Table 1701. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 1995 (Aggregates in millions of dollars, unless otherwise indicated) ___________________________________________________________________________________________________________________________________ | | | | | | | | |Race of reference | Hispanic origin | | Housing tenure | Type of area | person | of | | | | |reference person Item |Aggregate | | | | __________________ _______________ __________________ _________________ | | | | | | | | | | |Homeowner| Renter | Urban | Rural |White and| Black |Hispanic| Non- | | | | | | other | | |Hispanic | | | | | | | | | ___________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 103,123| 66,053 | 37,070 | 88,629| 14,495| 91,447 | 11,676 | 8,000 | 95,123 Percent distribution of consumer units..........| 100.0| 64.1 | 35.9 | 85.9| 14.1| 88.7 | 11.3 | 7.8 | 92.2 | | | | | | | | | Consumer unit characteristics (mean values): | | | | | | | | | | | | | | | | | | Income before taxes 1/........................| $36,918| $44,365 |$23,773 |$38,001|$29,975| $38,256 |$25,781 |$27,203 |$37,791 Income after taxes 1/.........................| 33,864| 40,562 | 22,043 | 34,870| 27,417| 35,014 | 24,297 | 25,561 | 34,610 Age of reference person.......................| 48.0| 52.3 | 40.3 | 47.6| 50.1| 48.2 | 46.0 | 40.8 | 48.6 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.5| 2.7 | 2.3 | 2.5| 2.6| 2.5 | 2.8 | 3.4 | 2.5 Children under 18...........................| .7| .7 | .7 | .7| .7| .6 | 1.0 | 1.3 | .6 Persons 65 and over.........................| .3| .4 | .2 | .3| .4| .3 | .2 | .2 | .3 Earners.....................................| 1.3| 1.5 | 1.1 | 1.3| 1.3| 1.4 | 1.2 | 1.5 | 1.3 Vehicles....................................| 1.9| 2.3 | 1.2 | 1.8| 2.5| 2.0 | 1.2 | 1.6 | 2.0 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 62| 68 | 52 | 61| 71| 65 | 45 | 64 | 62 Female....................................| 38| 32 | 48 | 39| 29| 35 | 55 | 36 | 38 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 64| 100 | n.a. | 61| 80| 67 | 44 | 41 | 66 With mortgage...........................| 38| 59 | n.a. | 38| 34| 39 | 26 | 27 | 39 Without mortgage........................| 26| 41 | n.a. | 23| 45| 27 | 18 | 14 | 27 Renter....................................| 36| n.a. | 100 | 39| 20| 33 | 56 | 59 | 34 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11| 8 | 18 | 12| 5| n.a. | 100 | 3 | 12 White and other...........................| 89| 92 | 82 | 88| 95| 100 | n.a. | 97 | 88 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 9| 8 | 9 | 8| 14| 8 | 11 | 24 | 7 High school (9-12)........................| 44| 43 | 46 | 43| 51| 43 | 54 | 45 | 44 College...................................| 47| 49 | 44 | 49| 34| 49 | 35 | 29 | 49 Never attended and other..................| (2) | (2) | (2) | (2) | (2) | (2) | (2) | 2 | (2) | | | | | | | | | At least one vehicle owned..................| 86| 93 | 72 | 85| 92| 88 | 68 | 78 | 86 | | | | | | | | | Annual aggregate expenditures...................