| 181 | 138 | 147 | 177 | 217 | 261 | 181 Poultry.................................| 249 | 159 | 216 | 239 | 299 | 338 | 261 Fish and seafood........................| 137 | 72 | 114 | 135 | 161 | 167 | 188 Eggs....................................| 60 | 46 | 53 | 61 | 59 | 79 | 88 | | | | | | | Dairy products............................| 558 | 427 | 463 | 594 | 573 | 657 | 616 Fresh milk and cream....................| 256 | 188 | 213 | 284 | 242 | 282 | 291 Other dairy products....................| 302 | 239 | 250 | 310 | 331 | 375 | 325 Fruits and vegetables.....................| 759 | 512 | 694 | 757 | 839 | 832 | 883 Fresh fruits............................| 242 | 132 | 246 | 230 | 274 | 275 | 231 Fresh vegetables........................| 217 | 166 | 186 | 216 | 252 | 255 | 233 Processed fruits........................| 165 | 95 | 140 | 175 | 173 | 160 | 214 Processed vegetables....................| 135 | 118 | 121 | 135 | 140 | 142 | 207 | | | | | | | Other food at home........................| 1,463 | 1,247 | 1,255 | 1,473 | 1,617 | 1,730 | 1,643 Sugar and other sweets..................| 184 | 146 | 163 | 180 | 214 | 212 | 198 Fats and oils...........................| 143 | 124 | 115 | 139 | 154 | 205 | 218 Miscellaneous foods.....................| 681 | 561 | 614 | 690 | 751 | 741 | 642 Nonalcoholic beverages..................| 400 | 377 | 322 | 400 | 437 | 526 | 531 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 55 | 3/38 | 41 | 63 | 60 | 47 | 3/54 Food away from home.........................| 2,218 | 1,739 | 1,723 | 2,306 | 2,664 | 2,541 | 1,922 | | | | | | | Alcoholic beverages...........................| 265 | 203 | 182 | 273 | 396 | 217 | 121 | | | | | | | Housing.......................................| 13,520 | 9,048 | 11,861 | 14,795 | 13,972 | 12,549 | 11,731 Shelter.....................................| 7,485 | 5,433 | 6,724 | 8,494 | 7,230 | 6,007 | 5,491 Owned dwellings...........................| 5,227 | 1,805 | 3,565 | 6,435 | 5,783 | 3,671 | 3,912 Mortgage interest and charges...........| 3,483 | 1,328 | 2,473 | 4,483 | 3,619 | 1,890 | 1,572 Property taxes..........................| 1,092 | 299 | 633 | 1,249 | 1,411 | 1,036 | 1,317 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 652 | 3/178 | 460 | 702 | 754 | 745 | 1,022 Rented dwellings..........................| 1,928 | 3,564 | 3,007 | 1,715 | 993 | 1,858 | 882 Other lodging.............................| 331 | 3/64 | 152 | 344 | 454 | 478 | 697 | | | | | | | Utilities, fuels, and public services.......| 3,110 | 2,140 | 2,714 | 3,160 | 3,512 | 3,445 | 3,321 Natural gas...............................| 387 | 161 | 373 | 386 | 367 | 557 | 486 Electricity...............................| 1,197 | 872 | 1,023 | 1,217 | 1,399 | 1,223 | 1,298 Fuel oil and other fuels..................| 129 | 3/121 | 84 | 137 | 160 | 126 | 182 Telephone services........................| 994 | 767 | 927 | 995 | 1,088 | 1,105 | 946 Water and other public services...........| 404 | 219 | 307 | 425 | 497 | 435 | 408 Household operations........................| 669 | 370 | 696 | 785 | 496 | 399 | 600 Personal services.........................| 456 | 327 | 562 | 550 | 223 | 244 | 214 Other household expenses..................| 213 | 44 | 134 | 236 | 273 | 155 | 386 | | | | | | | Housekeeping supplies.......................| 560 | 376 | 412 | 588 | 640 | 784 | 588 Laundry and cleaning supplies.............| 191 | 171 | 154 | 196 | 197 | 266 | 258 Other household products..................| 249 | 177 | 182 | 266 | 298 | 285 | 219 Postage and stationery....................| 120 | 3/28 | 77 | 126 | 144 | 232 | 111 Household furnishings and equipment.........| 1,695 | 728 | 1,315 | 1,768 | 2,094 | 1,915 | 1,731 Household textiles........................| 86 | 18 | 78 | 99 | 88 | 68 | 61 Furniture.................................| 398 | 172 | 397 | 397 | 399 | 483 | 429 Floor coverings...........................| 96 | 3/6 | 43 | 160 | 57 | 3/77 | 3/10 Major appliances..........................| 219 | 114 | 190 | 210 | 290 | 212 | 282 Small appliances, miscellaneous housewares| 86 | 81 | 71 | 83 | 107 | 110 | 77 Miscellaneous household equipment.........