Table 4300. Education of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 1995 (Aggregates in millions of dollars, unless otherwise indicated) ________________________________________________________________________________________________________________________________ | | | | | | | Less | | High | College | | than | High | school | graduates, Item | Aggregate | high | school | graduate | including | | school | graduate | with some | advanced | | graduate | | college | degrees | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 103,123 | 21,534 | 33,027 | 23,568 | 24,994 Percent distribution of consumer units..........| 100.0 | 20.9 | 32.0 | 22.9 | 24.2 | | | | | Consumer unit characteristics (mean values): | | | | | | | | | | Income before taxes 1/........................| $36,918 | $19,900 | $32,166 | $36,046 | $58,916 Income after taxes 1/.........................| 33,864 | 18,923 | 29,914 | 33,108 | 52,876 Age of reference person.......................| 48.0 | 56.1 | 47.9 | 42.5 | 46.3 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.5 | 2.6 | 2.6 | 2.5 | 2.5 Children under 18...........................| .7 | .7 | .7 | .7 | .6 Persons 65 and over.........................| .3 | .6 | .3 | .2 | .2 Earners.....................................| 1.3 | 1.0 | 1.4 | 1.5 | 1.5 Vehicles....................................| 1.9 | 1.6 | 2.0 | 2.0 | 2.0 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 62 | 58 | 60 | 63 | 70 Female....................................| 38 | 42 | 40 | 37 | 30 | | | | | Housing tenure: | | | | | Homeowner.................................| 64 | 58 | 65 | 60 | 72 With mortgage...........................| 38 | 20 | 37 | 40 | 52 Without mortgage........................| 26 | 38 | 28 | 20 | 20 Renter....................................| 36 | 42 | 35 | 40 | 28 | | | | | Race of reference person: | | | | | Black.....................................| 11 | 17 | 12 | 11 | 6 White and other...........................| 89 | 83 | 88 | 89 | 94 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 9 | 41 | n.a. | n.a. | n.a. High school (9-12)........................| 44 | 57 | 100 | n.a. | n.a. College...................................| 47 | n.a. | n.a. | 100 | 100 Never attended and other..................| (2) | 2 | n.a. | n.a. | n.a. | | | | | At least one vehicle owned..................| 86 | 74 | 86 | 89 | 92 | | | | | Annual aggregate expenditures...................| $3,324,376 | 12.5 | 28.4 | 23.7 | 35.5 | | | | | Food..........................................| 463,040 | 14.1 | 28.2 | 24.0 | 33.7 Food at home................................| 288,006 | 17.5 | 29.8 | 22.6 | 30.1 Cereals and bakery products...............| 45,322 | 16.8 | 29.7 | 22.8 | 30.7 Cereals and cereal products.............| 16,976 | 18.2 | 28.9 | 22.7 | 30.2 Bakery products.........................| 28,346 | 16.0 | 30.2 | 22.8 | 30.9 Meats, poultry, fish, and eggs............| 77,306 | 20.5 | 30.9 | 22.2 | 26.4 Beef....................................| 23,384 | 20.5 | 33.3 | 21.9 | 24.3 Pork....................................| 16,027 | 22.2 | 32.7 | 22.0 | 23.2 Other meats.............................| 10,647 | 20.1 | 30.3 | 22.9 | 26.7 Poultry.................................| 14,142 | 19.2 | 28.4 | 24.0 | 28.5 Fish and seafood........................| 10,000 | 19.5 | 27.5 | 20.2 | 32.8 Eggs....................................| 3,106 | 22.6 | 28.9 | 20.7 | 27.8 | | | | | Dairy products............................| 30,474 | 16.6 | 28.9 | 23.4 | 31.1 Fresh milk and cream....................| 12,638 | 20.3 | 29.3 | 22.7 | 27.7 Other dairy products....................| 17,836 | 13.9 | 28.7 | 23.9 | 33.4 Fruits and vegetables.....................| 46,918 | 17.2 | 27.9 | 22.2 | 32.8 Fresh fruits............................| 14,809 | 16.6 | 27.8 | 21.9 | 33.8 Fresh vegetables........................| 14,107 | 17.8 | 27.0 | 22.0 | 33.3 Processed fruits........................| 9,832 | 16.7 | 27.6 | 21.6 | 34.1 Processed vegetables....................