|$3,324,376| 74.7 | 25.3 | 88.1| 11.9| 91.5 | 8.5 | 6.5 | 93.5 | | | | | | | | | Food..........................................| 463,040| 72.5 | 27.5 | 87.4| 12.6| 90.7 | 9.3 | 8.4 | 91.6 Food at home................................| 288,006| 72.2 | 27.8 | 86.4| 13.6| 89.3 | 10.7 | 9.7 | 90.3 Cereals and bakery products...............| 45,322| 73.0 | 27.0 | 86.2| 13.8| 89.7 | 10.3 | 8.3 | 91.7 Cereals and cereal products.............| 16,976| 71.0 | 29.0 | 86.4| 13.6| 87.9 | 12.1 | 9.9 | 90.1 Bakery products.........................| 28,346| 74.2 | 25.8 | 86.1| 13.9| 90.8 | 9.2 | 7.4 | 92.6 Meats, poultry, fish, and eggs............| 77,306| 70.5 | 29.5 | 86.6| 13.4| 85.9 | 14.1 | 11.8 | 88.2 Beef....................................| 23,384| 72.2 | 27.8 | 85.1| 14.9| 88.1 | 11.9 | 11.8 | 88.2 Pork....................................| 16,027| 69.1 | 30.9 | 86.1| 13.9| 83.7 | 16.3 | 11.9 | 88.1 Other meats.............................| 10,647| 71.1 | 28.9 | 85.5| 14.5| 87.4 | 12.6 | 9.4 | 90.6 Poultry.................................| 14,142| 69.3 | 30.7 | 88.3| 11.7| 84.7 | 15.3 | 12.0 | 88.0 Fish and seafood........................| 10,000| 70.3 | 29.7 | 89.1| 10.9| 84.9 | 15.1 | 12.3 | 87.7 Eggs....................................| 3,106| 68.8 | 31.2 | 88.3| 11.7| 84.4 | 15.6 | 16.7 | 83.3 | | | | | | | | | Dairy products............................| 30,474| 72.5 | 27.5 | 86.1| 13.9| 91.4 | 8.6 | 9.4 | 90.6 Fresh milk and cream....................| 12,638| 70.4 | 29.6 | 85.7| 14.3| 90.9 | 9.1 | 11.7 | 88.3 Other dairy products....................| 17,836| 73.9 | 26.1 | 86.4| 13.6| 91.7 | 8.3 | 7.8 | 92.2 Fruits and vegetables.....................| 46,918| 72.7 | 27.3 | 87.2| 12.8| 89.6 | 10.4 | 10.5 | 89.5 Fresh fruits............................| 14,809| 73.7 | 26.3 | 88.0| 12.0| 90.1 | 9.9 | 11.3 | 88.7 Fresh vegetables........................| 14,107| 72.5 | 27.5 | 88.2| 11.8| 90.4 | 9.6 | 10.9 | 89.1 Processed fruits........................| 9,832| 71.7 | 28.3 | 87.2| 12.8| 88.0 | 12.0 | 9.9 | 90.1 Processed vegetables....................| 8,169| 72.3 | 27.7 | 84.4| 15.6| 89.4 | 10.6 | 9.0 | 91.0 | | | | | | | | | Other food at home........................| 87,987| 73.0 | 27.0 | 86.0| 14.0| 91.3 | 8.7 | 8.3 | 91.7 Sugar and other sweets..................| 11,516| 75.0 | 25.0 | 86.3| 13.7| 90.4 | 9.6 | 6.9 | 93.1 Fats and oils...........................| 8,447| 71.0 | 29.0 | 84.4| 15.6| 88.7 | 11.3 | 11.1 | 88.9 Miscellaneous foods.....................| 38,691| 73.3 | 26.7 | 85.9| 14.1| 92.0 | 8.0 | 8.3 | 91.7 Nonalcoholic beverages..................| 24,685| 71.1 | 28.9 | 86.3| 13.7| 90.6 | 9.4 | 8.7 | 91.3 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 4,648| 79.8 | 20.2 | 87.8| 12.2| 96.3 | 3.7 | 4.7 | 95.3 Food away from home.........................| 175,034| 72.9 | 27.1 | 89.1| 10.9| 92.9 | 7.1 | 6.2 | 93.8 | | | | | | | | | Alcoholic beverages...........................| 28,509| 67.7 | 32.3 | 90.0| 10.0| 93.1 | 6.9 | 5.7 | 94.3 | | | | | | | | | Housing.......................................