Table 33. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1998-1999 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 28,301 1,361 3,139 3,097 2,459 4,448 3,320 2,618 3,663 4,195 Income before taxes a/ ...................... $39,371 $2,458 $7,543 $12,317 $17,325 $24,538 $34,266 $44,343 $58,075 $108,393 Income after taxes a/ ....................... 36,817 2,279 7,517 12,219 17,179 23,825 32,696 41,637 53,974 98,668 Age of the reference person.................. 47.8 40.7 56.8 54.6 50.0 47.2 44.3 43.8 43.7 46.5 Average number in consumer unit: Persons..................................... 2.5 1.8 1.7 2.1 2.3 2.6 2.6 2.8 2.9 3.0 Children under 18........................... .7 .5 .4 .5 .6 .8 .8 .8 .8 .8 Persons 65 and over......................... .3 .2 .5 .5 .5 .3 .3 .2 .2 .1 Earners..................................... 1.3 .8 .5 .7 1.0 1.2 1.5 1.7 1.8 2.0 Vehicles.................................... 1.9 1.1 .9 1.3 1.6 1.9 2.1 2.3 2.5 2.9 Percent distribution: Male........................................ 55 34 33 39 51 57 60 63 64 71 Female...................................... 45 66 67 61 49 43 40 37 36 29 Homeowner................................... 67 36 49 58 59 62 65 70 81 91 With mortgage.............................. 39 14 10 19 22 33 41 49 59 73 Without mortgage........................... 28 22 39 39 37 30 24 21 21 18 Renter...................................... 33 64 51 42 41 38 35 30 19 9 Black....................................... 17 28 25 23 22 19 16 15 11 8 White and other............................. 83 72 75 77 78 81 84 85 89 92 Elementary (1-8)............................ 9 11 26 16 12 8 4 3 2 1 High school (9-12).......................... 40 43 46 53 51 48 42 35 31 17 College..................................... 51 45 27 30 36 43 54 62 67 82 Never attended and other.................... b/ 1 1 1 b/ b/ c/ b/ b/ c/ At least one vehicle owned or leased........ 89 66 67 81 90 93 97 97 98 98 Average annual expenditures.................. $35,349 $16,725 $14,522 $18,217 $22,713 $27,663 $33,587 $40,052 $48,689 $72,482 Food........................................ 4,761 2,680 2,690 2,646 3,602 4,076 5,057 5,418 6,291 8,201 Food at home............................. 2,770 1,722 1,868 1,812 2,394 2,536 2,909 3,037 3,518 4,139 Cereals and bakery products............ 419 238 295 275 346 379 426 463 545 635 Cereals and cereal products.......... 146 93 119 101 136 126 143 157 179 211 Bakery products...................... 273 145 176 174 210 253 283 307 366 424 Meats, poultry, fish, and eggs......... 745 470 562 499 673 718 807 800 932 1,002 Beef................................. 214 119 143 133 186 191 242 245 281 303 Pork................................. 167 125 140 114 155 181 187 180 184 198 Other meats.......................... 89 62 64 62 81 95 88 99 110 117 Poultry.............................. 141 96 105 97 122 133 150 136 194 193 Fish and seafood..................... 101 44 82 64 96 86 103 101 129 153 Eggs................................. 33 23 29 29 32 33 37 39 34 38 Dairy products......................... 298 200 194 200 243 264 291 324 391 468 Fresh milk and cream................. 118 103 81 87 97 98 121 121 156 172 Other dairy products................. 180 96 112 113 147 166 169 203 235 296 Fruits and vegetables.................. 452 277 301 312 416 420 468 470 532 704 Fresh fruits......................... 133 89 83 86 119 131 143 136 143 214 Fresh vegetables..................... 136 79 95 92 124 124 139 134 160 219 Processed fruits..................... 100 58 60 75 91 90 97 106 132 153 Processed vegetables................. 