| 8,169 | 17.8 | 29.9 | 23.7 | 28.6 | | | | | Other food at home........................| 87,987 | 15.7 | 30.3 | 22.8 | 31.2 Sugar and other sweets..................| 11,516 | 16.1 | 30.1 | 21.3 | 32.5 Fats and oils...........................| 8,447 | 19.7 | 30.0 | 22.9 | 27.4 Miscellaneous foods.....................| 38,691 | 14.6 | 29.4 | 23.3 | 32.7 Nonalcoholic beverages..................| 24,685 | 16.9 | 32.9 | 22.7 | 27.5 Food prepared by consumer unit | | | | | on out-of-town trips...................| 4,648 | 10.7 | 24.4 | 23.5 | 41.4 Food away from home.........................| 175,034 | 8.6 | 25.5 | 26.3 | 39.6 | | | | | Alcoholic beverages...........................| 28,509 | 7.4 | 25.7 | 25.6 | 41.4 | | | | | Housing.......................................| 1,078,095 | 12.8 | 28.0 | 23.2 | 36.0 Shelter.....................................| 611,331 | 12.4 | 27.7 | 23.2 | 36.7 Owned dwellings...........................| 386,591 | 9.8 | 26.6 | 22.6 | 41.1 Mortgage interest and charges...........| 216,943 | 7.8 | 24.0 | 24.0 | 44.3 Property taxes..........................| 95,926 | 11.8 | 30.6 | 21.2 | 36.4 Maintenance, repairs, insurance, | | | | | other expenses.........................| 73,723 | 12.9 | 28.9 | 20.6 | 37.6 Rented dwellings..........................| 184,397 | 19.6 | 31.4 | 24.4 | 24.6 Other lodging.............................| 40,342 | 5.3 | 21.4 | 23.5 | 49.8 | | | | | Utilities, fuels, and public services.......| 225,916 | 17.7 | 32.0 | 22.1 | 28.2 Natural gas...............................| 27,652 | 17.2 | 33.1 | 21.5 | 28.2 Electricity...............................| 89,639 | 18.5 | 32.8 | 22.0 | 26.7 Fuel oil and other fuels..................| 8,885 | 22.2 | 34.1 | 17.0 | 26.6 Telephone services........................| 72,997 | 16.7 | 30.5 | 22.9 | 29.8 Water and other public services...........| 26,744 | 16.7 | 31.2 | 22.6 | 29.6 Household operations........................| 52,444 | 8.6 | 24.6 | 24.0 | 42.9 Personal services.........................| 26,633 | 8.8 | 26.7 | 24.9 | 39.6 Other household expenses..................| 25,812 | 8.4 | 22.4 | 22.9 | 46.3 | | | | | Housekeeping supplies.......................| 44,136 | 11.3 | 28.7 | 23.7 | 36.3 Laundry and cleaning supplies.............| 11,328 | 16.3 | 32.0 | 22.5 | 29.2 Other household products..................| 19,921 | 10.2 | 29.7 | 25.4 | 34.8 Postage and stationery....................| 12,887 | 8.8 | 24.3 | 22.1 | 44.8 Household furnishings and equipment.........| 144,268 | 8.5 | 24.4 | 24.4 | 42.7 Household textiles........................| 10,332 | 6.2 | 31.9 | 25.1 | 36.8 Furniture.................................| 33,686 | 10.5 | 26.7 | 24.6 | 38.3 Floor coverings...........................| 18,222 | 3.1 | 13.0 | 20.7 | 63.3 Major appliances..........................| 15,966 | 16.8 | 32.1 | 24.1 | 27.1 Small appliances, miscellaneous housewares| 8,768 | 10.0 | 27.2 | 24.8 | 38.0 Miscellaneous household equipment.........| 57,293 | 6.9 | 22.9 | 25.3 | 45.0 | | | | | Apparel and services..........................| 175,225 | 11.4 | 26.7 | 23.4 | 38.5 Men and boys................................| 43,696 | 11.0 | 26.0 | 22.2 | 40.7 Men, 16 and over..........................| 33,846 | 8.9 | 25.7 | 23.4 | 42.0 Boys, 2 to 15.............................| 9,850 | 18.1 | 27.3 | 18.3 | 36.2 Women and girls.............................| 67,901 | 9.6 | 26.6 | 24.3 | 39.5 Women, 16 and over........................| 57,464 | 9.1 | 25.8 | 24.1 | 41.1 Girls, 2 to 15............................| 10,438 | 12.5 | 31.3 | 25.5 | 30.7 Children under 2............................| 8,300 | 16.2 | 30.3 | 23.1 | 30.5 Footwear....................................| 28,598 | 16.5 | 25.1 | 23.0 | 35.4 Other apparel products and services.........| 26,729 | 9.5 | 28.7 | 23.5 | 38.3 | | | | | Transportation................................| 620,165 | 12.9 | 30.9 | 24.3 | 31.9 Vehicle purchases (net outlay)..............