| 1,078,095| 72.7 | 27.3 | 90.3| 9.7| 91.1 | 8.9 | 6.9 | 93.1 Shelter.....................................| 611,331| 68.8 | 31.2 | 92.0| 8.0| 91.4 | 8.6 | 7.3 | 92.7 Owned dwellings...........................| 386,591| 99.4 | .6 | 90.8| 9.2| 94.2 | 5.8 | 4.9 | 95.1 Mortgage interest and charges...........| 216,943| 99.4 | 0.6 | 92.7| 7.3| 94.1 | 5.9 | 5.6 | 94.4 Property taxes..........................| 95,926| 99.4 | .6 | 90.0| 10.0| 94.8 | 5.2 | 3.9 | 96.1 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 73,723| 99.7 | .3 | 86.5| 13.5| 93.7 | 6.3 | 4.0 | 96.0 Rented dwellings..........................| 184,397| 1.1 | 98.9 | 94.8| 5.2| 84.6 | 15.4 | 13.5 | 86.5 Other lodging.............................| 40,342| 85.2 | 14.8 | 90.2| 9.8| 95.7 | 4.3 | 2.2 | 97.8 | | | | | | | | | Utilities, fuels, and public services.......| 225,916| 75.3 | 24.7 | 86.2| 13.8| 88.6 | 11.4 | 6.9 | 93.1 Natural gas...............................| 27,652| 78.1 | 21.9 | 94.6| 5.4| 86.7 | 13.3 | 6.4 | 93.6 Electricity...............................| 89,639| 76.3 | 23.7 | 83.5| 16.5| 89.0 | 11.0 | 6.2 | 93.8 Fuel oil and other fuels..................| 8,885| 89.4 | 10.6 | 70.3| 29.7| 93.7 | 6.3 | 1.7 | 98.3 Telephone services........................| 72,997| 67.3 | 32.7 | 87.4| 12.6| 87.5 | 12.5 | 8.7 | 91.3 Water and other public services...........| 26,744| 86.6 | 13.4 | 88.6| 11.4| 90.3 | 9.7 | 6.7 | 93.3 Household operations........................| 52,444| 78.9 | 21.1 | 91.5| 8.5| 92.9 | 7.1 | 4.8 | 95.2 Personal services.........................| 26,633| 72.4 | 27.6 | 90.6| 9.4| 90.1 | 9.9 | 6.4 | 93.6 Other household expenses..................| 25,812| 85.5 | 14.5 | 92.4| 7.6| 95.9 | 4.1 | 3.2 | 96.8 | | | | | | | | | Housekeeping supplies.......................| 44,136| 79.4 | 20.6 | 87.9| 12.1| 92.7 | 7.3 | 7.3 | 92.7 Laundry and cleaning supplies.............| 11,328| 74.8 | 25.2 | 86.5| 13.5| 88.6 | 11.4 | 11.7 | 88.3 Other household products..................| 19,921| 82.4 | 17.6 | 87.9| 12.1| 93.3 | 6.7 | 6.6 | 93.4 Postage and stationery....................| 12,887| 78.7 | 21.3 | 88.9| 11.1| 95.4 | 4.6 | 4.5 | 95.5 Household furnishings and equipment.........| 144,268| 80.8 | 19.2 | 90.1| 9.9| 92.9 | 7.1 | 5.6 | 94.4 Household textiles........................| 10,332| 82.7 | 17.3 | 92.3| 7.7| 94.4 | 5.6 | 4.7 | 95.3 Furniture.................................| 33,686| 75.0 | 25.0 | 90.1| 9.9| 89.0 | 11.0 | 6.5 | 93.5 Floor coverings...........................| 18,222| 93.3 | 6.7 | 96.0| 4.0| 97.8 | 2.2 | 3/5.5 | 94.5 Major appliances..........................| 15,966| 81.6 | 18.4 | 84.1| 15.9| 87.6 | 12.4 | 5.9 | 94.1 Small appliances, miscellaneous housewares| 8,768| 76.7 | 23.3 | 86.4| 13.6| 94.4 | 5.6 | 4.7 | 95.3 Miscellaneous household equipment.........| 57,293| 80.4 | 19.6 | 90.0| 10.0| 94.7 | 5.3 | 5.2 | 94.8 | | | | | | | | | Apparel and services..........................| 175,225| 70.4 | 29.6 | 90.5| 9.5| 87.6 | 12.4 | 8.1 | 91.9 Men and boys................................