84 52 62 58 82 75 90 94 96 118 Other food at home..................... 856 537 516 526 715 755 917 979 1,118 1,330 Sugar and other sweets............... 105 78 72 66 101 98 110 112 134 151 Fats and oils........................ 81 59 56 54 78 78 85 93 96 109 Miscellaneous foods.................. 392 226 214 236 328 337 417 434 539 638 Nonalcoholic beverages............... 238 165 165 157 191 212 269 289 294 334 Food prepared by consumer unit on out-of-town trips................... 40 9 10 13 17 29 36 52 54 98 Food away from home.................... 1,990 958 822 834 1,209 1,540 2,149 2,381 2,773 4,062 Alcoholic beverages......................... 275 192 100 171 154 224 287 323 389 517 Housing..................................... 10,527 5,688 5,519 6,255 7,105 8,764 10,111 11,274 13,592 20,147 Shelter.................................. 5,528 3,347 2,717 3,202 3,600 4,415 5,331 5,903 6,899 11,090 Owned dwellings........................ 3,496 1,215 1,090 1,415 1,579 2,262 2,973 3,570 4,993 9,065 Mortgage interest and charges........ 2,044 709 353 593 608 1,204 1,776 2,150 3,150 5,727 Property taxes....................... 705 267 361 363 438 490 570 620 901 1,728 Maintenance, repairs, insurance,other expenses............................ 747 239 377 458 533 568 627 801 942 1,610 Rented dwellings....................... 1,665 1,921 1,548 1,649 1,884 1,983 2,057 2,022 1,447 871 Other lodging.......................... 367 211 78 138 137 170 301 312 460 1,154 Utilities, fuels, and public services.... 2,479 1,571 1,697 1,935 2,079 2,321 2,446 2,703 2,961 3,628 Natural gas............................ 159 98 129 110 142 151 136 150 196 249 Electricity............................ 1,107 732 788 906 979 1,052 1,118 1,172 1,281 1,543 Fuel oil and other fuels............... 49 34 53 54 37 43 41 55 44 67 Telephone services..................... 865 556 536 635 673 793 874 1,016 1,079 1,282 Water and other public services........ 300 151 191 229 248 282 277 310 361 488 Household operations..................... 595 181 261 255 242 410 450 572 856 1,540 Personal services...................... 274 85 140 96 113 171 228 304 447 636 Other household expenses............... 322 97 121 159 130 240 222 268 409 904 Housekeeping supplies.................... 475 178 266 274 310 385 489 545 677 870 Laundry and cleaning supplies.......... 122 76 74 75 103 129 114 148 171 164 Other household products............... 238 64 132 140 144 162 248 278 332 475 Postage and stationery................. 116 38 60 58 62 93 127 119 173 231 Household furnishings and equipment...... 1,449 410 578 589 874 1,233 1,395 1,552 2,197 3,019 Household textiles..................... 101 20 49 42 51 90 92 116 132 227 Furniture.............................. 363 92 122 127 255 331 367 326 570 740 Floor coverings........................ 50 d/ 11 27 9 38 22 60 66 72 110 Major appliances....................... 185 66 78 117 129 187 208 148 335 267 Small appliances, miscellaneous housewares............................ 92 29 35 33 36 66 98 76 201 179 Miscellaneous household equipment...... 659 191 266 261 365 537 568 819 888 1,496 Apparel and services........................ 1,733 908 750 904 1,181 1,546 1,887 1,877 2,159 3,382 Men and boys............................. 366 88 117 139 251 335 354 407 484 817 Men, 16 and over....................... 274 57 81 96 184 245 265 314 337 650 Boys, 2 to 15.......................... 92 31 36 43 67 90 89 93 147 167 Women and girls.......................... 707 589 325 393 507 604 760 684 900 1,350 Women, 16 and over..................... 597 546 291 318 419 476 671 569 763 1,148 Girls, 2 to 15......................... 110 43 34 76 87 129 89 115 137 201 Children under 2......................... 