| 810 | 338 | 536 | 819 | 1,152 | 964 | 872 | | | | | | | Apparel and services..........................| 2,783 | 1,453 | 2,325 | 2,678 | 3,617 | 3,330 | 2,823 Men and boys................................| 703 | 292 | 582 | 703 | 907 | 746 | 646 Men, 16 and over..........................| 421 | 3/144 | 303 | 377 | 662 | 512 | 507 Boys, 2 to 15.............................| 282 | 148 | 280 | 326 | 245 | 234 | 140 Women and girls.............................| 1,037 | 524 | 791 | 1,006 | 1,402 | 1,176 | 1,246 Women, 16 and over........................| 744 | 370 | 461 | 676 | 1,160 | 970 | 1,111 Girls, 2 to 15............................| 292 | 154 | 330 | 330 | 242 | 205 | 135 Children under 2............................| 180 | 244 | 264 | 130 | 216 | 108 | 3/100 Footwear....................................| 519 | 3/227 | 514 | 500 | 571 | 737 | 3/454 Other apparel products and services.........| 344 | 166 | 174 | 339 | 522 | 563 | 376 | | | | | | | Transportation................................| 8,378 | 7,550 | 7,027 | 8,332 | 10,033 | 7,554 | 11,597 Vehicle purchases (net outlay)..............| 3,737 | 4,458 | 3,473 | 3,546 | 4,170 | 2,536 | 7,003 Cars and trucks, new......................| 1,163 | 3/244 | 595 | 1,420 | 1,126 | 3/909 | 3/3,037 Cars and trucks, used.....................| 2,515 | 4,214 | 2,853 | 2,083 | 3,000 | 1,572 | 3,359 Other vehicles............................| 59 | (4) | 3/24 | 3/43 | 3/43 | 3/56 | 3/607 Gasoline and motor oil......................| 1,510 | 981 | 1,250 | 1,550 | 1,890 | 1,478 | 1,344 Other vehicle expenses......................| 2,744 | 1,813 | 2,022 | 2,839 | 3,535 | 2,893 | 2,918 Vehicle finance charges...................| 438 | 368 | 384 | 450 | 483 | 406 | 540 Maintenance and repairs...................| 862 | 538 | 611 | 902 | 1,104 | 991 | 867 Vehicle insurance.........................| 903 | 534 | 609 | 896 | 1,272 | 1,008 | 1,212 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 540 | 373 | 418 | 591 | 676 | 488 | 300 Public transportation.......................| 386 | 298 | 283 | 397 | 438 | 647 | 332 | | | | | | | Health care...................................| 1,837 | 855 | 1,418 | 1,834 | 2,347 | 1,882 | 2,754 Health insurance............................| 813 | 312 | 633 | 802 | 970 | 867 | 1,639 Medical services............................| 669 | 332 | 542 | 700 | 886 | 575 | 476 Drugs.......................................| 241 | 162 | 184 | 205 | 335 | 309 | 525 Medical supplies............................| 114 | 3/50 | 60 | 128 | 157 | 131 | 114 | | | | | | | Entertainment.................................| 2,153 | 1,172 | 1,616 | 2,533 | 2,355 | 1,833 | 1,360 Fees and admissions.........................| 566 | 94 | 294 | 738 | 656 | 449 | 394 Television, radios, sound equipment.........| 715 | 504 | 655 | 765 | 739 | 643 | 657 Pets, toys, and playground equipment........| 421 | 375 | 371 | 461 | 449 | 433 | 173 Other entertainment supplies, equipment, | | | | | | | and services...............................| 451 | 198 | 296 | 569 | 511 | 308 | 136 | | | | | | | Personal care products and services...........| 676 | 467 | 577 | 659 | 825 | 886 | 633 | | | | | | | Reading.......................................| 138 | 42 | 94 | 154 | 163 | 138 | 167 | | | | | | | Education.....................................| 725 | 281 | 422 | 760 | 1,146 | 830 | 374 | | | | | | | Tobacco products and smoking supplies.........| 342 | 314 | 339 | 334 | 341 | 350 | 463 | | | | | | | Miscellaneous.................................| 865 | 551 | 560 | 959 | 1,154 | 727 | 781 | | | | | | | Cash contributions............................| 832 | 3/396 | 550 | 965 | 990 | 911 | 513 | | | | | | | Personal insurance and pensions...............| 3,947 | 1,624 | 2,673 | 4,421 | 5,067 | 4,146 | 2,562 Life and other personal insurance...........| 456 | 158 | 255 | 447 | 640 | 724 | 774 Pensions and Social Security................| 3,491 | 1,467 | 2,419 | 3,974 | 4,427 | 3,421 | 1,788 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 47,330 | 23,739 | 35,340 | 53,051 | 53,850 | 49,002 | 40,499 Wages and salaries..........................| 40,084 | 18,366 | 31,044 | 45,802 | 46,154 | 39,071 | 19,591 Self-employment income......................