| 43,696| 70.8 | 29.2 | 90.9| 9.1| 89.7 | 10.3 | 8.0 | 92.0 Men, 16 and over..........................| 33,846| 72.4 | 27.6 | 92.3| 7.7| 91.7 | 8.3 | 7.5 | 92.5 Boys, 2 to 15.............................| 9,850| 65.4 | 34.6 | 86.0| 14.0| 82.5 | 17.5 | 9.5 | 90.5 Women and girls.............................| 67,901| 74.3 | 25.7 | 90.2| 9.8| 88.1 | 11.9 | 6.1 | 93.9 Women, 16 and over........................| 57,464| 74.4 | 25.6 | 90.8| 9.2| 88.3 | 11.7 | 5.7 | 94.3 Girls, 2 to 15............................| 10,438| 73.7 | 26.3 | 86.7| 13.3| 86.7 | 13.3 | 8.4 | 91.6 Children under 2............................| 8,300| 65.3 | 34.7 | 90.3| 9.7| 86.5 | 13.5 | 15.7 | 84.3 Footwear....................................| 28,598| 65.0 | 35.0 | 90.7| 9.3| 82.2 | 17.8 | 9.7 | 90.3 Other apparel products and services.........| 26,729| 67.1 | 32.9 | 90.6| 9.4| 89.2 | 10.8 | 8.9 | 91.1 Transportation................................| 620,165| 76.2 | 23.8 | 85.9| 14.1| 91.5 | 8.5 | 6.6 | 93.4 Vehicle purchases (net outlay)..............| 272,089| 76.0 | 24.0 | 84.2| 15.8| 91.1 | 8.9 | 7.3 | 92.7 Cars and trucks, new......................| 123,511| 80.4 | 19.6 | 86.6| 13.4| 91.2 | 8.8 | 5.6 | 94.4 Cars and trucks, used.....................| 145,032| 72.5 | 27.5 | 82.2| 17.8| 91.2 | 8.8 | 8.8 | 91.2 Other vehicles............................| 3,546| 63.0 | 37.0 | 85.1| 3/14.9| 86.9 | 3/13.1 | (4) | 100.0 Gasoline and motor oil......................| 103,703| 74.8 | 25.2 | 83.5| 16.5| 92.0 | 8.0 | 6.9 | 93.1 Other vehicle expenses......................| 207,752| 77.3 | 22.7 | 87.9| 12.1| 91.8 | 8.2 | 5.5 | 94.5 Vehicle finance charges...................| 26,838| 76.3 | 23.7 | 81.5| 18.5| 89.3 | 10.7 | 5.1 | 94.9 Maintenance and repairs...................| 67,293| 76.2 | 23.8 | 87.8| 12.2| 91.1 | 8.9 | 5.7 | 94.3 Vehicle insurance.........................| 73,459| 76.2 | 23.8 | 87.2| 12.8| 92.0 | 8.0 | 5.7 | 94.3 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 40,162| 81.8 | 18.2 | 93.4| 6.6| 94.2 | 5.8 | 5.2 | 94.8 Public transportation.......................| 36,620| 75.1 | 24.9 | 94.0| 6.0| 91.3 | 8.7 | 7.0 | 93.0 | | | | | | | | | Health care...................................| 178,603| 81.0 | 19.0 | 83.3| 16.7| 93.0 | 7.0 | 4.7 | 95.3 Health insurance............................| 88,725| 80.9 | 19.1 | 82.4| 17.6| 92.4 | 7.6 | 4.3 | 95.7 Medical services............................| 52,750| 82.0 | 18.0 | 85.6| 14.4| 94.8 | 5.2 | 6.0 | 94.0 Drugs.......................................| 28,847| 79.9 | 20.1 | 81.4| 18.6| 91.5 | 8.5 | 3.9 | 96.1 Medical supplies............................| 8,281| 79.0 | 21.0 | 85.4| 14.6| 93.6 | 6.4 | 4.4 | 95.6 | | | | | | | | | Entertainment.................................| 166,157| 76.2 | 23.8 | 87.6| 12.4| 93.4 | 6.6 | 5.1 | 94.9 Fees and admissions.........................| 44,617| 80.7 | 19.3 | 91.3| 8.7| 96.2 | 3.8 | 4.1 | 95.9 Television, radios, sound equipment.........| 55,873| 69.9 | 30.1 | 89.2| 10.8| 89.2 | 10.8 | 6.6 | 93.4 Pets, toys, and playground equipment........