90 d/ 47 42 64 25 90 152 92 116 132 Footwear................................. 300 d/ 79 128 183 263 323 401 445 346 381 Other apparel products and services...... 270 105 138 124 135 194 221 249 314 702 Transportation.............................. 7,066 3,311 2,107 3,641 4,812 5,586 6,729 8,568 10,610 13,652 Vehicle purchases (net outlay)........... 3,574 1,673 904 1,849 2,509 2,690 3,089 4,365 5,672 7,083 Cars and trucks, new................... 1,734 d/ 601 d/ 421 619 955 739 1,029 1,898 3,043 4,730 Cars and trucks, used.................. 1,776 1,072 482 1,203 1,490 1,950 1,951 2,426 2,448 2,249 Other vehicles......................... 64 c/ c/ d/ 27 d/ 63 c/ d/ 109 d/ 41 d/ 180 d/ 103 Gasoline and motor oil................... 1,069 579 458 678 792 980 1,153 1,335 1,429 1,681 Other vehicle expenses................... 2,127 962 627 983 1,390 1,712 2,295 2,569 3,085 4,096 Vehicle finance charges................ 378 152 71 108 204 298 431 502 653 707 Maintenance and repairs................ 668 366 244 363 500 534 805 765 873 1,204 Vehicle insurance...................... 728 359 231 397 503 663 749 955 1,013 1,256 Vehicle rental, leases, licenses, other charges.............................. 353 85 81 115 183 217 310 347 546 929 Public transportation.................... 296 98 118 130 121 204 192 299 424 791 Health care................................. 2,072 1,033 1,230 1,611 1,954 1,903 1,936 2,356 2,471 3,208 Health insurance......................... 961 371 588 738 871 904 1,029 1,202 1,123 1,364 Medical services......................... 579 381 238 339 461 472 479 588 792 1,149 Drugs.................................... 428 244 364 471 559 439 325 420 420 505 Medical supplies......................... 104 37 40 63 63 88 104 146 137 190 Entertainment............................... 1,674 788 577 768 924 1,124 1,378 1,766 2,536 3,914 Fees and admissions...................... 397 169 114 120 168 196 283 422 609 1,127 Television, radios, sound equipment...... 589 311 270 373 428 549 607 639 777 1,007 Pets, toys, and playground equipment..... 332 148 123 132 230 240 279 424 437 749 Other entertainment supplies, equipment,and services.................. 356 160 70 143 99 138 209 282 713 1,032 Personal care products and services......... 442 375 255 272 274 362 464 499 597 759 Reading..................................... 129 47 50 65 78 107 121 138 167 286 Education................................... 426 381 171 167 216 260 310 386 500 1,177 Tobacco products and smoking supplies....... 306 240 221 275 301 323 305 357 365 314 Miscellaneous............................... 816 330 290 367 570 784 725 1,066 959 1,669 Cash contributions.......................... 1,283 374 238 427 444 691 1,221 1,389 1,897 3,558 Personal insurance and pensions............. 3,839 378 323 649 1,098 1,914 3,057 4,634 6,157 11,698 Life and other personal insurance........ 424 127 148 218 208 301 389 361 493 1,141 Pensions and Social Security............. 3,416 251 175 431 891 1,613 2,668 4,273 5,663 10,557 Sources of income and personal taxes: a/ Money income before taxes.................. 39,371 2,458 7,543 12,317 17,325 24,538 34,266 44,343 58,075 108,393 Wages and salaries....................... 30,791 1,168 1,896 5,042 9,789 17,103 26,539 37,305 49,799 90,563 Self-employment income................... 2,013 -189 42 179 450 630 1,600 1,445 1,910 8,709 Social Security, private and government retirement................... 4,955 631 4,361 6,003 6,038 5,665 4,819 4,271 4,619 5,473 Interest, dividends, rental income, other property income................... 