| 272,089 | 13.6 | 33.0 | 24.7 | 28.7 Cars and trucks, new......................| 123,511 | 8.6 | 28.3 | 25.5 | 37.5 Cars and trucks, used.....................| 145,032 | 18.0 | 36.6 | 24.0 | 21.5 Other vehicles............................| 3,546 | 9.1 | 46.8 | 29.4 | 3/14.7 Gasoline and motor oil......................| 103,703 | 15.5 | 32.4 | 24.0 | 28.1 Other vehicle expenses......................| 207,752 | 11.5 | 29.1 | 24.2 | 35.2 Vehicle finance charges...................| 26,838 | 11.2 | 35.9 | 25.9 | 27.0 Maintenance and repairs...................| 67,293 | 12.8 | 27.9 | 24.8 | 34.5 Vehicle insurance.........................| 73,459 | 13.0 | 31.7 | 23.5 | 31.8 Vehicle rental, leases, licenses, | | | | | other charges............................| 40,162 | 6.8 | 22.0 | 23.5 | 47.8 Public transportation.......................| 36,620 | 8.3 | 21.7 | 22.5 | 47.6 | | | | | Health care...................................| 178,603 | 18.6 | 31.0 | 21.3 | 29.1 Health insurance............................| 88,725 | 20.6 | 31.1 | 20.7 | 27.7 Medical services............................| 52,750 | 13.5 | 31.3 | 22.4 | 32.9 Drugs.......................................| 28,847 | 23.4 | 30.9 | 20.3 | 25.4 Medical supplies............................| 8,281 | 13.3 | 28.7 | 23.9 | 34.1 | | | | | Entertainment.................................| 166,157 | 9.8 | 27.1 | 25.7 | 37.4 Fees and admissions.........................| 44,617 | 5.6 | 21.5 | 24.1 | 48.9 Television, radios, sound equipment.........| 55,873 | 14.6 | 29.9 | 25.6 | 29.9 Pets, toys, and playground equipment........| 33,173 | 10.3 | 27.8 | 27.0 | 34.9 Other entertainment supplies, equipment, | | | | | and services...............................| 32,495 | 6.8 | 29.3 | 26.8 | 37.1 | | | | | Personal care products and services...........| 41,482 | 11.1 | 29.6 | 24.6 | 34.6 | | | | | Reading.......................................| 16,752 | 9.6 | 25.3 | 23.2 | 42.0 | | | | | Education.....................................| 48,598 | 4.3 | 16.9 | 28.3 | 50.5 | | | | | Tobacco products and smoking supplies.........| 27,718 | 23.8 | 39.1 | 21.8 | 15.3 | | | | | Miscellaneous.................................| 78,983 | 13.6 | 32.0 | 22.6 | 31.8 | | | | | Cash contributions............................| 95,365 | 9.8 | 23.7 | 23.7 | 42.7 | | | | | Personal insurance and pensions...............| 305,684 | 8.0 | 26.4 | 23.8 | 41.8 Life and other personal insurance...........| 38,473 | 11.5 | 28.8 | 23.1 | 36.6 Pensions and Social Security................| 267,211 | 7.5 | 26.0 | 23.9 | 42.6 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 3,080,956 | 11.3 | 27.7 | 22.8 | 38.2 Wages and salaries..........................| 2,376,254 | 8.7 | 27.5 | 23.2 | 40.6 Self-employment income......................| 169,713 | 8.0 | 22.3 | 21.2 | 48.5 Social Security, private and government | | | | | retirement.................................| 363,422 | 25.8 | 30.8 | 19.7 | 23.7 Interest, dividends, rental income, other | | | | | property income............................| 71,894 | 10.0 | 25.1 | 23.4 | 41.5 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 23,282 | 23.5 | 39.1 | 26.1 | 11.3 Public assistance, supplemental security | | | | | income, food stamps........................| 38,586 | 45.5 | 32.6 | 16.4 | 5.5 Regular contributions for support...........| 22,780 | 5.2 | 28.8 | 40.9 | 25.1 Other income................................| 15,024 | 13.2 | 24.2 | 27.9 | 34.7 | | | | | Personal taxes................................| 254,838 | 6.7 | 23.5 | 22.5 | 47.4 Federal income taxes........................| 186,493 | 6.2 | 22.6 | 22.4 | 48.8 State and local income taxes................| 53,447 | 6.9 | 24.8 | 22.2 | 46.1 Other taxes.................................| 14,898 | 11.4 | 29.1 | 24.6 | 34.9 | | | | | Income after taxes............................| 2,826,118 | 11.7 | 28.1 | 22.8 | 37.4 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Data are likely to have large sampling errors. n.a. Not applicable.