| 3,346 | 3/1,808 | 1,586 | 4,275 | 4,214 | 2,649 | 3/1,824 Social Security, private and government | | | | | | | retirement.................................| 1,490 | 3/37 | 387 | 749 | 1,206 | 3,780 | 15,865 Interest, dividends, rental income, other | | | | | | | property income............................| 333 | 3/46 | 110 | 463 | 229 | 241 | 1,070 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 298 | 3/265 | 158 | 300 | 501 | 326 | 3/184 Public assistance, supplemental security | | | | | | | income, food stamps........................| 1,167 | 2,585 | 1,476 | 768 | 984 | 2,551 | 1,470 Regular contributions for support...........| 375 | 3/473 | 337 | 441 | 349 | 3/110 | 3/336 Other income................................| 238 | 3/159 | 242 | 253 | 213 | 3/274 | 3/159 | | | | | | | Personal taxes................................| 3,111 | 399 | 1,702 | 4,097 | 3,654 | 2,626 | 764 Federal income taxes........................| 2,277 | 303 | 1,231 | 2,955 | 2,808 | 1,961 | 454 State and local income taxes................| 695 | 96 | 409 | 937 | 713 | 589 | 209 Other taxes.................................| 139 | 3/1 | 62 | 205 | 133 | 76 | 3/102 | | | | | | | Income after taxes............................| 44,218 | 23,340 | 33,638 | 48,953 | 50,196 | 46,377 | 39,735 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -2,464 | -6,902 | -3,464 | -1,648 | 758 | -4,130 | -15,299 Net change in total assets..................| 3,960 | -855 | 5,762 | 3,832 | 4,483 | -247 | 1,475 Net change in total liabilities.............| 6,424 | 6,047 | 9,226 | 5,481 | 3,724 | 3,883 | 16,775 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 223 | 3/49 | 156 | 313 | 177 | 3/73 | 3/184 Mortgage principal paid on owned property...| -1,466 | -580 | -864 | -1,701 | -1,944 | -1,362 | -1,095 Estimated market value of owned home........| 85,094 | 25,243 | 50,259 | 98,248 | 102,341 | 91,018 | 105,799 Estimated monthly rental value of owned home| 589 | 180 | 396 | 679 | 684 | 548 | 689 | | | | | | | Gifts of goods and services...................| 888 | 343 | 655 | 786 | 1,337 | 1,582 | 606 Food........................................| 58 | 3/3 | 44 | 45 | 89 | 177 | 3/9 Housing.....................................| 207 | 128 | 171 | 237 | 163 | 363 | 129 Housekeeping supplies.....................| 31 | 3/5 | 20 | 42 | 19 | 3/73 | 3/9 Household textiles........................| 6 | 3/1 | 5 | 6 | 6 | 3/10 | 3/8 Appliances and miscellaneous housewares...| 20 | 3/1 | 3/6 | 23 | 30 | 3/35 | 3/17 Major appliances........................| 4 | (4) | 3/3 | 3/3 | 3/6 | 3/11 | (4) Small appliances and miscellaneous | | | | | | | housewares.............................| 16 | 3/1 | 3/3 | 20 | 24 | 3/25 | 3/17 Miscellaneous household equipment.........| 41 | 3/6 | 38 | 47 | 35 | 68 | 3/22 Other housing.............................| 108 | 3/116 | 103 | 118 | 73 | 177 | 3/73 Apparel and services........................| 322 | 3/93 | 187 | 243 | 698 | 369 | 223 Males, 2 and over.........................| 77 | 3/2 | 41 | 50 | 189 | 3/37 | 142 Females, 2 and over.......................| 93 | 3/24 | 46 | 103 | 149 | 84 | 3/50 Children under 2..........................| 73 | 3/40 | 68 | 50 | 145 | 3/79 | 3/15 Other apparel products and services.......| 78 | 3/26 | 3/31 | 40 | 3/215 | 3/170 | 3/16 Jewelry and watches.....................| 56 | 3/26 | 3/14 | 3/21 | 3/169 | 3/163 | 3/13 All other apparel products and services.| 22 | 3/0 | 3/17 | 19 | 3/46 | 3/7 | 3/3 Transportation..............................| 50 | 3/4 | 62 | 22 | 32 | 258 | 102 Health care.................................| 14 | 3/84 | 3/5 | 16 | 3/14 | 3/2 | 3/7 Entertainment...............................| 91 | 3/24 | 79 | 105 | 90 | 3/123 | 3/38 Toys, games, hobbies, and tricycles.......| 43 | 3/9 | 3/51 | 50 | 3/28 | 3/66 | 3/2 Other entertainment.......................| 48 | 3/15 | 28 | 55 | 62 | 57 | 3/36 Education...................................| 73 | (4) | 3/43 | 56 | 148 | 3/156 | 3/22 All other gifts.............................| 74 | 3/7 | 66 | 63 | 103 | 134 | 75 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Data are likely to have large sampling errors. 4/ No data reported.