| 33,173| 79.5 | 20.5 | 83.7| 16.3| 95.7 | 4.3 | 4.2 | 95.8 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 32,495| 77.6 | 22.4 | 83.8| 16.2| 94.6 | 5.4 | 4.8 | 95.2 | | | | | | | | | Personal care products and services...........| 41,482| 71.8 | 28.2 | 88.7| 11.3| 89.0 | 11.0 | 7.3 | 92.7 | | | | | | | | | Reading.......................................| 16,752| 77.2 | 22.8 | 88.7| 11.3| 94.8 | 5.2 | 3.5 | 96.5 | | | | | | | | | Education.....................................| 48,598| 76.1 | 23.9 | 91.2| 8.8| 93.8 | 6.2 | 4.8 | 95.2 | | | | | | | | | Tobacco products and smoking supplies.........| 27,718| 62.3 | 37.7 | 81.5| 18.5| 92.6 | 7.4 | 4.1 | 95.9 | | | | | | | | | Miscellaneous.................................| 78,983| 75.6 | 24.4 | 83.3| 16.7| 93.2 | 6.8 | 5.3 | 94.7 | | | | | | | | | Cash contributions............................| 95,365| 82.5 | 17.5 | 88.4| 11.6| 93.1 | 6.9 | 3.2 | 96.8 | | | | | | | | | Personal insurance and pensions...............| 305,684| 79.7 | 20.3 | 88.8| 11.2| 93.0 | 7.0 | 5.1 | 94.9 Life and other personal insurance...........| 38,473| 85.3 | 14.7 | 85.5| 14.5| 89.5 | 10.5 | 3.9 | 96.1 Pensions and Social Security................| 267,211| 78.9 | 21.1 | 89.2| 10.8| 93.5 | 6.5 | 5.2 | 94.8 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 3,080,956| 76.7 | 23.3 | 89.0| 11.0| 92.5 | 7.5 | 6.1 | 93.9 Wages and salaries..........................| 2,376,254| 75.8 | 24.2 | 89.6| 10.4| 92.2 | 7.8 | 6.5 | 93.5 Self-employment income......................| 169,713| 84.1 | 15.9 | 87.7| 12.3| 97.5 | 2.5 | 3.4 | 96.6 Social Security, private and government | | | | | | | | | retirement.................................| 363,422| 85.7 | 14.3 | 85.7| 14.3| 93.3 | 6.7 | 2.7 | 97.3 Interest, dividends, rental income, other | | | | | | | | | property income............................| 71,894| 88.6 | 11.4 | 89.1| 10.9| 98.6 | 1.4 | 2.1 | 97.9 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 23,282| 66.3 | 33.7 | 86.8| 13.2| 91.1 | 8.9 | 10.4 | 89.6 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 38,586| 24.3 | 75.7 | 92.1| 7.9| 71.4 | 28.6 | 23.4 | 76.6 Regular contributions for support...........| 22,780| 52.4 | 47.6 | 89.2| 10.8| 91.2 | 8.8 | 5.6 | 94.4 Other income................................| 15,024| 48.3 | 51.7 | 88.0| 12.0| 94.2 | 5.8 | 12.1 | 87.9 | | | | | | | | | Personal taxes................................| 254,838| 79.5 | 20.5 | 88.7| 11.3| 94.8 | 5.2 | 4.4 | 95.6 Federal income taxes........................| 186,493| 78.8 | 21.2 | 89.5| 10.5| 94.8 | 5.2 | 4.5 | 95.5 State and local income taxes................| 53,447| 77.7 | 22.3 | 86.2| 13.8| 94.1 | 5.9 | 4.7 | 95.3 Other taxes.................................| 14,898| 95.0 | 5.0 | 87.2| 12.8| 96.6 | 3.4 | 3.2 | 96.8 | | | | | | | | | Income after taxes............................| 2,826,118| 76.5 | 23.5 | 89.1| 10.9| 92.3 | 7.7 | 6.2 | 93.8 | | | | | | | | | ___________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Data are likely to have large sampling errors. 4/ No data reported. n.a. Not applicable.