753 37 30 123 153 341 540 717 1,053 2,709 Unemployment and workers'' compensation, veterans'' benefits..................... 152 d/ 15 56 69 198 231 271 160 106 159 Public assistance, supplemental security, income, food stamps..................... 261 404 774 514 312 218 143 106 d/ 55 28 Regular contributions for support........ 286 264 226 253 262 237 181 259 424 410 Other income............................. 159 130 157 133 123 113 174 82 108 342 Personal taxes............................. 2,554 179 26 98 147 713 1,571 2,706 4,100 9,726 Federal income taxes..................... 2,047 127 -34 -9 25 489 1,213 2,116 3,313 8,096 State and local income taxes............. 363 4 8 38 56 126 244 453 613 1,239 Other taxes.............................. 143 47 52 69 66 98 114 137 174 390 Income after taxes......................... 36,817 2,279 7,517 12,219 17,179 23,825 32,696 41,637 53,974 98,668 Net change in total assets and liabilities... 293 8,312 -15 395 1,585 2,683 -811 -1,837 -3,794 322 Net change in total assets............... 5,229 11,588 441 1,809 2,965 3,752 3,473 3,894 7,393 12,499 Net change in total liabilities.......... 4,936 3,277 456 1,413 1,380 1,069 4,284 5,731 11,187 12,177 Other financial information: Other money receipts..................... 561 684 287 85 211 204 153 322 947 1,797 Mortgage principal paid on owned property................................ -1,068 -301 -174 -368 -344 -551 -779 -995 -1,283 -3,559 Estimated market value of owned home..... 63,998 27,632 33,684 39,337 37,958 47,087 51,204 60,296 82,945 145,776 Estimated monthly rental value of owned home.................................... 502 218 244 319 327 383 424 497 701 1,039 Gifts of goods and services................. 978 446 487 468 599 727 799 1,026 1,119 2,399 Food..................................... 57 d/ 13 14 12 28 30 52 40 45 208 Housing.................................. 284 131 176 159 167 196 248 311 311 663 Housekeeping supplies.................. 40 d/ 5 12 17 22 23 44 42 65 96 Household textiles..................... 16 d/ 3 d/ 20 d/ 11 d/ 3 d/ 5 17 28 d/ 13 33 Appliances and miscellaneous housewares........................... 26 d/ 1 d/ 11 d/ 9 d/ 12 11 31 34 40 61 Major appliances..................... 5 c/ b/ d/ 1 d/ 5 d/ 1 d/ 5 d/ 21 d/ 3 6 Small appliances and miscellaneous housewares......................... 21 d/ 1 d/ 11 d/ 8 d/ 6 10 26 12 37 55 Miscellaneous household equipment...... 66 13 21 36 37 53 47 92 60 172 Other housing.......................... 137 109 112 86 93 103 109 116 133 301 Apparel and services..................... 237 77 159 169 162 254 201 228 275 438 Males, 2 and over...................... 54 d/ 25 28 34 27 69 48 55 47 113 Females, 2 and over.................... 85 21 37 74 90 68 69 81 91 175 Children under 2....................... 42 d/ 13 d/ 20 d/ 25 d/ 11 43 52 31 59 88 Other apparel products and services.... 56 d/ 20 74 36 35 73 32 60 78 62 Jewelry and watches.................. 27 d/ 11 55 d/ 11 d/ 10 35 8 30 30 33 All other apparel products and services............................ 29 d/ 9 d/ 18 d/ 24 d/ 25 38 d/ 23 d/ 30 48 29 Transportation........................... 50 9 31 7 19 68 21 32 79 114 Health care.............................. 41 d/ 56 d/ 22 d/ 10 d/ 56 12 42 d/ 33 37 104 Entertainment............................ 84 37 34 40 43 56 64 113 122 185 Toys, games, hobbies, and tricycles.... 29 20 12 16 14 28 26 26 43 57 Other entertainment.................... 55 17 22 24 30 28 38 87 79 128 Education................................ 105 d/ 66 d/ 15 d/ 17 d/ 59 19 77 101 91 404 All other gifts.......................... 121 56 35 54 64 93 94 170 160 283 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.